UnionBank Insular Life Visa Card and Promo

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UnionBank Insular Life Visa Card

Interest Rate: 3.5% per month

Annual fee: P1,500

Promo & Features

Shopping
Fuel rebate
Cashback
Reward
Mileage

Apply
Online

Inquiry

Tel: 84-186; 841-8600

Mail: customer.service@unionbankph.com

Online: Visit inquiry page

Get the best convinence, lifestyle and wellness you deserve.
Earn points as you spend, the more points you earn the greater rewards you can redeem.
Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.

Minimum monthly income : P50,000
Annual Fee for Supplementary holder : P750
Late payment charge : 6% of the amount due or P500 pesos, whichever is higher
more info

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Dami promo at freebies ah, paano nga ba nireredeem yan?

Union Bank Credit Cards & Promo

Get the best convinence, lifestyle and wellness you deserve.

On your birth month get a free annual medical check-up for your health concerns, free acces to Club Manila Lounge at NAIA Terminal 1, discount on partner merchants and have the privilege to pay lighter payments terms on your spendings on your insurance premiums, jewelry, home furnishing and your other high value items.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 reward points for every P40 spent anywhere as you use your card and redeem your points for cash rebate, free gas, free plane ticket, free dining and shopping.

Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.

Get secured and a peace of mind, with credit card features only BDO has to offer, like Installment Program, Auto-Charge Facility, Discount Program, Rewards Program, Auto-Insurance Installment Plan, Credit Life Insurance, Unlimited number of Supplementary Card, Payment Convinience, Email Statment of Account and 24 hour Customer Service.

Basic Information	Card name	UnionBank Insular Life Visa Card
	Bank	Union Bank
	Brand	VISA
	Type	Standard
Fees and charges	Interest rate (per month)	3.5% per month
	Annual fee	P1,500
	Annual Fee for Supplementary holder	P750
	Balance transfer Rate	0.99% for 14-18 months
	Minimum Payment	5% of Total Amount Due or P500, whichever is higher
	Credit Limit
	Late payment charge	6% of the amount due or P500 pesos, whichever is higher
	Cash advance limit
	Cash advance handling fee	6% of the amount withdrawn or P300, whichever is higher
	Cash advance interest charge	3.50%
	Overseas spending fee	2% of the converted amount
	Over Limit Fee	P500
	Payment Channels and Fees	Union bank branches nationwide Selected Union bank ATMs MegaLink and BankNet ATMs Online via BankNet
	Installment Plan	0% interest installment scheme at partner stores
	Sales Slip Retrieval Fee	P200
	Replacement/Lost card fee	P400
	Returned Check Fee	P1,000
Eligibility	Minimum monthly income	P50,000
	Minimum age for Principal holder	At least 18 to 60years old
	Minimum age for Supplementary holder	At least 14 years old
Promo & Features	Cashback	0.5% cashback Earn 1 point for every P40 spent and use accumulated points to wave annual fees, redeem items or even exchange for cashback, Get P100 for an exchange of 1,000 Rewards points
	Reward	P40 spent = 1 point Accumulate points for every spent and redeem points for exciting great rewards. Receive free dishes when you dine at any branches of Racks.
	Fuel rebate	0.4% fuel rebate Use accumulated points to redeem fuel rebates, Exchange 3,140 points for P500, 4,550 points for P800 and 6,300 points for P1,000 worth petron card.
	Mileage	P40 spent = 1 point Use accumulated points to redeem free flights via Cebu Paicific Air, Flysear or Tiger airways.
	Shopping	30% discount Get up to 30% discounts on wellness, shopping, dining and even medical expenses with UnionBank discount program.
	Health & Medical Insurance / Service	Free Medical Check Up (Only on birth month)
	Roadside Assistance	Car Secure Insurance Program 24-Hour assistance hotline Flat tire change Assistance during a mechanical or electrical breakdown Battery boosting in case of battery failures Free towing Ambulance assistance Alternate transport to place of residence or desired destination in case of vehicle breakdown Free hotel accomodation if the vehicle cannot be repaired within the same day
	Others	Auto-charge Facility Credit Life Insurance Unlimited Number of Supplementary Card Payment Convenience Email Statement of Account