UnionBank Gold Card and Promo

UnionBank Gold Card Credit Cards

Interest Rate
3.5% per month
Annual fee
P2,500
Promo & Features
  • Fuel rebate
  • Mileage
  • Cashback
  • Shopping
  • Reward
Apply
Online
Inquiry
Tel
84-186
841-8600
Mail
customer.service@unionbankph.com
Online
Visit inquiry page
  • Get exclusive privileges during your travels with UnionBank Gold Visa Card.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.
  • Minimum monthly income : P50,000
  • Annual Fee for Supplementary holder : P1,250
  • Late payment charge : 6% of the amount due or P500 pesos, whichever is higher
  • more info
User Rating 4.8 (2 Reviews)
bianxa's turf sa lahat ng banko talaga paar sa akin unionbank pinaka maayos, bakit? kasi hindi complicated ang system nila, at kahit ...read more

Information

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Get exclusive privileges during your travels with UnionBank Gold Visa Card.

Convert accumulated points over 3 Airline rewards to redeem free plane ticket and get advantage of promo fares or enjoy a free pre-departure at the Club Manila Lounge regardless of which airline you fly, Whats more is that you'll also get a wide range of Travel and Emergency Assistance with your UnionBank Gold Visa Card.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items just by pruchasing your wants or daily needs you get to earn 1 point for every P35 spent, redeem accumulated point for for Free tickets or exchange points from a ton of exciting reward items .

Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.

Get secured and a peace of mind, with credit card features only BDO has to offer, like Installment Program, Auto-Charge Facility, Discount Program, Rewards Program, Auto-Insurance Installment Plan, Credit Life Insurance, Unlimited number of Supplementary Card, Payment Convinience, Email Statment of Account and 24 hour Customer Service.

Basic Information

Card name

UnionBank Gold Card

Bank

Union Bank

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

3.5%  per month

Annual fee

P2,500 

Annual Fee for Supplementary holder

P1,250

Balance transfer Rate

0.99% for 14-18 months

Minimum Payment

5% of Total Amount Due or P500, whichever is higher

Credit Limit

Late payment charge

6% of the amount due or P500 pesos, whichever is higher

Cash advance limit

Cash advance handling fee

6% of the amount withdrawn or P300, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

2% of the converted amount

Over Limit Fee

P500

Payment Channels and Fees

Union bank branches nationwide
Selected Union bank ATMs
MegaLink and BankNet ATMs
Online via BankNet

Installment Plan

0% interest installment scheme at partner stores

Sales Slip Retrieval Fee

P200

Replacement/Lost card fee

P400

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P50,000

Minimum age for Principal holder

At least 18 to 60years old

Minimum age for Supplementary holder

At least 14 years old

Promo & Features

Cashback

0.36% cashback
  • Earn 1 point for every P35 spent and use accumulated points to wave annual fees, redeem items or even exchange for cashback, Get P100 for an exchange of 640 Rewards points

Reward

P35 spent = 1 point
  • Accumulate point for every P35 spent and redeem points for exciting great rewards

Fuel rebate

0.46% fuel rebate
  • Use accumulated points to redeem fuel rebates, Exchange 3,140 points for P 500, 4,550 points for P 800 and 6,300 points for P1,000 worth petron card.

Mileage

P70 spent = 1 mile
  • Exchange 200 points for 100, 600 points for 300 and 1,000 points for 500 Mabuhay Mile points or Use accumulated points to redeem free flights via Cebu Paicific Air, Flysear or Tiger airways.

Shopping

30% discount
  • Get up to 30% discounts on wellness, shopping, dining and even medical expenses with UnionBank discount program.
  • Use accumulated points to redeem gift cards and other more exciting rewards.

Roadside Assistance

Car Secure Insurance Program 24-Hour assistance hotline Flat tire change Assistance during a mechanical or electrical breakdown Battery boosting in case of battery failures Free towing Ambulance assistance Alternate transport to place of residence or desired destination in case of vehicle breakdown Free hotel accomodation if the vehicle cannot be repaired within the same day

Travel Service

Free access to Club Manila Lounge

Others

Auto-charge Facility
Credit Life Insurance
Unlimited Number of Supplementary Card
Payment Convenience
Email Statement of Account

Reviews of UnionBank Gold Card

User Review : 2Reviews

Design 4.5
Fees & Charges 5.0
Customer service 5.0
Features 4.5
Total 4.8

bianxa's turf

best bank to have

sa lahat ng banko talaga paar sa akin unionbank pinaka maayos, bakit? kasi hindi complicated ang system nila, at ...Read more

  • Rating : 4.5
  • Date : May 6, 2019
  • Review by bianxa's turf

theody

unforgettable card

Happy ako at finally nakapag credit card din ako salamat sa tulong mag manager at teller sa banko na ito inasikaos ...Read more

  • Rating : 5.0
  • Date : Apr 8, 2019
  • Review by theody

Forum of UnionBank Gold Card

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Information

Reviews

Forum

Overall Rating

Design 4.5
Fees & Charges 5.0
Customer service 5.0
Features 4.5
Total 4.8

Please feel free to post your review on this product.

Write a Review

bianxa's turf

  • Review by bianxa's turf
  • May 6, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 4.0
Total 4.5

best bank to have

sa lahat ng banko talaga paar sa akin unionbank pinaka maayos, bakit? kasi hindi complicated ang system nila, at kahit kailangan never nangyari yung may na debit na customer kumpara sa mga big banks liek BPI at BDO laging may mag suspicious na debits sa account buti pa ang unionbank wala zero, kaya maayos talaga makipag transact sa kanila kaya naisipan ko na din kumuha ng credit card sa kanila kasi sila yung pinaka pinagkakatiwalaan ko sa lahat ng banko. Never ako nahirapan sa application ko at mababait sial kausap sa banko buti walking distance lang din sa amin kaya best choice siya.

Good Review

theody

  • Review by theody
  • Apr 8, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

unforgettable card

Happy ako at finally nakapag credit card din ako salamat sa tulong mag manager at teller sa banko na ito inasikaos talaga nila ako ng maayos kaya happy ako sa serbisyo na natanggap ko sa banko na ito.baba pa ng fees niya kumpara sa iba kaya sulit na sulita talaga na ma approve ka sa card na ito. Kung ako sainyo at naghahanap kayo ng banko na pwede pagkatiwalaan ito na yung piliin niyo kasi sa tagal nila maayos talaga ang services nila. madali din kausap ng mga tao sa banko kaya perfect at hindi ko makakalimutan kung paano ko nakuah ang card na ito.

Good Review

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