Security Bank MasterCard Gold and Promo

Security Bank MasterCard Gold Credit Cards

Interest Rate
3.5% per month
Annual fee
P2,500 First year waived
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
88-791-88
Mail
sbonline@securitybank.com.ph
Online
Visit inquiry page
  • Free Travel and Inconvinience package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Enjoy MasterCard exclusive rewards and privileges.
  • Minimum monthly income : P36,667
  • Annual Fee for Supplementary holder : P1,500 First year waived
  • Late payment charge : 6% of the minimum amount due or P600, whichever is higher
  • more info
User Rating 3.5 (3 Reviews)
jellybean3000 hindi ko makakalimutan itong card na ito kasi ito ang unang credit card ko na nakuha ko and I am so disappointed in having ...read more
Forum 4Threads (4 Replies)
Bryan Iñigo Kung may savings account ako sa Security bank, pwede bang idebit na lang nila doon yung credit card bill ko? Katamad kasi ...read more

Information

Reviews

Forum

Free Travel and Inconvinience package for your worry free travel whenever, wherever you go all around the globe.

Get ensured for accidents or cancelled flights when you purchase airline tickets with your Diners club card for your worry free travel whenever, wherever you go all around the globe.

Earn points as you spend, the more points you earn the greater rewards you can get.

Earn 1never expiring point for every P20 spent and redeem points from exciting rewards selections like airmiles points, gadgets and more.

Enjoy MasterCard exclusive rewards and privileges.

With worldwide acceptance, travel and shop with ease and enjoy exclusive discounts and deals at a wide network of Mastercard affiliated merchants worlwide.

Basic Information

Card name

Security Bank MasterCard Gold

Bank

Security Bank

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.5%  per month

Annual fee

P2,500  First year waived

Annual Fee for Supplementary holder

P1,500
First year waived

Balance transfer Rate

1.91% for 12 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

6% of the minimum amount due or P600, whichever is higher

Cash advance limit

50% of credit limit

Cash advance handling fee

5% of the amount withdrawn or P500, whichever is higher plus P500 for over the counter transactions

Cash advance interest charge

3.50%

Overseas spending fee

Payment Channels and Fees

Auto Debit Arrangement
Over-the-counter
Acknowledged payment centers

Installment Plan

Monthly payment scheme with various rates

Sales Slip Retrieval Fee

P400

Replacement/Lost card fee

P400

Returned Check Fee

P1,000 (Peso Billing) USD20 (Dollar Billing)

Eligibility

Minimum monthly income

P36,667

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 point for every P20 spent and exchange points for exciting rewards selections

Mileage

P94 spent = 1 mile
  • Earn 1 point for every P20 spent and redeem points for mile points at security bank rewards catalogueues

Shopping

15% discount
  • With MasterCard privilege get up to 15% in discounts and other exciting deals
  • Earn 1 point for every P20 spent and exchange points for exciting rewards selections

Transport Accident Insurance/ Travel Insurance

Travel insurance package

Reviews of Security Bank MasterCard Gold

User Review : 3Reviews

Design 3.3
Fees & Charges 3.3
Customer service 3.3
Features 4.0
Total 3.5

jellybean3000

worst card to use

hindi ko makakalimutan itong card na ito kasi ito ang unang credit card ko na nakuha ko and I am so disappointed ...Read more

  • Rating : 2.0
  • Date : Jun 11, 2019
  • Review by jellybean3000

Aria Marie

Great card

3 years ko nang ginagamit ang Security Bank MasterCard Gold card na ito at so far, satisfied naman ako sa service ...Read more

  • Rating : 4.5
  • Date : Apr 28, 2019
  • Review by Aria Marie

Tyler Soldinillos

great for beginners

Kung pipili kayo ng bak at card ito ang ma sa suggest ko. Hindi masyado malaki ang annual fees niya kaya panalo na ...Read more

  • Rating : 4.0
  • Date : Dec 8, 2018
  • Review by Tyler Soldinillos

Forum of Security Bank MasterCard Gold

Bryan Iñigo

Monthly payment

Kung may savings account ako sa Security bank, pwede bang idebit na lang nila doon yung credit card bill ko? Katamad kasi pumunta ng banko every month

  • Last updated : Jul 29, 2019
  • Posted by Bryan Iñigo
  • Replies of This topic : 0 Replies

Paul Adona

Supple

Ano yung ibig sabihin ng supplementary holder?

  • Last updated : Jun 28, 2019
  • Posted by Paul Adona
  • Replies of This topic : 0 Replies

Julia Sanchez

Business

Okay ba ito gamitin for business transactions, as in big business?

  • Last updated : May 20, 2019
  • Posted by Julia Sanchez
  • Replies of This topic : 1 Replies

Henred  Aceres

Mastercard gold

Every year Waivable po ba ang annual fee

  • Last updated : Mar 28, 2019
  • Posted by Henred Aceres
  • Replies of This topic : 3 Replies

Top5 Security Bank Credit Card

1

Security Bank MasterCard World

  • P250,000
  • P2,500 First year waived ...
  • 6% of the minimum amount due or ...
2

Security Bank MasterCard Platinum

  • P108,333
  • P2,500
  • 6% of the minimum amount due or ...
3

Security Bank MasterCard Classic

  • P15,000
  • P1,000 First year waived
  • 6% of the minimum amount due or ...
4

Security Bank Diner's Club International (Single Currency)

  • P21,667
  • P1,000 First year waived
  • 6% of the minimum amount due or ...
5

Security Bank MasterCard Gold

  • P36,667
  • P1,500 First year waived
  • 6% of the minimum amount due or ...

Information

Reviews

Forum

Overall Rating

Design 3.3
Fees & Charges 3.3
Customer service 3.3
Features 4.0
Total 3.5

Please feel free to post your review on this product.

Write a Review

jellybean3000

  • Review by jellybean3000
  • Jun 11, 2019
Design 3.0
Fees & Charges 2.0
Customer service 1.0
Features 2.0
Total 2.0

worst card to use

hindi ko makakalimutan itong card na ito kasi ito ang unang credit card ko na nakuha ko and I am so disappointed in having this kind of card. Hindi ko akalain na ganito ang banko na ito, super hassle gamitin kasi laging offline ang bank nila kapag need mo na gamitin ang pera mo hindi mo magamit kasi offline sila or system upgrade, savings at credit card ang gamit ko sa kanila kaya alam na alam ko ang service nila, Kahit sa banko na teller napaka incompotent ng mga tao nila hindi ka nila matutulungan kung kailangan mo sila.

Good Review

Aria Marie

  • Review by Aria Marie
  • Apr 28, 2019
Design 5.0
Fees & Charges 4.0
Customer service 4.0
Features 5.0
Total 4.5

Great card

3 years ko nang ginagamit ang Security Bank MasterCard Gold card na ito at so far, satisfied naman ako sa service nila. Tinaasan din nila ang credit limit ko recently kahit na nga hindi ako nag-apply at yung status ko sa ngayon ay unemployes. Mabilis sila mag-alert sa akin kung merong mga unusual na mga spending activity na ginagamit ang card ko at madali lang makontak ang kanilang customer service hotline. Kaya lang, base sa experience ko, kapag hindi kaagad ako nakapagbayad sa oras, palagi na nila akong tinatawagan araw man o sa gabi.

Good Review

Tyler Soldinillos

  • Review by Tyler Soldinillos
  • Dec 8, 2018
Design 2.0
Fees & Charges 4.0
Customer service 5.0
Features 5.0
Total 4.0

great for beginners

Kung pipili kayo ng bak at card ito ang ma sa suggest ko. Hindi masyado malaki ang annual fees niya kaya panalo na din. I requested my first fee to be waived at mabait namna ang nakausap ko at ginawa naman nila. Hopefully every year ma waived nila. Malaking bagay din kasi yung charge na yun. Simple lang yung card nothing fancy atleast pareho ito sa lahat ng cards ng bank minsan lang nakakalito kung savings ba yung hawak mo o yung creditcard na, same color din kasi so sana mabago nila ito. No hidden charges kaya I trust this bank!

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Monthly payment

Bryan Iñigo

  • Bryan Iñigo
  • Jul 29, 2019

Kung may savings account ako sa Security bank, pwede bang idebit na lang nila doon yung credit card bill ko? Katamad kasi pumunta ng banko every month

Reply

Supple

Paul Adona

  • Paul Adona
  • Jun 28, 2019

Ano yung ibig sabihin ng supplementary holder?

Reply

Business

Julia Sanchez

  • Julia Sanchez
  • Apr 30, 2019

Okay ba ito gamitin for business transactions, as in big business?

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Depende sa credit card limit na makukuha mo pero tingin ko kulang pa din yung Gold, try mo at least Titanium baka mas mataas yung credit card limit nun, o mag consult ka na lang sa banko kung anong credit card magandang kunin for business o yung kaya mga high cost transactions, malamang may masasuggest naman sayo yung mga yun

Good Answer

Reply

Mastercard gold

Henred  Aceres

  • Henred Aceres
  • Jul 27, 2018

Every year Waivable po ba ang annual fee

Arnel Duo

  • Arnel Duo
  • Feb 22, 2019 / Good Answers : 1

Hindi, discretion ng bank yung pag waive ng annual fees yung first year kadalasan ang waived bilang promo ng bank or provider ng credit cards. Pero kung may annual bill kang Php100,000 pataas kadalasan tinatanggal na nila yung annual fee, siyempre laking pera nakukuha nila sayo kaya hindi ka basta basta papakawalan ng mga yan

Good Answer

John Apex

  • John Apex
  • Feb 22, 2019 / Good Answers : 2

Depende sa magiging annual mong bill, hindi naman talaga nawewaive yung annual fee pero kung maganda naman yung credit score mo sa bank at madami silang nakukuhang pera sayo automatic tinatanggal na nila yun, kung hindi man, sabihin mo lang na hindi ka na magpaparenew at sila na mismo mag offer na iwaive yun

Good Answer

Rowan Nawor

  • Rowan Nawor
  • Mar 28, 2019

Depende sa provider mo ng credit card pero kadalasan oo kasi ayun yung pang akit nilang ituloy mo yung credit card nila

Good Answer

Reply

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