Security Bank MasterCard Classic and Promo

Security Bank MasterCard Classic Credit Cards

Interest Rate
3.5% per month
Annual fee
P2,000 First year waived
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
88-791-88
Mail
sbonline@securitybank.com.ph
Online
Visit inquiry page
  • Free Travel and Inconvinience package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Enjoy MasterCard exclusive rewards and privileges.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P1,000 First year waived
  • Late payment charge : 6% of the minimum amount due or P600, whichever is higher
  • more info
User Rating 3.3 (4 Reviews)
jojoclarita Good thing I choose security back kasi compared to other banks dami hidden charges talaga! trusted bank for me!
Forum 4Threads (6 Replies)
Al Krisano Pwede ba agad ako magparenew ng credit card three months bago expiration date?

Information

Reviews

Forum

Free Travel and Inconvinience package for your worry free travel whenever, wherever you go all around the globe.

Get ensured for accidents or cancelled flights when you purchase airline tickets with your Diners club card for your worry free travel whenever, wherever you go all around the globe.

Earn points as you spend, the more points you earn the greater rewards you can get.

Earn 1 never expiring point for every P20 spent and redeem points from exciting rewards selections like airmiles points, gadgets and more.

Enjoy MasterCard exclusive rewards and privileges.

With worldwide acceptance, travel and shop with ease and enjoy exclusive discounts and deals at a wide network of Mastercard affiliated merchants worlwide.

Basic Information

Card name

Security Bank MasterCard Classic

Bank

Security Bank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.5%  per month

Annual fee

P2,000  First year waived

Annual Fee for Supplementary holder

P1,000
First year waived

Balance transfer Rate

1.91% for 12 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

6% of the minimum amount due or P600, whichever is higher

Cash advance limit

50% of credit limit

Cash advance handling fee

5% of the amount withdrawn or P500, whichever is higher plus P500 for over the counter transactions

Cash advance interest charge

3.50%

Overseas spending fee

Payment Channels and Fees

Auto Debit Arrangement
Over-the-counter
Acknowledged payment centers

Installment Plan

Monthly payment scheme with various rates

Sales Slip Retrieval Fee

P400

Replacement/Lost card fee

P400

Returned Check Fee

P1,000 (Peso Billing) USD20 (Dollar Billing)

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 point for every P20 spent and exchange points for exciting rewards selections

Mileage

P94 spent = 1 mile
  • Earn 1 point for every P20 spent and redeem points for mile points at security bank rewards catalogueues

Shopping

15% discount
  • With MasterCard privilege get up to 15% in discounts and other exciting deals
  • Earn 1 point for every P20 spent and exchange points for exciting rewards selections

Transport Accident Insurance/ Travel Insurance

Travel insurance package

Reviews of Security Bank MasterCard Classic

User Review : 4Reviews

Design 3.3
Fees & Charges 3.3
Customer service 3.0
Features 3.5
Total 3.3

jojoclarita

my savior

Good thing I choose security back kasi compared to other banks dami hidden charges talaga! trusted bank for me! ...Read more

  • Rating : 5.0
  • Date : Aug 23, 2019
  • Review by jojoclarita

Keevan Lock

poor service

Hindi ako naging satisfied sa naging experience ko sa banko na ito pabalik balik ako bago ko nakuha ang credit ...Read more

  • Rating : 3.0
  • Date : Jun 10, 2019
  • Review by Keevan Lock

Rea Lagman

Customer service is rude

Nag-research ako sa tamang card para sa akin at ito ang napili ko. Sadly, ang pangit ng naging experience ko sa ...Read more

  • Rating : 1.0
  • Date : Apr 24, 2019
  • Review by Rea Lagman

Forum of Security Bank MasterCard Classic

Al Krisano

Renewal

Pwede ba agad ako magparenew ng credit card three months bago expiration date?

  • Last updated : Oct 21, 2019
  • Posted by Al Krisano
  • Replies of This topic : 1 Replies

Harvey Sibayan

Good day

Paano ba mag file ng fraud? Kasi parang ang hirap, akala ko simpleng rereport ko lang

  • Last updated : Oct 21, 2019
  • Posted by Harvey Sibayan
  • Replies of This topic : 1 Replies

Gabi Cawili

Interest

Paano kung yung bill ko lang sa isang buwan nasa Php800 lang? Babayaran ko pa din yung 3.5% nun as interest?

  • Last updated : May 20, 2019
  • Posted by Gabi Cawili
  • Replies of This topic : 1 Replies

Crazy Ivan

Mga kelangan

Ano ba mga dapat kong malaman kapag nag apply ng credit card na to?

  • Last updated : Mar 26, 2019
  • Posted by Crazy Ivan
  • Replies of This topic : 3 Replies

Top5 Security Bank Credit Card

1

Security Bank MasterCard World

  • P250,000
  • P2,500 First year waived ...
  • 6% of the minimum amount due or ...
2

Security Bank MasterCard Platinum

  • P108,333
  • P2,500
  • 6% of the minimum amount due or ...
3

Security Bank MasterCard Classic

  • P15,000
  • P1,000 First year waived
  • 6% of the minimum amount due or ...
4

Security Bank Diner's Club International (Single Currency)

  • P21,667
  • P1,000 First year waived
  • 6% of the minimum amount due or ...
5

Security Bank MasterCard Gold

  • P36,667
  • P1,500 First year waived
  • 6% of the minimum amount due or ...

Information

Reviews

Forum

Overall Rating

Design 3.3
Fees & Charges 3.3
Customer service 3.0
Features 3.5
Total 3.3

Please feel free to post your review on this product.

Write a Review

jojoclarita

  • Review by jojoclarita
  • Aug 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

my savior

Good thing I choose security back kasi compared to other banks dami hidden charges talaga! trusted bank for me!

Good Review

Keevan Lock

  • Review by Keevan Lock
  • Jun 10, 2019
Design 3.0
Fees & Charges 3.0
Customer service 2.0
Features 4.0
Total 3.0

poor service

Hindi ako naging satisfied sa naging experience ko sa banko na ito pabalik balik ako bago ko nakuha ang credit card, delayed ang mailing ng card pati pagdating sa statements ko sa ibang nagdedeliver naman hindi sila lang talaga, grabe ang pinagdaanan ko bago ko nakuha ang card ko na ito sulit na rin kasi first card ko at kailangan ko din naman ito na gamitin especially for emergency kaso minsan din talaga nag dodown ang system nila kaya pati ang card apektado, hindi ako 100% satisfied dito. ta try ko pa din ang ibang banko.

Good Review

Rea Lagman

  • Review by Rea Lagman
  • Apr 24, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Customer service is rude

Nag-research ako sa tamang card para sa akin at ito ang napili ko. Sadly, ang pangit ng naging experience ko sa customer service nito over the phone at maging sa online chat. After kong ma-activate ang card ko online, hindi ko naman magamit ito. Tumawag ako sa Security Bank para malaman ko kung bakit pero pinag-antay lang ako sa wala. Sa isang araw na nagta-try akong kausapin sila, palagi akong on hold sa loob ng labinlimang minuto pero hindi na ako makakapag-antay pa dahil may trabaho din akong inaasikaso. Sa pangalawang attempt ko, na hold naman ako nang dalawang oras sa phone at nung sumagot na finally ay nag hung up na rin kaagad.

Good Review

Rosalie Crisostomo

  • Review by Rosalie Crisostomo
  • Sep 24, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Great for business person

Overall, sobrang pleased ako sa Security Bank MasterCard Classic ko at sa mga benefits ng pagkakaroon ng card para sa aking fledgling business. Bago lang ako sa pagbi-business at sa pagkakaroon ng credit card kaya I'm very careful sa paggamit nito. Akala ko ay di ako maa-approve at magkakaroon nito pero thankful ako sa pagbibigay ng chance sa akin ng bank na ito. Napakalaking tulong nito sa pagpa-purchase ko ng ibang goods for my business at kahit na nagkaroon ako ng late payment nang ilang beses ay di sila nag-charge sa akin. Appreciated ko ito talaga.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Renewal

Al Krisano

  • Al Krisano
  • Jul 29, 2019

Pwede ba agad ako magparenew ng credit card three months bago expiration date?

Kevin Chavez

  • Kevin Chavez
  • Oct 21, 2019

Pwede naman mag request ka agad, babayaran mo din agad siyempre yung renewal fee kung meron pero kung maganda naman yung credit score mo hindi mo na kelangan mag request, minsan 4 months pa lang before ng expiration date, magsend na agad yung banko sayo ng bagong credit card, hindi mo naman agad kelangan gamitin yun pero sa oras na ginamit mo yun, activated na ata yung card agad

Good Answer

Reply

Good day

Harvey Sibayan

  • Harvey Sibayan
  • Jun 28, 2019

Paano ba mag file ng fraud? Kasi parang ang hirap, akala ko simpleng rereport ko lang

Kevin Chavez

  • Kevin Chavez
  • Oct 21, 2019

Itatawag mo muna siyempre sa call center ng banko yun, tapos sundin mo lang yung sasabihin nila paano mag file, yung iba mag papasend ng email sa fraud department nila, hindi ko lang alam kung may banko na pwede mo makausap sa phone yung fraud department. Kapag nag report ka ng lost or stolen wag mo sasabihin yung exact oras na nawala yung card, dapat laging ngayon lang or 1 minute ago lang

Good Answer

Reply

Interest

Gabi Cawili

  • Gabi Cawili
  • Apr 30, 2019

Paano kung yung bill ko lang sa isang buwan nasa Php800 lang? Babayaran ko pa din yung 3.5% nun as interest?

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Hindi, depende sa minimum financial fee yun, nakalagay yun sa information na binigay nila sayo kung magkakano yung babayaran mo, ang alam ko Php500 yung minimum so kung mas mababa sa Php500 yung interest mo, ayun yung babayaran mo as interest, siguro para siguradong may kita pa din yung banko kaya ganun, kasi kung bibili ka nga naman ng worth Php200 gamit credit card, ano mapapala nila sa baryang interest?

Good Answer

Reply

Mga kelangan

Crazy Ivan

  • Crazy Ivan
  • Nov 28, 2018

Ano ba mga dapat kong malaman kapag nag apply ng credit card na to?

Sven Michael

  • Sven Michael
  • Feb 19, 2019 / Good Answers : 3

Dapat mong malaman unang una at pinakamahalaga ay yung due date mo, mahirap kasi yung slash ka ng slash hindi mo alam due date mo na pala, tapos hindi ka pa bayad, hindi gagana yang card mo hanggat hindi settled yung bayad mo sa buwan na yun, pangalawa yung interest rate saka yung lowest nun, baka hindi mo mamalayan baon ka na sa utang dahil sa interest

Good Answer

Kalbong Kalibo

  • Kalbong Kalibo
  • Feb 19, 2019 / Good Answers : 1

Ayun, due date pati interest rate pati yung lowest din kasi minsan kapag mababa lang yung bill mo, magbabayad ka pa din ng Php500 as minimum charge pero kung may utang ka lang naman. Yung security policy din dapat alam mo, halimbawa nawalan o nanakawan ka ng credit card, dapat alam mo kung kelan ka dapat mag rereport sa banko at kapag hindi ka nakapag report sa oras, lahat ng charge doon sisingilin pa din sayo

Good Answer

Jethro Salazar

  • Jethro Salazar
  • Mar 26, 2019

Mga freebies importante din alamin mo, hindi lang pwede panay bayad ng utang at interest sa credit card dapat may mapapala ka din mga bonus o perks para mas maengganyo ka gumamit. Actually hindi din pala maganda mawili gumamit ng credit card lalo na sa Pilipinas pero dapat sa mga pagkakataon na kelangan mo gumamit, may nakukuha kang parang reward

Good Answer

Reply

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