RCBC Bankard myDream JCB and Promo

RCBC Bankard myDream JCB Credit Cards

Interest Rate
2.90% per month
Annual fee
P800 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel Plus Lite Insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Get exclusive free access to JCB Plaza Lounges for your travel related needs all around the globe.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P400 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 1.0 (1 Reviews)
Eunice Castillo Nagkaroon ako ng disappointment na experience sa RCBC Bankard na ito. Kinailangan ko pang tumawag sa kanila nang ...read more
Forum 2Threads (4 Replies)
Elmo Reyes Ano yung mga dapat malaman kapag kukuha ng credit card? Tulad ng tungkol sa late payment fees, mga penalty etc.

Information

Reviews

Forum

Free Travel Plus Lite Insurance package for your worry free travel whenever, wherever you go all around the globe.

Get free Travel Plus Lite, a travel accident and medical emergency insurance, including travel inconvenience and other travel related problems, just purchase travel tickets using your card.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for Mile points or from tons of exciting rewards.

Get exclusive free access to JCB Plaza Lounges for your travel related needs all around the globe.

Get exclusive privileges on your travels with free access to JCB Plaza Lounges in mostly popular tourist shopping areas, avail a variety of services for your travel needs

Basic Information

Card name

RCBC Bankard myDream JCB

Bank

RCBC

Brand

JCB

Type

Standard

Fees and charges

Interest rate (per month)

2.90%  per month

Annual fee

P800  First year waived

Annual Fee for Supplementary holder

P400
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.04%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

At least 21 years old

Minimum age for Supplementary holder

13 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants except utilities & bills payment merchants, Rebates will be automatically credited to the account of the cardholder every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to the account of the cardholder every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Free travel plus lite insurance program

Purchase Protection

Free purchase protection up to P50,000 on any purchases made overseas

Others

Free access to JCB Plaza Lounges

Reviews of RCBC Bankard myDream JCB

User Review : 1Reviews

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Eunice Castillo

Kailangan nila ng improvement

Nagkaroon ako ng disappointment na experience sa RCBC Bankard na ito. Kinailangan ko pang tumawag sa kanila nang ...Read more

  • Rating : 1.0
  • Date : Mar 31, 2019
  • Review by Eunice Castillo

Forum of RCBC Bankard myDream JCB

Elmo Reyes

Tips

Ano yung mga dapat malaman kapag kukuha ng credit card? Tulad ng tungkol sa late payment fees, mga penalty etc.

  • Last updated : Oct 19, 2019
  • Posted by Elmo Reyes
  • Replies of This topic : 1 Replies

Lorem Ipsum

Promo

Para saan yung Travel plus lite saka ano yung mga cover ng insurance na yan?

  • Last updated : Oct 19, 2019
  • Posted by Lorem Ipsum
  • Replies of This topic : 3 Replies

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Information

Reviews

Forum

Overall Rating

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Please feel free to post your review on this product.

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Eunice Castillo

  • Review by Eunice Castillo
  • Mar 31, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Kailangan nila ng improvement

Nagkaroon ako ng disappointment na experience sa RCBC Bankard na ito. Kinailangan ko pang tumawag sa kanila nang napakaraming beses at tanungin kung na-approve ba nila ang credit card ko o hindi. Sinabi nila sa akin na ang card ay merong lifetime na libreng benefits pero ang lahat ay kailangan pala ng improvement lalo na sa pag-process, sa approval, sa courier service nila at marami pang iba at ang pinaka pangit ay wala man lang pasabi tungkol sa status ng card.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Tips

Elmo Reyes

  • Elmo Reyes
  • Jul 28, 2019

Ano yung mga dapat malaman kapag kukuha ng credit card? Tulad ng tungkol sa late payment fees, mga penalty etc.

John Churchill

  • John Churchill
  • Oct 19, 2019

Ilang percent yung late payment fee kelangan mo malaman yun, kasi yung iba hindi fix yung bayad sa mga ganyan at may interest din, yung mga freebies importante din yun, para hindi ka lang panay utang sa mga banko at may napapala ka din, madalas magaganda yung mga ganyan depende sa level ng credit card mo, yung billing cycle siyempre dapat alam mo

Good Answer

Reply

Promo

Lorem Ipsum

  • Lorem Ipsum
  • Jan 29, 2019

Para saan yung Travel plus lite saka ano yung mga cover ng insurance na yan?

cherryblossoms

  • cherryblossoms
  • Apr 20, 2019

Yung agent lang ng insurance ang makakasagot ng tanong mo kaya sila dapat ang kausapin mo tungkol dyan

Good Answer

Kimberly Gaizer

  • Kimberly Gaizer
  • May 13, 2019

hindi ko din masyadong naintindhan kapag may insurance coverage ang card

Good Answer

John Churchill

  • John Churchill
  • Oct 19, 2019

Hindi ko din alam, wala pa kong credit card na may ganyan, kung curious ka talaga itawag mo na lang sa RCBC at itanong mo para masagot nila ng tama, at paki update na din kami dito sa forum kasi curious din ako, mahilig din ako mag gala kaya kung may discount ako mapapala sa mga travel plus na yan baka mag apply ako

Good Answer

Reply

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