RCBC Bankard Gold MasterCard and Promo

RCBC Bankard Gold MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P3,000 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel insuranceprogram for your worry free travel whenever, wherever you go all around the globe.
  • Get exclusive free access to airport lounges when you travel all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Minimum monthly income : P30,000
  • Annual Fee for Supplementary holder : P1,500 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 5.0 (1 Reviews)
Dulce Ledesma Anim na buwan na rin na itong credit card na ito ng RCBC ang ginagamit ko dahil meron itong mga magagandang benefits sa ...read more
Forum 1Threads (4 Replies)
Winona Sala Meron bang max na credit limit ito? Yung hangganan na pwede maging credit limit mo

Information

Reviews

Forum

Free Travel insuranceprogram for your worry free travel whenever, wherever you go all around the globe.

Get free Travel insurance program for travel accidents and medical emergency problems, including travel inconvinience and other travel related problems, just purchase travel tickets using your card

Get exclusive free access to airport lounges when you travel all around the globe.

Get exclusive privileges on your travels with free access to MIASCOR Airport lounges enjoy the comfort and luxury of a modern room while waiting for your international flight

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for mile points or from tons of exciting rewards.

Basic Information

Card name

RCBC Bankard Gold MasterCard

Bank

RCBC

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P3,000  First year waived

Annual Fee for Supplementary holder

P1,500
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P30,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants exept utilities & bills payment merchants, Rebates will be automatically credited to account every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to account every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free tracel insurance program by simply using your card to purchase travel tickets

Concierge Service

Free Concierge Service

Others

Free access MIASCOR Airport lounges

Reviews of RCBC Bankard Gold MasterCard

User Review : 1Reviews

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Dulce Ledesma

Higher credit limit than other cards

Anim na buwan na rin na itong credit card na ito ng RCBC ang ginagamit ko dahil meron itong mga magagandang ...Read more

  • Rating : 5.0
  • Date : Mar 31, 2019
  • Review by Dulce Ledesma

Forum of RCBC Bankard Gold MasterCard

Winona Sala

Credit max limit

Meron bang max na credit limit ito? Yung hangganan na pwede maging credit limit mo

  • Last updated : Oct 20, 2019
  • Posted by Winona Sala
  • Replies of This topic : 4 Replies

Top5 RCBC Credit Card

1

RCBC Bankard Diamond Card Platinum MasterCard

  • P40,000
  • P1,250 First year waived
  • 7% of the amount due or P200, ...
2

RCBC Bankard UnionPay Diamond Card

  • Waived up to 9 Supplementary ...
  • 7% of the amount due or P200, ...
3

RCBC Bankard myDream JCB

  • P15,000
  • P400 First year waived
  • 7% of the amount due or P200, ...
4

HBC RCBC Bankard MasterCard

  • P480 First year waived
  • 7% of the amount due or P200, ...
5

LJC RCBC Bankard MasterCard

  • P720 First year waived
  • 7% of the amount due or P200, ...

Information

Reviews

Forum

Overall Rating

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Please feel free to post your review on this product.

Write a Review

Dulce Ledesma

  • Review by Dulce Ledesma
  • Mar 31, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Higher credit limit than other cards

Anim na buwan na rin na itong credit card na ito ng RCBC ang ginagamit ko dahil meron itong mga magagandang benefits sa paghawak ng card na ito. Nakapag-provide na ito sa akin ng cash back offer at naka-waive pa ang annual charges nito. Nagustuhan ko kasi ito dahil mataas ang credit limit ko dito unlike sa card ko sa BDO na mababa lang ang credit limit ko at kahit na nagre-request ako na taasan ay waley pa rin.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Credit max limit

Winona Sala

  • Winona Sala
  • Jan 29, 2019

Meron bang max na credit limit ito? Yung hangganan na pwede maging credit limit mo

lightfurry

  • lightfurry
  • Apr 20, 2019

oo depende sa banko yan at depende sa incom mo yung card na ibiigay sayo.

Good Answer

Jasspreet Maktuo

  • Jasspreet Maktuo
  • May 6, 2019 / Good Answers : 1

tama depende lahat sa documents na isa submit mo sakanila yung iba kasi doon talaga naka base yung iba hindi ko alam kung saan especially kung low income lang, anyways mas okay yung mag secured card kasi magbibigay ka lang ng deposito mo then yun din ang gagamitin mo as credit limit mo which is mas okay para sa akin.

Good Answer

Leonard Manait

  • Leonard Manait
  • Oct 20, 2019

Meron siguro, hindi lang itong card na ito kung hindi lahat ng klase ng credit cards, kasi may mga credit cards na ang max limit ay nasa Php20,000 at Php100,000 hindi ba? Tumataas din yung mga credit limit ng card depende sa credit score mo pero kung yung current card mo, umabot ng Php100,000 tapos meron naman card na may ganyan din, ano pa purpose ng iba card hindi ba? Siguro ioffer na nila sayo na mag palit ka ng card kapag naabot mo yung ceiling

Good Answer

Ivan Estole

  • Ivan Estole
  • Oct 20, 2019

Yep for sure may ceiling yung mga credit limits dahil madami ibang tao na pinapautang yung mga banko at kung hindi sila maglalagay ng limit, baka mapautang nila lahat ng pera ng mga taong nagpatago sa kanila sa iba, paano kung takbuhan sila bigla nun? Ang alam ko kasi yung pinapautang nila sa mga credit card holders galing sa mga nagdedeposit sa kanila

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile