RCBC Bankard Gold JCB and Promo

RCBC Bankard Gold JCB Credit Cards

Interest Rate
3.50% per month
Annual fee
P3,000 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel insuranceprogram for your worry free travel whenever, wherever you go all around the globe.
  • Get exclusive free access to airport lounges when you travel all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Minimum monthly income : P30,000
  • Annual Fee for Supplementary holder : P1,500 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 1.0 (1 Reviews)
Weng Torres Ang RCBC ay parang katulad din ng ibang mga bangko na nagcha-charge ng sobra-sobrang interest sa credit pero ...read more
Forum 1Threads (6 Replies)
Armando Magkano yung renewal fee nito? Iisa lang ba yun saka annual fee?

Information

Reviews

Forum

Free Travel insuranceprogram for your worry free travel whenever, wherever you go all around the globe.

Get free Travel insurance program for travel accidents and medical emergency problems, including travel inconvinience and other travel related problems, just purchase travel tickets using your card

Get exclusive free access to airport lounges when you travel all around the globe.

Get exclusive privileges on your travels with free access to MIASCOR Airport lounges enjoy the comfort and luxury of a modern room while waiting for your international flight

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for mile points or from tons of exciting rewards.

Basic Information

Card name

RCBC Bankard Gold JCB

Bank

RCBC

Brand

JCB

Type

Premier

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P3,000  First year waived

Annual Fee for Supplementary holder

P1,500
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P30,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants exept utilities & bills payment merchants, Rebates will be automatically credited to account every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to account every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free tracel insurance program by simply using your card to purchase travel tickets

Concierge Service

Free 24/7 Concierge Service

Others

Free access MIASCOR Airport lounges

Reviews of RCBC Bankard Gold JCB

User Review : 1Reviews

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Weng Torres

Sobrang dissatisfied ako sa bank na ito!

Ang RCBC ay parang katulad din ng ibang mga bangko na nagcha-charge ng sobra-sobrang interest sa credit pero ...Read more

  • Rating : 1.0
  • Date : Mar 30, 2019
  • Review by Weng Torres

Forum of RCBC Bankard Gold JCB

Armando

Renewal fee

Magkano yung renewal fee nito? Iisa lang ba yun saka annual fee?

  • Last updated : Aug 28, 2019
  • Posted by Armando
  • Replies of This topic : 6 Replies

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Information

Reviews

Forum

Overall Rating

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Please feel free to post your review on this product.

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Weng Torres

  • Review by Weng Torres
  • Mar 30, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Sobrang dissatisfied ako sa bank na ito!

Ang RCBC ay parang katulad din ng ibang mga bangko na nagcha-charge ng sobra-sobrang interest sa credit pero papaalalahanan ka kapag late ka na sa pagbabayad. Kaya nga ito yung naging issue ko sa kanila. Binayaran ko lang ang mga balance ko at ipina-cut ko na ang card na ito. Ang sakit nila sa bangs grabe! Hindi man lang makatulong ang customer service nila sa tuwing meron akong ii-inquire. Magaling lang sila maningil!

Good Review

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Please feel free to post your questions on this product.

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Renewal fee

Armando

  • Armando
  • Jan 29, 2019

Magkano yung renewal fee nito? Iisa lang ba yun saka annual fee?

Tiffany L.

  • Tiffany L.
  • Feb 4, 2019

walang renewal fee ang card, annual fee from the term na annual yearly mo ito babayaran sa lahat ng credit card ganun po talaga yun so kung ayaw mo na yung card ipapa cancel mo na ito bago magbayad ng annual para sulit, so kung iisipin mo din parag renewal fee na din siya kada bayad mo kasi kada taon magagamit mo pa din card mo pero wala namang na rerenew talaga.

Good Answer

lightfurry

  • lightfurry
  • Apr 20, 2019

basta fee na taon taon yun na yun baka iba iba kasi terms ng bank pero iisang kaltas lang yun every year.

Good Answer

Kimberly Gaizer

  • Kimberly Gaizer
  • May 13, 2019

walang renewal ang credit card kung ayaw mo na gamitin bayaran mo lahat, pero kung gusto mo pa gamitin basta may credit pa edi gamitin mo

Good Answer

Laureen Kim

  • Laureen Kim
  • Jul 8, 2019

Medyo mataas ang annual fee ng RCBC may ibang bank na waived na for life ang annual fee eh

Good Answer

happyprints

  • happyprints
  • Jul 11, 2019

meron pong iba, pero mas marami pa din ang merong annual fee.

Good Answer

Tobi Baslon

  • Tobi Baslon
  • Aug 28, 2019

Hindi lahat pero kung parehong banko same lang annual fee, pero depende din sa klase ng card na meron ka

Good Answer

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