RCBC Bankard Diamond Card Platinum MasterCard and Promo
- Interest Rate
- 2.75% per month
- Annual fee
- P2,500 First year waived
- Promo & Features
-
- Cashback
- Fuel rebate
- Mileage
- Reward
Online
- Free Travel Insurance program for your worry free travel whenever, wherever you go all around the globe.
- Get exclusive free access to airport lounges when you travel all around the globe.
- Spend for a cost, 0.2% of your credit card charges will be automatically donated to a worthy cause.
- Minimum monthly income : P40,000
- Annual Fee for Supplementary holder : P1,250 First year waived
- Late payment charge : 7% of the amount due or P200, whichever is higher
- more info




Free Travel Insurance program for your worry free travel whenever, wherever you go all around the globe.
Get free Travel insurance program for travel accidents and medical emergency problems, including travel inconvenience and other travel related problems, just purchase travel tickets using your card
Get exclusive free access to airport lounges when you travel all around the globe.
Get exclusive privileges on your travels with free access to MIASCOR Airport lounges enjoy the comfort and luxury of a modern room while waiting for your international flight
Spend for a cost, 0.2% of your credit card charges will be automatically donated to a worthy cause.
Spend for a cost, 0.2% of your credit card charges will be automatically donated to Gawad Kalinga Sibol, a child & youth organization that provides support to street childrens thru a program called SAGIP
Basic Information |
Card name |
RCBC Bankard Diamond Card Platinum MasterCard |
---|---|---|
Bank |
RCBC | |
Brand |
Master | |
Type |
Premier | |
Fees and charges |
Interest rate (per month) |
2.75%
per month |
Annual fee |
P2,500 First year waived | |
Annual Fee for Supplementary holder |
P1,250 First year waived |
|
Minimum Payment |
5% of Total Amount Due or P500/USD15, whichever is higher | |
Credit Limit |
||
Late payment charge |
7% of the amount due or P200, whichever is higher | |
Cash advance limit |
30% of credit card limit | |
Cash advance handling fee |
3% of the amount withdrawn or P500, whichever is higher | |
Cash advance interest charge |
2.79% | |
Overseas spending fee |
3.5% of the converted amount | |
Payment Channels and Fees |
ATMs of participating BancNet and Megalink member banks. Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers |
|
Installment Plan |
Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest | |
Replacement/Lost card fee |
P300 | |
Returned Check Fee |
P1,000 | |
Eligibility |
Minimum monthly income |
P40,000 |
Minimum age for Principal holder |
Must be 21 to 70 years old | |
Minimum age for Supplementary holder |
16 years old and above | |
Promo & Features |
Cashback |
0.69% cashback
|
Reward |
P50 spent = 1 point
|
|
Fuel rebate |
0.2% fuel rebate
|
|
Mileage |
P50 spent = 1 mile
|
|
Shopping |
||
Transport Accident Insurance/ Travel Insurance |
Get free travel insurance program by simply using your card to purchase travel tickets | |
Others |
Free access MIASCOR Airport lounges |
Reviews of RCBC Bankard Diamond Card Platinum MasterCard
User Review : 1Reviews
Design | 4.0 |
---|---|
Fees & Charges | 4.0 |
Customer service | 1.0 |
Features | 4.0 |
Total | 3.3 |
Very poor customer service handling!
Card member na ako ng bangko na ito for already three years. Okay naman ang card kaya lang nagkaroon ako ng ...Read more
- Rating : 3.3
- Date : Mar 30, 2019
- Review by Fatima Villagomez
Forum of RCBC Bankard Diamond Card Platinum MasterCard
Payment
Meron bang grace period ka pag magbabayad ka ng late? Hindi kasi ako sigurado kung kelan papasok yung sweldo ko pang bayad sa credit card
- Last updated : Oct 19, 2019
- Posted by Bryan Iñigo
- Replies of This topic : 1 Replies
Fuel rebate
Parang discount ba ito sa mga gas station kapag nag pagas ka? Lahat ba ng gas station pwede?
- Last updated : Oct 19, 2019
- Posted by Gabing Apee
- Replies of This topic : 3 Replies
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RCBC Bankard Diamond Card Platinum MasterCard
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- 7% of the amount due or P200, ...
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Overall Rating
Design |
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Fees & Charges |
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Customer service |
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Features |
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Total |
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Please feel free to post your review on this product.

- Review by Fatima Villagomez
- Mar 30, 2019
Design | 4.0 |
---|---|
Fees & Charges | 4.0 |
Customer service | 1.0 |
Features | 4.0 |
Total | 3.3 |
Very poor customer service handling!
Card member na ako ng bangko na ito for already three years. Okay naman ang card kaya lang nagkaroon ako ng dispute na niresolba ng RCBC nang walang imbestigasyon at hindi nagtatanong sa akin. Sobrang pathetic customer experience ko talaga ito at ayokong ayoko na ulit na ma-associate sa RCBC ulit. Sana ay ma-fix ng management nila ang poor customer service handling nila.
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Please feel free to post your questions on this product.

Payment
- Bryan Iñigo
- Jul 28, 2019
Meron bang grace period ka pag magbabayad ka ng late? Hindi kasi ako sigurado kung kelan papasok yung sweldo ko pang bayad sa credit card
- John Churchill
- Oct 19, 2019
Meron sa pag kakaalam ko pero kadalasan oras lang, kung ngayon araw yung due date mo dapat bukas before 10am makapag bayad ka na, baka ganun oras nag babago yung cycle ng billing nila kaya ganun. Pwede ka din naman tumawag sa mga call center nila para bigyan sila ng heads up, madalas bibigyan ka ng extension pero kung palagi ka nahingi baka maging delinquent status mo
Fuel rebate
- Gabing Apee
- Jan 29, 2019
Parang discount ba ito sa mga gas station kapag nag pagas ka? Lahat ba ng gas station pwede?
- cherryblossoms
- Apr 20, 2019
feeling hindi lahat ng gas station kaya dapat tanungin mo sakanila kung anong gas station lang yung pwede para maka kuha ka ng rebate
- Kimberly Gaizer
- May 13, 2019
hndi lahat ng gas station yan kaya linawin mo s abnko mismo para hindi ka mgulat kung wla man itong rebates
- John Churchill
- Oct 19, 2019
Oo ata, ibabawas nila yung rebate points sa total bill mo, pero ewan ko lang kung anong requirements kelangan para sa mga ganitong card, saka baka may mga condition dito bago mo ma-avail yung fuel rebate, lugi naman ata yung RCBC kapag lagi kang may fuel rebate pero kung ganun maganda yung freebies ng card na ito
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