RCBC Bankard Diamond Card Platinum MasterCard and Promo

RCBC Bankard Diamond Card Platinum MasterCard Credit Cards

Interest Rate
2.75% per month
Annual fee
P2,500 First year waived
Promo & Features
  • Cashback
  • Fuel rebate
  • Mileage
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel Insurance program for your worry free travel whenever, wherever you go all around the globe.
  • Get exclusive free access to airport lounges when you travel all around the globe.
  • Spend for a cost, 0.2% of your credit card charges will be automatically donated to a worthy cause.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P1,250 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 3.3 (1 Reviews)
Fatima Villagomez Card member na ako ng bangko na ito for already three years. Okay naman ang card kaya lang nagkaroon ako ng dispute na ...read more
Forum 2Threads (4 Replies)
Bryan Iñigo Meron bang grace period ka pag magbabayad ka ng late? Hindi kasi ako sigurado kung kelan papasok yung sweldo ko pang bayad sa ...read more

Information

Reviews

Forum

Free Travel Insurance program for your worry free travel whenever, wherever you go all around the globe.

Get free Travel insurance program for travel accidents and medical emergency problems, including travel inconvenience and other travel related problems, just purchase travel tickets using your card

Get exclusive free access to airport lounges when you travel all around the globe.

Get exclusive privileges on your travels with free access to MIASCOR Airport lounges enjoy the comfort and luxury of a modern room while waiting for your international flight

Spend for a cost, 0.2% of your credit card charges will be automatically donated to a worthy cause.

Spend for a cost, 0.2% of your credit card charges will be automatically donated to Gawad Kalinga Sibol, a child & youth organization that provides support to street childrens thru a program called SAGIP

Basic Information

Card name

RCBC Bankard Diamond Card Platinum MasterCard

Bank

RCBC

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

2.75%  per month

Annual fee

P2,500  First year waived

Annual Fee for Supplementary holder

P1,250
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

2.79%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants except utilities & bills payment merchants, Rebates will be automatically credited to the cardholder's account every month

Reward

P50 spent = 1 point
  • Earn 1 point for every P50 spent, exchange points for shopping vouchers, Airmiles points and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to the cardholder's account every month

Mileage

P50 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free travel insurance program by simply using your card to purchase travel tickets

Others

Free access MIASCOR Airport lounges

Reviews of RCBC Bankard Diamond Card Platinum MasterCard

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 1.0
Features 4.0
Total 3.3

Fatima Villagomez

Very poor customer service handling!

Card member na ako ng bangko na ito for already three years. Okay naman ang card kaya lang nagkaroon ako ng ...Read more

  • Rating : 3.3
  • Date : Mar 30, 2019
  • Review by Fatima Villagomez

Forum of RCBC Bankard Diamond Card Platinum MasterCard

Bryan Iñigo

Payment

Meron bang grace period ka pag magbabayad ka ng late? Hindi kasi ako sigurado kung kelan papasok yung sweldo ko pang bayad sa credit card

  • Last updated : Oct 19, 2019
  • Posted by Bryan Iñigo
  • Replies of This topic : 1 Replies

Gabing Apee

Fuel rebate

Parang discount ba ito sa mga gas station kapag nag pagas ka? Lahat ba ng gas station pwede?

  • Last updated : Oct 19, 2019
  • Posted by Gabing Apee
  • Replies of This topic : 3 Replies

Top5 RCBC Credit Card

1

RCBC Bankard Diamond Card Platinum MasterCard

  • P40,000
  • P1,250 First year waived
  • 7% of the amount due or P200, ...
2

RCBC Bankard UnionPay Diamond Card

  • Waived up to 9 Supplementary ...
  • 7% of the amount due or P200, ...
3

RCBC Bankard myDream JCB

  • P15,000
  • P400 First year waived
  • 7% of the amount due or P200, ...
4

HBC RCBC Bankard MasterCard

  • P480 First year waived
  • 7% of the amount due or P200, ...
5

LJC RCBC Bankard MasterCard

  • P720 First year waived
  • 7% of the amount due or P200, ...

Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 1.0
Features 4.0
Total 3.3

Please feel free to post your review on this product.

Write a Review

Fatima Villagomez

  • Review by Fatima Villagomez
  • Mar 30, 2019
Design 4.0
Fees & Charges 4.0
Customer service 1.0
Features 4.0
Total 3.3

Very poor customer service handling!

Card member na ako ng bangko na ito for already three years. Okay naman ang card kaya lang nagkaroon ako ng dispute na niresolba ng RCBC nang walang imbestigasyon at hindi nagtatanong sa akin. Sobrang pathetic customer experience ko talaga ito at ayokong ayoko na ulit na ma-associate sa RCBC ulit. Sana ay ma-fix ng management nila ang poor customer service handling nila.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Payment

Bryan Iñigo

  • Bryan Iñigo
  • Jul 28, 2019

Meron bang grace period ka pag magbabayad ka ng late? Hindi kasi ako sigurado kung kelan papasok yung sweldo ko pang bayad sa credit card

John Churchill

  • John Churchill
  • Oct 19, 2019

Meron sa pag kakaalam ko pero kadalasan oras lang, kung ngayon araw yung due date mo dapat bukas before 10am makapag bayad ka na, baka ganun oras nag babago yung cycle ng billing nila kaya ganun. Pwede ka din naman tumawag sa mga call center nila para bigyan sila ng heads up, madalas bibigyan ka ng extension pero kung palagi ka nahingi baka maging delinquent status mo

Good Answer

Reply

Fuel rebate

Gabing Apee

  • Gabing Apee
  • Jan 29, 2019

Parang discount ba ito sa mga gas station kapag nag pagas ka? Lahat ba ng gas station pwede?

cherryblossoms

  • cherryblossoms
  • Apr 20, 2019

feeling hindi lahat ng gas station kaya dapat tanungin mo sakanila kung anong gas station lang yung pwede para maka kuha ka ng rebate

Good Answer

Kimberly Gaizer

  • Kimberly Gaizer
  • May 13, 2019

hndi lahat ng gas station yan kaya linawin mo s abnko mismo para hindi ka mgulat kung wla man itong rebates

Good Answer

John Churchill

  • John Churchill
  • Oct 19, 2019

Oo ata, ibabawas nila yung rebate points sa total bill mo, pero ewan ko lang kung anong requirements kelangan para sa mga ganitong card, saka baka may mga condition dito bago mo ma-avail yung fuel rebate, lugi naman ata yung RCBC kapag lagi kang may fuel rebate pero kung ganun maganda yung freebies ng card na ito

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile