RCBC Bankard Classic Visa and Promo

RCBC Bankard Classic Visa Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Protect your precious purchases from outside of the country
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 5.0 (1 Reviews)
Karen Peralta Strong ang recommendation ko para sa card na ito dahil sa napakaraming iba-ibang benefits nito. Kaya ito yung dinecide ...read more
Forum 2Threads (5 Replies)
Bojack Bakit automatic yung pag charge nila ng annual fee ko? Hindi ba dapat tinatanong muna nila ako kung gusto ko irenew o hindi?

Information

Reviews

Forum

Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.

Get free Travel Plus Lite a travel accidents and medical emergency problems insurance, including travel inconvinience and other travel related problems, just purchase travel tickets using your card

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for mile points or from tons of exciting rewards.

Protect your precious purchases from outside of the country

Protect your precious purchases from outside of the country, Free purchase protection up to P 50,000 on any purchases made overseas

Basic Information

Card name

RCBC Bankard Classic Visa

Bank

RCBC

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500   First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.55%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants exept utilities & bills payment merchants, Rebates will be automatically credited to account every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to account every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free travel plus lite insurance program

Purchase Protection

Free purchase protection up to P50,000 on any purchases made overseas

Reviews of RCBC Bankard Classic Visa

User Review : 1Reviews

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Karen Peralta

Much better card

Strong ang recommendation ko para sa card na ito dahil sa napakaraming iba-ibang benefits nito. Kaya ito yung ...Read more

  • Rating : 5.0
  • Date : Mar 31, 2019
  • Review by Karen Peralta

Forum of RCBC Bankard Classic Visa

Bojack

Annual fee

Bakit automatic yung pag charge nila ng annual fee ko? Hindi ba dapat tinatanong muna nila ako kung gusto ko irenew o hindi?

  • Last updated : Oct 27, 2019
  • Posted by Bojack
  • Replies of This topic : 0 Replies

BOSS Gen ♥

Credit Limit

How much is the credit limit for Classic Card?

  • Last updated : Oct 20, 2019
  • Posted by BOSS Gen ♥
  • Replies of This topic : 5 Replies

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Information

Reviews

Forum

Overall Rating

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Please feel free to post your review on this product.

Write a Review

Karen Peralta

  • Review by Karen Peralta
  • Mar 31, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Much better card

Strong ang recommendation ko para sa card na ito dahil sa napakaraming iba-ibang benefits nito. Kaya ito yung dinecide kong kunin na credit card. Nag-apply ako dito online at after 10 days ay nakuha ko na ang card ko. Sila talaga yung mabilis na nakapag-process ng appication ko unlike sa dating bank na inaapplyan ko ng credit card, wala man lang notification kung okay ba o hindi. Naka-waive pa ang annual fee nito at ang credit limit ay mas better kesa sa ibang card kasi nag-inquire din ako sa iba.

Good Review

Page 1 of 1

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Annual fee

Bojack

  • Bojack
  • Oct 27, 2019

Bakit automatic yung pag charge nila ng annual fee ko? Hindi ba dapat tinatanong muna nila ako kung gusto ko irenew o hindi?

Reply

Credit Limit

BOSS Gen ♥

  • BOSS Gen ♥
  • Jan 2, 2019

How much is the credit limit for Classic Card?

Winona Sala

  • Winona Sala
  • Jan 29, 2019

Wala atang definite na credit limit agad para sa mga nagapply, alam ko depende yun sa requirements na ipapasa mo

Good Answer

cherryblossoms

  • cherryblossoms
  • Apr 20, 2019

mukhang basic lang ito which could be either 5000 or 10000 ang minimum na ibibigay sayo.

Good Answer

Jasspreet Maktuo

  • Jasspreet Maktuo
  • May 6, 2019 / Good Answers : 1

depende po yan sa ibibigay niyo na documents sa banko, pero okay din kung sa agent kayo magpatulong kasi nakakahanap sila ng paraan para ma approve sa banko kaya try niyo din po sa kanila kung gusto niyo naman po mataas na limit ask the bank kung paano po yun mangyayari yun para kung ano mang ang requirment nila mbbgay mo.

Good Answer

Kelly Sagisag

  • Kelly Sagisag
  • Oct 20, 2019

Isn't it depende sa financial capability mo kapag nag apply ka? I mean nagbabase yung mga credit card company or bank sa mga requirements na pinasa mo to determine anong credit limit yung ibibigay sayo, tapos unti unti nilang tataasan yun base sa credit score mo sa kanila. Kung first time mo pa lang magapply ng credit cards siguro around Php20,0000 or Php40,000 yung starting na credit limit mo

Good Answer

John Churchill

  • John Churchill
  • Oct 20, 2019

May bracket silang pinagbabasehan ng credit limit ng mga first time applicants, kung halimbawa yung monthly income mo ay pasok sa bracket ng pang mababang credit limit edi ayun yung unang makukuha mo. Pero kung may current o previous credit card ka na pwedeng mas mataas agad yung makuha mo na credit limit depende sa credit score mo sa dating credit card mo

Good Answer

Reply

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