RCBC Bankard Classic MasterCard and Promo

RCBC Bankard Classic MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Protect your precious purchases from outside of the country
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info
User Rating 4.5 (1 Reviews)
Marie Grace Mordeno For the miles, 3 rewards points is equals to 1 mile so you have to spend 108 PHP to earn 1 mile.
Forum 1Threads (1 Replies)
Salahaad Soren Ano pinagkaiba nito sa ibang credit card ng RCBC?

Information

Reviews

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Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.

Get free Travel Plus Lite a travel accidents and medical emergency problems insurance, including travel inconvinience and other travel related problems, just purchase travel tickets using your card

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for mile points or from tons of exciting rewards.

Protect your precious purchases from outside of the country

Protect your precious purchases from outside of the country, Free purchase protection up to P50,000 on any purchases made overseas

Basic Information

Card name

RCBC Bankard Classic MasterCard

Bank

RCBC

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500   First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.55%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants exept utilities & bills payment merchants, Rebates will be automatically credited to account every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to account every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free travel plus lite insurance program

Purchase Protection

Free purchase protection up to P50,000 on any purchases made overseas

Reviews of RCBC Bankard Classic MasterCard

User Review : 1Reviews

Design 5.0
Fees & Charges 5.0
Customer service 3.0
Features 5.0
Total 4.5

Marie Grace Mordeno

Airmiles

For the miles, 3 rewards points is equals to 1 mile so you have to spend 108 PHP to earn 1 mile. ...Read more

  • Rating : 4.5
  • Date : Jan 4, 2019
  • Review by Marie Grace Mordeno

Forum of RCBC Bankard Classic MasterCard

Salahaad Soren

Bankard

Ano pinagkaiba nito sa ibang credit card ng RCBC?

  • Last updated : Mar 4, 2019
  • Posted by Salahaad Soren
  • Replies of This topic : 1 Replies

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Information

Reviews

Forum

Overall Rating

Design 5.0
Fees & Charges 5.0
Customer service 3.0
Features 5.0
Total 4.5

Please feel free to post your review on this product.

Write a Review

Marie Grace Mordeno

  • Review by Marie Grace Mordeno
  • Jan 4, 2019
Design 5.0
Fees & Charges 5.0
Customer service 3.0
Features 5.0
Total 4.5

Airmiles

For the miles, 3 rewards points is equals to 1 mile so you have to spend 108 PHP to earn 1 mile.

Good Review

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Bankard

Salahaad Soren

  • Salahaad Soren
  • Jan 29, 2019

Ano pinagkaiba nito sa ibang credit card ng RCBC?

jadenes

  • jadenes
  • Mar 4, 2019

mukhang typical card lang wala masyadong earning points, kung hindi mo naman habol points or rebates okay na din ito, ganito naman ang mga standard na credit card so wala namang kakaiba sa card na ito, mas okay kung itanong mo sa banko nalang din para mabigyan ka ng idea kung ano ang card na okay sayo or gusto mo.

Good Answer

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