Metrobank Peso Platinum MasterCard and Promo

Metrobank  Peso Platinum MasterCard Credit Cards

Interest Rate
3.54% per month
Annual fee
P4,500 First year waived
Promo & Features
  • Fuel rebate
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Get 24/7 VIP Concierge & VIP Customer Services.
  • Get exclusive deals, discounts and special previleges only for Metrobank Credit Cardholders.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Minimum monthly income : P66,667
  • Annual Fee for Supplementary holder : P2,250 First year waived First supplementary ...
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 3.3 (3 Reviews)
Aileen Sandoval Ang masasabi ko lang ay ang taas ng rates nila at mga charges sa mga cash at credit money pero walang maayos na customer ...read more
Forum 3Threads (6 Replies)
Sherlene Keith Hi, meron po bang naka Metrobank Platinum Mastercard dito, any idea for the credit limit kc antaas po ng annual fee. ty

Information

Reviews

Forum

Get 24/7 VIP Concierge & VIP Customer Services.

Let Metrobank's Visa 24/7 VIP services take care of you with personalized services, get entitled to immediate access to VIP customer services and VIP Assistance on your Dining, Hotel reservations, Car rental and many more.

Get exclusive deals, discounts and special previleges only for Metrobank Credit Cardholders.

Enjoy exclusive deals at shopping, dining, travel, wellness and even buy one get one promos at ""M here!"" partner establishments.

Earn points as you spend, the more points you earn the greater rewards you can get.

Earn 1 rewards point for every P20 spent, exchange points for air miles or from tons of exciting rewards and deals at Metrobanks Reward catalogueue.

Basic Information

Card name

Metrobank Peso Platinum MasterCard

Bank

Metrobank

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

P4,500  First year waived

Annual Fee for Supplementary holder

P2,250
First year waived
First supplementary Free for life

Balance transfer Rate

0.68% per month

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.96%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P500

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

0% interest installment scheme at partner stores

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P66,667

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 rewards point for every P20 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Fuel rebate

0.3% fuel rebate
  • Exchange 16,870 Rewards points for CaltexStar Card or Petron fuel E-card worth P 1,000

Mileage

P50 spent = 1 mile
  • 2.5 Rewards Points are equivalent to 1 Mile, minimum Redemption is 2,000 Air Mile

Shopping

P20 spent = 1 point
  • Accumulate points as you spend and redeem points for exciting choices of rewards from Metrbank's rewards catalogueue
  • Get free gifts, discounts, and great deals with M here! partner establishments

Concierge Service

24/7 VIP Concierge Service

Others

Cash2Go, Get fast cash against you credit limit
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card
MasterCard Global Emergency Service

Reviews of Metrobank Peso Platinum MasterCard

User Review : 3Reviews

Design 3.3
Fees & Charges 3.3
Customer service 3.3
Features 3.3
Total 3.3

Aileen Sandoval

Not a good card

Ang masasabi ko lang ay ang taas ng rates nila at mga charges sa mga cash at credit money pero walang maayos na ...Read more

  • Rating : 1.0
  • Date : Oct 29, 2019
  • Review by Aileen Sandoval

Irish  Salvador

Great card!

Nagagamit ko ang card na ito para sa binibili kong appliances at nag-aavail ako kalimitan ng mga 0 percent ...Read more

  • Rating : 5.0
  • Date : Feb 20, 2019
  • Review by Irish Salvador

Inna Valdez

Sobrang taas ng interes

Gamit ko ang card na ito nang halos anim na taon na at well paid professional naman ako. Ilang beses lang ako ...Read more

  • Rating : 4.0
  • Date : Oct 23, 2018
  • Review by Inna Valdez

Forum of Metrobank Peso Platinum MasterCard

Sherlene Keith

Credit Limit

Hi, meron po bang naka Metrobank Platinum Mastercard dito, any idea for the credit limit kc antaas po ng annual fee. ty

  • Last updated : Jan 1, 1970
  • Posted by Sherlene Keith
  • Replies of This topic : 0 Replies

Harry Tomas

waived fees

Paano po ba ma waived ang mga annual fees ng credit card ngayon?

  • Last updated : Sep 24, 2019
  • Posted by Harry Tomas
  • Replies of This topic : 3 Replies

P. Ligaya

Claim

Paano iclaim yung mga reward points saka ano ano yung available?

  • Last updated : Jun 14, 2019
  • Posted by P. Ligaya
  • Replies of This topic : 3 Replies

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Information

Reviews

Forum

Overall Rating

Design 3.3
Fees & Charges 3.3
Customer service 3.3
Features 3.3
Total 3.3

Please feel free to post your review on this product.

Write a Review

Aileen Sandoval

  • Review by Aileen Sandoval
  • Oct 29, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Not a good card

Ang masasabi ko lang ay ang taas ng rates nila at mga charges sa mga cash at credit money pero walang maayos na customer service. Suplada kasi yung ibang nakakausap ko at kalimitan ay mataray pa nga ang natityempo sa akin kaya naiinis ako at nakakapag taray din ako maski sa phone. Hindi ako satisfied sa service nila kaya please lang sa may mga balak mag-apply ng card na ito ay wag nyo nang tangkain pa. Papahirapan lang nila ang buhay nyo.

Good Review

Irish  Salvador

  • Review by Irish Salvador
  • Feb 20, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great card!

Nagagamit ko ang card na ito para sa binibili kong appliances at nag-aavail ako kalimitan ng mga 0 percent interest nila. Napakalaking tulong nito sa akin maging sa pagbabayad ng tuition, hospital bills, travel fares at mamimili ako kung ano ilang ang gusto kong monthly installment nito kung tatlo, anim, siyam, isang taon o hanggang dalawang taon pa ang terms. Nagagamit ko rin ito sa mga balance transfer sa maliit na interes na rate lang kapag nagta-transfer ako sa ibang card balance ko sa Metrobank. When I'm out of cash din, nakaka-withdaw ako against sa credit limit ko at nababayaran ko nang napakadali nang monthly installment.

Good Review

Inna Valdez

  • Review by Inna Valdez
  • Oct 23, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Sobrang taas ng interes

Gamit ko ang card na ito nang halos anim na taon na at well paid professional naman ako. Ilang beses lang ako nagkaroon ng late payments at mga dalawa hanggang tatlong araw lang naman ang mga naging late ko pero minsan lang yon nangyari. Parang pakiramdam ko ay sobrang taas naman ng mga interest rate ko kaya naghahanap ako ng alternative card para mai-transfer ko ang balance ko. Tumawag ako sa customer service nila nang isang beses at sinabi ko na i-review ang sitwasyon pero hindi sila nakakatulong...

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Credit Limit

Sherlene Keith

  • Sherlene Keith
  • Oct 4, 2019

Hi, meron po bang naka Metrobank Platinum Mastercard dito, any idea for the credit limit kc antaas po ng annual fee.
ty

Reply

waived fees

Harry Tomas

  • Harry Tomas
  • Aug 3, 2019

Paano po ba ma waived ang mga annual fees ng credit card ngayon?

Audrey Medina

  • Audrey Medina
  • Aug 3, 2019

Ako lagi talaga ako tumatawag sa customer service para mapa waived ang annual fees, minsan payag naman sila minsan denied din kaya chambahan lang din ito kaya ayun try ko pa din kasi sayang naman kasi kung ma approved din ito diba kaya nagtiyaga talaga ako na tawagan sila palagi or every year.

Good Answer

shadi098

  • shadi098
  • Sep 6, 2019

ako tumatawag lang ako sa cust serv at magbibigay sila ways how to waived ng fees pero laging sasabihin na no assurance ito kaya wala din namang masama na ma try, thankfully na wawaived naman kasi good payer naman ako never ko na miss ang payments ko kaya na wawaived din from the start palang na waived na ito palagi.

Good Answer

Bryan Bondoc

  • Bryan Bondoc
  • Sep 24, 2019

Pwede mo irequest na mawaived yan depende sa credit score mo aapprove naman nila yan at hindi mo na kelangan mag bayad, kung sobrang ganda pa nga ng credit score mo sila na agad magsend ng bagong credit card at sila na din magkukusang mag tanggal ng annual fee. Gaganda credit score mo kapag malakas ka gumamit ng credit card pero consistent yung bayad mo every month

Good Answer

Reply

Claim

P. Ligaya

  • P. Ligaya
  • Nov 28, 2018

Paano iclaim yung mga reward points saka ano ano yung available?

jany

  • jany
  • Feb 4, 2019

Hindi ko alam sa ibang banko pero ang ginawa ko pinangbayad ko sa balance ng card ko, kasi hindi naman ito convertable to cash ang sabi sa akin ganun daw ang gawin ko sa points ko kaya ayun sayang kasi malaki laki naman din kaya bawas balance nalang ganun din naman good as cash naman din yung ganung way na gawin sa points.

Good Answer

jadenes

  • jadenes
  • Mar 4, 2019

Same sa BPI ko binabawas ko nalang sa balance ko, hindi ko alam kung ano pa ang ways na pwede ko magamit ang points na na eearn ng card kung pwede ba ito maging cash? hindi ko din natanong kasi pinaka madali nga yung bawas balance nalang same as cash din naman yung ganun kaya ganun ang ginagawa ko sa mga points ng card ko.

Good Answer

Andrew Magsino

  • Andrew Magsino
  • Jun 14, 2019

pa assist ka sa bank medyo mahrap kasi iexplain yan lalo na kung gusto mo itrack ang mga points mo isa isahin yan.

Good Answer

Reply

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