Metrobank M Lite MasterCard and Promo

Metrobank M Lite MasterCard Credit Cards

Interest Rate
2.78% per month
Annual fee
P1,500 Charged on the 2nd month
Promo & Features
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Maintain the credit card with ease with the lowest finance charge, manage your finances better with Metrobank M lite MasterCard.
  • Get exclusive deals, discounts and special previleges only for Metrobank Credit Cardholders.
  • Get protected purchases against fraudulent transactions.
  • Minimum monthly income : P16,667
  • Annual Fee for Supplementary holder : P800 Charged on the 2nd month
  • more info
User Rating 2.5 (2 Reviews)
Che Samson I got this card last 6 months ago pa. At after ng unang payment ko, merong mga multiple false transaction na chinarged ...read more
Forum 1Threads (2 Replies)
Dianne Paula hellow, ask ko lang po kung possible po ba na irequest yung pagbaba ng interest charges?

Information

Reviews

Forum

Maintain the credit card with ease with the lowest finance charge, manage your finances better with Metrobank M lite MasterCard.

Take advantage of a low monthly interest rate of 2.49%. Get the most out of your cards feature and enjoy having the privileges you deserve.

Get exclusive deals, discounts and special previleges only for Metrobank Credit Cardholders.

Enjoy exclusive deals at shopping, dining, travel, wellness and even buy one get one promos at "M here!" partner establishments.

Get protected purchases against fraudulent transactions.

Metrobank Credit Cards are accepted worldwide, have a worry free shopping anywhere because Metrobank Credit Cards are specially designed to prevent Credit Card fraud due to cloning.

Basic Information

Card name

Metrobank M Lite MasterCard

Bank

Metrobank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

2.78%  per month

Annual fee

P1,500  Charged on the 2nd month

Annual Fee for Supplementary holder

P800
Charged on the 2nd month

Balance transfer Rate

0.68% per month

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P700, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.71%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P700 or 7.5% of amount due

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

0% interest installment scheme at partner stores

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P16,667

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Others

Cash2Go, Get fast cash against you credit limit
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card

Reviews of Metrobank M Lite MasterCard

User Review : 2Reviews

Design 2.5
Fees & Charges 2.5
Customer service 2.5
Features 2.5
Total 2.5

Che Samson

Not safe

I got this card last 6 months ago pa. At after ng unang payment ko, merong mga multiple false transaction na ...Read more

  • Rating : 1.0
  • Date : Oct 31, 2019
  • Review by Che Samson

Luisa Miranda

Truly an awesome card!

Halos 1 year ko nang ginagamit ang card na ito at talagang ito ang naging paborito kong gamitin sa mga naging card ...Read more

  • Rating : 4.0
  • Date : Jan 12, 2019
  • Review by Luisa Miranda

Forum of Metrobank M Lite MasterCard

Dianne Paula

lower interest rate?

hellow, ask ko lang po kung possible po ba na irequest yung pagbaba ng interest charges?

  • Last updated : Nov 9, 2019
  • Posted by Dianne Paula
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 2.5
Fees & Charges 2.5
Customer service 2.5
Features 2.5
Total 2.5

Please feel free to post your review on this product.

Write a Review

Che Samson

  • Review by Che Samson
  • Oct 31, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Not safe

I got this card last 6 months ago pa. At after ng unang payment ko, merong mga multiple false transaction na chinarged nila sa card ko. Pagkatapos kong mai-report ito, nirefund nila ang iba sa mga false transaction pero ang iba ay hindi. Hindi naman talaga ako ang gumamit nun kaya nagtataka ako kung bakit nagkaroon ng ganong transaction. Kaya naman I'm so disappointed at naisip ko na dinadaya nila ako. Kaya i-avoid nyo na lang ang card na ito. It's not safe.

Good Review

Luisa Miranda

  • Review by Luisa Miranda
  • Jan 12, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Truly an awesome card!

Halos 1 year ko nang ginagamit ang card na ito at talagang ito ang naging paborito kong gamitin sa mga naging card ko. At talagang ito na lang ang itinira ko dahil nagsu-support ito sa Apple Pay at meron ding cash back na parehong nagustuhan kong mga features nito. Dating nagkaroon ng charge na di maipaliwanag sa account ko at na-notify agad ako thru SMS at phone call after ng ilang minuto ng pagkakaroon nito. At talagang ipinadala pa nila sa akin ang kapalit na card nang kahit hindi ko nire-request ito. After nito ay naging loyal na ako sa card na ito. Awesome ang card na ito for me.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

lower interest rate?

Dianne Paula

  • Dianne Paula
  • Jan 17, 2019

hellow, ask ko lang po kung possible po ba na irequest yung pagbaba ng interest charges?

Audrey Medina

  • Audrey Medina
  • Aug 3, 2019

fixed na po ang mga interest charges ng bank at depende po yun sa banko, mostly talaga 3.5 % ang charge so itong metrobank na M lite po isa na yan sa mababa ang charge ng interest kaya good deal na po ito kung na approved kayo sa banko na ito kaya accept niyo na po ito. Gusto ko din sana mag Metrobank pero dami ko ng cards na binabayaran

Good Answer

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

Hindi po pwede yun kung ano po ang interest rate ng card na pinili mo o binigay saiyo yun na ang rate na yun kung hanap niyo po ay mababa na rate dapat icheck niyo ibang banko kung ano ang mag rate nila, dito sa website makikita mo ibat ibang rate im not sure kung updated lang po ito, pero atleast may idea po kayo

Good Answer

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