Metrobank Gold MasterCard and Promo

Metrobank Gold MasterCard Credit Cards

Interest Rate
3.54% per month
Annual fee
P2,500 First year waived
Promo & Features
  • Fuel rebate
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Personal Accident and Medical Insurance from AXA and Charter Ping An.
  • Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.
  • Stand out among others by getting your own personally designed credit card.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P1,500 First year waived
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 4.5 (2 Reviews)
Jamica Dularza Gamit ko ang card na ito nang almost three years na. Nagkaroon lang ako nito kasi nung isang beses na nagsha-shopping ako ...read more
Forum 1Threads (2 Replies)
Jessy Concepcion Ok lang ba na itapon ko na kaagad yung receipts ng card ko? o dapat ba itgao ko pa din? ang dami na kasi hindi ko naman din ...read more

Information

Reviews

Forum

Personal Accident and Medical Insurance from AXA and Charter Ping An.

Get up P 2million in Card balance protector for payments for of your outstanding balance in case of an accident and up to P 1million worth in personal accident with card protection insurance in ACCI Shield.

Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.

Enjoy exclusive deals and promos at any ""M here!"" partner establishments get exciting discounts on shopping, dining, travel and wellness.

Stand out among others by getting your own personally designed credit card.

Apply for Designmycard to get a personalize credit card of your choice with your favorite photo. Designmycard is a joint venture of Metrobank and ANZ.

Basic Information

Card name

Metrobank Gold MasterCard

Bank

Metrobank

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

P2,500  First year waived

Annual Fee for Supplementary holder

P1,500
First year waived

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.75%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P500

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

0% interest installment scheme at partner stores

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 rewards point for every P20 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Fuel rebate

0.3% fuel rebate
  • Exchange 16,870 Rewards points for CaltexStar Card or Petron fuel E-card worth P1,000

Mileage

P100 spent = 1 mile
  • 5 Rewards Points are equivalent to 1 Mile, minimum Redemption is 2,000 Air Mile

Shopping

P20 spent = 1 point
  • Accumulate poitns as you spend and redeem points for exciting choices of rewards from rewards catalogueue
  • Get free gifts, discounts, and great deals with M here! partner establishments

Transport Accident Insurance/ Travel Insurance

AXA credit protect and ACCI Shield, Receieve P 1million in personal accident with card protection insurance and P 2million in Card balance protector

Others

Cash2Go, Get fast cash against you credit limit
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card

Reviews of Metrobank Gold MasterCard

User Review : 2Reviews

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

Jamica Dularza

Excellent card!

Gamit ko ang card na ito nang almost three years na. Nagkaroon lang ako nito kasi nung isang beses na ...Read more

  • Rating : 5.0
  • Date : Oct 31, 2019
  • Review by Jamica Dularza

Maricor Du

It's a nice card!

Gamit ko ang card na ito for three years na. So far, wala naman akong naging bad experience dito at okay naman ang ...Read more

  • Rating : 4.0
  • Date : Jan 13, 2019
  • Review by Maricor Du

Forum of Metrobank Gold MasterCard

Jessy Concepcion

receipts

Ok lang ba na itapon ko na kaagad yung receipts ng card ko? o dapat ba itgao ko pa din? ang dami na kasi hindi ko naman din nagagamit sabi lang sa akin dati itago ko din daw ito.

  • Last updated : Nov 9, 2019
  • Posted by Jessy Concepcion
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

Please feel free to post your review on this product.

Write a Review

Jamica Dularza

  • Review by Jamica Dularza
  • Oct 31, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Excellent card!

Gamit ko ang card na ito nang almost three years na. Nagkaroon lang ako nito kasi nung isang beses na nagsha-shopping ako sa mall, may na-met akong representative nito at nag-apply at nag-submit ako ng mga documents. Hindi ko ini-expect na mare-receive ko ang card within one week kaya masayang-masaya ako noon. Gusto ko ang mga features nito at nakakakuha ako ng mga points as bonus buwan-buwan. Isa pa ay palaging ready ang customer service nila to support kung sakaling magkaroon ng mga issues sa card na ito.

Good Review

Maricor Du

  • Review by Maricor Du
  • Jan 13, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

It's a nice card!

Gamit ko ang card na ito for three years na. So far, wala naman akong naging bad experience dito at okay naman ang customer service nila. Naging go to card ko na ito. Yung konting issues tulad ng credit increase, yung mga simpleng mga questions ko sa kanila ay madami namang nareresolbahan. Yung mga credit card talaga ay kailangang bayaran in full kada billing cycle at kung hindi ay magkakaroon ng interes ito dahil sa nagamit mo. Ito talaga yung totoong practice sa industriya kaya hindi ko maintindihan ko bakit maraming negative na review sa card na ito. Siguro ay yon yung mga tao na hindi lang naiintindihan yung basic na pagkakaroon ng credit card.

Good Review

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Please feel free to post your questions on this product.

Start a new topic

receipts

Jessy Concepcion

  • Jessy Concepcion
  • Jan 16, 2019

Ok lang ba na itapon ko na kaagad yung receipts ng card ko? o dapat ba itgao ko pa din? ang dami na kasi hindi ko naman din nagagamit sabi lang sa akin dati itago ko din daw ito.

Audrey Medina

  • Audrey Medina
  • Aug 3, 2019

Ako po iniipon ko for teh whole month para ma check ko sa statement kung tama ba lahat ng nkalagay sa statement ko din tapos after nun tatapon ko na din ito, minsan nagfafade ito kasi pag sobrang tagaal na din parang nakukupas ito kaagad.kaya minsan pinipicturan ko nalang ang mga receipts para sigurado lang din

Good Answer

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

personally ako tinatapo ko ito after ko mabayaran ang bill ko sa buwan na yun para lang mcheck at ma compare ko kung tama ba ang nagagamit ko at tama ang bilang din, kasi binbayaran ko din naman ito ng buo after ng cutoff, emergency money lang din talaga para sa akin kaya ganun ang ginagawa ko kung may tiwala ka sa banko mo siguro okay na ito itapon.

Good Answer

Reply

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