Metrobank Femme Visa and Promo

Metrobank Femme Visa Credit Cards

Interest Rate
3.54% per month
Annual fee
P2,000 First year waived
Promo & Features
  • Shopping
  • Fuel rebate
  • Reward
  • Mileage
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Earn points as you spend for exclusive items only for women.
  • Get protected purchases against fraudulent transactions.
  • Get your own personally designed credit card with your favorite photo.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P1,000 First year waived
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 2.9 (9 Reviews)
Iah Marsilla Nagreklamo ako sa kanila dahil sa pagkakaroon ng technical error sa binayaran ko sa credit card. Nag credit kasi sa akin ...read more
Forum 3Threads (10 Replies)
John Karlo Magbanua mas pabor ba na na aaprove ang babae sa ganitong card? femme visa card kasi ang tawag sa kanya eh

Information

Reviews

Forum

Earn points as you spend for exclusive items only for women.

Enjoy exclusively tailored for women privileges such as discounts, freebies and deals. Earn 1 Rewards point for every P20 spent, exchange points for air miles or from tons of exciting rewards and deals at Metrobank's Reward catalogue.

Get protected purchases against fraudulent transactions.

Metrobank Credit Cards are accepted worldwide, have a worry free shopping anywhere because Metrobank Credit Cards are specially designed to prevent Credit Card fraud due to cloning.

Get your own personally designed credit card with your favorite photo.

Stand out among others and creat your own design. Apply for Designmycard and get to personalize your credit card with your favorite photo. Designmycar. d is a joint venture of Metrobank and ANZ

Basic Information

Card name

Metrobank Femme Visa

Bank

Metrobank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

P2,000  First year waived

Annual Fee for Supplementary holder

P1,000
First year waived

Balance transfer Rate

0.68% per month

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.96%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P500

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 rewards point for every P20 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Fuel rebate

0.3% fuel rebate
  • Exchange 16,870 Rewards points for CaltexStar Card or Petron fuel E-card worth P1,000

Mileage

P100 spent = 1 mile
  • 5 Rewards Points are equivalent to 1 Mile, minimum Redemption is 2,000 Air Mile

Shopping

50% discount
  • Get up to 50% discounts and preiveleges at partner establishments
  • Get free gifts, discounts, and great deals with M here! partner establishments
  • Accumulate poitns as you spend and redeem points for exciting choices of rewards from rewards catalogueue

Others

Cash2Go, Get fast cash against you credit limit
CashRush, Get emergency cash instantly via ATM
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card

Reviews of Metrobank Femme Visa

User Review : 9Reviews

Design 3.0
Fees & Charges 2.8
Customer service 2.8
Features 3.0
Total 2.9

Iah Marsilla

Waste of time..

Nagreklamo ako sa kanila dahil sa pagkakaroon ng technical error sa binayaran ko sa credit card. Nag credit kasi ...Read more

  • Rating : 1.0
  • Date : Nov 25, 2019
  • Review by Iah Marsilla

Lhen Ortega

Awesome card

Ini-introduced sa akin ng friend ko ang card na ito that's why, nag-apply ako kasi pang girl ito. Unang card ko ...Read more

  • Rating : 5.0
  • Date : Oct 22, 2019
  • Review by Lhen Ortega

Charm Alegre

Helpful

Kung naghahanap kayo ng simpleng card na merong affordable na interest rate at saka ling-term zero % APR sa mga ...Read more

  • Rating : 5.0
  • Date : Sep 24, 2019
  • Review by Charm Alegre

Forum of Metrobank Femme Visa

John Karlo Magbanua

for girls only?

mas pabor ba na na aaprove ang babae sa ganitong card? femme visa card kasi ang tawag sa kanya eh

  • Last updated : Nov 9, 2019
  • Posted by John Karlo Magbanua
  • Replies of This topic : 1 Replies

Analy Golez

redeeming points

hello. please help me redeem my points. thank you.

  • Last updated : Dec 6, 2018
  • Posted by Analy Golez
  • Replies of This topic : 7 Replies

Jewel Selah Medalla Ydio

METROBANK FEMME VISA - HOW TO REDEEM POINTS

Please advise how will I redeem my points. Thanks

  • Last updated : Oct 7, 2018
  • Posted by Jewel Selah Medalla Ydio
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 3.0
Fees & Charges 2.8
Customer service 2.8
Features 3.0
Total 2.9

Please feel free to post your review on this product.

Write a Review

Iah Marsilla

  • Review by Iah Marsilla
  • Nov 25, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Waste of time..

Nagreklamo ako sa kanila dahil sa pagkakaroon ng technical error sa binayaran ko sa credit card. Nag credit kasi sa akin at ni-request ko na i-revert ang amount sa dati. Noong una ay sinabi nila sa akin na aayusin nila ito within 48 hour pero makalipas ang 48 hours, hindi pa rin nababago. Napakapangit ng customer service nila dahil hindi nila tinutupad ang mga sinasabi nila. Waste ang time ko.

Good Review

Lhen Ortega

  • Review by Lhen Ortega
  • Oct 22, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Awesome card

Ini-introduced sa akin ng friend ko ang card na ito that's why, nag-apply ako kasi pang girl ito. Unang card ko ito na merong mataas na credit limit at saka okay din ang mga rewards. Nakakakuha ako ng mga products in exchange sa mga points ko dito. Isa pang maganda sa kanila ay palaging available ang customer service nila sa tuwing tumatawag ako para may i-inquire. They are very helpful. Highly recommend this credit card.

Good Review

Charm Alegre

  • Review by Charm Alegre
  • Sep 24, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Helpful

Kung naghahanap kayo ng simpleng card na merong affordable na interest rate at saka ling-term zero % APR sa mga purchases, this is one of the card na merong mga ganitong deals. Mabababa lang ang kanilang interest rate sa mga card holder na merong okay na credit. Yung pinakaka-attract sa mga feature ng card na ito ay yung balance transfers nila. Pwede kang mag balance transfer with zero interest. Nag balance transfer na ako dito at so far, they are okay sa kanilang customers sa pag-aassist.

Good Review

Jean delos Santos

  • Review by Jean delos Santos
  • Aug 14, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Charges, charges!

Kung iniisip nyo na mag-apply ng card na ito, wag na. Sobrang riduculous minsan ng mga charge nila at minsan pa ay inaabot ng limang araw para i-process ang payment. Hindi ko bet ang website nila. Hindi kasi ako makapag send ng message sa kanila. Sinabihan pa ako na late daw ang payment ko eh nakabayad naman ako agad bago mag due date. Hindi ko kasi alam na ilang araw pa bago ma -process ang payment nun. Kaya ngayon ay inaagahan ko na ang payment kaso iniisip ko pano pag wala pa akong pambayad agad kasi dapat pala aagahan ang pagbabayad. Kaya nag decide ako na tatapusin ko lang ang payment ko dito at ico-close ko na ang account ko sa kanila.

Good Review

Cielo Garcia

  • Review by Cielo Garcia
  • Jul 26, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Thumbs down sa service nila

Wala pang six months kong nagagamit ang card na ito at very dissatisfied na kaagad ako sa kanila. Yung customer service nila ay talagang horrible. Tumawag ako para itanong kung bakit ang baba ng credit available ko nung nagbakasyon ako at hindi nila ako masagot nang maayos. Nung isang beses naman, may nang hack sa account ko at binago ang address ko at umorder ng bagong card bago ginamit sa mga fraudulent charges. I spoke sa customer service nila at they answered me rudely bago nila ayusin yung issue. Currently, hindi na ako customer ng bank na ito.

Good Review

Lovelyn Perez

  • Review by Lovelyn Perez
  • Jun 14, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Meh!

Nag-apply ako ng card na ito considering na kailangan ko palagi. Hiningan nila ako ng mga documents na kailangan daw ipasa sa kanila at na-provide ko naman. Antay ako ng antay ng ilang weeks na kung approve ba o hindi, wala man lang nagno-notify sa akin kaya tinawagan ko na. After kong makausap ang customer service nila sa phone, wala naman silang masabing reason why I am declined. Well, hindi naman ako ang nawalan. Absolutely not worth the time na sinayang ko sa kanila.

Good Review

Shiela May Castro

  • Review by Shiela May Castro
  • May 18, 2019
Design 3.0
Fees & Charges 1.0
Customer service 1.0
Features 3.0
Total 2.0

Disappointed

Na-missed ko ang payment ko one time. Nagdoble ako ng bayad nung sumunod na buwan nung nakatanggap ako ng tawag kaya nagbayad ako. Nung matanggap ko online yung statements ko at hindi ko na-check na isa kong pagkakamali. Pero after noon, nakatanggap ulit ako ng bill at napansin ko na lumaki ang charge nila sa interes dahil na-missed ko ang pagbabayad nung isang beses. Pero nakabayad na ako sa dati kong bill at nagtataka ako kung bakit nag charge ulit sila sa akin ng late payment. Nag request ako na babaan nila ang interest fee para mabayaran ko ang card pero tumanggi sila. Wala daw silang magagawa. :-(

Good Review

Jennifer Mandrigal

  • Review by Jennifer Mandrigal
  • Feb 13, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Totally helpful

Ang Metrobank Femme Visa and Promo ay nagagamit ko pang-shopping nung una pa lang na ni-launch nila ito at magkaroon ako.sa 20 pesos na nacha-charge sa card ko, nakakaipon ako ng isang reward point na napapapalitan ko para ma-redeem ko ang mga exlusive na mga items para sa mga meron ng card na ito. Pwede ko rin itong ipalit para sa air mile na nagagamit ko sa Philippine Airlines, sa Cathay Pacific at sa Singapore Airlines. Nai-share ko ang card ko na ito sa tatlong supplementary na card holder at nakapag-assign ako ng credit limit kada isang card. This card is totally helpful for me...

Good Review

Sharbelle Dizon

  • Review by Sharbelle Dizon
  • Nov 21, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Maaasahan talaga...

Meron akong card na ito from Metrobank at kahit kelan ay di ako nagkaka-problema sa card na ito. Meron silang mga promos at napakadali kong mag-request na i-waive ang mga penalty ko dahil sa late na payments, sa mga over limit fee at sa mga charges sa interes. Madali ding i-waive ang annual fees nito at ang kelangan lang ay mag-spend ng required na amount. Okay din ang kanilang customer service. Para sa akin, ang Metrobank ang merong the best na customer service at best card na talagang maaasahan.

Good Review

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Please feel free to post your questions on this product.

Start a new topic

for girls only?

John Karlo Magbanua

  • John Karlo Magbanua
  • Oct 6, 2019

mas pabor ba na na aaprove ang babae sa ganitong card? femme visa card kasi ang tawag sa kanya eh

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

well mas okay siya for girls kasi ang features niya more on sa advatage ng mag babae, pero it doesnt mean na hindi mo pwede kunin o iaccept itong card na ito, impossible din naman na iapprove kayo ng bako ng ganitong card kung alam naman nila na lalake ka diba kasi more on for women itongcredit card na ito

Good Answer

Reply

redeeming points

Analy Golez

  • Analy Golez
  • Sep 26, 2017

hello. please help me redeem my points. thank you.

Lorenzki

  • Lorenzki
  • Oct 7, 2018

Itawag mo yan sa metrobank sila lang naman pwede mag redeem ng points mo, kung hindi man sila lang nakakaalam paano mo maredeem yung points hanapin mo na lang sa internet yung contact number nila or yung toll free number, alam ko may nakalagay naman din na contact info sa likod ng mga cards yung mga banko pwede mo itry yun

Good Answer

Yohanne

  • Yohanne
  • Nov 7, 2018

Visit mo nalang yung malapit na Metrobank sainyo, mahirap kapag customer service lang kasi bring all bills para mapakita mo yung points mo to redeem it. Mas maganda personal ka mag pa assist para mas malinaw kasi pag sa phone minsan iba iba ang info na ibibigay saiyo kaya sa Manager ka magpa assist para sigurado na tama.

Good Answer

Adam Vicino

  • Adam Vicino
  • Dec 6, 2018

based sa experience ko hirap tlga magclaim points sa mga credit card, not same bank pero sa banko ko ang tgal bago ma credit o transfer, at hindi ako tumatawag sa customer service pumupunta talaga ako sa banko para maasikaso nila kaagad kasi mas mabilis kaya yun nalang ang gawin mo din para ma process agad.

Good Answer

Carlin Cusi

  • Carlin Cusi
  • Dec 6, 2018

I am with metrobank hindi naman ako nagkaproblema with claiming points but thats right better kung sa bank kanalang pumunta kasi mas maaasikaso nila yung kailangan mo compared kapag tumawag ka kasi na try ko both customer service at through bank at sobrang hassle pag tumawag kay walk in kanalng bank, mas okay at mabilis

Good Answer

Joseph Papa

  • Joseph Papa
  • Dec 6, 2018

ako lhat ng points ko through customer service ng citibank ako kaya maayos namna sila mag process kahit over the phone mabilis pa kasi sa bnkoang daming tao kaya matagal kapag doon ko ipapa process, for 2 years lagi ako nagclaim ng points at rebates wla naman ako naging problema with them siguro depende talaga sa mga banko yan.

Good Answer

Andricel Anne

  • Andricel Anne
  • Dec 6, 2018

metrobank ako at ganyan din ang naging problema ko kaya nag switch nalang ako bank kasi hindi nila magawa ibigay ang ppints ko kesyo kailangan ko daw isubmit ito iyan at iba iba pang documents para ma verify ko yung information ko kaya naasar ako cancel ko yung card ko sa kanila and I switch sa Citibank ms maayos nga sila.

Good Answer

Abel Magsino-Tonyo

  • Abel Magsino-Tonyo
  • Dec 6, 2018

I am good with metrobank wala ako naging issue sa kanila lahat ng accounts ko at pamilya ko metrobank for 6 years happy naman kami sa banko na ito ito din ksi ang malapit sa amin kaya mas convenient. never ko pa na try mag claim ng points paano ba yan? saan ko makikita? at paano ako makaka earn ng points nila?

Good Answer

Reply

METROBANK FEMME VISA - HOW TO REDEEM POINTS

Jewel Selah Medalla Ydio

  • Jewel Selah Medalla Ydio
  • Feb 2, 2016

Please advise how will I redeem my points. Thanks

Rowena Purisima

  • Rowena Purisima
  • Apr 26, 2016

how can i redeem my points...thank you

Good Answer

Lorenzki

  • Lorenzki
  • Oct 7, 2018

May nadadownload na application ng Metrobank hindi ba? Pwede mo ata gamitin yun para macheck yung points mo saka magredeem, tawagan mo na lang din yung Metrobank para sure kasi alam ko yung call center lang nila yung may access sa account mo saka mga redeem points, doon din kasi ako lagi dinidirect kapag nagtatanong ako ng mga points sa branch mismo ng mga banko

Good Answer

Reply

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