Metrobank Classic Visa and Promo

Metrobank Classic Visa Credit Cards

Interest Rate
3.54% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Fuel rebate
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Personal Accident and Medical Insurance from AXA and Charter Ping An.
  • Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.
  • Stand out among others by getting your own personally designed credit card.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P800 First year waived
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 4.3 (2 Reviews)
Jamica Dularza Magdadalawang taon ko na ring ginagamit ang card na ito ng Metrobank at isa ito sa mga best card para sa akin. Nung unang ...read more
Forum 2Threads (2 Replies)
Tirso Litan How much is the credit limit of metrobank classic credit card

Information

Reviews

Forum

Personal Accident and Medical Insurance from AXA and Charter Ping An.

Apply for AXA credit protect and Charter ping an ACCI Shield and get up to P 2million for of your outstanding balance in case of accidents and up to P 1million worth in personal accident with card protection insurance in ACCI Shield.

Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.

Get the best out of your card and enjoy exclusive deals in shopping, dining, travel, wellness and even buy one get one promos at any ""M here!"" partner establishments.

Stand out among others by getting your own personally designed credit card.

Get to personalize your credit card with your favorite photo powered by ""Designmycard"" a joint venture of Metrobank and ANZ.

Basic Information

Card name

Metrobank Classic Visa

Bank

Metrobank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

P1,500  First year waived

Annual Fee for Supplementary holder

P800
First year waived

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additonal P500 for over-the-counter transactions

Cash advance interest charge

3.96%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P600

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

0% interest installment scheme at partner stores

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 rewards point for every P20 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Fuel rebate

0.3% fuel rebate
  • Exchange 16,870 Rewards points for CaltexStar Card or Petron fuel E-card worth P1,000

Mileage

P100 spent = 1 mile
  • 5 Rewards Points are equivalent to 1 Mile, minimum Redemption is 2,000 Air Mile

Shopping

P20 spent = 1 point
  • Accumulate poitns as you spend and redeem points for exciting choices of rewards from rewards catalogueue
  • Get free gifts, discounts, and great deals with M here! partner establishments

Transport Accident Insurance/ Travel Insurance

AXA credit protect and ACCI Shield, Receieve P 1million in personal accident with card protection insurance and P 2million in Card balance protector

Others

Cash2Go, Get fast cash against you credit limit
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card

Reviews of Metrobank Classic Visa

User Review : 2Reviews

Design 3.5
Fees & Charges 4.5
Customer service 5.0
Features 4.0
Total 4.3

Jamica Dularza

Best credit card

Magdadalawang taon ko na ring ginagamit ang card na ito ng Metrobank at isa ito sa mga best card para sa akin. ...Read more

  • Rating : 5.0
  • Date : Oct 30, 2019
  • Review by Jamica Dularza

Marie Rascale

one of the lowest fees

I have been using this card for years na and I am happy na ito ang bank na napili ko kasi maganda ang service na ...Read more

  • Rating : 3.5
  • Date : Jan 10, 2019
  • Review by Marie Rascale

Forum of Metrobank Classic Visa

Tirso Litan

Metro bank classic

How much is the credit limit of metrobank classic credit card

  • Last updated : Nov 9, 2019
  • Posted by Tirso Litan
  • Replies of This topic : 1 Replies

shernan

Its interest

hindi ko talaga nagustuhan yong services nila lalong lalo na sa charges, fees tsaka interest nito sobrang taas yong percentage nila hindi accurate para sa mga customers regular or not na gustong magavail sa ganitong product. mas maganda pa yong BDO CC or ... Read more

  • Last updated : Aug 3, 2019
  • Posted by shernan
  • Replies of This topic : 1 Replies

Top5 Metrobank Credit Card

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  • 7.5% of outstanding amount or ...
2

MetroBank PSBank Credit MasterCard

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Metrobank M Free MasterCard

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4

Metrobank ON Internet MasterCard

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5

Metrobank Classic Visa

  • P15,000
  • P800 First year waived
  • 7.5% of outstanding amount or ...

Information

Reviews

Forum

Overall Rating

Design 3.5
Fees & Charges 4.5
Customer service 5.0
Features 4.0
Total 4.3

Please feel free to post your review on this product.

Write a Review

Jamica Dularza

  • Review by Jamica Dularza
  • Oct 30, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Best credit card

Magdadalawang taon ko na ring ginagamit ang card na ito ng Metrobank at isa ito sa mga best card para sa akin. Nung unang taon ay hindi nila ako siningil ng any maintenance charges at sa pangalawang taon pa sila nagsimula sumingil ng minimal na amount lang naman. Mababa pa ang interest rate kumpara sa iba kong credit card. At higit sa lahat, yung customer service nila ay napaka-awesome ng service at okay kausap.

Good Review

Marie Rascale

  • Review by Marie Rascale
  • Jan 10, 2019
Design 2.0
Fees & Charges 4.0
Customer service 5.0
Features 3.0
Total 3.5

one of the lowest fees

I have been using this card for years na and I am happy na ito ang bank na napili ko kasi maganda ang service na nakukuha ko from them. Mas gusto ko yung mga employees sa branch namin ad bihira lang naman ako mag phone call for their customer service kaya masasabi okay ang service nila. Still there is room for improvements hindi naman nag improve ang card nila yun pa din ever since sana may bago sanang design every year. Fees are also low compared sa ibang bank kaya nag stay talaga ako with them one of the best bank ever!

Good Review

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Please feel free to post your questions on this product.

Start a new topic

Metro bank classic

Tirso Litan

  • Tirso Litan
  • Oct 18, 2019

How much is the credit limit of metrobank classic credit card

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

For me siguro 10k po ang minimum na binibigay ng mga banko kapag first time card user din based sa experience ko din ah, so siguro kung ganun pa din hanggang ngayon since basic card lang naman ito ng Metrobank baka nga po 10k ang magiging minimum na pwede nila ibigay sainyo, o depende sa income niyo at mag base sila sa documents niyo

Good Answer

Reply

Its interest

shernan

  • shernan
  • Jan 14, 2019

hindi ko talaga nagustuhan yong services nila lalong lalo na sa charges, fees tsaka interest nito sobrang taas yong percentage nila hindi accurate para sa mga customers regular or not na gustong magavail sa ganitong product. mas maganda pa yong BDO CC or DC kisa nitong cards na naavail ko lately kasi akla ko maganda yong services nila. Tanong kulang sana if kailan nila babaan yong interest sa cards nato?? and pwedi bang maginform sila kong bakit ganito ganyan bla bla bla... Hindi yong paasahin kami na maliit lang daw. Pwedi po ba yong mangyari???/

Audrey Medina

  • Audrey Medina
  • Aug 3, 2019

Sa simula yan dina ng feedback ko sa metrobank pero nasanay nalang din ako sa service nila, ito din ang banko na lets na gusto ko layo pa sa amin kaya hassle din baka nga ipa cut ko ito this year kasi lake din ng charge nila kaya mas gusto ko pa nag ibang mga bank nalang kasi maintain lang ang charge nito.

Good Answer

Reply

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