Metrobank Classic MasterCard and Promo

Metrobank Classic MasterCard Credit Cards

Interest Rate
3.54% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Fuel rebate
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Personal Accident and Medical Insurance from AXA and Charter Ping An.
  • Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.
  • Stand out among others by getting your own personally designed credit card.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P800 First year waived
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 3.6 (2 Reviews)
Jeamarie Moreno Tinaasan nila yung interes ng credit card ko sa di ko malamang dahilan. Kaya naman tumaas ang credit ko nang 10 times ...read more
Forum 1Threads (7 Replies)
P. Ligaya Ilan max limit nito?

Information

Reviews

Forum

Personal Accident and Medical Insurance from AXA and Charter Ping An.

Get extra benefits with AXA credit protect and Charter ping an ACCI Shield, up to P 2million in Card balance protector for outstanding balance in case of an accident and up to P 1million worth in personal accident with card protection insurance in ACCI Shield.

Get exciting deals, discounts and special privileges only for Metrobank Credit Cardholders.

Get exciting deals on dining, shopping's, travel and wellness at any ""M here!"" partner establishments.

Stand out among others by getting your own personally designed credit card.

Designmycard is a joint venture of Metrobank and ANZ, create your own design and get to personalize your credit card with your favorite photo.

Basic Information

Card name

Metrobank Classic MasterCard

Bank

Metrobank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

P1,500  First year waived

Annual Fee for Supplementary holder

P800
First year waived

Balance transfer Rate

0.68% per month

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600 whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.96%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P500

Payment Channels and Fees

Metrobank or PSBank branch
Metrobank or PSBank ATM
Bancnet ATM
MetroPhone
Metrobank mobile banking or online
Metrobankdirect
PSBank Remote Banking.

Installment Plan

0% interest installment scheme at partner stores

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • Earn 1 rewards point for every P20 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Fuel rebate

0.3% fuel rebate
  • Exchange 16,870 Rewards points for CaltexStar Card or Petron fuel E-card worth P1,000

Mileage

P100 spent = 1 mile
  • 5 Rewards Points are equivalent to 1 Mile, minimum Redemption is 2,000 Air Mile

Shopping

P20 spent = 1 point
  • Accumulate poitns as you spend and redeem points for exciting choices of rewards from rewards catalogueue
  • Get free gifts, discounts, and great deals with M here! partner establishments

Transport Accident Insurance/ Travel Insurance

AXA credit protect and ACCI Shield, Receieve P 1million in personal accident with card protection insurance and P 2million in Card balance protector

Others

Cash2Go, Get fast cash against you credit limit
MTXT, Balance inquiry via text message
Desingmycard, Personalize your card

Reviews of Metrobank Classic MasterCard

User Review : 2Reviews

Design 4.5
Fees & Charges 3.0
Customer service 4.0
Features 3.0
Total 3.6

Jeamarie Moreno

Why?

Tinaasan nila yung interes ng credit card ko sa di ko malamang dahilan. Kaya naman tumaas ang credit ko nang 10 ...Read more

  • Rating : 2.3
  • Date : May 23, 2019
  • Review by Jeamarie Moreno

Carrie Jocson

Very good card!

Halos lahat ng magagandang features ay meron ang Metrobank Classic MasterCard and Promo. Nagbabayad ako ng mga ...Read more

  • Rating : 5.0
  • Date : Oct 23, 2018
  • Review by Carrie Jocson

Forum of Metrobank Classic MasterCard

P. Ligaya

Max limit nito?

Ilan max limit nito?

  • Last updated : Sep 18, 2019
  • Posted by P. Ligaya
  • Replies of This topic : 7 Replies

Top5 Metrobank Credit Card

1

Metrobank M Lite MasterCard

  • P16,667
  • P800 Charged on the 2nd month
  • 7.5% of outstanding amount or ...
2

MetroBank PSBank Credit MasterCard

  • P15,000
  • Waived for life
  • 7.5% of outstanding amount or ...
3

Metrobank M Free MasterCard

  • P15,000
  • Waived for life
  • 7.5% of outstanding amount or ...
4

Metrobank ON Internet MasterCard

  • P15,000
  • P250 First year waived
  • 7.5% of outstanding amount or ...
5

Metrobank Classic Visa

  • P15,000
  • P800 First year waived
  • 7.5% of outstanding amount or ...

Information

Reviews

Forum

Overall Rating

Design 4.5
Fees & Charges 3.0
Customer service 4.0
Features 3.0
Total 3.6

Please feel free to post your review on this product.

Write a Review

Jeamarie Moreno

  • Review by Jeamarie Moreno
  • May 23, 2019
Design 4.0
Fees & Charges 1.0
Customer service 3.0
Features 1.0
Total 2.3

Why?

Tinaasan nila yung interes ng credit card ko sa di ko malamang dahilan. Kaya naman tumaas ang credit ko nang 10 times simula nung isang taon kahit na hindi naman ako pumapalya sa pagbabayad pero di ko maintindihan kung bakit nila tinaas yung rate ko.I tried to contact yung customer service nila at itanong kung pwedeng ibalik sa dati at sinabi sa akin na hindi at wala silang magagawa doon. Binabaan naman nila nang 2x pero hindi na talaga maibalik sa dati. Wala naman akong ginawang mali kaya hindi ko maintindihan.

Good Review

Carrie Jocson

  • Review by Carrie Jocson
  • Oct 23, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Very good card!

Halos lahat ng magagandang features ay meron ang Metrobank Classic MasterCard and Promo. Nagbabayad ako ng mga utilities ko, groceris, dining sa restaurant, mga charges sa salon, at iba pa... Sa card na ito, palagi akong nasu-surprised kapag nakaka-earned ako ng enough points para maka-receive ng free sa restaurant, home depot, at iba pang mga perks. Sobrang great na bonus for me... I recommend this
Metrobank Classic MasterCard and Promo sa lahat ng gustong magkaroon ng credit card.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Max limit nito?

P. Ligaya

  • P. Ligaya
  • Nov 28, 2018

Ilan max limit nito?

anderson.seb

  • anderson.seb
  • Mar 12, 2019

feel ko parang nasa mga 5k pataas pwedi ring magiging 10k sila. pero wait...parang mali ata pagkakquestion mo mejo naguguluhan, nalilito ako sa tanong mong yan.. ano bang ibig mong sabihin yon ba kamong starting or opening ng new account sa banko? kasi if ganun yong sinabi ko lately tama yon nasa mga 5 to 10k ang maximum nila exclusive for the first timer lang and then kugn gusto mong mag addtional open ng new accoutn for your business jan wala akong ideya kasi for personal savings ko lang namn meron ako and alam ko sensya sayo.

Good Answer

Daleen Rose

  • Daleen Rose
  • Jun 17, 2019

usually 10k muna ang credit limit na bbigay nila then kung mag request ka depende nalang yun

Good Answer

Janine Mae P.

  • Janine Mae P.
  • Aug 4, 2019

What do you mean max? credit limit po ba? depende sa approval ng bank sayo

Good Answer

Ben Buenos

  • Ben Buenos
  • Aug 4, 2019

Usually ang min talaga dati 5,000 pero ngayon parang naging 10,000 na ang limit yan ang minimum na pwede niyo makuha sa mga first time cards lalo, Pero sa maximum limit niya depende sa banko nga kung magkano pwede nila ibigay sainyo pero pwede umabot ng 100k ang limit ng isang card, depende sa mga documents na ibibigay niyo sa kanila.

Good Answer

Bixby1005

  • Bixby1005
  • Sep 16, 2019

depende sa banko ang ibibigay na limit ng card mo pero kung first time mo naman ang pinaka max na pwede 10k na or 15k swerte mo na kung 15k

Good Answer

lovely bones 09

  • lovely bones 09
  • Sep 17, 2019

first card ko nga 5k lang ang binigay sa akin then after a year 10k until I jumped to 50k I think pag good payer ka naman tataasan nila and they will ask for documents as proof to knwo if you are capable of paying the card or not.Kaya so far lahat ng credit limit increase request ko na approve naman nila.

Good Answer

Jackilou M.

  • Jackilou M.
  • Sep 18, 2019

dapat narerequest ang max limit ngcard kasi nakapag provide na naman tayo ng requirements sa kanila diba kaya ako mas gusto ko secured card kasi kung ano mana ng ilagay ko sa banko yun ang card limit ko din kaya mas okay at wala pa akong problema dito kung gamitin ko ito as credit card especially pag online payment

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile