MetroBank PSBank Credit MasterCard and Promo

MetroBank PSBank Credit MasterCard Credit Cards

Interest Rate
3.54% per month
Annual fee
Waived for life
Promo & Features
  • Shopping
Apply
Online
Inquiry
Tel
8700-700
Online
Visit inquiry page
  • Enjoy the benefits if a simple card, No Annual Fee's for life.
  • Get exciting deals, discounts and special privileges only from M here!.
  • Get protected purchases against fraudulent transactions.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : Waived for life
  • Late payment charge : 7.5% of outstanding amount or P600, whichever is higher
  • more info
User Rating 1.0 (2 Reviews)
Che Samson Hindi ko na-experience before ang gaya ng service nila ngayon. Sa simpleng problema, ang tagal bago nila maayos.. mga ...read more
Forum 1Threads (2 Replies)
Elmer Pagayanan Partoza Gud am.....duty pa more

Information

Reviews

Forum

Enjoy the benefits if a simple card, No Annual Fee's for life.

Get the benefits of "0" annual fee credit card, manage your spending's with ease and enjoy the privileges you deserve.

Get exciting deals, discounts and special privileges only from M here!.

Get the best out of your card and enjoy exclusive deals in shopping, dining, travel, wellness and even buy one get one promos at any "M here!" partner establishments.

Get protected purchases against fraudulent transactions.

Metrobank Credit Cards are accepted worldwide, have a worry free shopping anywhere because Metrobank Credit Cards are specially designed to prevent Credit Card fraud due to cloning.

Basic Information

Card name

MetroBank PSBank Credit MasterCard

Bank

Metrobank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.54%  per month

Annual fee

Waived for life 

Annual Fee for Supplementary holder

Waived for life

Minimum Payment

Credit Limit

Late payment charge

7.5% of outstanding amount or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of amount withdrawn or P600, whichever is higher plus additional P500 for over-the-counter transactions

Cash advance interest charge

3.96%

Overseas spending fee

The amount will be converted to PHP based on MasterCard's currency rate at the time of the purchase plus 2.50% processing fee

Over Limit Fee

P700

Payment Channels and Fees

PSBank or Metrobank branches
PSBank or Metrobank ATM
MetroPhone
Metrobank mobile banking or online at PSBank Remote Banking
Metrobankdirect

Installment Plan

Returned Check Fee

P1,500

Closed Maintenance fee

P200 or an amount equivalent to the credit balance, whichever is lower

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

30%
  • Get up to 30% discount and great deals on dining, shopping and wellness at any M here! partner establishments.

Others

CashRush, Get emergency cash instantly via ATM
Bills2Pay, Easier payment for monthly utility bills
MTXT, Balance inquiry via SMS

Reviews of MetroBank PSBank Credit MasterCard

User Review : 2Reviews

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Che Samson

Poor service

Hindi ko na-experience before ang gaya ng service nila ngayon. Sa simpleng problema, ang tagal bago nila maayos.. ...Read more

  • Rating : 1.0
  • Date : Oct 30, 2019
  • Review by Che Samson

Rea Salazar

Your banks sucks!

Pinagbayad ako ng dispute department sa mga biniling product na hindi naman ako ang bumili. Nagbayad ako ng malaki ...Read more

  • Rating : 1.0
  • Date : Oct 23, 2018
  • Review by Rea Salazar

Forum of MetroBank PSBank Credit MasterCard

Elmer Pagayanan Partoza

Puyay

Gud am.....duty pa more

  • Last updated : Nov 9, 2019
  • Posted by Elmer Pagayanan Partoza
  • Replies of This topic : 2 Replies

Top5 Metrobank Credit Card

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2

MetroBank PSBank Credit MasterCard

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Information

Reviews

Forum

Overall Rating

Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Please feel free to post your review on this product.

Write a Review

Che Samson

  • Review by Che Samson
  • Oct 30, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Poor service

Hindi ko na-experience before ang gaya ng service nila ngayon. Sa simpleng problema, ang tagal bago nila maayos.. mga weeks ang inaabot bago nila maresolba. Parang wala silang pakialam na nasasayang din naman ang oras ng mga costumers nila. Parang lahat ng employees nila ay sobrang dumb. Kaya nga after kong mabayaran ang balance ko sa kanila ay iko-close ko na ang account ko. Hindi ko mato-tolerate ang third class na serbisyo na binibigay nila. Kung pwede nga lang magbigay ng negative na rating, negative ang ibibigay ko sa kanila

Good Review

Rea Salazar

  • Review by Rea Salazar
  • Oct 23, 2018
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Your banks sucks!

Pinagbayad ako ng dispute department sa mga biniling product na hindi naman ako ang bumili. Nagbayad ako ng malaki nang walang kalaban-laban at pakiramdam ko ay hindi safe gamitin ang card na ito. Kaya I don't think na gagamitin ko pa ang card na ito kung hindi protektado ang pag-purchase ko. Kaya hindi ko kailangan ang card na ito na dati ay ginagamit ko pa pero sa ngayon ay hindi ko na talaga ginagamit ang card na ito...This company sucks!

Good Review

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Puyay

Gud am.....duty pa more

Janine Mae P.

  • Janine Mae P.
  • Aug 4, 2019

Another best card to have, waived for life ang annual kasi

Good Answer

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

Ito yung mag card na bihira mo makuha, nagtry ako mag apply ng card nila hindi ito ang bingay sa akin hindi ko alam kung bakit, approved naman ako pero hindi ito ang binigay nila sa akin, ibang card mas malaki ang annual fee at interest charge, hindi naman nila sinusunod yung sa application mo sila pa din ang pipili kung ano ang gusto mo na card nila.

Good Answer

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