HSBC Platinum Visa Credit Card and Promo

HSBC Platinum Visa Credit Card Credit Cards

Interest Rate
2.75% per month
Annual fee
P5,000 First year waived
Promo & Features
  • Mileage
  • Fuel rebate
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
85-800
976-8000
1-800-1-888-8555
Mail
hsbc@hsbc.com.ph
Online
Visit inquiry page
  • Earn points as you spend, and get more points faster via HSBC Rewards Program.
  • Free Travel Accident and Inconvinience Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Accumulate points the fastest way.
  • Minimum monthly income : P41,667
  • Annual Fee for Supplementary holder : P2,500
  • Late payment charge : 7.5% of the minimum due or P600, whichever is higher
  • more info
User Rating 3.1 (3 Reviews)
Janine Almanzor Ito ang credit card ko sa HSBC Bank at kapag nagkakaroon ako ng emergency problem, nagkakaroon ako ng mga dalawang ...read more
Forum 4Threads (6 Replies)
Yoshiko Ibañes Gaano katagal na good credit standing need ko para mag qualify kumuha nito?

Information

Reviews

Forum

Earn points as you spend, and get more points faster via HSBC Rewards Program.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P20 spent, exchange points for exclusive rewards and deals at HSBC Rewards Program.

Free Travel Accident and Inconvinience Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 20million in Travel Accident and Inconvinience Insurance.

Accumulate points the fastest way.

Earn points up to 4x faster when you use your card outside of the country or shopping online.

Basic Information

Card name

HSBC Platinum Visa Credit Card

Bank

HSBC

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

2.75%  per month

Annual fee

P5,000  First year waived

Annual Fee for Supplementary holder

P2,500

Balance transfer Rate

1% per month for 26 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

7.5% of the minimum due or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of the withdrawn amount or P500, whichever is higher

Cash advance interest charge

3.02%

Overseas spending fee

2.5% of the converted sum plus 1% of the converted sum

Over Limit Fee

P500

Payment Channels and Fees

HSBC and HSBC Savings Bank
BancNet-ATMs
MegaLink-ATMs
Unionbank-ATMs
BDO Bank
Security Bank-ATMs
BPI and BPI Family Savings Bank-ATMs
SM department store

Installment Plan

0% interest installment plan up to 36 months, A minimum purchase amount is required to avail of the installment

Sales Slip Retrieval Fee

P275

Replacement/Lost card fee

P400

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P41,667

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • x3 Bonus points on card purchases made at all designated Philippine-based establishments
  • x4 Bonus points for every P20 spent on overseas purchases and online shopping

Fuel rebate

3% fuel rebate
  • Rebate only available at participating Caltex stations

Mileage

P25 spent = 1 mile
  • Earn 1 Mile for as low as P25 spent, redeem mile points for free tickets or any other travel related deals

Shopping

P20 spent = 4 point
  • Enjoys HSBC's unique program of special offers get x4 Bonus points for every P20 spent on overseas purchases ,Online shopping or at all designated Philippine-based establishments

Transport Accident Insurance/ Travel Insurance

Up to P 20million in Travel Accident Insurance

Reviews of HSBC Platinum Visa Credit Card

User Review : 3Reviews

Design 4.0
Fees & Charges 2.7
Customer service 3.0
Features 2.7
Total 3.1

Andrei Jones

low rate

Low-interest pero lake naman ng annual fee, bad card choice pa din, choose a different bank instead. ...Read more

  • Rating : 2.8
  • Date : Sep 24, 2019
  • Review by Andrei Jones

Janine Almanzor

It sucks!

Ito ang credit card ko sa HSBC Bank at kapag nagkakaroon ako ng emergency problem, nagkakaroon ako ng mga dalawang ...Read more

  • Rating : 1.5
  • Date : Apr 29, 2019
  • Review by Janine Almanzor

MARIO M.

The best card ever!

Actually, I really really like to bring this card because it's more relevant and then if we gonna go to somewhere ...Read more

  • Rating : 5.0
  • Date : Oct 8, 2018
  • Review by MARIO M.

Forum of HSBC Platinum Visa Credit Card

Yoshiko Ibañes

Good status

Gaano katagal na good credit standing need ko para mag qualify kumuha nito?

  • Last updated : May 31, 2019
  • Posted by Yoshiko Ibañes
  • Replies of This topic : 0 Replies

Casey Chua

Visa

Pwede ko ba gamitin ito sa ibang bansa o kelangan ko ipaactivate pa?

  • Last updated : May 22, 2019
  • Posted by Casey Chua
  • Replies of This topic : 1 Replies

Namora Aquino

Minimum payment

Magkano minimum payment every month?

  • Last updated : Dec 28, 2018
  • Posted by Namora Aquino
  • Replies of This topic : 3 Replies

Crazy Ivan

Supplementary cards

Ilang supplementary pwede ko ienroll dito?

  • Last updated : Dec 28, 2018
  • Posted by Crazy Ivan
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 2.7
Customer service 3.0
Features 2.7
Total 3.1

Please feel free to post your review on this product.

Write a Review

Andrei Jones

  • Review by Andrei Jones
  • Sep 24, 2019
Design 4.0
Fees & Charges 2.0
Customer service 3.0
Features 2.0
Total 2.8

low rate

Low-interest pero lake naman ng annual fee, bad card choice pa din, choose a different bank instead.

Good Review

Janine Almanzor

  • Review by Janine Almanzor
  • Apr 29, 2019
Design 3.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.5

It sucks!

Ito ang credit card ko sa HSBC Bank at kapag nagkakaroon ako ng emergency problem, nagkakaroon ako ng mga dalawang linggong late sa payment ko. Sinasabi ko naman sa kanila na magiging late at pagbabayad ko at nagbigay pa ako ng date para makapagbayad. Kahit na nga gumawa na ako ng arrangement, tinatawagan pa rin nila ako ng mahigit sa sampung beses kada araw. Sinasabi ko naman sa kanila na tingnan ang record nila na may nakausap na ako tungkol doon pero tuloy pa rin sila sa pangungulit hanggang sa mabwisit ako at kinlose ko ang account ko.

Good Review

MARIO M.

  • Review by MARIO M.
  • Oct 8, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

The best card ever!

Actually, I really really like to bring this card because it's more relevant and then if we gonna go to somewhere together with my family or even friends to hang on I'm gonna use it, I am capable to bring my cards because everyday I earned more points. Eventually, I earned free flights 4x faster because we travel monthly to the beautiful places we don't know yet.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Good status

Yoshiko Ibañes

  • Yoshiko Ibañes
  • May 31, 2019

Gaano katagal na good credit standing need ko para mag qualify kumuha nito?

Reply

Visa

Casey Chua

  • Casey Chua
  • Apr 30, 2019 / Good Answers : 1

Pwede ko ba gamitin ito sa ibang bansa o kelangan ko ipaactivate pa?

Jhen Ramirez

  • Jhen Ramirez
  • May 22, 2019

Depende sa banko din, meron kasing mga banko na kelangan pa tawagan para maaccept sa ibang bansa yung mga credit card nila at meron din na talagang accepted na sa ibang bansa simula pa lang, mas maganda kung itawag mo sa banko mo yan para alam mo lalo na kung ayaw mo talagang gamitin sa ibang bansa yung credit card na yun

Good Answer

Reply

Minimum payment

Namora Aquino

  • Namora Aquino
  • Nov 28, 2018

Magkano minimum payment every month?

Mon Sunga

  • Mon Sunga
  • Dec 28, 2018

Madalas naman 5% or 10% ng bill mo or 500, basta kung ano yung mas mataas

Good Answer

Den-0

  • Den-0
  • Dec 28, 2018

Makikita mo yun sa billing statement mo or sa letter kasama ng card mo, may mga nakasulat naman doon na basic info tungkol sa pag gamit ng credit card

Good Answer

Clar Regal

  • Clar Regal
  • Dec 28, 2018

Yung minimum pay ay 5% ng total bill mo or depende sa banko mo pwede maging 10% pero lowest na babayaran mo as minimum pay is Php500

Good Answer

Reply

Supplementary cards

Crazy Ivan

  • Crazy Ivan
  • Nov 28, 2018

Ilang supplementary pwede ko ienroll dito?

Clar Regal

  • Clar Regal
  • Dec 28, 2018

Depende ata yan sa credit history mo, so kelangan mo itanong yun kapag nag apply ka

Good Answer

Aced

  • Aced
  • Dec 28, 2018

Depende yan sa resulta ng assessment sayo or credit history mo kung meron ka ng credit card na iba, pero 2 ata yung pinakamababa na supplementary

Good Answer

Reply

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