HSBC Gold Visa Credit Card and Promo

HSBC Gold Visa Credit Card Credit Cards

Interest Rate
3.50% per month
Annual fee
P2,500 First year waived
Promo & Features
  • Shopping
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
85-800
976-8000
1-800-1-888-8555
Mail
hsbc@hsbc.com.ph
Online
Visit inquiry page
  • Enjoy exclusive privileges with HSBC's Home&Away Privilege Programme
  • A card for the everyday driver, Take advantage of special rewards focusing on your vehicle expenses.
  • Earn points as you spend, and get more points faster via HSBC Rewards Program.
  • Minimum monthly income : P16,667
  • Annual Fee for Supplementary holder : P1,250
  • Late payment charge : 7.5% of the minimum due or P600, whichever is higher
  • more info
User Rating 2.5 (3 Reviews)
Isabel Jacinto Anim na buwan akong merong credit account sa bangko na ito. Palagi akong nagbabayad ng mga payments ko on time talaga pero ...read more
Forum 6Threads (3 Replies)
Elmo Reyes May option bang idebit na lang sa bank account ko yung bayad sa bill ko?

Information

Reviews

Forum

Enjoy exclusive privileges with HSBC's Home&Away Privilege Programme

Take advantage of great deals and offers whether you are travelling inside or outside of the country. Home&Away Privilege Programme can be enjoyed in over 160 countries worldwide.

A card for the everyday driver, Take advantage of special rewards focusing on your vehicle expenses.

For your daily travel as driver take advantage of special rewards focusing on your vehicle expenses. Get 3% fuel rebate in any participating Caltex gasoline stations nationwide.

Earn points as you spend, and get more points faster via HSBC Rewards Program.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P20 spent and x3 Bonus points for every P20 spent at designated establishments in the Philippines, exchange points for exclusive rewards and deals at HSBC Rewards Program.

Basic Information

Card name

HSBC Gold Visa Credit Card

Bank

HSBC

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P2,500  First year waived

Annual Fee for Supplementary holder

P1,250

Balance transfer Rate

1% per month for 26 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

7.5% of the minimum due or P600, whichever is higher

Cash advance limit

Cash advance handling fee

3% of the withdrawn amount or P500, whichever is higher

Cash advance interest charge

3.75%

Overseas spending fee

2.5% of the converted sum plus 1% of the converted sum

Over Limit Fee

P500

Payment Channels and Fees

HSBC and HSBC Savings Bank
BancNet-ATMs
MegaLink-ATMs
Unionbank-ATMs
BDO Bank
Security Bank-ATMs
BPI and BPI Family Savings Bank-ATMs
SM department store

Installment Plan

0% interest installment plan up to 36 months, A minimum purchase amount is required to avail of the installment

Sales Slip Retrieval Fee

P275

Replacement/Lost card fee

P400

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P16,667

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P20 spent = 1 point
  • x3 Bonus points on card purchases made at all designated Philippine-based establishments

Fuel rebate

3% fuel rebate
  • Rebate only available at participating Caltex stations

Mileage

Shopping

50% discount
  • Get Up to 50% discounts and freebies at the participating merchants

Reviews of HSBC Gold Visa Credit Card

User Review : 3Reviews

Design 2.7
Fees & Charges 2.7
Customer service 2.3
Features 2.3
Total 2.5

Kim Jess Ang

very useful

I am happy to have one HSBC card! very useful in times of emergency! ...Read more

  • Rating : 4.8
  • Date : Sep 25, 2019
  • Review by Kim Jess Ang

Isabel Jacinto

Ang babaw ng reason

Anim na buwan akong merong credit account sa bangko na ito. Palagi akong nagbabayad ng mga payments ko on time ...Read more

  • Rating : 1.8
  • Date : Apr 30, 2019
  • Review by Isabel Jacinto

Lhai Orias

Incompetent...

Pinadalhan nila ako ng thru mail ng invitation about pre-qualified credit card na ini-aalok nila sa akin. Sana ay ...Read more

  • Rating : 1.0
  • Date : Jan 24, 2019
  • Review by Lhai Orias

Forum of HSBC Gold Visa Credit Card

Elmo Reyes

Debity

May option bang idebit na lang sa bank account ko yung bayad sa bill ko?

  • Last updated : Jul 29, 2019
  • Posted by Elmo Reyes
  • Replies of This topic : 0 Replies

Choice Dian

ATMM

Nadecline sa tindahan yung ganito ko pero alam ko binayaran ko na yung bill ko this month, hindi lang ako makatawag sa HSBC kasi ang tagal makahanap ng kausap

  • Last updated : Jun 28, 2019
  • Posted by Choice Dian
  • Replies of This topic : 0 Replies

Gregory Teodoro

Glitch

Kanino ko ba dapat ireport kung bigla nagkacharge ng mga kung ano ano sa card ko pagkatapos ko subukan mag cash advance sa isang atm machine ng ibang bank?

  • Last updated : May 31, 2019
  • Posted by Gregory Teodoro
  • Replies of This topic : 0 Replies

Krissy Sassy

Otso derecho

Pwede ba ako mag derecho apply nito kahit first time ko lang magkacredit card?

  • Last updated : May 31, 2019
  • Posted by Krissy Sassy
  • Replies of This topic : 0 Replies

Arnold Balatbat

Master card

Lahat ba ng credit card galing sa HSBC ay Visa lang? Trip ko kasi sana Master card

  • Last updated : May 22, 2019
  • Posted by Arnold Balatbat
  • Replies of This topic : 1 Replies

Namora Aquino

Application

Gaano katagal yung application process ng ganitong card?

  • Last updated : Feb 25, 2019
  • Posted by Namora Aquino
  • Replies of This topic : 2 Replies

Top5 HSBC Credit Card

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HSBC Advance Visa Credit Card

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4

HSBC Red MasterCard

  • P16,667
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5

HSBC Gold Visa Credit Card

  • P16,667
  • P1,250
  • 7.5% of the minimum due or P600,...

Information

Reviews

Forum

Overall Rating

Design 2.7
Fees & Charges 2.7
Customer service 2.3
Features 2.3
Total 2.5

Please feel free to post your review on this product.

Write a Review

Kim Jess Ang

  • Review by Kim Jess Ang
  • Sep 25, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 4.8

very useful

I am happy to have one HSBC card! very useful in times of emergency!

Good Review

Isabel Jacinto

  • Review by Isabel Jacinto
  • Apr 30, 2019
Design 3.0
Fees & Charges 2.0
Customer service 1.0
Features 1.0
Total 1.8

Ang babaw ng reason

Anim na buwan akong merong credit account sa bangko na ito. Palagi akong nagbabayad ng mga payments ko on time talaga pero apparently hindi mahalaga sa kanila ang mga customers kapag nag-decide na magkaroon ng ibang credit accounts. Na-closed ang account ko dahil daw sa issue na ito kahit na good customer naman ako. Sobrang disappointed ako sa nangyari. Babayaran ko lang yung natitirang balance ko at hindi na ulit ako makikipag transact sa kanila.

Good Review

Lhai Orias

  • Review by Lhai Orias
  • Jan 24, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Incompetent...

Pinadalhan nila ako ng thru mail ng invitation about pre-qualified credit card na ini-aalok nila sa akin. Sana ay hindi ko na lang itinuloy ito. Ngayon ay nasa pangalawang month na ako at talagang nag-spend ako ng napakahabang oras sa pagtawag at pag-e-email sa kanila pagi na yung pagse-send ko ng mga kailangang mga documents. Napakaraming paulit-ulit na palpak sa part nila. Kaya talagang nagsasayang lang ako ng oras sa pakikipag-deal sa mga ganito ka-incompetent na mga tao. Never try to do any kind of business with this kind of people. You will also regret it...

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Debity

Elmo Reyes

  • Elmo Reyes
  • Jul 29, 2019

May option bang idebit na lang sa bank account ko yung bayad sa bill ko?

Reply

ATMM

Choice Dian

  • Choice Dian
  • Jun 28, 2019 / Good Answers : 2

Nadecline sa tindahan yung ganito ko pero alam ko binayaran ko na yung bill ko this month, hindi lang ako makatawag sa HSBC kasi ang tagal makahanap ng kausap

Reply

Glitch

Gregory Teodoro

  • Gregory Teodoro
  • May 31, 2019 / Good Answers : 1

Kanino ko ba dapat ireport kung bigla nagkacharge ng mga kung ano ano sa card ko pagkatapos ko subukan mag cash advance sa isang atm machine ng ibang bank?

Reply

Otso derecho

Krissy Sassy

  • Krissy Sassy
  • May 31, 2019

Pwede ba ako mag derecho apply nito kahit first time ko lang magkacredit card?

Reply

Master card

Arnold Balatbat

  • Arnold Balatbat
  • Apr 30, 2019

Lahat ba ng credit card galing sa HSBC ay Visa lang? Trip ko kasi sana Master card

Jhen Ramirez

  • Jhen Ramirez
  • May 22, 2019

Meron din sila atang master card, pero baka ibang credit card nila hindi ganito, tanong mo na lang

Good Answer

Reply

Application

Namora Aquino

  • Namora Aquino
  • Nov 28, 2018

Gaano katagal yung application process ng ganitong card?

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

Kadalasan 1 - 2 weeks, kapag overqualified ka naman madalas 5 days pa lang meron ka na

Good Answer

Sven Michael

  • Sven Michael
  • Feb 25, 2019 / Good Answers : 3

Yung process umaabot ng 1 month, kung wala naman problema sa application mo makakatanggap ka agad ng notification na approve application mo

Good Answer

Reply

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