EastWest Bank Practical MasterCard and Promo

EastWest Bank Practical MasterCard Credit Cards

Interest Rate
3.25% per month
Annual fee
P1,400
Promo & Features
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Pay less for your practical needs
  • Lighter payments on your monthly dues for financial flexibility
  • Easy membership fee payments
  • Minimum monthly income : P10,000
  • Annual Fee for Supplementary holder : P700
  • more info
User Rating 3.8 (2 Reviews)
Deeven Key I got my new card last year tapos ito this year lang sobrang tagal bago na approve at ang hirap ng application ang dami ...read more
Forum 3Threads (3 Replies)
Arthur Valiente Hindi ko magets yung installment sa mga mall, pwede ka naman magbayad ng installment talaga sa banko so pa sila nag ooffer ng ...read more

Information

Reviews

Forum

Pay less for your practical needs

Get 3.25% interest rate for basic purchases and 3.49% for other purchases.

Lighter payments on your monthly dues for financial flexibility

You don’t have to worry about your monthly billing statements, pay as low as 3.5% of your bill or P200 whichever is higher.

Easy membership fee payments

Have the convinience to choose how to pay your membership fee, annually, quarterly or monthly.

Basic Information

Card name

EastWest Bank Practical MasterCard

Bank

EastWest Bank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.25%  per month
3.49% per month for non-basic purchases

Annual fee

P1,400 

Annual Fee for Supplementary holder

P700

Balance transfer Rate

8.28% per annum for 12 months

Minimum Payment

3.5% of your total amount due or P200, whichever is higher

Credit Limit

Late payment charge

8% of the Minimum Payment Due

Cash advance limit

Cash advance handling fee

3% of the Cash Advance amount or Php600, whichever is higher; and 3.49% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee (P500)

Cash advance interest charge

3.49%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

5% of the remaining principal balance or Php500, whichever is higher

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Returned Check Fee

Php1,500 for every returned check

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P10,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank Practical MasterCard

User Review : 2Reviews

Design 4.0
Fees & Charges 3.5
Customer service 3.5
Features 4.0
Total 3.8

Deeven Key

slow process

I got my new card last year tapos ito this year lang sobrang tagal bago na approve at ang hirap ng application ang ...Read more

  • Rating : 2.5
  • Date : Jun 10, 2019
  • Review by Deeven Key

Susan Atenas

Great card!

Napili ko ang EastWest Bank Practical MasterCard dahil sa zero processing fee nila na isang primary na rason kung ...Read more

  • Rating : 5.0
  • Date : Mar 31, 2019
  • Review by Susan Atenas

Forum of EastWest Bank Practical MasterCard

Arthur Valiente

Installment

Hindi ko magets yung installment sa mga mall, pwede ka naman magbayad ng installment talaga sa banko so pa sila nag ooffer ng installment na bayad sa credit card?

  • Last updated : Aug 21, 2019
  • Posted by Arthur Valiente
  • Replies of This topic : 1 Replies

Julia Sanchez

Basic

Basic credit card lang to? Naghahanap kasi ako nung parang pang elite, hindi ko alam tawag sa ganun card

  • Last updated : May 20, 2019
  • Posted by Julia Sanchez
  • Replies of This topic : 1 Replies

foxyladymeh

nice card choice?

Okay na kaya itong card na ito? o may mas okay pa na credit card. Gusto ko sna sa eastwest bank eh

  • Last updated : Jun 28, 2019
  • Posted by foxyladymeh
  • Replies of This topic : 1 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 3.5
Customer service 3.5
Features 4.0
Total 3.8

Please feel free to post your review on this product.

Write a Review

Deeven Key

  • Review by Deeven Key
  • Jun 10, 2019
Design 3.0
Fees & Charges 2.0
Customer service 2.0
Features 3.0
Total 2.5

slow process

I got my new card last year tapos ito this year lang sobrang tagal bago na approve at ang hirap ng application ang dami nilang hiningi na requirements sa akin, kumpara sa una kong card isang bigay lang ng requirements ko after isang linggo approve na daw ako tapos hinitay ko lang ulit ng isang linggo nakuha ko na ang card ko, kaya kung pipili ako ng card baka ito ipa close ko nalang ito tapos gagamitin ko yung lumang card ko sa tingin ko naman na mas okay naman yun kumpara dito sa card na ito taas pa ng charge at fees nila.

Good Review

Susan Atenas

  • Review by Susan Atenas
  • Mar 31, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great card!

Napili ko ang EastWest Bank Practical MasterCard dahil sa zero processing fee nila na isang primary na rason kung bakit ito yung pinili kong card. Okay ang credit limit ko dito na mas malaki pa nga sa credit limit ko sa BPI credit card ko kahit na tatlong taon ko nang ginagamit yon. Ipinaliwanag sa akin nang maayos ng agent ang pag-process ng card na ito. At nung makuha ko na withing 10 days, nagagamit ko ito nang walang hassle kapag emergency at naubusan ako ng cash.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Installment

Arthur Valiente

  • Arthur Valiente
  • Jul 28, 2019

Hindi ko magets yung installment sa mga mall, pwede ka naman magbayad ng installment talaga sa banko so pa sila nag ooffer ng installment na bayad sa credit card?

Juan Lodi

  • Juan Lodi
  • Aug 21, 2019

Baka hinahati lang nila yung bayad everymonth para mas mababa yung interest na mapupunta sa card mo? Pinagiisipan ko din yan actually pero dahil monthly din naman ako nagbabayad sa credit card, hindi ko na masyadong pinansin kasi ganun din, babayaran ko pa din buwan buwan yan, installment o hindi sa credit card ko

Good Answer

Reply

Basic

Julia Sanchez

  • Julia Sanchez
  • Apr 29, 2019

Basic credit card lang to? Naghahanap kasi ako nung parang pang elite, hindi ko alam tawag sa ganun card

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Mas basic pa ata sa basic to, pwede ka naman mag hanap ng mas maganda check mo yung ibang credit card malalaman mo naman agad sa pangalan pa lang kung mas mataas na klase ng credit card yun o hindi, pero pwede din magsimula ka dito para mas madali ka maapprove sa ibang credit card, kung maganda naman credit standing mo after one year dito madali ka na lang maapprove sa karamihan ng credit card

Good Answer

Reply

nice card choice?

foxyladymeh

  • foxyladymeh
  • Feb 4, 2019

Okay na kaya itong card na ito? o may mas okay pa na credit card. Gusto ko sna sa eastwest bank eh

Richard Aran

  • Richard Aran
  • Jun 28, 2019

Kung hindi naman pang malakihang gastos pwede na yan, mababa lang din siguro yung credit limit nito

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile