EastWest Bank Platinum MasterCard and Promo

EastWest Bank Platinum MasterCard Credit Cards

Interest Rate
2.75% per month
Annual fee
Waived for life
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Redeem great rewards quicker, get 1 point for every P40 spent and enjoy a free annual membership for life at no minimum annual cost.
  • Free Travel Accident and Inconvenience Insurance for your worry free travel whenever, wherever you go all around the globe.
  • High Cash Advance Limit for your emergencies and convenience.
  • Minimum monthly income : P150,000
  • Late payment charge : 7.50% of the minimum payment due or P200, whichever is higher
  • more info
User Rating 4.8 (6 Reviews)
Sabbie Kaya hindi ko ma let go kasi maganda talaga ang bank na East West and this is one of the cards na walang annual fee kaya ...read more
Forum 2Threads (10 Replies)
Jennifer Anzon Mas maganda ba freebies ng East west kesa BDO? Saka pwede ko na ba agad iapply ito para sa first credit card ko?

Information

Reviews

Forum

Redeem great rewards quicker, get 1 point for every P40 spent and enjoy a free annual membership for life at no minimum annual cost.

Reward yourself with exciting reward items. Just by purchasing your wants or daily needs you get to earn 1 point for every P40 spent and convert them to Mabuhay Miles for ticket purchases or exchange points for exclusive rewards and deals at partner merchants, Free lifetime time membership for Principal and Supplementary cardholder.

Free Travel Accident and Inconvenience Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 20million in Travel Accident and Inconvenience Insurance.

High Cash Advance Limit for your emergencies and convenience.

Avail a cash advance up to 70% of your credit card limit for your financial problems or emergencies. Cash advance can be availed at EastWest ATM's, over-the-counter at any EastWest branch nationwide or at any ATM displaying the MasterCard and Cirrus logos.

Basic Information

Card name

EastWest Bank Platinum MasterCard

Bank

EastWest Bank

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

2.75%  per month

Annual fee

Waived for life 

Annual Fee for Supplementary holder

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

7.50% of the minimum payment due or P200, whichever is higher

Cash advance limit

70% of credit limit

Cash advance handling fee

1% of the cash advance amount or P500, whichever is higher Plus P500 for transaction over-the-counter

Cash advance interest charge

2.75%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P150,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P40 spent = 1 point
  • Get 1 Rewards Point for every P40 spent, redeem premium rewards from partner establishments

Mileage

P211 spent = 1 mile
  • 5.26 Rewards points are equivalent to 1 Mabuhay Miles, A minimum of 5,265 Rewards Points may be transferred to Mabuhay Miles account at one time

Shopping

P40 spent = 1 point
  • Get 1 Rewards Point for every P40 spent, redeem premium rewards from partner establishments

Transport Accident Insurance/ Travel Insurance

Up to P 20million in Travel Accident and Inconvenience Insurance

Concierge Service

24/7 worldwide MasterCard Concierge service

Travel information

Priority Pass membership, access more than 600 VIP Airport Lounges worldwide

Others

Quick bills facility, charge all your bills into one payment for your added convenience

Reviews of EastWest Bank Platinum MasterCard

User Review : 6Reviews

Design 4.7
Fees & Charges 4.8
Customer service 4.8
Features 4.7
Total 4.8

jaycee098

best card!

Love using this card kasi it never gives me problem in all my transactions!! ...Read more

  • Rating : 5.0
  • Date : Aug 22, 2019
  • Review by jaycee098

Sabbie

one of the best!

Kaya hindi ko ma let go kasi maganda talaga ang bank na East West and this is one of the cards na walang annual ...Read more

  • Rating : 4.5
  • Date : Jul 8, 2019
  • Review by Sabbie

Gladys Dawson

Wow, I'm impressed!

Ilang taon ko nang ginagamit ang credit card na ito. Hindi man ito yung card na may pinaka-mababang interes pero ...Read more

  • Rating : 5.0
  • Date : Jun 26, 2019
  • Review by Gladys Dawson

Forum of EastWest Bank Platinum MasterCard

Jennifer Anzon

Hello

Mas maganda ba freebies ng East west kesa BDO? Saka pwede ko na ba agad iapply ito para sa first credit card ko?

  • Last updated : Oct 26, 2019
  • Posted by Jennifer Anzon
  • Replies of This topic : 2 Replies

thirdy III

cash advance

paano ba gawin yung cash advance? free lang ba ito at makaka widraw ka kagad sa card mo? hindi pa kasi ako nakakagamit balak ko mag apply sana ma approve din ako kahit hindi ako marunong gumamit.

  • Last updated : Jun 14, 2019
  • Posted by thirdy III
  • Replies of This topic : 8 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 4.7
Fees & Charges 4.8
Customer service 4.8
Features 4.7
Total 4.8

Please feel free to post your review on this product.

Write a Review

jaycee098

  • Review by jaycee098
  • Aug 22, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

best card!

Love using this card kasi it never gives me problem in all my transactions!!

Good Review

Sabbie

  • Review by Sabbie
  • Jul 8, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 4.0
Total 4.5

one of the best!

Kaya hindi ko ma let go kasi maganda talaga ang bank na East West and this is one of the cards na walang annual fee kaya matgal ko na itong gamit

Good Review

Gladys Dawson

  • Review by Gladys Dawson
  • Jun 26, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Wow, I'm impressed!

Ilang taon ko nang ginagamit ang credit card na ito. Hindi man ito yung card na may pinaka-mababang interes pero ito naman yung pinaka mataas ang credit limit. Madaling tumaas ang limit ko palagi. Yung isang pinaka nakaka-impressed sa akin however eh yung dispute center nila. Nagkaroon kasi ako ng charge na hindi ko alam kung bakit, itinawag ko lang ito sa customer service nila at kaagad nila itong ni-reimbursed. Walang naging anumang hassle. Sobrang impressive for me.

Good Review

Patrica Jean

  • Review by Patrica Jean
  • Feb 7, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

my favorite card

Sa lahat ng card ko ito yung pinak gusto ko gamitin at wala akong problema sa annual fee. Sabi nila mahirap ma approve pero kami hindi naman basta mabigay mo lahat ng requirements sa kanila walang problema at mabilis ka nila na maapprove.Never ako nagka problema sa banko na ito lahat kasi ng kailangan ko naaasikaso nila. Never din na decline ang card or nag down ang system nila kaya happy ako na ito ang napili ko na banko. For 3 years happy eastwest bank customer ako, from savings to cards okaya ng services nila.

Good Review

Jane P. Tagle

  • Review by Jane P. Tagle
  • Nov 8, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

best of eastwest card

I have been using this card for years and I am really happy that I don't worry about getting any annual fees. This is one of the banks that offers a low-interest charge kaya I am so happy I got approved. Best customers service offered in banks and in phones.Very useful siya especially pag emergency, This is one credit card and best choice of bank wala ng iba, maganda ang serbisyo nila sa mga customer.I also like its reward system since I am always using the card I get to earn a lot of points. Happy customer ako for 5 years na.

Good Review

Victoria Carino

  • Review by Victoria Carino
  • Sep 24, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Overall good experience

Ang EastWest Bank Platinum MasterCard ay gamit ko for my business. Okay ang customer service nila at talaga namang existent at walang anumang nagiging problema o fraud sa account ko kahit kelan. Hindi ito katulad ng dati kong credit card na palaging nagkakaproblema at sa tuwing tatawag ako to dispute about it, antagal-tagal nila akong pinaghihintay. I truly appreciate this card than any other credit cards na meron ako. Best service and best card I ever had.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Hello

Jennifer Anzon

  • Jennifer Anzon
  • Oct 22, 2019

Mas maganda ba freebies ng East west kesa BDO? Saka pwede ko na ba agad iapply ito para sa first credit card ko?

Kevin Chavez

  • Kevin Chavez
  • Oct 26, 2019

Tungkol sa freebies hindi ko alam kung anong may mas maganda kasi halos parepareho lang naman din offer ng mga banko, magkakaroon lang ng pagkakaiba kapag mas mataas na yung level ng credit card mo pero yung mga ganito yung mga usual points lang saka rebate makikita mo, hindi ko lang alam kung ano yung freebies ng credit card na to

Good Answer

Baxia

  • Baxia
  • Oct 26, 2019

Parang hindi ata maganda na eto iapply mo for first credit card, pero subukan mo na din baka naman pasok yung qualification mo, kapag na deny ka edi try mo yung mga mas mababa muna na credit card or gumawa ka ng bank account sa east west tapos mag deposit ka ng pera ng regular basis, pang paganda ng credit score yun at madalas sila na mismo magbibigay ng card sayo, wala ng application or requirements

Good Answer

Reply

cash advance

thirdy III

  • thirdy III
  • Nov 16, 2018

paano ba gawin yung cash advance? free lang ba ito at makaka widraw ka kagad sa card mo? hindi pa kasi ako nakakagamit balak ko mag apply sana ma approve din ako kahit hindi ako marunong gumamit.

Den-0

  • Den-0
  • Dec 26, 2018

Ang alam ko sa cash advance automatic na yun sa mga credit cards, isa siya sa services na available sayo kapag may credit card ka na. Ang pinagkaiba lang ng cash advance sa normal credit card transaction, papautangin ka ng literal na cash na pwede mo iwithdraw gamit yung credit card, pero mataas yung interest nun kaya gawin mo lang yan kapag wala ka na talaga choice

Good Answer

Aced

  • Aced
  • Dec 26, 2018

Hindi basta basta ang pag cash advance at dapat pag isipan mo ng sobrang mabuti, mag tatlong isip ka kung kelangan pero wag ka padalos dalos kasi malaki interest niyan, hindi ko alam kung pareho sa ibang banko pero yung sakin tumataas yung interest every month na hindi mabayaran agad, check mo muna yung policy pati yung FAQ ng cash advance sa banko mo para alam mo yung risk

Good Answer

Tin Manresa

  • Tin Manresa
  • Dec 26, 2018

Suggest ko icard mo na lang kung ano man yung bibilhin mo, kung wala ka pang bayad ng cash wag mo na ipilit

Good Answer

Jaime Burgoo

  • Jaime Burgoo
  • Dec 28, 2018

Pwede mo itanong yan sa customer service para mas malinaw yung paliwanag sayo, tanong mo yung mga dapat mong malaman tungkol sa cash advance service

Good Answer

Mon Sunga

  • Mon Sunga
  • Dec 28, 2018

Credit card gagamitin mo pang withdraw so utang din yun at walang free sa credit card, mas mataas interest rate niyan kaya double check mo

Good Answer

Arnold Balatbat

  • Arnold Balatbat
  • Apr 28, 2019

Wag na wag ka mag cacash advance kung hindi naman desperado yung pangangailangan mo, mas malaki yung interest at fees ng cash advance dahil cash na mismo yung uutangin mo hindi lang credits at mas mahigpit mga banko sa cash dahil yung mga pinapaheram satin ayun nga mga pera ng ibang taong nagdedeposit sa kanila kaya nga may interest dahil doon sila kumikita

Good Answer

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Makakapag withdraw ka naman agad, basta pwede cash advance alam ko pwede mo gamitin yung credit card mo sa mga atm para makapag cash advance pero magkaiba yung limit ng credit mo saka cash advance so tignan mo yun bago mo gawin, pero hindi din advisable na mag advance ka ng malaking halaga kasi mas malaki din ata interest nun

Good Answer

Stacey Marianne

  • Stacey Marianne
  • Jun 14, 2019

never ko na gamit yung cash advance kasi hindi na process agad ng banko nung nirequest ko. poor service

Good Answer

Reply

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