EastWest Bank Gold MasterCard and Promo

EastWest Bank Gold MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P2,500
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Accumulate points while you spend and redeem points from a variety of exciting rewards and deals.
  • Travel Accident and Inconvenience Insurance wherever you go all around the globe for your worry free travel.
  • Get the best out of your card while managing your monthly expenses with ease.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P1,250
  • Late payment charge : 8% of the Minimum Payment Due
  • more info
User Rating 5.0 (1 Reviews)
Chances Vera This is one of the best bank cards that I got. Kahit medyo malaki ang annual niay para sa akin sulit naman ito pagdating ...read more
Forum 2Threads (3 Replies)
Choice Dian Paano ba yung installment sa mga tindahan? Kasi pwede naman bayaran paunti unti buwan buwan yung credit card? Hindi ba parang ...read more

Information

Reviews

Forum

Accumulate points while you spend and redeem points from a variety of exciting rewards and deals.

Earn 1 point for every P100 spent, convert accumulated points to Mabuhay Miles for ticket purchases or exchange points for exclusive rewards and deals at partner merchants.

Travel Accident and Inconvenience Insurance wherever you go all around the globe for your worry free travel.

Get to travel with a peace of mind knowing that you are insured up to P 20million in Travel Accident and Inconvenience Insurance just by purchasing your travel ticket with your EastWest Bank Gold MasterCard.

Get the best out of your card while managing your monthly expenses with ease.

Choose from easy to pay longer payment terms or 0% interest Installment payment plans, pay your expenses with ease while enjoying the privileges you deserve.

Basic Information

Card name

EastWest Bank Gold MasterCard

Bank

EastWest Bank

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P2,500 

Annual Fee for Supplementary holder

P1,250

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of total amount due or P200, whichever is higher

Credit Limit

Late payment charge

8% of the Minimum Payment Due

Cash advance limit

50% of credit limit

Cash advance handling fee

3% of the Cash Advance amount or Php600, whichever is higher; and 3.49% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee (P500)

Cash advance interest charge

3.50%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Returned Check Fee

Php1,500 for every returned check

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Mileage

P364 spent = 1 mile
  • Every 3.64 Rewards Points are equivalent to 1 Mabuhay Miles, A minimum of 3,640 Rewards Points may be transferred to Mabuhay Miles account at one time

Shopping

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Transport Accident Insurance/ Travel Insurance

Up to P 20million in Travel Accident and Inconvinience Insurance

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank Gold MasterCard

User Review : 1Reviews

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Chances Vera

flexible card

This is one of the best bank cards that I got. Kahit medyo malaki ang annual niay para sa akin sulit naman ito ...Read more

  • Rating : 5.0
  • Date : Mar 4, 2019
  • Review by Chances Vera

Forum of EastWest Bank Gold MasterCard

Choice Dian

Installments

Paano ba yung installment sa mga tindahan? Kasi pwede naman bayaran paunti unti buwan buwan yung credit card? Hindi ba parang ganun din yung installment?

  • Last updated : Aug 21, 2019
  • Posted by Choice Dian
  • Replies of This topic : 1 Replies

Pops Gregorio

Points

Paano ba yung points nito? 1 is to 1 ba?

  • Last updated : May 20, 2019
  • Posted by Pops Gregorio
  • Replies of This topic : 2 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Please feel free to post your review on this product.

Write a Review

Chances Vera

  • Review by Chances Vera
  • Mar 4, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

flexible card

This is one of the best bank cards that I got. Kahit medyo malaki ang annual niay para sa akin sulit naman ito pagdating sa mag points na naiipon ko gamit ang card na ito. Very useful sa kahit anong shop may earning points ata ito, since lagi ko kasi gamit ang card na ito ang laki ng points na nakukuha ko. May mga friendly staff din sila kaya hindi mahirap mag apply sa kahit anong products nila. Very convenient din kasi madali sila hanapin na banko sa lugar namin merong eastwest bank kaya hindi mahirap magbayad o mag tanong kung may kailangan man ako.

Good Review

Page 1 of 1

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Installments

Choice Dian

  • Choice Dian
  • Jun 28, 2019 / Good Answers : 2

Paano ba yung installment sa mga tindahan? Kasi pwede naman bayaran paunti unti buwan buwan yung credit card? Hindi ba parang ganun din yung installment?

Juan Lodi

  • Juan Lodi
  • Aug 21, 2019

Hindi ko din alam paano talaga tumatakbo yang installment ng stores at credit cards, ang alam ko lang ay kapag hindi mo pa nababayaran lahat ng utang mo sa credit card, bumababa din yung credit limit na available sayo, siguro kapag nag installment ka sa stores, mas less yung effect niya sa credit score mo sa banko, try mo itanong sa agent mo o customer service para mas malinaw

Good Answer

Reply

Points

Pops Gregorio

  • Pops Gregorio
  • Jan 29, 2019

Paano ba yung points nito? 1 is to 1 ba?

foxyladymeh

  • foxyladymeh
  • Feb 4, 2019

for sure hindi po ganun ang points kahit sa ibang mga membership card wala ng nagbibigay ng 1 is to 1 ang ratio. ask mo nalang yung banko mismo para ma track mo ito kung tama ang point mo siguro naman mkikita mo ito online para ma track o kaya sa statement din naman makikita ang purchase at running points.

Good Answer

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Nako matuwa ka na kung meron pang point system na 1 is to 1 ang bigayan, kahit meron naman malamang matataas yung points na kelangan para sa mga rewards, ang alam ko percentage yung bigayan ng points pero yung isang point, 1 peso katumbas ang hindi ko lang alam kung lahat ba ng reward system sa lahat ng credit card ganun

Good Answer

Reply

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