EastWest Bank EveryDay MasterCard and Promo

EastWest Bank EveryDay MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P2,800
Promo & Features
  • Fuel rebate
  • Cashback
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Get up to 5% Rebates depending on your purchases for your everyday necessities.
  • Manage supplementary cards limit and volume.
  • High Cash Advance Limit for your emergencies and convinience.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P1,400
  • Late payment charge : 8% of the Minimum Payment Due
  • more info
User Rating 4.0 (6 Reviews)
TimTams In fairness naman okay naman ang eastwest bank na card wala naman ako nagging problema sa pag gamit nila informed at ...read more
Forum 2Threads (8 Replies)
Rick Pebte Magkano yung minimum payment every month?

Information

Reviews

Forum

Get up to 5% Rebates depending on your purchases for your everyday necessities.

Get up to 5% Rebate on everyday spendings like supermarket, gas and drugstore purchases and get 5% rebate for a spend of P10,000 and abouve, 3% rebate for below P10,000 to P5,000 and 0.5% rebate for below P5,000 purchases on non-essential purchases.

Manage supplementary cards limit and volume.

Assign up to 9 supplementary EastWest Credit Cards at your option, you may also assign a monthly sub-limit for each supplementary card to better manage your finances.

High Cash Advance Limit for your emergencies and convinience.

Avail a cash advance up to 70% of your credit card limit for your financial problems or emergencies. Cash advance can be availed at EastWest ATM's, over-the-counter at any EastWest branch nationwide or at any ATM displaying the MasterCard and Cirrus logos.

Basic Information

Card name

EastWest Bank EveryDay MasterCard

Bank

EastWest Bank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P2,800 

Annual Fee for Supplementary holder

P1,400

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of total amount due or P500, whichever is higher

Credit Limit

Late payment charge

8% of the Minimum Payment Due

Cash advance limit

Cash advance handling fee

3% of the Cash Advance amount or Php600, whichever is higher; and 3.49% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee (P500)

Cash advance interest charge

3.50%

Overseas spending fee

2.50%

Over Limit Fee

P700

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P500

Returned Check Fee

Php1,500 for every returned check

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

5.0% cashback
  • Get up to 5% Rebate on supermarket, gas and drugstore purchases

Reward

Fuel rebate

5% fuel rebate
  • Get up to 5% Rebate on supermarket, gas and drugstore purchases

Mileage

Shopping

5% cashback
  • Get up to 5% Rebate on supermarket, gas and drugstore purchases

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank EveryDay MasterCard

User Review : 6Reviews

Design 4.2
Fees & Charges 3.8
Customer service 3.8
Features 4.2
Total 4.0

Shimarah

nice

Good bank and services offered but poor customer service ang mga teller at manager nila. ...Read more

  • Rating : 3.8
  • Date : Jul 8, 2019
  • Review by Shimarah

TimTams

quite contented

In fairness naman okay naman ang eastwest bank na card wala naman ako nagging problema sa pag gamit nila informed ...Read more

  • Rating : 4.0
  • Date : Jul 5, 2019
  • Review by TimTams

Leny Gabriel

Best Card!

Nagagamit ko ang card na ito sa halos lahat at binabayaran ko ang balance ko buwan-buwan para hind ako maging bad ...Read more

  • Rating : 5.0
  • Date : Jun 28, 2019
  • Review by Leny Gabriel

Forum of EastWest Bank EveryDay MasterCard

Rick Pebte

Min pay

Magkano yung minimum payment every month?

  • Last updated : Oct 20, 2019
  • Posted by Rick Pebte
  • Replies of This topic : 4 Replies

Lucho

credit limit

ano po ba ang min and max na pwede ma approve for the credit limit? same lang ba sa lahat ng banko o iba iba din po sila???

  • Last updated : Oct 20, 2019
  • Posted by Lucho
  • Replies of This topic : 4 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 4.2
Fees & Charges 3.8
Customer service 3.8
Features 4.2
Total 4.0

Please feel free to post your review on this product.

Write a Review

Shimarah

  • Review by Shimarah
  • Jul 8, 2019
Design 5.0
Fees & Charges 4.0
Customer service 2.0
Features 4.0
Total 3.8

nice

Good bank and services offered but poor customer service ang mga teller at manager nila.

Good Review

TimTams

  • Review by TimTams
  • Jul 5, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

quite contented

In fairness naman okay naman ang eastwest bank na card wala naman ako nagging problema sa pag gamit nila informed at updated naman ako sa mga mga bagong promos at kung may rebate na kailangan ko makuha okay naman ito at nakukuha ko naman ito agad no need na tawagan ko pa yung customer service nila kasi naaasikaso naman ito kaagad kaya wala akong problem sa bank na ito. Ontime din ang billing statement okay at very convenient kasi malapit lang ang banko sa bahay naming kaya walking distance lang ito.

Good Review

Leny Gabriel

  • Review by Leny Gabriel
  • Jun 28, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Best Card!

Nagagamit ko ang card na ito sa halos lahat at binabayaran ko ang balance ko buwan-buwan para hind ako maging bad credit. Kumikita ako ng pera dahil sa card na ito dahil sa ipinampuhunan kong mga products before at nabayaran ko na rin naman ito. Sa ngayon, nagagamit ko na lang ito sa mga groceries namin dahil tamad akong magdala ng cash minsan. What makes me happy pa eh nung nag request ako ng credit limit increase ay nabigyan nila kaagad ako. I really recommend this card!

Good Review

hugo helmig

  • Review by hugo helmig
  • Feb 6, 2019
Design 3.0
Fees & Charges 3.0
Customer service 5.0
Features 5.0
Total 4.0

very useful

finally naka kuha din ako ng credit card, buti at eastwest ang card na nakuha ko kasi maganda naman ang card na ito madalas ko nagagamit kaya dami ko ng rebates nanakuha. never ako nagka problema when using this card. Maayos talaga ang banko na ito hindi pa na decline at laging online ang statement niya pero mag ebill na din ako kasi sayang sa papel kaya happy ako sa features at options niya medyo mataas lang annual fee pero okay na din para sa akin contento naman ako sa pag gamit ng card na ito. mabait pa ang teller at mga agent sa phone.

Good Review

syivey

  • Review by syivey
  • Nov 12, 2018
Design 3.0
Fees & Charges 2.0
Customer service 2.0
Features 2.0
Total 2.3

tideous application

ang hirap mag apply hirap din ma approve. I have been banking with eastwest for long time wala man lang silang loyalty program. Lahat ng application nila mabagal serbisyong pagong, they always ask for extra documentation khit primary documents na ang provided. They never waived any annual fee pero sa ibang banks naman pwede. ito kasi ang pinaka malapit na bank sa amin but I might be hanging na kasi hindi sila marunong magpahalaga ng long time customer. maganda lang sa simula pero once you use the card everyday there are times no offline, decline kahit may sufficient funds pa.

Good Review

hann

  • Review by hann
  • Oct 30, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

New cash rebate card

Sa pangaraw-araw in spending you can get up to 5% cash rebate on your essential spend-supermarket when you go to the supermarket for some groceries adventure may cash rebate kang kasama. Kapag ina-avail mo tong card sa eastwest bank you can get multiple cash rebates ma gasoline or kahit drugstore purchases madadag-dagan yan ng points ang card mo. The more you spend on non-essential items, the higher rebates you earn. San kapa? Dito ka na sa eastwest bank, panalo to promise!

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Min pay

Rick Pebte

  • Rick Pebte
  • Jun 28, 2019

Magkano yung minimum payment every month?

Mark Lee

  • Mark Lee
  • Jul 26, 2019

Depende siyempre sa total bill mo plus yung finance fee

Good Answer

Michael Sossa

  • Michael Sossa
  • Jul 26, 2019

Tama naman yung sinabi niya pero depende kung ano yung mas mataas, yung interest rate o Php500, hindi lang ako sure kung Php500 yung minimum payment

Good Answer

Terrence Olson

  • Terrence Olson
  • Jul 26, 2019

Medyo malabo yung huling explanation, sa ibang credit card kasi may minimum Php500 na payment every month, tapos ito 3.5% yung interest so ang babayaran mo depende kung ano sa dalawa yung mas mataas. Halimbawa mas mataas yung Php500 kesa sa 3.5% ng total bill mo edi yung Php500 babayaran mo

Good Answer

Ivan Estole

  • Ivan Estole
  • Oct 20, 2019

Depende kung magkano nagastos mo sa card saka yung finance fee, makikita mo naman yun sa bill na ipapadala nila sayo every month kung may utang ka man. Kung umutang ka naman sa kanila ng mga less than Php500 lang edi automatic na Php500 yung babayaran mo as monthly bill, alam ko fix yung sa ibang card, sakin kasi ganun

Good Answer

Reply

credit limit

Lucho

  • Lucho
  • Nov 20, 2018

ano po ba ang min and max na pwede ma approve for the credit limit? same lang ba sa lahat ng banko o iba iba din po sila???

jadenes

  • jadenes
  • Mar 4, 2019

Iba iba siya based sa experience ko, alam ko ang pinakamababa na pwede ay 10k ang max depende siguro sa income mo, pinaka max na nakuha ko ay 50k na credit limit, medyo pinantay lang din sa income ko kaya happy naman din ako since nakita naman nila na may ibang cards din naman ako kaya alam nila na makakapag bayad ako sa kanila.

Good Answer

Julia Sanchez

  • Julia Sanchez
  • Apr 29, 2019

May mga magkakapareho kadalasan mga basic credit cards nila, yung mga mas magandang card doon nagkakaiba

Good Answer

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Depende sa branching yan, may branching yung taas ng limit ng credit base sa monthly income, halimbawa pasok sa minimum requirements lang ng monthly income yung nag apply edi yung pinakamababang maximum limit yung ibibgay nila sayo, kung mas mataas naman sa minimum edi mas mataas agad yung ibibigay nila, hindi lang ako sure kung ganun pero ayun lang napansin ko kasi sakin mataas agad yung max limit ko

Good Answer

Ivan Estole

  • Ivan Estole
  • Oct 20, 2019

Iba iba din yung minimum at max credit limit, depende sa banko kung gaano sila kaluwag sa pag papautang, pero yung mga malalakihan na credit limit siyempre nakareserve yun para sa mga taong may magandang credit score at monthly income, usually sa mga business man dahil malalaki yung income talaga nila, unless yung pasweldo sayo ng isang company kayang tapatan yun

Good Answer

Reply

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