EastWest Bank Classic Visa and Promo

EastWest Bank Classic Visa Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Redeem earned points from a variety of exciting rewards.
  • Manage cards limit and volumes for financial flexibility.
  • Easy and manageable monthly payment options for your financial flexibility.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750
  • Late payment charge : 8% of the Minimum Payment Due
  • more info
User Rating 3.9 (7 Reviews)
Levi This is one of the worst bank that I have ever been, poor service hindi ka man lang iasist ng maayos.
Forum 2Threads (8 Replies)
Josie Henay Pwede ba ko mag apply sa mismong bank?

Information

Reviews

Forum

Redeem earned points from a variety of exciting rewards.

Treat yourself with exciting reward items and exclusive deals like discounts from partner merchants or ticket purchases, just by purchasing your wants or daily needs, earn 1 point for every P100 spent and redeem points from a variety of exciting rewards.

Manage cards limit and volumes for financial flexibility.

Manage your supplementary cards card limit and volumes, assign up to 9 supplementary EastWest Credit Cards with a sub-limit of your choice for each card to better manage your finances.

Easy and manageable monthly payment options for your financial flexibility.

Hassle free and easy monthly payment options for your purchases, manage your payments in your convenience while enjoying the privileges you deserve.

Basic Information

Card name

EastWest Bank Classic Visa

Bank

EastWest Bank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500 

Annual Fee for Supplementary holder

P750

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of your total amount due or P200, whichever is higher.

Credit Limit

Late payment charge

8% of the Minimum Payment Due

Cash advance limit

Cash advance handling fee

3% of the Cash Advance amount or Php600, whichever is higher; and 3.49% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee (P500)

Cash advance interest charge

3.50%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Returned Check Fee

Php1,500 for every returned check

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Mileage

P364 spent = 1 mile
  • Every 3.64 Rewards Points are equivalent to 1 Mabuhay Miles, A minimum of 3,640 Rewards Points may be transferred to Mabuhay Miles account at one time

Shopping

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank Classic Visa

User Review : 7Reviews

Design 3.7
Fees & Charges 4.4
Customer service 3.6
Features 4.0
Total 3.9

Prince Jet

one of the best

Good choice ang card nila kasi sila yung may owest na Annual fee sa lahat ...Read more

  • Rating : 4.5
  • Date : Nov 22, 2019
  • Review by Prince Jet

joshua.pili

good choice

Never talaga nag increase fees ever since I started banking with them, kaya happy ako using it! ...Read more

  • Rating : 5.0
  • Date : Aug 23, 2019
  • Review by joshua.pili

Levi

bad service

This is one of the worst bank that I have ever been, poor service hindi ka man lang iasist ng maayos. ...Read more

  • Rating : 2.0
  • Date : Jul 8, 2019
  • Review by Levi

Forum of EastWest Bank Classic Visa

Josie Henay

Applying

Pwede ba ko mag apply sa mismong bank?

  • Last updated : Oct 26, 2019
  • Posted by Josie Henay
  • Replies of This topic : 1 Replies

Trevor Joe

other requirements

kapag mag aadd ako ng secondary user need paba nila ng requirements? need ko ba pumunta ng banko ulit o pwede sa customer service nalang mag request? any ideas guysss???

  • Last updated : Jul 26, 2019
  • Posted by Trevor Joe
  • Replies of This topic : 7 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 3.7
Fees & Charges 4.4
Customer service 3.6
Features 4.0
Total 3.9

Please feel free to post your review on this product.

Write a Review

Prince Jet

  • Review by Prince Jet
  • Nov 22, 2019
Design 3.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 4.5

one of the best

Good choice ang card nila kasi sila yung may owest na Annual fee sa lahat

Good Review

joshua.pili

  • Review by joshua.pili
  • Aug 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

good choice

Never talaga nag increase fees ever since I started banking with them, kaya happy ako using it!

Good Review

Levi

  • Review by Levi
  • Jul 8, 2019
Design 3.0
Fees & Charges 2.0
Customer service 1.0
Features 2.0
Total 2.0

bad service

This is one of the worst bank that I have ever been, poor service hindi ka man lang iasist ng maayos.

Good Review

Myles Garlyn

  • Review by Myles Garlyn
  • Jun 27, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Loving this card!

Hindi ko alam kung bakit merong mga bad reviews ang card na ito while okay naman ito sa akin based sa experience ko. Since hindi ako nagkakaroon ng malaking balance at binabayaran ko ito nang dalawang beses sa isang buwan nang automatic. Palaging ang card na ito ang live saver ko once na kailanganin ko at hindi ako nabibigo dito. Okay ang credit increase ko dito so far at ito sa ngayon ang go-to card ko.

Good Review

Leslie Generalao

  • Review by Leslie Generalao
  • Feb 7, 2019
Design 2.0
Fees & Charges 5.0
Customer service 1.0
Features 2.0
Total 2.5

poor service

It took a year before I was able to get my points all gathered. kailangan mo pa pumunta direkta sa banko kasi walang magagawa kung tatawag ka lang sa banko nila. Very frustrating kasi parang hindi nila maintindihan ang mga explaination ko, sila pa magagalit. They have the poorest customer service that I have ever experienced, bago mag 1 year ulit ang card ipapacut ko na ito para hndi sayang ang annual fee na bayad ko, compared sa ibang banks sila never nila na waived ang annual fees ng card ko madamot sila.

Good Review

britney_babe

  • Review by britney_babe
  • Nov 9, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

good bank and people

Kaya gusto ko sa lahat ang eastwest kasi maayos ang mga tellers nila plus yung customer experience ko with them ay okay din. I did not experience any problems with this bank sa lahat ng banko ito talaga yung maayos ang service. I also get to request for waiving mya annual fee since good payer naman ako sa card ko. Never na decline or nag down ang banko nila kaya pag gamit ko ang card ko always approve at never ito na double credit or anything. Lahat ng bad experience ko sa ibang bank hindi ko na experience sa banko na ito.

Good Review

totz

  • Review by totz
  • Oct 29, 2018
Design 3.0
Fees & Charges 4.0
Customer service 3.0
Features 4.0
Total 3.5

Ito yung the best!

For me, sa lahat ng banko ang pinaka the best sakin is yong EastWest Bank kasi maliit lang yung charges nito what i means is accurate silang magbigay ng charges and interest as well kaya mas nagustuhan ko siya kesa sa iba na malalaki masyado yong mga charges and interest nila that is why ayoko mag-avail don kasi mas gusto ko lesser amount lang yung ibigay nila.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Applying

Josie Henay

  • Josie Henay
  • Oct 26, 2019 / Good Answers : 1

Pwede ba ko mag apply sa mismong bank?

Baxia

  • Baxia
  • Oct 26, 2019

Ewan ko lang pero tingin ko naman pwede, wala pa kasi ako nakikitang nag apply ng credit card sa mismong banko, I mean kapag nasa banko ka madalas mong maririnig loans agad saka mga pang customer service na problema. Kung hindi naman malamang idederect ka nila sa call center nila, sila yung mga madalas mag process ng mga ganyan

Good Answer

Reply

other requirements

Trevor Joe

  • Trevor Joe
  • Nov 19, 2018

kapag mag aadd ako ng secondary user need paba nila ng requirements? need ko ba pumunta ng banko ulit o pwede sa customer service nalang mag request? any ideas guysss???

jadenes

  • jadenes
  • Mar 4, 2019

Hindi ko alam kung nagbago na ngayon pero sa akin dati hindi na, sinabi ko lang na gusto ko may secondary user ang card ko at okay naman sa kanila yun kaya ayun ngayon hindi ko pa nasusubukan kaya hindi ko alam kung nagbago, pero kung need ng requirements edi mag apply nalang sila ng sarili nila diba parang walang sense eh.

Good Answer

Gabi Cawili

  • Gabi Cawili
  • Apr 28, 2019

Oo, sa tuwing nagdadagdag ka ng user o supplementary mo kelangan mo pa din magpresent ng requirements, hindi ko lang alam kapag bagong account

Good Answer

Harold Remulo

  • Harold Remulo
  • May 20, 2019

Valid i.d lang ata need nila saka birth certificate, supplementary din ako dati pero valid i.d lang naalala ko hiningi sakin ng tropa ko, kung kukuha ka naman ng supplementary sasabihin din naman sayo malamang ng banko kung ano requirements, hindi ko lang alam kung parepareho yung mga kelangan sa lahat ng klase ng credit cards

Good Answer

Stacey Marianne

  • Stacey Marianne
  • Jun 14, 2019

Alam ko po ngayon bago na ang process, required na supplementary to provide documents, kaya hassle parang nagapply ka din

Good Answer

Arthur Valiente

  • Arthur Valiente
  • Jul 26, 2019

Parang dalawang Valid Id lang naalala ko kapag magdagdag ka ng supplementary

Good Answer

Al Krisano

  • Al Krisano
  • Jul 26, 2019

Itawag mo na lang sa customer service para sure, pwede mo din naman ata itawag na lang sa branch ng bank tutal simple lang naman tanong mo

Good Answer

Mark Lee

  • Mark Lee
  • Jul 26, 2019

Dapat alamin mo muna kung pwede magdagdag ng supplementary dito bago mo alamin kung ano requirements

Good Answer

Reply

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