EastWest Bank Classic Visa and Promo

EastWest Bank Classic Visa Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Redeem earned points from a variety of exciting rewards.
  • Manage cards limit and volumes for financial flexibility.
  • Easy and manageable monthly payment options for your financial flexibility.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750
  • Late payment charge : 7.50% of the minimum payment due or P500, whichever is higher
  • more info
User Rating 4.3 (2 Reviews)
britney_babe Kaya gusto ko sa lahat ang eastwest kasi maayos ang mga tellers nila plus yung customer experience ko with them ay okay ...read more
Forum 1Threads (0 Replies)
Trevor Joe kapag mag aadd ako ng secondary user need paba nila ng requirements? need ko ba pumunta ng banko ulit o pwede sa customer ...read more

Information

Reviews

Forum

Redeem earned points from a variety of exciting rewards.

Treat yourself with exciting reward items and exclusive deals like discounts from partner merchants or ticket purchases, just by purchasing your wants or daily needs, earn 1 point for every P100 spent and redeem points from a variety of exciting rewards.

Manage cards limit and volumes for financial flexibility.

Manage your supplementary cards card limit and volumes, assign up to 9 supplementary EastWest Credit Cards with a sub-limit of your choice for each card to better manage your finances.

Easy and manageable monthly payment options for your financial flexibility.

Hassle free and easy monthly payment options for your purchases, manage your payments in your convenience while enjoying the privileges you deserve.

Basic Information

Card name

EastWest Bank Classic Visa

Bank

EastWest Bank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500 

Annual Fee for Supplementary holder

P750

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of your total amount due or P200, whichever is higher.

Credit Limit

Late payment charge

7.50% of the minimum payment due or P500, whichever is higher

Cash advance limit

50% of credit limit

Cash advance handling fee

1% of the cash advance amount or P500, whichever is higher Plus P500 for transaction over-the-counter

Cash advance interest charge

3.50%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Mileage

P364 spent = 1 mile
  • Every 3.64 Rewards Points are equivalent to 1 Mabuhay Miles, A minimum of 3,640 Rewards Points may be transferred to Mabuhay Miles account at one time

Shopping

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank Classic Visa

User Review : 2Reviews

Design 4.0
Fees & Charges 4.5
Customer service 4.0
Features 4.5
Total 4.3

britney_babe

good bank and people

Kaya gusto ko sa lahat ang eastwest kasi maayos ang mga tellers nila plus yung customer experience ko with them ay ...Read more

  • Rating : 5.0
  • Date : Nov 9, 2018
  • Review by britney_babe

totz

Ito yung the best!

For me, sa lahat ng banko ang pinaka the best sakin is yong EastWest Bank kasi maliit lang yung charges nito what ...Read more

  • Rating : 3.5
  • Date : Oct 29, 2018
  • Review by totz

Forum of EastWest Bank Classic Visa

Trevor Joe

other requirements

kapag mag aadd ako ng secondary user need paba nila ng requirements? need ko ba pumunta ng banko ulit o pwede sa customer service nalang mag request? any ideas guysss???

  • Last updated : Nov 19, 2018
  • Posted by Trevor Joe
  • Replies of This topic : 0 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 7.50% of the minimum payment ...
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 7.50% of the minimum payment ...
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 7.50% of the minimum payment ...

Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.5
Customer service 4.0
Features 4.5
Total 4.3

Please feel free to post your review on this product.

Write a Review

britney_babe

  • Review by britney_babe
  • Nov 9, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

good bank and people

Kaya gusto ko sa lahat ang eastwest kasi maayos ang mga tellers nila plus yung customer experience ko with them ay okay din. I did not experience any problems with this bank sa lahat ng banko ito talaga yung maayos ang service. I also get to request for waiving mya annual fee since good payer naman ako sa card ko. Never na decline or nag down ang banko nila kaya pag gamit ko ang card ko always approve at never ito na double credit or anything. Lahat ng bad experience ko sa ibang bank hindi ko na experience sa banko na ito.

Good Review

totz

  • Review by totz
  • Oct 29, 2018
Design 3.0
Fees & Charges 4.0
Customer service 3.0
Features 4.0
Total 3.5

Ito yung the best!

For me, sa lahat ng banko ang pinaka the best sakin is yong EastWest Bank kasi maliit lang yung charges nito what i means is accurate silang magbigay ng charges and interest as well kaya mas nagustuhan ko siya kesa sa iba na malalaki masyado yong mga charges and interest nila that is why ayoko mag-avail don kasi mas gusto ko lesser amount lang yung ibigay nila.

Good Review

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Please feel free to post your questions on this product.

Start a new topic

other requirements

Trevor Joe

  • Trevor Joe
  • Nov 19, 2018

kapag mag aadd ako ng secondary user need paba nila ng requirements? need ko ba pumunta ng banko ulit o pwede sa customer service nalang mag request? any ideas guysss???

Reply

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