EastWest Bank Classic MasterCard and Promo

EastWest Bank Classic MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • The more you spend the more points you'll earn and the greater rewards you can redeem.
  • Manage your cards volume and sub-limit at your convenience.
  • Hassle free monthly payment options for your expenses.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750
  • Late payment charge : 8% of the Minimum Payment Due
  • more info
User Rating 3.4 (2 Reviews)
Hopeless+Lover Madalas ko naman ito gamitn pero parang hindi ko naman nakikita ang points ko, hirap kasi ma contact ang custoner service ...read more
Forum 1Threads (1 Replies)
coralyn masahi bakit kaya na decline nanaman ako pwede ko ba hingin reason kung bakit ako na decline sa pag apply ko ng card sa kanila?

Information

Reviews

Forum

The more you spend the more points you'll earn and the greater rewards you can redeem.

Get exclusive rewards and deals just by purchasing your wants or daily needs you get to earn 1 point for every P100 spent, exchange points from a variety of exciting rewards.

Manage your cards volume and sub-limit at your convenience.

As an option you may assign up to 9 supplementary EastWest Credit Cards with a monthly sub-limit for each supplementary card to better manage your finances.

Hassle free monthly payment options for your expenses.

Easy to pay longer payment terms or 0% interest Installment payment plans, manage your payments with ease for your added convenience while you enjoy the privileges you deserve.

Basic Information

Card name

EastWest Bank Classic MasterCard

Bank

EastWest Bank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500 

Annual Fee for Supplementary holder

P750

Balance transfer Rate

8.40% per annum for 12 months

Minimum Payment

4% of total amount due or P200, whichever is higher

Credit Limit

Late payment charge

8% of the Minimum Payment Due

Cash advance limit

Cash advance handling fee

3% of the Cash Advance amount or Php600, whichever is higher; and 3.49% Interest Charge imposed on the Cash Advance amount and Cash Advance Service Fee (P500)

Cash advance interest charge

3.50%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Returned Check Fee

Php1,500 for every returned check

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Mileage

P364 spent = 1 mile
  • Every 3.64 Rewards Points are equivalent to 1 Mabuhay Miles, A minimum of 3,640 Rewards Points may be transferred to Mabuhay Miles account at one time .

Shopping

P100 spent = 1 point
  • Get 1 Rewards Point for every P100 spent. Convert Rewards Points into Limitless Rewards Vouchers or exchange for gift certificates at partner merchants

Others

Quick bills facility, charge all your bills into one payment for your added convinience

Reviews of EastWest Bank Classic MasterCard

User Review : 2Reviews

Design 3.0
Fees & Charges 4.0
Customer service 3.5
Features 3.0
Total 3.4

Hopeless+Lover

missing points

Madalas ko naman ito gamitn pero parang hindi ko naman nakikita ang points ko, hirap kasi ma contact ang custoner ...Read more

  • Rating : 2.5
  • Date : Feb 6, 2019
  • Review by Hopeless+Lover

Joh Manicilla

lowest annual fee

If your looking or less charges ito siguro isa sa ma recommend ko. I got approved with 5 banks at isa ito sa ...Read more

  • Rating : 4.3
  • Date : Dec 7, 2018
  • Review by Joh Manicilla

Forum of EastWest Bank Classic MasterCard

coralyn masahi

declined again

bakit kaya na decline nanaman ako pwede ko ba hingin reason kung bakit ako na decline sa pag apply ko ng card sa kanila?

  • Last updated : Mar 4, 2019
  • Posted by coralyn masahi
  • Replies of This topic : 1 Replies

Top5 EastWest Bank Credit Card

1

EastWest Bank Platinum MasterCard

  • P150,000
  • 7.50% of the minimum payment ...
2

EastWest Bank DLSAA MasterCard

  • P800
  • 7.50% of the minimum payment ...
3

EastWest Bank Practical MasterCard

  • P10,000
  • P700
  • 8% of the Minimum Payment Due
4

EastWest Bank Classic MasterCard

  • P15,000
  • P750
  • 8% of the Minimum Payment Due
5

EastWest Bank Classic Visa

  • P15,000
  • P750
  • 8% of the Minimum Payment Due

Information

Reviews

Forum

Overall Rating

Design 3.0
Fees & Charges 4.0
Customer service 3.5
Features 3.0
Total 3.4

Please feel free to post your review on this product.

Write a Review

Hopeless+Lover

  • Review by Hopeless+Lover
  • Feb 6, 2019
Design 3.0
Fees & Charges 3.0
Customer service 2.0
Features 2.0
Total 2.5

missing points

Madalas ko naman ito gamitn pero parang hindi ko naman nakikita ang points ko, hirap kasi ma contact ang custoner service nila at wla anaman ako time to visit the bank pero almost one year na akong card user at never ko nakikita na nagrereflect ang points ko everytime I use this card. Hindi ko alam kung may affiliated shop lang ba kasi wala akong info na makuha. Kaya medyo confusing para sa akin kaya simula nun hindi ko na muna ginamit ang card ko na ito. Hindi ko kasi alam kung saan sayang tuloy ang points na pwede ko ma redeem din.

Good Review

Joh Manicilla

  • Review by Joh Manicilla
  • Dec 7, 2018
Design 3.0
Fees & Charges 5.0
Customer service 5.0
Features 4.0
Total 4.3

lowest annual fee

If your looking or less charges ito siguro isa sa ma recommend ko. I got approved with 5 banks at isa ito sa tinanggap ko kasi ito ang isa sa may mababa ang annual fee at waived pa on my forst year. I also like their service friendly kasi ang mga agents maayos sila makipag usap kaya kahit galit ka magiging okay ka din afterwards.Never ko na experience ang late bill at pag decline ng card kaya happy din ako sa service ng bank na ito. Highly recommended ko ito sa mga first tiem na magkakaroon ng card o gusto na magka card.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

declined again

coralyn masahi

  • coralyn masahi
  • Nov 20, 2018

bakit kaya na decline nanaman ako pwede ko ba hingin reason kung bakit ako na decline sa pag apply ko ng card sa kanila?

jadenes

  • jadenes
  • Mar 4, 2019

oo naman at sasabihin naman din nila kung bakit na decline ang card mo either down ang system nila o yung banko mismo kaya okay lang na tanungin ito. Ako never ko pa na experience ma decline ang card o unless sagad na din yung card mo kaya ito decline yun lang naman mga rason na pwede.no funds or down ang system ng banks.

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile