Citibank Rewards Card and Promo

Citibank Rewards Card Credit Cards

Interest Rate
3.50% per month
Annual fee
P2,500
Promo & Features
  • Shopping
  • Mileage
  • Reward
Apply
Online
Inquiry
Tel
995-9999
Online
Visit inquiry page
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Use points to your advantage, manage your membership fee by paying them via points.
  • Get the privilege to accumulate points faster with x3 rewards points for every spent.
  • Minimum monthly income : P20833
  • Annual Fee for Supplementary holder : P1,250 First 3 supplementary free for life as ...
  • Late payment charge : P850 or the unpaid Minimum Amount Due, whichever is lower
  • more info
User Rating 2.8 (9 Reviews)
Janelle Ballesteros Sasabihin nitong bank na ito sa akin na mag refer ako para makakuha ako ng reward points. Ini-refer ko ang kaibigan ko at ...read more
Forum 2Threads (19 Replies)
Meghji2019 I got approve sa application ko pero hindi pa ako nagdecode kung anong card ang kunin ko, okay ba ito?

Information

Reviews

Forum

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P 35 spent and exchange points from a ton of exciting reward items.

Use points to your advantage, manage your membership fee by paying them via points.

Take advantage of your accumulated points, your points is as good as cash, pay purchases or even wave annual membership fee's with points so you can enjoy more shopping and diningat your local shops.

Get the privilege to accumulate points faster with x3 rewards points for every spent.

Enjoy x3 Reward points to all your spendings, get a chance to earn more points just by shopping, dining or booking Cebu Pacific Air Ticket Flights

Basic Information

Card name

Citibank Rewards Card

Bank

Citibank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P2,500 

Annual Fee for Supplementary holder

P1,250
First 3 supplementary free for life as long as active

Balance transfer Rate

0.99% per month for 12 months

Minimum Payment

Credit Limit

Late payment charge

P850 or the unpaid Minimum Amount Due, whichever is lower

Cash advance limit

Cash advance handling fee

P500 or 3% of Cash Advance Amount, whichever is higher, Plus P500 if made over-the-counter

Cash advance interest charge

3.64%

Overseas spending fee

3.525% of the converted amount

Over Limit Fee

P500

Payment Channels and Fees

Card payment express machines
Auti-debit card
Citi bank online or Mobile banking
Bancnet
BPI or Union bank online payment facilities
Partner banks (BDO, BPI,China bank,Metro bank, UCBP,Union bank)
SM and Robinsons department stores

Installment Plan

0% interest or affordable monthly add-on rates at participating establishments nationwide
Installment plan after purchase, convert purchases into flexible payment terms

Sales Slip Retrieval Fee

P250

Replacement/Lost card fee

P400

Returned Check Fee

P1,500

Closed Maintenance fee

P200

Eligibility

Minimum monthly income

P20833

Minimum age for Principal holder

At least 21 years of age or older

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

Reward

Welcome Offers
  • Free P5,000 eGift.
  • Use it to redeem any item of your choice at UNIQLO, Build City, Nike Park, T.G.I. Fridays, Vikings, Tim Ho Wan, Travelbook.ph, or any Giftaway.ph merchant. Use it to redeem any item of your choice at UNIQLO, Build City, Nike Park, T.G.I. Fridays, Vikings, Tim Ho Wan, Travelbook.ph, or any Giftaway.ph merchant. Until February 28, 2019

Mileage

P90 spent = 1 mile
  • 3 Rewards point is equivalent to 1 GetGo point
  • Exchange your Rewards Points for airline miles or GetGo Points to get free Cebu Pacific flights

Shopping

P30 spent = 1 point
  • 3x Rewards Points when you shop, dine and book Cebu Pacific tickets
  • Exchange reward points to wave annual membership fee's
  • Never expiring reward point

Others

Citi One bill, Settle all your bills with only one due date to remember
Citi credit shieldplus and Card protection, keep yourself from credit card worries like credit card fraud, theft and lost with
Citibank online, Manage your account whenever where ever you want

Reviews of Citibank Rewards Card

User Review : 9Reviews

Design 3.3
Fees & Charges 2.7
Customer service 2.6
Features 2.7
Total 2.8

Janelle Ballesteros

Fraudulent itong company na ito!

Sasabihin nitong bank na ito sa akin na mag refer ako para makakuha ako ng reward points. Ini-refer ko ang ...Read more

  • Rating : 1.0
  • Date : Nov 29, 2019
  • Review by Janelle Ballesteros

Peter SanDionisio

best limit

Always gave me the best rate and limit in all my cards!! I love it! ...Read more

  • Rating : 5.0
  • Date : Oct 18, 2019
  • Review by Peter SanDionisio

Mich Mariano

Love this card!

Ito na yung naging go-to card ko sa pang araw-araw kong spending kapag kailangan ko ng higher cashback sa mga ...Read more

  • Rating : 5.0
  • Date : Sep 28, 2019
  • Review by Mich Mariano

Forum of Citibank Rewards Card

Meghji2019

Good choice

I got approve sa application ko pero hindi pa ako nagdecode kung anong card ang kunin ko, okay ba ito?

  • Last updated : Nov 25, 2019
  • Posted by Meghji2019
  • Replies of This topic : 6 Replies

coralyn masahi

citi card

Ano kaya ang maganda citibank na creditcard? pwede na kasi ako magapply at citibank ang banko na malapit sa amin at nagooffer malapit sa amin. pero ang dami nilang card anu kaya ang okay?

  • Last updated : Jul 8, 2019
  • Posted by coralyn masahi
  • Replies of This topic : 13 Replies

Top5 Citibank Credit Card

1

Citibank Mercury Drug Citi Card

  • P20833
  • P900
  • P850 or the unpaid Minimum ...
2

Citibank Shell Citi Card

  • P20,833
  • P1,200
  • P850 or the unpaid Minimum ...
3

Citibank Rewards Card

  • P20833
  • P1,250 First 3 supplementary ...
  • P850 or the unpaid Minimum ...
4

Citibank Cash Back Card

  • P20833
  • P1,750
  • P850 or the unpaid Minimum ...
5

Citibank PremierMiles Card

  • P30,000
  • P2,500 First supplementary ...
  • P850 or the unpaid Minimum ...

Information

Reviews

Forum

Overall Rating

Design 3.3
Fees & Charges 2.7
Customer service 2.6
Features 2.7
Total 2.8

Please feel free to post your review on this product.

Write a Review

Janelle Ballesteros

  • Review by Janelle Ballesteros
  • Nov 29, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Fraudulent itong company na ito!

Sasabihin nitong bank na ito sa akin na mag refer ako para makakuha ako ng reward points. Ini-refer ko ang kaibigan ko at na-reject ang application nya at kinabukasan ay naka received sila ng bagong applocation for para makuha nila ang card nila pero wala na ang reward ko. Hindi ako masyadong concerned sa reward points pero yung panloloko kasi nila ay nakakainis. Parang scam na rin kasi ang ginagawa nila.

Good Review

Peter SanDionisio

  • Review by Peter SanDionisio
  • Oct 18, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

best limit

Always gave me the best rate and limit in all my cards!! I love it!

Good Review

Mich Mariano

  • Review by Mich Mariano
  • Sep 28, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Love this card!

Ito na yung naging go-to card ko sa pang araw-araw kong spending kapag kailangan ko ng higher cashback sa mga specialty category. Binabayaran ko nang buo ang balanse buwan-buwan kaya hindi ako nagkaka-problema sa mga fees at sa mga interes nito. Nung one time na nagkaroon ng mga unauthorized charges sa account ko, agad ko itong ini-report sa kanila at ini-overright nila ang bagong card sa akin nang libre.

Good Review

Angie Serna

  • Review by Angie Serna
  • Aug 29, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Nakaka-disappoint!

Citibank cardholder ako sa loob ng tatlong taon hanggang sa recently lang ay nakatanggap ako ng random email notification na ikinlosed na nila ang aking card. Nagtataka lang ako kasi hindi naman ako nale-late sa payments nito at hindi ko naisasagad ang purchase ko. Halos dalawang buwan ko na ring hndi nagamit ang card na ito. Ito ba ang paraan nila para pasamalatan ang mga loyal nilang customer. So disappointed with Citibank!

Good Review

Kindra

  • Review by Kindra
  • Jul 9, 2019
Design 4.0
Fees & Charges 5.0
Customer service 1.0
Features 2.0
Total 3.0

hard to apply

Feeling ko talaga hindi ako fusto ng teller sa banko kaya hindi ako na aapprove, kaya nag try ako magapply sa ibang barnd na approve naman ako, so I dont like their service hindi consistent, at feeling ko may pinapaboran ito. Taas ng fees nila at charges hirap pa ma approve. Bago mag one year I am going to discontinue this card na kasi hindi ako satisfied using this card from Citibank. Bad customer service sa mga banks nila, walang appreciation sa customer. I would rather apply sa mga unknown banks nalang, kung saan mahalaga ako.

Good Review

Darlene Galicha

  • Review by Darlene Galicha
  • Jul 8, 2019
Design 4.0
Fees & Charges 2.0
Customer service 3.0
Features 2.0
Total 2.8

poor people skills

Hirap kausap kapag taga Citibank nakaka ubos pasensiya kapag pupunta ka ng banko tapso need mo assistance from them, waste of time lang talaga!

Good Review

Karen Barcelona

  • Review by Karen Barcelona
  • May 24, 2019
Design 3.0
Fees & Charges 1.0
Customer service 2.0
Features 2.0
Total 2.0

Biglang tumaas ang interes

Nag-switch ako from another credit card dito sa Citibank ilang buwan na ang nakakaraan. Okay ang company na ito sa pagbibigay sa akin ng mataas na credit limit at okay rin ang interest rate. Kaya lang, nagtataka ako kasi last year ay biglang tumaas ang interest rate ko kaya naman nagkaroon ako ng late payment at nag over pa sa credit limit ko. Nakakainis kasi lang dahil ayokong magkaroon ng malaking utang. Ito pa naman yung card na ginagamit ko in case of mga emergency... :-(

Good Review

Hazel Nakpil

  • Review by Hazel Nakpil
  • Nov 21, 2018
Design 3.0
Fees & Charges 2.0
Customer service 2.0
Features 3.0
Total 2.5

Don't bother getting it

Sana ay nabasa ko yung mga pangit na reviews about this card bago ako mag-apply. At ngayon nga, tina-try ko nang i-close ang account ko. Itinawag ko sa customer service nila ito nang dalawang beses pero kailangang makaipag-deal pa ako sa mga rude staffs nila at hindi ko rin maintidihan yung accent. Kinontact ko rin sila thru emails para i-discuss ang mga issue at nung halos magiging okay na sana ang lahat, nagkaroon naman ng system error at nagkaroon pa ng delay ng halos dalawang linggo. Sobrang nakakainis!

Good Review

Che-che Cruz

  • Review by Che-che Cruz
  • Sep 22, 2018
Design 4.0
Fees & Charges 2.0
Customer service 3.0
Features 3.0
Total 3.0

High rates

Ito lang ang na-approve na card sa akin sa dalawang card na inaplayan ko. Ginagamit ko lang ito kapag may mga occassions. Ang card na ito ay hindi kasing pangit ng service ng ibang bank pero yung mga interest rates at mga fees ay medyo mataas kaya kapag naka-recover na ako at nabayaran ko na lahat ng credit ko ay I'm planning na kumuha ng mas better na card at i-close ito. Pero this card is decent enough kung gusto mong i-rebuild ang credit mo.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Good choice

Meghji2019

  • Meghji2019
  • Jul 11, 2019

I got approve sa application ko pero hindi pa ako nagdecode kung anong card ang kunin ko, okay ba ito?

Candice McK

  • Candice McK
  • Jul 14, 2019

so far marami talaga ang may gusto ng card na ito kaya ito din actually ang pinili ko na card from citibank kaya sa tagal ko na with them dami ko na ding points na nakuha at nagamit kasi lagi ko naman gamit ang card na ito sa tagal ko with citibank maayos naman ang service na naexperience ko with them especially s aabnko na madali kausap ang mga tao.

Good Answer

Meghji2019

  • Meghji2019
  • Jul 22, 2019

ito na nga po ang napili kong card, so far okay anan siya at maayos ang banko sa every purchase ko never naman po ito nagka problema at na decline kaya happy ako sa card ko na ito. first card ko ito kaya medyo ingat lang din ako s agamit, any information na ma share kayo sa citibank baka may mga tricks na pwede gawin eh

Juan Lodi

  • Juan Lodi
  • Aug 21, 2019

Ano ano ba yung mga credit card na naapprove ka? Kung pang shopping lang naman at pang grocery maganda na ito, pero hindi ko alam kung maganda ito pang shopping ng mga mamahalin brand, depende sa pinakamataas na max credit limit nito at kung gaano ka kalakas gumastos baka hindi bagay sayo ito, maganda itanong mo din yun bago ka mag decide

Good Answer

Mae Contado

  • Mae Contado
  • Sep 26, 2019 / Good Answers : 1

Depende siguro kung saan mo gagamitin, kasi may mga credit card na may specific purpose para sa need mo

Good Answer

Kurt Ihada

  • Kurt Ihada
  • Sep 26, 2019

Mas maganda mag stick ka na lang sa credit card na kaya mo bayaran, kahit maapprove ka sa credit card na may mas mataas na credit limit, hindi naman palaging ibig sabihin mababayaran mo, siyempre hindi mo din masasabi yung gastos mo hindi ba? Unless confident ka talaga na kaya mo, kasi mas maganda yung credit score mo kapag mataas credit limit

Good Answer

Dan Tanael

  • Dan Tanael
  • Nov 25, 2019

Kung first credit card wag mo na isipin kung maganda o hindi basta kunin mo na, tapos magpaganda ka ng credit score para makakuha ka ng mas maganda na card

Good Answer

Reply

citi card

coralyn masahi

  • coralyn masahi
  • Nov 13, 2018

Ano kaya ang maganda citibank na creditcard? pwede na kasi ako magapply at citibank ang banko na malapit sa amin at nagooffer malapit sa amin. pero ang dami nilang card anu kaya ang okay?

nathan luis

  • nathan luis
  • Nov 13, 2018

This is my citi card, rewards card kasi earning points siya, you can ask them to give you more info on each card naman

Good Answer

Adam Vicino

  • Adam Vicino
  • Dec 6, 2018

Tama yun mag pa assist kanalang sa bank sabiin mo nalang ang prefered mo para madali din sa kanila, sabihin mokung hanap mo ba mababang interest no annual fees, earning points at rebates, kasi nga sa dami ng cards nila nakakalito o kaya isa isahin mo angcards dito sa website makikita mo ang ibang ibang card ng citibank para mag ka idea ka kung ano ang mas okay sa kanila.

Good Answer

Carlin Cusi

  • Carlin Cusi
  • Dec 6, 2018

ang hirap kaya a approve sa citibank ang higpit masyado sa kanila ilang beses na ako nag try magsubmit na application sa kanila lagi ako na dedecline sa kanila sa ibang banko naman approve ako hindi ko alam kung bakit, anyways kung maaapprove ako in the future itong rewards card okay sya para sa akin.

Good Answer

Joseph Papa

  • Joseph Papa
  • Dec 6, 2018

I think karamahin ng kilala ko itong rewards card ng citibank ang pinipili nila. Ito ata pinaka basic tapos kasi nga earning points din kaya siguro halos lahat ito ang card na gamit eh. Bihira ko makita silver or gold sa mga kakilala ko ito lagi yung blue card rewards card pala yun kaya pala lagi din nila gamit para mag ka points.

Good Answer

Andricel Anne

  • Andricel Anne
  • Dec 6, 2018

kung ako sayo check mo muna din yung ibank banko after mo maginquire sa citibank icompare mo sa ibang banko lam ko kasi malaki interest ng citibank at yun nga dw mahirap din ma approve sa kanila para lang din may choices ka kung magaapply ka ng credit card diba madami namang banks unless may kakilala ka kaya mas mapapabilis application mo okay na din.

Good Answer

Adam Vicino

  • Adam Vicino
  • Dec 6, 2018

tama malaking tulong nga kapag may kakilala ka sa loob pero unfair naman din sa ibang nagaapply yun kaya hindi tayo umaasenso kasi may mga under the table at palakasan, para sa akin okay din naman itong citibank maayos nman ang services nila at mga cards naman nila okay din kaya okay na choice din ito.

Good Answer

JAYCE

  • JAYCE
  • Mar 20, 2019

Hirap ma approve sa citibank twice din ako nag try, siguro kasi mababa ang sahod ko kaya hindi na aaprove tapos wala pa akong 6 months sa work kaya siguro ganun. Pero after a year nag try ulit ako declined pa din application ko kaya hindi ko alam kung bakit hindi pa din ako na aaprove sa kanila wala naman akong bad record.

Good Answer

Antonyo

  • Antonyo
  • Mar 20, 2019

kailangan talaga malaki sahod mo, wlang bad record, hindi basta basta pag sa citibank try mo nalang sa iba.

Good Answer

lightfurry

  • lightfurry
  • Apr 20, 2019

isipin mo muna kung ma approve ka then saka ka pumili kung anung card ang okay sa kanila, much better sila mag discuss syo ng ibat ibang card nila.

Good Answer

Gene Magdayao

  • Gene Magdayao
  • Apr 20, 2019

basta yung marami maka earn ng points yun ang okay sa lahat ng card

Good Answer

Kimberly Gaizer

  • Kimberly Gaizer
  • May 13, 2019

dapat mlaki ang incomme mo para mdali ka ma approve sa card nila at mahigpit sila sa background check kapag may record ka sa iba na unpaid declined ka kagad sa kanila

Good Answer

Chekals Purchase

  • Chekals Purchase
  • May 23, 2019 / Good Answers : 1

Hindi basta basta at madaling ma approve sa Citibank, dapat wala kang bad record sa ibang banko at dapat mataas ang income mo, ilang beses na ako nag apply ng Citibanl everytime may increased ang sahod ko kaso wala pa din siguro dapat ibang bank nalang itry niyo kung below 20k lang ang income niyo kasi hirap eh

Good Answer

Laureen Kim

  • Laureen Kim
  • Jul 8, 2019

okay din ito kung na aapprove ako kaso hindi mahigpit talaga ang Citibank kahit may requirements naman ako decline pa din ako sa application ko

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile