Citibank Platinum VISA and Promo

Citibank Platinum VISA Credit Cards

Interest Rate
3.50% per month
Annual fee
P5,000
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
995-9999
Online
Visit inquiry page
  • Get the privilege to accumulate points faster with x3 rewards points for every spent.
  • Free Travel Insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Exclusive privileges on Golf Clubs, Tee off with your Citi Platinum Visa
  • Minimum monthly income : P83,333
  • Annual Fee for Supplementary holder : P2,500 First supplementary Free for life
  • Late payment charge : P500 or 6% of Minimum Amount Due, whichever is higher
  • more info
User Rating 4.1 (5 Reviews)
Farrah Valdez Nag-start lang ako sa small na credit limit sa card na ito pero after ng six months nang pagkakaroon ng good standing, ...read more
Forum 1Threads (1 Replies)
Martinia's Corner Ano na po ba ang standard rate ng interest sa credit card? ano ba ang lowest 3.5% po ba talaga? im thinking of switching cards. ...read more

Information

Reviews

Forum

Get the privilege to accumulate points faster with x3 rewards points for every spent.

Enjoy x3 Reward points to all your spending in or outside the country and use accumulated points as cash for purchases at stores or even shopping online.

Free Travel Insurance package for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your CitiBank Credi Card, Get to travel with a peace of mind knowing that you are insured up to P 10million in Travel Accident insurance.

Exclusive privileges on Golf Clubs, Tee off with your Citi Platinum Visa

Enjoy playing a top golf experience, receive up to 30% discounted green fees at the most prestigious golf clubs around the world with Visa Golf Program.

Basic Information

Card name

Citibank Platinum VISA

Bank

Citibank

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P5,000 

Annual Fee for Supplementary holder

P2,500
First supplementary Free for life

Balance transfer Rate

0.99% per month for 12 months

Minimum Payment

Credit Limit

Late payment charge

P500 or 6% of Minimum Amount Due, whichever is higher

Cash advance limit

Cash advance handling fee

P500 or 3% of Cash Advance Amount, whichever is higher, Plus P500 if made over-the-counter

Cash advance interest charge

3.64%

Overseas spending fee

3.525% of the converted amount

Over Limit Fee

P500

Payment Channels and Fees

Card payment express machines
Auti-debit card
Citi bank online or Mobile banking
Bancnet
BPI or Union bank online payment facilities
Partner banks(BDO, BPI,China bank,Metro bank, UCBP,Union bank)
SM and Robinsons department stores

Installment Plan

0% interest or affordable monthly add-on rates at participating establishments nationwide
Installment plan after purchase, convert purchases into flexible payment terms

Sales Slip Retrieval Fee

P250

Replacement/Lost card fee

P400

Returned Check Fee

P1,500

Closed Maintenance fee

P200

Eligibility

Minimum monthly income

P83,333

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

Reward

P30 spent = 1 point
  • x3 Reward points for shopping and dining in or outside the philippines
  • Renewal bonus of 5,000 Rewards Points when you spend P 500,000 during your membership year
  • Never expiring reward points

Mileage

P97.5 spent = 1 mile
  • 3.25 Rewards Points is equivalent to 1 Mile
  • The Minimum Rewards Points for transfer is 1,625 Rewards Points.

Shopping

P30 spent = 1 point
  • x3 Reward points for shopping and dining in or outside the Philippines
  • Enjoy the best dining deals, discounts, freebies and upgrades all around the world with Citi dining and world privilege
  • Use points for any purchases even Online or for credit card bill payment

Transport Accident Insurance/ Travel Insurance

Up to P 10million in Travel Accident and Inconvinience insurance

Purchase Protection

30-Day Purchase protection

Concierge Service

24/7 Visa Platinum Concierge service

Travel Service

Complimentary lounge access at MIASCOR in NAIA Terminal 1

Others

Citi One bill, Settle all your bills with only one due date to remember
Citi credit shieldplus and Card protection, keep yourself from credit card worries like credit card fraud, theft and lost with
Citibank online, Manage your account whenever where ever you want

Reviews of Citibank Platinum VISA

User Review : 5Reviews

Design 4.2
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.1

Farrah Valdez

Fantastic card!

Nag-start lang ako sa small na credit limit sa card na ito pero after ng six months nang pagkakaroon ng good ...Read more

  • Rating : 5.0
  • Date : Dec 13, 2018
  • Review by Farrah Valdez

Anica Marquez

Poor customer service

Huwag mong hayaang ma-fall ka sa mga magagandang reviews ng Citibank credit card. Dahil ang card na ito ay mas ...Read more

  • Rating : 1.3
  • Date : Dec 12, 2018
  • Review by Anica Marquez

Catherine de Leon

Okay ang rewards program nila...

The reason kung bakit ako nag-apply ng credit card sa Citibank ay yung rewards program nila. At ngayon nga ay ...Read more

  • Rating : 5.0
  • Date : Dec 11, 2018
  • Review by Catherine de Leon

Forum of Citibank Platinum VISA

Martinia's Corner

lowest rate

Ano na po ba ang standard rate ng interest sa credit card? ano ba ang lowest 3.5% po ba talaga? im thinking of switching cards. ang lake masyado ng 3.5% kaya naghahanap ako lowest sana. heelpppp

  • Last updated : Dec 6, 2018
  • Posted by Martinia's Corner
  • Replies of This topic : 1 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.2
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.1

Please feel free to post your review on this product.

Write a Review

Farrah Valdez

  • Review by Farrah Valdez
  • Dec 13, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Fantastic card!

Nag-start lang ako sa small na credit limit sa card na ito pero after ng six months nang pagkakaroon ng good standing, nagkaroon ako ng credit increase kaagad, Madali ding nadadagdagan ng 2 percent ang kung wala akong monthly balance at for me ay talagang worth it. Madali ring maka-access sa apps nito sa mobile phone para makapag-set ako ng travel notices at makakuha ng cashbacks. Sobrang understanding din ng customer service nito kaya I'm so satisfied. Overall, it's truly a fantastic card to own!

Good Review

Anica Marquez

  • Review by Anica Marquez
  • Dec 12, 2018
Design 2.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.3

Poor customer service

Huwag mong hayaang ma-fall ka sa mga magagandang reviews ng Citibank credit card. Dahil ang card na ito ay mas magiging sakit ng ulo pa kesa sa mga reward-reward na sinasabi. Pangit ang customer service nila at pinagpapasa-pasahan ako hanggang sa matapos ang shift nila. At ito ay sa pag-a-assume na makakausap mo yung dapat na kakausapin mo. Kahit na maganda naman ang credit score ko, binigyan nila ako ng credit limit na napakababa kesa sa iba kong card. Hindi worth it ito sa time ko.

Good Review

Catherine de Leon

  • Review by Catherine de Leon
  • Dec 11, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Okay ang rewards program nila...

The reason kung bakit ako nag-apply ng credit card sa Citibank ay yung rewards program nila. At ngayon nga ay ginagamit ko ang card na ito for every single purchase ko. Isa ang Citibank sa na-research ko na best credit card. Napakadali ring mag-navigate sa website nila at madali din maintindihan. Nagustuhan ko rin ang notifications na sini-send thru text message sa phone ko kapag yung usage ko ay parang out of the norm na. And the best is the rewards sa pagiging good shopper kesa sa ibang airline cards na nagcha-charge ng mataas na fare rates para magkaroon ka lang ng rewards.

Good Review

Lea Mercado

  • Review by Lea Mercado
  • Nov 21, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Cool!

Palagi kong ginagamit ang card na ito since nung dunating sa akin at hindi naman ako nagka-problema dito hanggang kelan lang eh may na-encounter akong problem about it. Na-lock out ang account ko. Nagwo-work ang card pero hindi ko ma-access ang account ko. Itinawag ko ito sa customer service at tinanong lang nila ako ng card number at date of birth ko. Hindi na rin nila ako tinanong pa ng ibang questions dahil meron dilang voice recognition software at na-confirm agad ng system ang identity ko. In the end, na-restore ang account ko kaya hanggang ngayon eh nagagamit ko pa. Cool features and bank! Love it!

Good Review

Gleziely Alberto

  • Review by Gleziely Alberto
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Okay ang service...

Very good decision for me ang pagkuha ko ng credit card na ito. Ini-recommend sa akin ito ng office mate ko at ito talaga ang nakatulong sa akin para ma-build ko yung credit ko nang maayos. Medyo slow man sa pag-i-increase ng credit line pero okay naman ang card na ito for purchases. Sobrang malaking tulong nito sa akin at nagagamit ko kahit saan at kahit anong oras. I don't have any complains.

Good Review

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lowest rate

Martinia's Corner

  • Martinia's Corner
  • Nov 14, 2018

Ano na po ba ang standard rate ng interest sa credit card? ano ba ang lowest 3.5% po ba talaga? im thinking of switching cards. ang lake masyado ng 3.5% kaya naghahanap ako lowest sana. heelpppp

Andricel Anne

  • Andricel Anne
  • Dec 6, 2018

ang alam ko may 3% yun ang lowest wala na ata baba pa ng 3 kung meron man gusto ko na din lumipat ng banko siguro pero siguro yun requred na income doon mas malaki at mas mahirap na maaproove kasi nga mababa ang interest at siguro hindi kilalang banko yun, feeling ko lang naman. halos lahat kasi na kilalang banko nasa 3 to 3.5 ang interest nila.

Good Answer

Reply

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