Citibank Cash Back Card and Promo

Citibank Cash Back Card Credit Cards

Interest Rate
3.50% per month
Annual fee
P3,500
Promo & Features
  • Cashback
  • Fuel rebate
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
995-9999
Online
Visit inquiry page
  • Get rebates on your monthly spendings, Save on your electricity bills
  • Get rebates on your monthly spendings, Get rebates on your groceries.
  • What better way to save up cash when you can save money on all your daily purchases.
  • Minimum monthly income : P20833
  • Annual Fee for Supplementary holder : P1,750
  • Late payment charge : P850 or the unpaid Minimum Amount Due, whichever is lower
  • more info
User Rating 2.8 (6 Reviews)
Inah Belza Huwag na kayong mag-try na mag-apply ng card na ito. Baka ma-disappoint lang kayo sa worst customer service na meron sila. ...read more
Forum 1Threads (12 Replies)
jermaine diaz How does cash back works?? first time ko magkakaroon ng credit card at may cash back daw pero hindi ko gets ang sabi sa banko.

Information

Reviews

Forum

Get rebates on your monthly spendings, Save on your electricity bills

Get up to 2% Rebates on Merlaco payments thru Citi One bill, save up cash for your other expenses jusy by paying for you monthly necessities.

Get rebates on your monthly spendings, Get rebates on your groceries.

Get up to 6% Rebates on your supermarket purchases, save up cash for your other expenses jusy by paying for you monthly necessities.

What better way to save up cash when you can save money on all your daily purchases.

Get 0.20% rebates for every monthly spend of P10,000 and save up cash for your other expenses jusy by paying for you monthly necessities.

Basic Information

Card name

Citibank Cash Back Card

Bank

Citibank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P3,500 

Annual Fee for Supplementary holder

P1,750

Balance transfer Rate

0.99% per month for 12 months

Minimum Payment

Credit Limit

Late payment charge

P850 or the unpaid Minimum Amount Due, whichever is lower

Cash advance limit

Cash advance handling fee

P500 or 3% of Cash Advance Amount, whichever is higher, Plus P500 if made over-the-counter

Cash advance interest charge

3.64%

Overseas spending fee

3.525% of the converted amount

Over Limit Fee

P500

Payment Channels and Fees

Card payment express machines
Auti-debit card
Citi bank online or Mobile banking
Bancnet
BPI or Union bank online payment facilities
Partner banks(BDO, BPI,China bank,Metro bank, UCBP,Union bank)
SM and Robinsons department stores

Installment Plan

0% interest or affordable monthly add-on rates at participating establishments nationwide
Installment plan after purchase, convert purchases into flexible payment terms

Sales Slip Retrieval Fee

P250

Replacement/Lost card fee

P400

Returned Check Fee

P1,500

Closed Maintenance fee

P200

Eligibility

Minimum monthly income

P20833

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

6.0% cashback
  • Get up to 6% in supermarket rebates for a total spent of P10,000
  • Get up to 2% on Meralco rebates for a total spent of P10,000
  • Get 0.20% rebate on non-Meralco expenses spent atleasr below P10,000

Reward

Welcome Offer
  • Free P5,000 eGift. Use it to redeem any item of your choice at UNIQLO, Build City, Nike Park, T.G.I. Fridays, Vikings, Tim Ho Wan, Travelbook.ph, or any Giftaway.ph merchant.
  • Until February 28, 2019

Fuel rebate

0.2% fuel rebate
  • Get 0.20% rebate on non-Meralco expenses spent atleasr below P10,000

Mileage

Shopping

0.2% cashback
  • Get 0.20% rebate on non-Meralco expenses spent atleast below P10,000
  • Enjoy the best deals, discounts, freebies and upgrades with citi dining and world privilege

Others

Citi One bill, Settle all your bills with only one due date to remember
Citi credit shieldplus and Card protection, keep yourself from credit card worries like credit card fraud, theft and lost with
Citibank online, Manage your account whenever where ever you want

Reviews of Citibank Cash Back Card

User Review : 6Reviews

Design 3.3
Fees & Charges 2.7
Customer service 2.5
Features 2.7
Total 2.8

Terence Lo

hard to get approved!

worst card sa application ang card na ito and bank! ...Read more

  • Rating : 1.5
  • Date : Nov 15, 2019
  • Review by Terence Lo

Inah Belza

Pinaka-worst na customer service

Huwag na kayong mag-try na mag-apply ng card na ito. Baka ma-disappoint lang kayo sa worst customer service na ...Read more

  • Rating : 1.0
  • Date : Sep 27, 2019
  • Review by Inah Belza

Julie Kuang

poor customer service

napaka rude ng teller ng banko na ito, slow application and process pa ...Read more

  • Rating : 2.5
  • Date : Sep 24, 2019
  • Review by Julie Kuang

Forum of Citibank Cash Back Card

jermaine diaz

cash back

How does cash back works?? first time ko magkakaroon ng credit card at may cash back daw pero hindi ko gets ang sabi sa banko.

  • Last updated : Nov 27, 2019
  • Posted by jermaine diaz
  • Replies of This topic : 12 Replies

Top5 Citibank Credit Card

1

Citibank Mercury Drug Citi Card

  • P20833
  • P900
  • P850 or the unpaid Minimum ...
2

Citibank Shell Citi Card

  • P20,833
  • P1,200
  • P850 or the unpaid Minimum ...
3

Citibank Rewards Card

  • P20833
  • P1,250 First 3 supplementary ...
  • P850 or the unpaid Minimum ...
4

Citibank Cash Back Card

  • P20833
  • P1,750
  • P850 or the unpaid Minimum ...
5

Citibank PremierMiles Card

  • P30,000
  • P2,500 First supplementary ...
  • P850 or the unpaid Minimum ...

Information

Reviews

Forum

Overall Rating

Design 3.3
Fees & Charges 2.7
Customer service 2.5
Features 2.7
Total 2.8

Please feel free to post your review on this product.

Write a Review

Terence Lo

  • Review by Terence Lo
  • Nov 15, 2019
Design 2.0
Fees & Charges 2.0
Customer service 1.0
Features 1.0
Total 1.5

hard to get approved!

worst card sa application ang card na ito and bank!

Good Review

Inah Belza

  • Review by Inah Belza
  • Sep 27, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Pinaka-worst na customer service

Huwag na kayong mag-try na mag-apply ng card na ito. Baka ma-disappoint lang kayo sa worst customer service na meron sila. Palaging NO, we are unable to help you at this time. Dahil sa pangit ang design ng mga card apps, palaging nagkakaroon ng mga error at sigurado ako na hindi ako nagdesisyon na babayaran ko na nang buo ang balance ko kas wala akong kaalam-alam dun dahil ini-ischedule ko ang pagbabayad ng tseke. Layuan nyo na ang bankong ito.

Good Review

Julie Kuang

  • Review by Julie Kuang
  • Sep 24, 2019
Design 4.0
Fees & Charges 2.0
Customer service 2.0
Features 2.0
Total 2.5

poor customer service

napaka rude ng teller ng banko na ito, slow application and process pa

Good Review

Marchela Gomez

  • Review by Marchela Gomez
  • Aug 27, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

I like the cash back!

Nakakakuha ako ng 2 percent na cash back reward kapag ginagamit ko itong pang shopping kahit na maliit na purchases lang. Nabigyan din ako ng increase sa credit limit ko kahit na anim na buwan pa lang na nasa akin ang card na ito. Dati kasi ay hirap na hirap akong mag-apply ng credit card at masaya ako at finally ay na-approve ako sa Citibank at ito ngang Cash Back card ang napili ko. Mahigit isang taon ko nang ginagamit ang card na ito at wala naman akong nagiging issue about it. Thank you Citibank!

Good Review

Gazel Samson

  • Review by Gazel Samson
  • May 28, 2019
Design 3.0
Fees & Charges 1.0
Customer service 1.0
Features 2.0
Total 1.8

Late fee kahit di late?

Nakatanggap ako ng statement from Citibank na nagsasabing hindi daw ako nagbayad ng last payment ko kaya nagkaroon tuloy ako ng late fee. Tumawag ako sa customer service nila at sinabi sa akin na walang payment na makikita sa account ko. Nasabi ko rin na hindi ito ang isang beses na nangyari ito sa account ko na ang sabi nila ay hindi nila nakuha ang payment at late na nila nakuha kaya they charged me late fees at napatunayan ko naman na nagbayad ako on time. Pero she insist na hindi nila matatanggap yung reason ko that's why, kelangan ko pa ring magbayad ng late fees kahit hindi naman ako late nagbayad.

Good Review

Dulce Ledesma

  • Review by Dulce Ledesma
  • Mar 25, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Never had an issue with this bank!

Naka-focus ang Citibank sa customer nila at nade-deliver nila yung pinangako nila. Wala akong naging problema dito. Hindi ko sila maico-compare sa iba dahil the best sila kaya naman sila lang yung tanging bank na ginagamit ko when it comes to my credit card financial handling. Hinding-hindi pa ako nagka-issue sa kanila so far. Minsan kasi ay late ang payments ko pero naaayos ko rin ito sa customer service nila. Friendly ang mga staff nila. Thumbs up for this!

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

cash back

jermaine diaz

  • jermaine diaz
  • Jan 9, 2019 / Good Answers : 2

How does cash back works?? first time ko magkakaroon ng credit card at may cash back daw pero hindi ko gets ang sabi sa banko.

Grecelle Jane

  • Grecelle Jane
  • Feb 4, 2019

Iba kasi ang cash back sa rebates, never pa ako naka experience ng cash back talaga so dapat ask mo nalang citibank tungkol jan hirap ma aaprove sa citibank eh kaya wala akong credit card sa kanila. Mas okay kung sila mag explain saiyo para ma claim mo man kung may cash back ba talaga sila na ino offer gamit ang credit card mo.

Good Answer

lightfurry

  • lightfurry
  • Apr 20, 2019

well fro the word it self CASH BACK so dpat may makuha ka cash, unless iba ang gagawin ng banko sa cash banks na ma eearn mo.

Good Answer

Kimberly Gaizer

  • Kimberly Gaizer
  • May 13, 2019

as in cash talaga need mo irequest sa bank yan sa iba customer service para ma issue yung credit sa inyo.

Good Answer

Stacey Marianne

  • Stacey Marianne
  • Jun 14, 2019

You will get cash pero not literal you can use it to pay balance lang from the card, ganun yung sa akin.

Good Answer

Laureen Kim

  • Laureen Kim
  • Jul 8, 2019

mas okay kung ipa explain mo sa nag assist sayo sa banko para mas malinaw kung paano ma claim ang cashback

Good Answer

happyprints

  • happyprints
  • Jul 11, 2019

hindi ko nag din po maintindihan yung ibig sabihin ng cash back sa card namin

Good Answer

Kimi Manguiam

  • Kimi Manguiam
  • Sep 26, 2019

Bawas lang ata yan sa monthly bill mo, sa ibang bansa normally kapag debit card gamit nila at may cash back promo yung isang company sinesendan talaga nila ng cash pabalik ng customer, either as gift cheque or yung mga prepaid debit card worth ng same amount. Sa Pilipinas parang impossible ata yun so malamang binabawas na lang nila sa bill mo yun

Good Answer

Bryan Bondoc

  • Bryan Bondoc
  • Sep 26, 2019

So paano ka nagkakaroon ng cashback? Naiipon din ba yun na parang point or discount? Hindi ako familiar sa cashbacks, hindi ko nga alam kung ano ano yung mga nakalagay sa bill ko basta alam ko lang yung points, binayad ko at bawas ng binayad ko sa total credit ko sa bank at mga adjustment na ginawa nila, yung interest hindi ko na binabasa at binibilang kasi nalilito lang ako, etong cash back malamang meron din ako nito sa bill hindi ko lang pinapansin

Good Answer

Chelsea Jane

  • Chelsea Jane
  • Oct 14, 2019

never ko din nagamit ang cash back sa card rebates lang ang meron sa card ko kasi at nababawas yun sa card balance ko as payment kaya malaking tulong din naman ito so far naman every after card transaction nagrereflect ang rebates sa card statement ko kaya na tatrack ko naman ito at nakikita ko nababawasan ang balance ko

Good Answer

Winnila Escuedero

  • Winnila Escuedero
  • Oct 15, 2019

cash back at rebate paarng pareho lang naman po yun basta pwede mo ito magamit pang bayad ng balance niyo kaya maganda din kung may ganyan feature ang card niyo gamitin niyo kasi sayang naman kung hindi niyo magagamit ito sa card niyo tapos pag close niyo may rebates pala ito. Kaya bago niyo ito iclose gamitin niyo yun

Good Answer

Allie May Peralta

  • Allie May Peralta
  • Oct 16, 2019

halos lahat naman ata ng credit card may pa cashback o kaya rebate which is part ng features ng mga credit card yan kaya sa tingin ko naman talaga lahat meron kung hindi niyoa lam ask niyo yung banko niyo either call or visit the bank para maturuan kayo kung ano ang features ng card niyo paar maturuan nila kayo

Good Answer

Frank Teñoso

  • Frank Teñoso
  • Nov 27, 2019

Suggest ko mag tanong ka sa teller para maexplain nila yung cashback or tumawag ka sa customer service ng banko mo para ipaexplain yang cash back ng mas maayos, kaya naman siguro nila ipaliwanag yan, baka iba yung process ng bawat banko at yung sagot ng mga tao dito ay galing sa mga kanya kanyang banko nila, pwedeng iba yung systema ng sayo

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile