BPI eCredit card and Promo

BPI eCredit card Credit Cards

Interest Rate
3.40% per month
Annual fee
Waived for life
Promo & Features
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • Secure Online shopping and transactions only with BPI eCredit MasterCard.
  • Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Annual Fee for Supplementary holder : Waived for life
  • Late payment charge : 6% of outstanding amount
  • more info
User Rating 4.5 (2 Reviews)
Lei Perez Okay ang standing ng BPI when it comes to banking at sa mga credit cards nila. I applied for this card and luckily, na-appr...read more
Forum 1Threads (0 Replies)
Trevor Joe what is the fastest way na ma approve ako? may bad record kasi ako kaya siguro hindi ako na aapprove, pero yung kakilala ko may ...read more

Information

Reviews

Forum

Secure Online shopping and transactions only with BPI eCredit MasterCard.

The safest and easiest way to shop, you can also attach your payments with the rest of your BPI MasterCard bills at your convinience, with BPI eCredit MasterCard get the benefits of a secured online transaction protecting you from potential online threats.

Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.

Change the way you think about credit cards and take control of your purchases. With BPI's Power Over Spending get your first monthly bill with No interest for your purchases as a new cardholder of BPI Express CreditCards.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items. Just by purchasing your wants or daily needs you get to earn 1 point for every P35 spent and exchange points from tons of exciting reward items.

Basic Information

Card name

BPI eCredit card

Bank

BPI

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.40%  per month

Annual fee

Waived for life 

Annual Fee for Supplementary holder

Waived for life

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

6% of outstanding amount

Cash advance limit

Cash advance handling fee

Cash advance interest charge

Overseas spending fee

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

Sales Slip Retrieval Fee

P300

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

Minimum age for Principal holder

Minimum age for Supplementary holder

Promo & Features

Cashback

Reward

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items

Mileage

Shopping

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items

Others

FREE as a companion card to any BPI Express Credit MasterCard (upon request)

Reviews of BPI eCredit card

User Review : 2Reviews

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

Lei Perez

Almost perfect na card

Okay ang standing ng BPI when it comes to banking at sa mga credit cards nila. I applied for this card and ...Read more

  • Rating : 5.0
  • Date : Nov 21, 2018
  • Review by Lei Perez

Khaye Cordero

A very good card

This credit card really helped me feel a lot better about myself by sa pag-allow nila na magkaroon ako ng ganitong ...Read more

  • Rating : 4.0
  • Date : Sep 22, 2018
  • Review by Khaye Cordero

Forum of BPI eCredit card

Trevor Joe

decline nanaman

what is the fastest way na ma approve ako? may bad record kasi ako kaya siguro hindi ako na aapprove, pero yung kakilala ko may record din naman pero na approve siya? paano ba ako magkaka credit card?

  • Last updated : Nov 12, 2018
  • Posted by Trevor Joe
  • Replies of This topic : 0 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

Please feel free to post your review on this product.

Write a Review

Lei Perez

  • Review by Lei Perez
  • Nov 21, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Almost perfect na card

Okay ang standing ng BPI when it comes to banking at sa mga credit cards nila. I applied for this card and luckily, na-approved naman. I expected a lot from this card talaga at na-me-meet naman nito ang expectations ko. Okay din ang customer service nila at mabilis ang response kapag nagkaka-problema ako. Kapag on time din ako magbayad ng payments ko, mas tinataasan nila ang credit limit nang mabilis. Kung naghahanap kayo ng card na mabilis mag-increase ng credit limit, ito ang perfect card for you...

Good Review

Khaye Cordero

  • Review by Khaye Cordero
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

A very good card

This credit card really helped me feel a lot better about myself by sa pag-allow nila na magkaroon ako ng ganitong credit card. Walang anumang hidden fees ito, madaling i-access ang website. Talagang very useful card to have it. At kapag meron naman akong mga katanungan sa kanila ay isang tawag lang sa customer service nila ay masaya na nilang sasagutin ito nang hindi mo mafe-feel na nagsasayang ka lang ng oras. This is really an amazing card!

Good Review

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Please feel free to post your questions on this product.

Start a new topic

decline nanaman

Trevor Joe

  • Trevor Joe
  • Nov 12, 2018

what is the fastest way na ma approve ako? may bad record kasi ako kaya siguro hindi ako na aapprove, pero yung kakilala ko may record din naman pero na approve siya? paano ba ako magkaka credit card?

Reply

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