BPI Family Credit Card and Promo

BPI Family Credit Card Credit Cards

Interest Rate
2% per month
Annual fee
P1,000 First year waived
Promo & Features
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • A Family oriented credit card supporitng only what's best for you and your family.
  • Not just low monthly interest rate but also a low-cost card maintenance fee to help you provide more to your family.
  • Need cash for emergencies? No problem! With BPI Family MasterCard you can withdraw cash advance for your needs when you need them the most.
User Rating 3.8 (13 Reviews)
Janelle Ballesteros Matagal ko nang ginagamit ang BPI Family Credit Card na ito at na-satisfied talaga ako sa cards highlights nito. Yon nga ...read more
Forum 6Threads (9 Replies)
Xian12 Hi. Tanong ko lang if anong worse na pwede mangyari if hindi mabayaran yung outstanding balance sa card and nakatangga0 na ng ...read more

Information

Reviews

Forum

A Family oriented credit card supporitng only what's best for you and your family.

A Credit card for your families daily necessities in life. Shop in your convinience while paying the lowest monthly interest rate, budget your purchases as well as your payments, providing only what's best for your family.

Not just low monthly interest rate but also a low-cost card maintenance fee to help you provide more to your family.

Maintain the credit card with ease with its low membership fee, now you can manage your BPI Family MasterCard better, what more can you ask for, low monthly interest rate combined with a low card maintenance fee.

Need cash for emergencies? No problem! With BPI Family MasterCard you can withdraw cash advance for your needs when you need them the most.

With BPI Family MasterCard theres no need to worry about emergency cash advances, you can cash advance up to 30% of your credit card limit for your emergencies in life.

Basic Information

Card name

BPI Family Credit Card

Bank

BPI

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

2%  per month

Annual fee

P1,000  First year waived

Annual Fee for Supplementary holder

P500
First supplementary Free for life

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

Cash advance limit

30% of credit card limit

Cash advance handling fee

Cash advance interest charge

Overseas spending fee

0.75% of the foreign exchange rate at the time of transaction

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Reviews of BPI Family Credit Card

User Review : 13Reviews

Design 3.8
Fees & Charges 3.6
Customer service 3.7
Features 3.8
Total 3.8

Janelle Ballesteros

Dependable card!

Matagal ko nang ginagamit ang BPI Family Credit Card na ito at na-satisfied talaga ako sa cards highlights nito. ...Read more

  • Rating : 4.8
  • Date : Nov 27, 2019
  • Review by Janelle Ballesteros

Delroy Tyago

lowest rate

One of my favorite cards to use, more perks than other banks! ...Read more

  • Rating : 4.8
  • Date : Oct 17, 2019
  • Review by Delroy Tyago

Kat-kat Villaflores

This is worst!

Worst ever. Isang taon mahigit ko nang gamit ang card nila at wala akong mga late payments. At saka hindi rin ako ...Read more

  • Rating : 1.0
  • Date : Sep 26, 2019
  • Review by Kat-kat Villaflores

Forum of BPI Family Credit Card

Xian12

Unable to pay debt

Hi. Tanong ko lang if anong worse na pwede mangyari if hindi mabayaran yung outstanding balance sa card and nakatangga0 na ng email or letter na baka iforward na sa collections agency yung account. Thanks!

  • Last updated : Jan 1, 1970
  • Posted by Xian12
  • Replies of This topic : 0 Replies

trevor junior

2% ???

Totoo pa din ba ito? kasi kung oo ito siguro pinaka mababa ang interest rate sa mga credit card

  • Last updated : Nov 9, 2019
  • Posted by trevor junior
  • Replies of This topic : 1 Replies

Lee Eun Rim

bpi family credit card

Pwede po bah ako mag apply lahit wala akon bank account?

  • Last updated : Aug 4, 2019
  • Posted by Lee Eun Rim
  • Replies of This topic : 7 Replies

Janu

Requirements?

Ano po requirements para mag apply?

  • Last updated : Sep 25, 2019
  • Posted by Janu
  • Replies of This topic : 1 Replies

Jomar Cantela

bpi family credit card

Ask ko LNG kung pweding mag avail ng credit card kahit walang savings account

  • Last updated : Dec 19, 2016
  • Posted by Jomar Cantela
  • Replies of This topic : 0 Replies

Roxanne Caya

payment

how can i pay my bills

  • Last updated : May 4, 2016
  • Posted by Roxanne Caya
  • Replies of This topic : 0 Replies

Top5 BPI Credit Card

1

BPI Family Credit Card

  • P15,000
  • P500 First supplementary Free ...
2

BPI eCredit card

  • Waived for life
  • 6% of outstanding amount
3

BPI Edge MasterCard

  • P15,000
  • P660 First supplementary Free ...
  • 6% of outstanding amount
4

BPI Petron BPI MasterCard

  • P15,000
  • P775 First supplementary Free ...
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5

BPI Blue MasterCard

  • P15,000
  • P775 First supplementary Free ...
  • 6% of outstanding amount

Information

Reviews

Forum

Overall Rating

Design 3.8
Fees & Charges 3.6
Customer service 3.7
Features 3.8
Total 3.8

Please feel free to post your review on this product.

Write a Review

Janelle Ballesteros

  • Review by Janelle Ballesteros
  • Nov 27, 2019
Design 5.0
Fees & Charges 4.0
Customer service 5.0
Features 5.0
Total 4.8

Dependable card!

Matagal ko nang ginagamit ang BPI Family Credit Card na ito at na-satisfied talaga ako sa cards highlights nito. Yon nga lang, medyo malaki ang charge nila pero bumabawi naman sila sa napaka-okay nilang customer service. Meron silang customer service na pang world class ang service at talagang tinutulungan nila ang mga client nila sa mga issue na inilalapit sa kanila. For me, this is the most dependable card here in the Philippines.

Good Review

Delroy Tyago

  • Review by Delroy Tyago
  • Oct 17, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 4.8

lowest rate

One of my favorite cards to use, more perks than other banks!

Good Review

Kat-kat Villaflores

  • Review by Kat-kat Villaflores
  • Sep 26, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

This is worst!

Worst ever. Isang taon mahigit ko nang gamit ang card nila at wala akong mga late payments. At saka hindi rin ako nag-e-exceed sa mga purchases ko. Pero after a year, chineck nila ang credit ko at kinanceled na ang card ko. Ang dahilan nila ay ang dami ko raw na credit check. Bumili kasi ako ng car kaya maraming checks. Hindi naman man lang nila ako tinanong kung bakit. So disappointed with this bank.

Good Review

Roselie Mariano

  • Review by Roselie Mariano
  • Jul 31, 2019
Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 4.0
Total 3.3

They lowered my credit line

Binigyan nila ako ng credit limit na 20 thousand muna which is fine na rin sa akin dahil hindi ko naman nagagamit ang higit pa sa 10 percent ng credit limit ko monthly. Kaya lang, na-disappoint ako nung binabaan nila ang credit limit ko sa 10 thousand nang walang rason at hindi naman ako nale-late sa payment ko. Nag-decide na lang akong bayaran sila nang buo at di ko na ulit ginamit ito.

Good Review

Cielo Garcia

  • Review by Cielo Garcia
  • Jul 30, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Not nice

May goal siguro ang company na ito na nakawin ang money ng mga customer nila at para sa akin ay illegal ito. Yung 0 percent na no fee balance transfer ay patibong lang. Hindi ito talaga magwo-work kaagad at kailangan mo pang tumawag sa customer service nila. Palaging nae-experience ko ang hina-hang nila for 30 minutes ang phone, mga kasinungalingan, misrepresentations at maling impormasyon. Kaya sa may balak mag-apply ng card na ito, think before you do!

Good Review

Leny Gabriel

  • Review by Leny Gabriel
  • Jun 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Really value their customer

Kapag nagkakaroon ako ng concern o anumang issue sa BPI Family Card, tumatawag agad ako agad sa customer service ng BPI at agad din naman nila itong nareresolba nang walang hesitasyon. Nararamdaman ko talaga na meron silang concern at vina-value nila ako as their customer. Nagagamit ko rin ang card na ito for emergency purposes at talagang malaking tulong nito sa akin. This bank is great for making me a priority. Kudos to this bank!

Good Review

COCOY

  • Review by COCOY
  • Apr 8, 2019
Design 5.0
Fees & Charges 4.0
Customer service 4.0
Features 5.0
Total 4.5

nice services

Pinili ko ta;laag ang BPI bang kasi nga maganda ang services na pinoprovide ng banko. wla ka ng hahanapin pa. tapos apat na taon na may credit card ako na kagaya nito good for family usage siya. kungbaga its a supporting cards for the family. family oriented ang credit card na ito. I actually, need it for cash emergencies, No problem talaga para sakin! With BPI Family MasterCard you can withdraw cash advance for your needs when you need them the most. So walang kahassle.x para sa mga taong nangangailangan nito.

Good Review

Aika Scottfield

  • Review by Aika Scottfield
  • Feb 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

I've chosen this card!

The reason why I have chosen this card out of 4 cards na hawak ko ay it really helps me in my expenses. Nakakakuha ako ng mga rebates sa mga pag-purchase ko sa supermarket at mga groceries. Kahit na kapag nagga-gasolina at kahit sa pagbabayad ng mga bills. Napakalaking tulong ng card na ito dahil minsan ay nauubusan din ako ng cash at knowing na meron akong card, hindi ako nag-aalala sa mga emergency purchases ko. Pero hindi ko ito ginagamit sa mga luho-luho lang. I just use this card sa mga importanteng bagay na alam kong hindi ko panghihinayangan ang pagbabayad.

Good Review

Precious Bricelo

  • Review by Precious Bricelo
  • Dec 12, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Di ako nagkaka-problema sa card na to

Three years ko nang ginagamit ang card na ito. Okay ang customer service nila at hindi ako nagkaka-problema sa credit card nito. Ito talaga yung go to card nila. Konting issues lang tulad ng credit increase at yung simpleng question na bakit at kung gaano na katagal sa akin ang card. After nito, dumating yung increase ng credit limit ko. kelangan talagang bayaran in full ang credit card kada billing cycle. Kung hindi, lalaki ang interes mo sa money na ginagamit mo at common na ito sa industry. Hindi ko maintindihan kung bakit maraming negative reviews ang card na ito unless ginagamit ito ng iba na di nakakaintindi ng basic na pagkakaroon ng credit card.

Good Review

Anica Marquez

  • Review by Anica Marquez
  • Dec 11, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great Card!

Na-appreciate ko yung clarity ng applications nila at ng kanilang website kaya lang ay maraming bugs ang banking platform nila at hindi rin ako makapag-pay using the applications sa mobile phone ko. Love all yung mga points at sobrang dali lang na i-redeem ito. Talagang na-enjoy ko yung mga venture rewards bg BPI credit card na ito at naka-earn ako ng malaking points, Mabilis din ang response ng customer service nila kapag kailangan ko. Highly recommend this,

Good Review

Princess Manalo

  • Review by Princess Manalo
  • Nov 21, 2018
Design 3.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.5

Worst na credit card

Disappointed talaga ako sa card na ito na ginagamit ko na for years. Very horrible ang service nila kahit na nagbayad naman ako on time ay chinarged pa rin nila ako for being late dahil hindi updated yung system nila. Isa ring problema ko ay ang hirap intindihin ng customer service representative nila. Napansin ko sa kanila na okay lang sa kanila kapag magbabayad ka pero when it comes to their service, walang kuwenta ang bangko na ito. This card sucks!

Good Review

Bea Pelayo

  • Review by Bea Pelayo
  • Oct 23, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Love my card!

Ang BPI Family Credit Card and Promo ang aking go-to card. Nagamit ko ito nang ilang taon na sa pagta-travel at hindi naging issue sa akin ang mga charges. Nagamit ko rin ito sa pang-araw-araw na expenses at sa mga shopping ng mga important things ko online. Alam ko na kapag meron mang maging problema o issue ay palaging ready ang BPI card na makatulong at i-solve ito. Ang customer service nila ay palaging respectful at inaalam talaga ang problema para makapag-provide ng mabilisang remedyo. Sobrang nagustuhan ko ang BPI card na ito kaya kahit na meron akong ibang pang ginagamit na credit card ay talagang ito ang favorite card ko...

Good Review

Nikka Mendoza

  • Review by Nikka Mendoza
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Big help

Ang isang rason kung bakit ko nagustuhan ang BPI Family Credit Card ay dahil sa mga perks at sa mga discounts na nakukuha ko dito. I'm so happy sa mga discount na nakukuha ko like pag manonood kami ng movies sa Ayala Malls though sana mas higher pa ang discount na binibigay nila. At dahil regular client ako talaga ng BPI ay madali kong napapa-wave ang annual fee ko. Dati ay takot na takot akong gumamit ng mga credit cards dahil iniisip ko na baka malubog ako sa utang pero right mindset lang pala ang kailangan at ginagamit ko lang for emergencies at nagbabayad ako kaagad para di lumaki ang interes. This card is really a big help to me.

Good Review

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Please feel free to post your questions on this product.

Start a new topic

Unable to pay debt

Xian12

  • Xian12
  • Jan 20, 2020

Hi. Tanong ko lang if anong worse na pwede mangyari if hindi mabayaran yung outstanding balance sa card and nakatangga0 na ng email or letter na baka iforward na sa collections agency yung account.

Thanks!

Reply

2% ???

trevor junior

  • trevor junior
  • Oct 9, 2019

Totoo pa din ba ito? kasi kung oo ito siguro pinaka mababa ang interest rate sa mga credit card

heather tan

  • heather tan
  • Nov 9, 2019

So far ito din ang best rate na nakita ko from BPi, sana pag nagapply ako ma approve ako sa card na ito kasi mababa lang nga ang rate niya, wala ng banko nagbibigay ng ganitong rate at mababa ang annual fee kaya kung ito ang card mo magandang deal na yan, walang banko ganito ang magiging offer kaya sana meron pang ganito sa BPI, ito ang hanap ko

Good Answer

Reply

bpi family credit card

Lee Eun Rim

  • Lee Eun Rim
  • Sep 30, 2017

Pwede po bah ako mag apply lahit wala akon bank account?

jany

  • jany
  • Feb 4, 2019

oo naman, hndi naman requirement yun ang kailangan mo coe, itr, id, proof of residency, income, ganun pero hindi required na magkaroon ka ng bank account sa kanila. Pero naririnig ko nga sa iba na para mas madali na ma approve maganda din yung meron kayong bank account for 6 months para mas mabilis ma approve.

Good Answer

Gene Magdayao

  • Gene Magdayao
  • Apr 20, 2019

Yes pwede naman pero sa iba mas madali ang approval kapag may savings account ka atleast 6 months na

Good Answer

Donna Mari Anne

  • Donna Mari Anne
  • May 11, 2019

sa ngayon parang pansin ko na mas hanap nila na may savings ka sa kanila bago ka makaa pply ng card, hindi naman required pero mas sure approved kung may savings ka sa kanila kaya kung plano niyo na mag ka credit card mas savings muna kayo at least siguro 6 months muna para siguradong approve kayo sa kanila.

Good Answer

Andrew Magsino

  • Andrew Magsino
  • Jun 14, 2019

oo naman ako wala akong bank acount dati na approve naman ako, dapat hindi requrement yun

Good Answer

Richard Aran

  • Richard Aran
  • Jun 28, 2019

Pwede naman, makikita naman sa requirements mo na ipapasa kung capable ka mag bayad ng credit card

Good Answer

Hyacinth Ubarre

  • Hyacinth Ubarre
  • Jul 16, 2019

magkano po ang cash advance limit ng bpi family credit card salamat po sa sasagot

Good Answer

Janine Mae P.

  • Janine Mae P.
  • Aug 4, 2019

not necessary needed pero much better kung may savings account ka sa bank para mas fast approval din

Good Answer

Reply

Requirements?

Janu

  • Janu
  • May 20, 2017 / Good Answers : 1

Ano po requirements para mag apply?

Bryan Bondoc

  • Bryan Bondoc
  • Sep 25, 2019

Magandang credit score, valid i.d, proof of billing saka 3 months na statement of income, para lang masure ng banko na capable ka mag bayad ng uutangin mo at yung ibang requirements para malaman nila kung saan ka nila hahabulin kung sakaling hindi ka makabayad. Ang alam ko basta hindi aabot ng Php100,000 yung utang mo hindi ka hahabulin ng banko or idedemanda ng totoo

Good Answer

Reply

bpi family credit card

Jomar Cantela

  • Jomar Cantela
  • Dec 19, 2016 / Good Answers : 2

Ask ko LNG kung pweding mag avail ng credit card kahit walang savings account

Reply

payment

Roxanne Caya

  • Roxanne Caya
  • May 4, 2016

how can i pay my bills

Reply

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