BPI Family Credit Card and Promo

BPI Family Credit Card Credit Cards

Interest Rate
2% per month
Annual fee
P1,000 First year waived
Promo & Features
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • A Family oriented credit card supporitng only what's best for you and your family.
  • Not just low monthly interest rate but also a low-cost card maintenance fee to help you provide more to your family.
  • Need cash for emergencies? No problem! With BPI Family MasterCard you can withdraw cash advance for your needs when you need them the most.
User Rating 3.9 (5 Reviews)
Precious Bricelo Three years ko nang ginagamit ang card na ito. Okay ang customer service nila at hindi ako nagkaka-problema sa credit card ...read more
Forum 4Threads (0 Replies)
Lee Eun Rim Pwede po bah ako mag apply lahit wala akon bank account?

Information

Reviews

Forum

A Family oriented credit card supporitng only what's best for you and your family.

A Credit card for your families daily necessities in life. Shop in your convinience while paying the lowest monthly interest rate, budget your purchases as well as your payments, providing only what's best for your family.

Not just low monthly interest rate but also a low-cost card maintenance fee to help you provide more to your family.

Maintain the credit card with ease with its low membership fee, now you can manage your BPI Family MasterCard better, what more can you ask for, low monthly interest rate combined with a low card maintenance fee.

Need cash for emergencies? No problem! With BPI Family MasterCard you can withdraw cash advance for your needs when you need them the most.

With BPI Family MasterCard theres no need to worry about emergency cash advances, you can cash advance up to 30% of your credit card limit for your emergencies in life.

Basic Information

Card name

BPI Family Credit Card

Bank

BPI

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

2%  per month

Annual fee

P1,000  First year waived

Annual Fee for Supplementary holder

P500
First supplementary Free for life

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

Cash advance limit

30% of credit card limit

Cash advance handling fee

Cash advance interest charge

Overseas spending fee

0.75% of the foreign exchange rate at the time of transaction

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Reviews of BPI Family Credit Card

User Review : 5Reviews

Design 4.2
Fees & Charges 3.8
Customer service 3.8
Features 3.8
Total 3.9

Precious Bricelo

Di ako nagkaka-problema sa card na to

Three years ko nang ginagamit ang card na ito. Okay ang customer service nila at hindi ako nagkaka-problema sa ...Read more

  • Rating : 5.0
  • Date : Dec 12, 2018
  • Review by Precious Bricelo

Anica Marquez

Great Card!

Na-appreciate ko yung clarity ng applications nila at ng kanilang website kaya lang ay maraming bugs ang banking ...Read more

  • Rating : 5.0
  • Date : Dec 11, 2018
  • Review by Anica Marquez

Princess Manalo

Worst na credit card

Disappointed talaga ako sa card na ito na ginagamit ko na for years. Very horrible ang service nila kahit na ...Read more

  • Rating : 1.5
  • Date : Nov 21, 2018
  • Review by Princess Manalo

Forum of BPI Family Credit Card

Lee Eun Rim

bpi family credit card

Pwede po bah ako mag apply lahit wala akon bank account?

  • Last updated : Sep 30, 2017
  • Posted by Lee Eun Rim
  • Replies of This topic : 0 Replies

Janu

Requirements?

Ano po requirements para mag apply?

  • Last updated : May 20, 2017
  • Posted by Janu
  • Replies of This topic : 0 Replies

Jomar Cantela

bpi family credit card

Ask ko LNG kung pweding mag avail ng credit card kahit walang savings account

  • Last updated : Dec 19, 2016
  • Posted by Jomar Cantela
  • Replies of This topic : 0 Replies

Roxanne Caya

payment

how can i pay my bills

  • Last updated : May 4, 2016
  • Posted by Roxanne Caya
  • Replies of This topic : 0 Replies

Top5 BPI Credit Card

1

BPI Family Credit Card

  • P15,000
  • P500 First supplementary Free ...
2

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  • Waived for life
  • 6% of outstanding amount
3

BPI Edge MasterCard

  • P15,000
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4

BPI Petron BPI MasterCard

  • P15,000
  • P775 First supplementary Free ...
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5

BPI Blue MasterCard

  • P15,000
  • P775 First supplementary Free ...
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Information

Reviews

Forum

Overall Rating

Design 4.2
Fees & Charges 3.8
Customer service 3.8
Features 3.8
Total 3.9

Please feel free to post your review on this product.

Write a Review

Precious Bricelo

  • Review by Precious Bricelo
  • Dec 12, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Di ako nagkaka-problema sa card na to

Three years ko nang ginagamit ang card na ito. Okay ang customer service nila at hindi ako nagkaka-problema sa credit card nito. Ito talaga yung go to card nila. Konting issues lang tulad ng credit increase at yung simpleng question na bakit at kung gaano na katagal sa akin ang card. After nito, dumating yung increase ng credit limit ko. kelangan talagang bayaran in full ang credit card kada billing cycle. Kung hindi, lalaki ang interes mo sa money na ginagamit mo at common na ito sa industry. Hindi ko maintindihan kung bakit maraming negative reviews ang card na ito unless ginagamit ito ng iba na di nakakaintindi ng basic na pagkakaroon ng credit card.

Good Review

Anica Marquez

  • Review by Anica Marquez
  • Dec 11, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great Card!

Na-appreciate ko yung clarity ng applications nila at ng kanilang website kaya lang ay maraming bugs ang banking platform nila at hindi rin ako makapag-pay using the applications sa mobile phone ko. Love all yung mga points at sobrang dali lang na i-redeem ito. Talagang na-enjoy ko yung mga venture rewards bg BPI credit card na ito at naka-earn ako ng malaking points, Mabilis din ang response ng customer service nila kapag kailangan ko. Highly recommend this,

Good Review

Princess Manalo

  • Review by Princess Manalo
  • Nov 21, 2018
Design 3.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.5

Worst na credit card

Disappointed talaga ako sa card na ito na ginagamit ko na for years. Very horrible ang service nila kahit na nagbayad naman ako on time ay chinarged pa rin nila ako for being late dahil hindi updated yung system nila. Isa ring problema ko ay ang hirap intindihin ng customer service representative nila. Napansin ko sa kanila na okay lang sa kanila kapag magbabayad ka pero when it comes to their service, walang kuwenta ang bangko na ito. This card sucks!

Good Review

Bea Pelayo

  • Review by Bea Pelayo
  • Oct 23, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Love my card!

Ang BPI Family Credit Card and Promo ang aking go-to card. Nagamit ko ito nang ilang taon na sa pagta-travel at hindi naging issue sa akin ang mga charges. Nagamit ko rin ito sa pang-araw-araw na expenses at sa mga shopping ng mga important things ko online. Alam ko na kapag meron mang maging problema o issue ay palaging ready ang BPI card na makatulong at i-solve ito. Ang customer service nila ay palaging respectful at inaalam talaga ang problema para makapag-provide ng mabilisang remedyo. Sobrang nagustuhan ko ang BPI card na ito kaya kahit na meron akong ibang pang ginagamit na credit card ay talagang ito ang favorite card ko...

Good Review

Nikka Mendoza

  • Review by Nikka Mendoza
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Big help

Ang isang rason kung bakit ko nagustuhan ang BPI Family Credit Card ay dahil sa mga perks at sa mga discounts na nakukuha ko dito. I'm so happy sa mga discount na nakukuha ko like pag manonood kami ng movies sa Ayala Malls though sana mas higher pa ang discount na binibigay nila. At dahil regular client ako talaga ng BPI ay madali kong napapa-wave ang annual fee ko. Dati ay takot na takot akong gumamit ng mga credit cards dahil iniisip ko na baka malubog ako sa utang pero right mindset lang pala ang kailangan at ginagamit ko lang for emergencies at nagbabayad ako kaagad para di lumaki ang interes. This card is really a big help to me.

Good Review

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Please feel free to post your questions on this product.

Start a new topic

bpi family credit card

Lee Eun Rim

  • Lee Eun Rim
  • Sep 30, 2017

Pwede po bah ako mag apply lahit wala akon bank account?

Reply

Requirements?

Janu

  • Janu
  • May 20, 2017 / Good Answers : 1

Ano po requirements para mag apply?

Reply

bpi family credit card

Jomar Cantela

  • Jomar Cantela
  • Dec 19, 2016 / Good Answers : 2

Ask ko LNG kung pweding mag avail ng credit card kahit walang savings account

Reply

payment

Roxanne Caya

  • Roxanne Caya
  • May 4, 2016

how can i pay my bills

Reply

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