BPI Blue MasterCard and Promo

BPI Blue MasterCard Credit Cards

Interest Rate
3.40% per month
Annual fee
P1,550 First year waived
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P775 First supplementary Free for life
  • Late payment charge : 6% of outstanding amount
  • more info
User Rating 4.0 (5 Reviews)
Reena Guevarra Palagi kong ginagamit ang card na ito since maraming good offers ang card na ito. Okay ang credit limit ko dito at meron ...read more
Forum 2Threads (2 Replies)
weloweann Magandang araw po, Just wanna ask kung may other promo or offers po kayo ngayon, since patapos na po yong taon para naman mas ...read more

Information

Reviews

Forum

Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your BPI Blue MasterCard, Get to travel with a peace of mind knowing that you are insured up to P 2million in Travel insurance package.

Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.

Change the way you think about credit cards and take control of your purchases. With BPI's Power Over Spending get your first monthly bill with No interest for your purchases as a new cardholder of BPI Express CreditCards.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P35 spent and exchange points from a ton of exciting reward items.

Basic Information

Card name

BPI Blue MasterCard

Bank

BPI

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.40%  per month

Annual fee

P1,550  First year waived

Annual Fee for Supplementary holder

P775
First supplementary Free for life

Balance transfer Rate

12% per annum for 12 months

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

6% of outstanding amount

Cash advance limit

30% of credit card limit

Cash advance handling fee

4% of amount withdrawn or P300, whichever is higher

Cash advance interest charge

Overseas spending fee

0.75% of the foreign exchange rate at the time of transaction

Repayment term without accruing interest

1st month of billing

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

0% interest installment scheme at partner stores

Sales Slip Retrieval Fee

P300

Replacement/Lost card fee

P400

Returned Check Fee

P100 plus 6% of the check amount

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Mileage

P175 spent = 1 mile
  • 5 Rewards Point is equivalent to 1 Mabuhay Miles point. The minimum points for transfer is 5,000 Rewards Points

Shopping

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items

Transport Accident Insurance/ Travel Insurance

Get up to P 2million in Travel insurance package

Reviews of BPI Blue MasterCard

User Review : 5Reviews

Design 4.4
Fees & Charges 3.8
Customer service 3.8
Features 3.8
Total 4.0

Reena Guevarra

Great card to own!

Palagi kong ginagamit ang card na ito since maraming good offers ang card na ito. Okay ang credit limit ko dito at ...Read more

  • Rating : 5.0
  • Date : Dec 12, 2018
  • Review by Reena Guevarra

Nikki Rose Oriendo

The best credit card for me

I love this card kesa sa iba kong card na hawak ngayon. Amazing ang rewards. I'm so happy dahil qualified na agad ...Read more

  • Rating : 5.0
  • Date : Dec 11, 2018
  • Review by Nikki Rose Oriendo

Danica Arquiza

Hindi okay...

Ginagamit ko ang credit card na ito for almost 2 years na at talagang sobrang bagal nito kahit na regular naman ...Read more

  • Rating : 1.8
  • Date : Nov 21, 2018
  • Review by Danica Arquiza

Forum of BPI Blue MasterCard

weloweann

Promo and offers

Magandang araw po, Just wanna ask kung may other promo or offers po kayo ngayon, since patapos na po yong taon para naman mas maging maunlad pa ang services ng BPI diba? may aasahan po ba kami ngayong christmas season na? and kung meron nman pwedi bang ... Read more

  • Last updated : Jan 1, 1970
  • Posted by weloweann
  • Replies of This topic : 0 Replies

sparky reefer

bpi express cc app

hv apply for bpi express creditcard online, after a week, got a reply from bpi with reference number followed by the word Curing Referral, does someone knows what is curing referral means, thanks...

  • Last updated : Nov 24, 2018
  • Posted by sparky reefer
  • Replies of This topic : 2 Replies

Top5 BPI Credit Card

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  • P15,000
  • P500 First supplementary Free ...
2

BPI eCredit card

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3

BPI Edge MasterCard

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4

BPI Petron BPI MasterCard

  • P15,000
  • P775 First supplementary Free ...
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5

BPI Blue MasterCard

  • P15,000
  • P775 First supplementary Free ...
  • 6% of outstanding amount

Information

Reviews

Forum

Overall Rating

Design 4.4
Fees & Charges 3.8
Customer service 3.8
Features 3.8
Total 4.0

Please feel free to post your review on this product.

Write a Review

Reena Guevarra

  • Review by Reena Guevarra
  • Dec 12, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great card to own!

Palagi kong ginagamit ang card na ito since maraming good offers ang card na ito. Okay ang credit limit ko dito at meron ding good cash back offers sa akin kapag ginagamit ko ito sa pagsha-shopping, sa pakain sa labas, at iba pa. Okay ang website nila where I can check my profile. Madali lang mag-navigate sa website nila at nagre-respond kaagad ang customer service nila kahit sa chat lang o sa telephone call. Overall, ang BPI credit card na ito ay maganda talaga ang services at highly recommended ko ito when it comes to getting a credit card.

Good Review

Nikki Rose Oriendo

  • Review by Nikki Rose Oriendo
  • Dec 11, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

The best credit card for me

I love this card kesa sa iba kong card na hawak ngayon. Amazing ang rewards. I'm so happy dahil qualified na agad ako sa mga rewards nito. Love the experience sa apps nila at mga email alerts. Sobrang naging okay din para sa akin ang card na ito dahil maganda ang customer service nila at natulungan talaga ako regarding sa concern ko sa security at identity theft. Na-appreciate ko talaga ang concern nila at yung pagtulong nila sa akin. I am so delighted din sa mga benefits na associated sa paggamit ng card na ito. Still looking forward to their best service....

Good Review

Danica Arquiza

  • Review by Danica Arquiza
  • Nov 21, 2018
Design 4.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.8

Hindi okay...

Ginagamit ko ang credit card na ito for almost 2 years na at talagang sobrang bagal nito kahit na regular naman ang payments ko at talagang aggressive sila sa pagre-report kung late ka sa payment kahit na isang araw pa lang o kung ang credit usage ay nababawasan o tumataas. Kung gusto mong i-build ang credit mo, hindi talaga ito ang card na babagay sayo at kung meron kang good credit, wag kang kumuha nito. Nagsisisi ako sa pagkuha ko sa credit card na ito...

Good Review

Marilou Sanchez

  • Review by Marilou Sanchez
  • Oct 24, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

No increase in credit line...

Ginagamit ko ang card na ito exclusively for ilang years na. Sobrang great deal ito with the rewards and mileages pero ngayon ay parang naging useless na rin sa akin ito... Noon kasi ay mataas ang credit limit ko pero ngayon ay na-reduced. Hindi ko alam kung bakit. Ginagamit ko ang card na ito sa pagta-travel noon palagi at kahit na naa-appreciate ko na minsan ay lumalampas ako sa credit limit ko, hindi ko alam kung bakit hindi nag-i-increse ang credit limit ko. Magiging beneficial sana ito sa credit rating ko kung sakali. Pero ngayon ay pinipilit kong gamitin ito nang below the limit sa pamamagitan ng pagbabayad ng mahigit isang beses sa isang buwan...

Good Review

Marie Abrenica

  • Review by Marie Abrenica
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Awesome card!

Very reluctant talaga ako sa pagkakaroon ng credit card pero nung na-received ko ang una kong credit card na BPI Blue MasterCard ay sobrang happy na rin ako dahil sa nagagamit ko rin naman ito for purchasing kapag na-short ako sa cash at kelangan syempre na maging responsible payer sa kanila para di rin lumaki ang utang. What I like about this card ay kapag tumatawag ako sa customer service nila ay very helpful sila at very courteous din. Highly recommended ko ang card na ito! Thanks a lot BPI!

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Promo and offers

weloweann

  • weloweann
  • Dec 14, 2018

Magandang araw po, Just wanna ask kung may other promo or offers po kayo ngayon, since patapos na po yong taon para naman mas maging maunlad pa ang services ng BPI diba? may aasahan po ba kami ngayong christmas season na? and kung meron nman pwedi bang malaman kaagad yong mga promo ninyo ngayon parang sepcial gift or bonus ninyo sa mga customers.

Reply

bpi express cc app

sparky reefer

  • sparky reefer
  • Oct 30, 2018

hv apply for bpi express creditcard online, after a week, got a reply from bpi with reference number followed by the word Curing Referral, does someone knows what is curing referral means, thanks...

coralyn masahi

  • coralyn masahi
  • Nov 7, 2018

I have never heard of such a term, mas okay if you visit the nearest bank if you would like to apply for a credit card. Mas secured ang documents na ibibigay mo but of course you need to really be patient sa paghintay kasi maraming customer ang BPI kaya matagal sila mag process. check other banks din marami dn sila ma offer ba better fees.

Good Answer

ChefNoriel Neri

  • ChefNoriel Neri
  • Nov 24, 2018

Hi, were you aporoved with your bpi express credit card? Same like you i just recieved an email from bpi today with CURING REFERRAL followed by referrence number in subject line. I am just wondering what does it mean...

Good Answer

Reply

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