BPI Blue MasterCard and Promo

BPI Blue MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,550 First year waived
Promo & Features
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P775 First supplementary Free for life
  • Late payment charge : 6% of outstanding amount
  • more info
User Rating 3.8 (10 Reviews)
Mich Mariano Huwag nyong gagamitin ang card na ito sa anything na kailangan nyo ng extended warranty dahil walang benefit ito ng ...read more
Forum 3Threads (9 Replies)
Jane Castilyo May promo kasi ang BPI ngayon at pipili ka ng card nila okay ba ito na choice?

Information

Reviews

Forum

Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your BPI Blue MasterCard, Get to travel with a peace of mind knowing that you are insured up to P 2million in Travel insurance package.

Power over your spending, Get 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards.

Change the way you think about credit cards and take control of your purchases. With BPI's Power Over Spending get your first monthly bill with No interest for your purchases as a new cardholder of BPI Express CreditCards.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P35 spent and exchange points from a ton of exciting reward items.

Basic Information

Card name

BPI Blue MasterCard

Bank

BPI

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,550  First year waived

Annual Fee for Supplementary holder

P775
First supplementary Free for life

Balance transfer Rate

12% per annum for 12 months

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

6% of outstanding amount

Cash advance limit

30% of credit card limit

Cash advance handling fee

4% of amount withdrawn or P300, whichever is higher

Cash advance interest charge

Overseas spending fee

0.75% of the foreign exchange rate at the time of transaction

Repayment term without accruing interest

1st month of billing

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

0% interest installment scheme at partner stores

Sales Slip Retrieval Fee

P300

Replacement/Lost card fee

P400

Returned Check Fee

P100 plus 6% of the check amount

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items
  • Points can also be used to redeem miles

Mileage

Shopping

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items

Transport Accident Insurance/ Travel Insurance

Get up to P 2million in Travel insurance package

Reviews of BPI Blue MasterCard

User Review : 10Reviews

Design 3.9
Fees & Charges 3.8
Customer service 3.8
Features 3.6
Total 3.8

Annaliza Estacio

top card

For me this is teh best bank to have a credit card very useful and with a lot of features ...Read more

  • Rating : 4.5
  • Date : Oct 16, 2019
  • Review by Annaliza Estacio

Mich Mariano

No benefits

Huwag nyong gagamitin ang card na ito sa anything na kailangan nyo ng extended warranty dahil walang benefit ito ...Read more

  • Rating : 3.0
  • Date : Sep 26, 2019
  • Review by Mich Mariano

Jelly Ramirez

A handy card!

Isang taon ko nang ginagamit ang card na ito at sobrang satisfied talaga ako. Ginagamit ko itong main card para sa ...Read more

  • Rating : 5.0
  • Date : Jun 24, 2019
  • Review by Jelly Ramirez

Forum of BPI Blue MasterCard

Jane Castilyo

new promo?

May promo kasi ang BPI ngayon at pipili ka ng card nila okay ba ito na choice?

  • Last updated : Nov 9, 2019
  • Posted by Jane Castilyo
  • Replies of This topic : 3 Replies

weloweann

Promo and offers

Magandang araw po, Just wanna ask kung may other promo or offers po kayo ngayon, since patapos na po yong taon para naman mas maging maunlad pa ang services ng BPI diba? may aasahan po ba kami ngayong christmas season na? and kung meron nman pwedi bang ... Read more

  • Last updated : Jun 14, 2019
  • Posted by weloweann
  • Replies of This topic : 4 Replies

sparky reefer

bpi express cc app

hv apply for bpi express creditcard online, after a week, got a reply from bpi with reference number followed by the word Curing Referral, does someone knows what is curing referral means, thanks...

  • Last updated : Nov 24, 2018
  • Posted by sparky reefer
  • Replies of This topic : 2 Replies

Top5 BPI Credit Card

1

BPI Family Credit Card

  • P15,000
  • P500 First supplementary Free ...
2

BPI eCredit card

  • Waived for life
  • 6% of outstanding amount
3

BPI Edge MasterCard

  • P15,000
  • P660 First supplementary Free ...
  • 6% of outstanding amount
4

BPI Petron BPI MasterCard

  • P15,000
  • P775 First supplementary Free ...
  • 6% of outstanding amount
5

BPI Blue MasterCard

  • P15,000
  • P775 First supplementary Free ...
  • 6% of outstanding amount

Information

Reviews

Forum

Overall Rating

Design 3.9
Fees & Charges 3.8
Customer service 3.8
Features 3.6
Total 3.8

Please feel free to post your review on this product.

Write a Review

Annaliza Estacio

  • Review by Annaliza Estacio
  • Oct 16, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 4.0
Total 4.5

top card

For me this is teh best bank to have a credit card very useful and with a lot of features

Good Review

Mich Mariano

  • Review by Mich Mariano
  • Sep 26, 2019
Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 3.0
Total 3.0

No benefits

Huwag nyong gagamitin ang card na ito sa anything na kailangan nyo ng extended warranty dahil walang benefit ito ng extended warranty. Huwag nyo rin itong gagamitin na pang rent ng car dahil wala ding protection dito. Sa totoo lang, wala naman talagang benefits ang card na ito. Ginagamit ko lang ito sa pagbili sa grocery ko at para mabayaran ang mga balance ko monthly. Kung bibili ka ng TV, use another card. Just don't use this. I told you.

Good Review

Jelly Ramirez

  • Review by Jelly Ramirez
  • Jun 24, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

A handy card!

Isang taon ko nang ginagamit ang card na ito at sobrang satisfied talaga ako. Ginagamit ko itong main card para sa mga gastusin namin kaya naman ang dami ko nang nare-received na mga rewards. Very smooth lang ang pag-aapply ko dito dati at sobrang bilis pa. Na-approved agad ako. Sobrang handy nito na nagagamit ko everytime I need it lalo na kapag wala akong cash na dala-dala. This card is totally worth it.

Good Review

neneng

  • Review by neneng
  • Apr 12, 2019
Design 4.0
Fees & Charges 5.0
Customer service 5.0
Features 4.0
Total 4.5

free travel abroad

did you know na may Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe makakaspend kapa ng 0% interest on your first bill payment as a new cardholder of BPI Express CreditCards. tapos nakadepende rin kasi yan kagaya ko makaearn points ako agad as much as I spend, the more points you earn the greater rewards you can redeem. kaya naman ayos na ayos talaag ang BPI card nameron ako ngayon. kung ako sa inyo guys dito na kayo kesa naman dun sa BDO masyadong inefficient ang transactions nila. nakakapagod magantay

Good Review

Aina Arqiuza

  • Review by Aina Arqiuza
  • Feb 24, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Cancelled agad! :-(

After kong makalimutan ang pagbabayad at na-late ako ng two days ay kinancel ng BPI ang card ko at ngayon ay kailangan ko lang magbayad at hindi ko magagamit ang credit card ko kaya sobrang nadisappoint ako dahil almost eight years na nila akong customer at ngayon ko lang na missed ang payment ko pero kinancel kaagad nila nang walang tanong-tanong. So disappointed with BPI.

Good Review

Reena Guevarra

  • Review by Reena Guevarra
  • Dec 12, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Great card to own!

Palagi kong ginagamit ang card na ito since maraming good offers ang card na ito. Okay ang credit limit ko dito at meron ding good cash back offers sa akin kapag ginagamit ko ito sa pagsha-shopping, sa pakain sa labas, at iba pa. Okay ang website nila where I can check my profile. Madali lang mag-navigate sa website nila at nagre-respond kaagad ang customer service nila kahit sa chat lang o sa telephone call. Overall, ang BPI credit card na ito ay maganda talaga ang services at highly recommended ko ito when it comes to getting a credit card.

Good Review

Nikki Rose Oriendo

  • Review by Nikki Rose Oriendo
  • Dec 11, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

The best credit card for me

I love this card kesa sa iba kong card na hawak ngayon. Amazing ang rewards. I'm so happy dahil qualified na agad ako sa mga rewards nito. Love the experience sa apps nila at mga email alerts. Sobrang naging okay din para sa akin ang card na ito dahil maganda ang customer service nila at natulungan talaga ako regarding sa concern ko sa security at identity theft. Na-appreciate ko talaga ang concern nila at yung pagtulong nila sa akin. I am so delighted din sa mga benefits na associated sa paggamit ng card na ito. Still looking forward to their best service....

Good Review

Danica Arquiza

  • Review by Danica Arquiza
  • Nov 21, 2018
Design 4.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.8

Hindi okay...

Ginagamit ko ang credit card na ito for almost 2 years na at talagang sobrang bagal nito kahit na regular naman ang payments ko at talagang aggressive sila sa pagre-report kung late ka sa payment kahit na isang araw pa lang o kung ang credit usage ay nababawasan o tumataas. Kung gusto mong i-build ang credit mo, hindi talaga ito ang card na babagay sayo at kung meron kang good credit, wag kang kumuha nito. Nagsisisi ako sa pagkuha ko sa credit card na ito...

Good Review

Marilou Sanchez

  • Review by Marilou Sanchez
  • Oct 24, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

No increase in credit line...

Ginagamit ko ang card na ito exclusively for ilang years na. Sobrang great deal ito with the rewards and mileages pero ngayon ay parang naging useless na rin sa akin ito... Noon kasi ay mataas ang credit limit ko pero ngayon ay na-reduced. Hindi ko alam kung bakit. Ginagamit ko ang card na ito sa pagta-travel noon palagi at kahit na naa-appreciate ko na minsan ay lumalampas ako sa credit limit ko, hindi ko alam kung bakit hindi nag-i-increse ang credit limit ko. Magiging beneficial sana ito sa credit rating ko kung sakali. Pero ngayon ay pinipilit kong gamitin ito nang below the limit sa pamamagitan ng pagbabayad ng mahigit isang beses sa isang buwan...

Good Review

Marie Abrenica

  • Review by Marie Abrenica
  • Sep 22, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Awesome card!

Very reluctant talaga ako sa pagkakaroon ng credit card pero nung na-received ko ang una kong credit card na BPI Blue MasterCard ay sobrang happy na rin ako dahil sa nagagamit ko rin naman ito for purchasing kapag na-short ako sa cash at kelangan syempre na maging responsible payer sa kanila para di rin lumaki ang utang. What I like about this card ay kapag tumatawag ako sa customer service nila ay very helpful sila at very courteous din. Highly recommended ko ang card na ito! Thanks a lot BPI!

Good Review

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Information

Reviews

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Please feel free to post your questions on this product.

Start a new topic

new promo?

Jane Castilyo

  • Jane Castilyo
  • Aug 3, 2019

May promo kasi ang BPI ngayon at pipili ka ng card nila okay ba ito na choice?

Bryan Bondoc

  • Bryan Bondoc
  • Sep 26, 2019

Anong promo nila? Pre-approved lahat ng magaapply ngayon? Maganda naman yung BPI pero kung first time mo pa lang magapply ng credit card wag ka muna maging choosy kasi mahirap mag apply ng credit card kahit saang banko, kuha ka muna dito sa BPI tapos kapag maganda na credit score mo saka ka mag apply sa iba, mas madali kapag may record ka na

Good Answer

John Karlo Magbanua

  • John Karlo Magbanua
  • Oct 7, 2019

mas okay kung wlaang annual fee na charge ang piliin mo

Good Answer

heather tan

  • heather tan
  • Nov 9, 2019

for me okay na din itong card na ito, mababa lang annual fee so mahalaga yun incase na pwede nila ma waived okay din ito pero usually kasi hindi so kung machareg ka ng ganito hindi naman mabigat diba so para sa akin okay na din siya, gusto ko din kasi na yung rate muna lagi ang icheck niyo bago accept ang card

Good Answer

Reply

Promo and offers

weloweann

  • weloweann
  • Dec 14, 2018

Magandang araw po, Just wanna ask kung may other promo or offers po kayo ngayon, since patapos na po yong taon para naman mas maging maunlad pa ang services ng BPI diba? may aasahan po ba kami ngayong christmas season na? and kung meron nman pwedi bang malaman kaagad yong mga promo ninyo ngayon parang sepcial gift or bonus ninyo sa mga customers.

olivia gest

  • olivia gest
  • Dec 19, 2018

Sa ngayon hindi pakasi sila nag uupdate, meron namn silang mga promo ngayon pero wala pakasi akong nasasagap ngayon and hindi rin sila nag-inform dato kasi advance yon. Baka ngayon is may malaki silang surprisa sa mga cust nila. BPI salso seem to be the most outstanding company that deliver good services towards their cust.

Good Answer

Gene Magdayao

  • Gene Magdayao
  • Apr 20, 2019

nagka promo sila last month, I mean easy approval ng application through deposit basta may savings account ka din

Good Answer

Donna Mari Anne

  • Donna Mari Anne
  • May 11, 2019

parang hanggang ngayon pa din yung promo na yan sa banko, sa lahat naman ng banko may mga pakulo ito na mag promo pero hindi masyado naka advertise kaya kung interesado kayo dapat dalawin niyo ang banko para malaman ninyo kung ano ano ang mga offer nila na promo kasi ibat iba lagi ang binibigay nila sa mga customers.

Good Answer

Andrew Magsino

  • Andrew Magsino
  • Jun 14, 2019

with bpi meron pa din silang promo when you used the card free pizza at bucket ng jollibee, sa banko mo lang malalaman mga promo nila

Good Answer

Reply

bpi express cc app

sparky reefer

  • sparky reefer
  • Oct 30, 2018

hv apply for bpi express creditcard online, after a week, got a reply from bpi with reference number followed by the word Curing Referral, does someone knows what is curing referral means, thanks...

coralyn masahi

  • coralyn masahi
  • Nov 7, 2018

I have never heard of such a term, mas okay if you visit the nearest bank if you would like to apply for a credit card. Mas secured ang documents na ibibigay mo but of course you need to really be patient sa paghintay kasi maraming customer ang BPI kaya matagal sila mag process. check other banks din marami dn sila ma offer ba better fees.

Good Answer

ChefNoriel Neri

  • ChefNoriel Neri
  • Nov 24, 2018

Hi, were you aporoved with your bpi express credit card? Same like you i just recieved an email from bpi today with CURING REFERRAL followed by referrence number in subject line. I am just wondering what does it mean...

Good Answer

Reply

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