BDO Visa Gold and Promo

BDO Visa Gold Credit Cards

Interest Rate
3.25% per month
Annual fee
P2,400 First 3 years waived Free for life for an annual spent of P180,000
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Get a chance to earn x2 points as you spend on dining and entertainment, the more points you earn the greater rewards you can get.
  • Affordable and hassle free payment options for your financial flexibility.
  • Minimum monthly income : P35,000
  • Annual Fee for Supplementary holder : P1,200 First supplementary is free for life
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.2 (9 Reviews)
joseph santos overall evaluation ko sa pagpili ko ng bdo ?,, all I can say is that , start from availing their services I even exceeded ...read more
Forum 4Threads (11 Replies)
ante BDO haven't nice services I guess, they said may mga multiple points raw na ibibigay kapag good payer ka and yan yong sa ...read more

Information

Reviews

Forum

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 5million in Travel and Accident Insurance.

Get a chance to earn x2 points as you spend on dining and entertainment, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items. Just by purchasing your wants or daily needs you get to earn pointst for every spent, Get x2 points on all dining and entertainment spendings and exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Basic Information

Card name

BDO Visa Gold

Bank

BDO

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month
2.50% per month (Dollars)

Annual fee

P2,400  First 3 years waived Free for life for an annual spent of P180,000

Annual Fee for Supplementary holder

P1,200
First supplementary is free for life

Balance transfer Rate

13.04% per annum for 12 months

Minimum Payment

3% of total amount due or P200/ USD 5; 3% of installment amortization or overdue amount, whichever is higher

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.00%

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insuficient ADA account

Eligibility

Minimum monthly income

P35,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Free Delsey Backpack or Carry-on Luggage
  • Get a FREE Delsey Legere Backpack or a Delsey Planina Carry-on Luggage when you spend at least P75,000 or P130,000 with your new BDO Visa Gold

Mileage

Earn 20% extra miles at Kaligo.comm
  • Earn up to 10,000 miles per night on every hotel stay year round at Kaligo.com.
  • Plus, get 20% extra miles when you use your BDO Visa Credit Card!

Shopping

2x Credit Card Points
  • 2x Credit Card Points on all dining and entertainment spend

Transport Accident Insurance/ Travel Insurance

Get up to P 5million on Travel Accident and Inconvenience Insurance

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge
Have separate bills/ dual currency for peso and dollars

Reviews of BDO Visa Gold

User Review : 9Reviews

Design 4.3
Fees & Charges 4.2
Customer service 4.1
Features 4.2
Total 4.2

joseph santos

overall evaluation

overall evaluation ko sa pagpili ko ng bdo ?,, all I can say is that , start from availing their services I even ...Read more

  • Rating : 4.5
  • Date : Nov 20, 2019
  • Review by joseph santos

magdalin

it always standard

bdo kasi ang standard nito at ang bdo super progressive na ngayon grabe ang ganda na nang services nila kaya mas ...Read more

  • Rating : 5.0
  • Date : Oct 23, 2019
  • Review by magdalin

aira via

Other Accounts

sa visa gold na meron ako okay siya magandang gamitin pang travel abroad, wala din naman kaong issue dito sa card ...Read more

  • Rating : 4.3
  • Date : Sep 13, 2019
  • Review by aira via

Forum of BDO Visa Gold

ante

Agree or disagree

BDO haven't nice services I guess, they said may mga multiple points raw na ibibigay kapag good payer ka and yan yong sa pagkakaalam kong sinabi nila. So may question is, why is it that I'm a good payer but doesn't work their multiple points? I don't get ... Read more

  • Last updated : Oct 25, 2019
  • Posted by ante
  • Replies of This topic : 2 Replies

Daniel Ford

imbalance services i guess

sa pagkakakalam ko lang kasi maliit lang yong makukuha mong points rito kapag may ganitong kang credit card. basta sa AKIN d ako rito magpapaopen ng new account may nakapagsabi lang kasi sa akin na maliit lang daw yong interest rate nila tas malaki ang ... Read more

  • Last updated : Nov 20, 2019
  • Posted by Daniel Ford
  • Replies of This topic : 1 Replies

jayson mercy

Okay to travel

di ko lang alam kung ano bang klasing services na binibigay nila ngayon. kasi kahapon I was encounter trouble sa airline ynng ginamit ko kasi is BDO Visa Gold and ayaw nilang iaccept kasi daw may floating na nangyayari, tapos sa akin naman is okay naman ... Read more

  • Last updated : Jun 21, 2019
  • Posted by jayson mercy
  • Replies of This topic : 1 Replies

Jhonny arn

need for interest

Hello po sa mga nakabasa nitong tanong ko sa may quick response na mreceive ko, thanks. May itatanong lang ako kung may kasa bang interest to or ilan naman din niyong interest dito? Ilan ba yung starting kapag gusto kung mag avail ng ganitong cards ... Read more

  • Last updated : Feb 28, 2019
  • Posted by Jhonny arn
  • Replies of This topic : 7 Replies

Top5 BDO Credit Card

1

BDO Installment Card

  • P10,000
  • 7% of overdue amount
2

BDO WorldElite

  • USD 750
3

BDO Visa Platinum

  • P100,000
  • First 6 supplementary cards ...
  • 0.79% per month
4

BDO Titanium MasterCard

  • P83,333
  • FREEfor Life for 6 Supplementary
  • 7% of overdue amount
5

BDO Platinum MasterCard

  • P100,000
  • P2,250 First year waived ...
  • 7% of overdue amount

Information

Reviews

Forum

Overall Rating

Design 4.3
Fees & Charges 4.2
Customer service 4.1
Features 4.2
Total 4.2

Please feel free to post your review on this product.

Write a Review

joseph santos

  • Review by joseph santos
  • Nov 20, 2019
Design 5.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.5

overall evaluation

overall evaluation ko sa pagpili ko ng bdo ?,, all I can say is that , start from availing their services I even exceeded my expectation because it is very good bank in the Philippines and that's all I can say, and at the beginning still their services was good actually, isa kasi akong ano eh amm phil-am kaya nakakapagtravel ako with my bdo visa gold actually marami pa silang mga usable na card ngayon may mga bago sila based on what I knew kaya naman kung nagbabalak kayong mag-open an account just make sure na bdo po yon kasi po sobrang lawak na ng company nila at napakaganda pa ng teller nila di joke maganda talaga ang services nila.

Good Review

magdalin

  • Review by magdalin
  • Oct 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

it always standard

bdo kasi ang standard nito at ang bdo super progressive na ngayon grabe ang ganda na nang services nila kaya mas naging malawak na ito. to think ha ito lang ang bdo na super fast and efficient lang ang transactions nito. tapos masasabi kong gusto kong maki-avail talaga sa promo nila since wala pa akong credit card and i plan to have credit card maybe punta ako don sa branch nila sa acacia brand kasi malapit lang don bahay namin ee para mas mapapadali akong mag-inquire and then maka-avail na ako sa credit card nila. ganda naman din kasi ng bdo bank grabe/

Good Review

aira via

  • Review by aira via
  • Sep 13, 2019
Design 4.0
Fees & Charges 5.0
Customer service 4.0
Features 4.0
Total 4.3

Other Accounts

sa visa gold na meron ako okay siya magandang gamitin pang travel abroad, wala din naman kaong issue dito sa card ko kasi okay naman ang bdo, sakatunayan pa nga niyan eh may other accounts pa ako pero not the bdo bank but the other bank na sikat din katulad ng bdo, may isa pa akong account sa metrobank the other one naman is easwest bank and also yong bagong banko is that card bank. . so overall may apat akong mga cards ngayun. kasi mas marami masaya and mas marami, marami rin pera ganyan lang. kasi kapag isa lang yong card mo naku maliit lang ang pera mo.

Good Review

jocabe sally

  • Review by jocabe sally
  • Aug 23, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Class Card

that bdo how it works. So classy I dont see anything wrong my credit car not it was so much needed . And I always use it as may money to go to other places it is so much accessible .. when you go to somewhere that have these so cool. Very efficient money thats why I dont have money at all .. all are in my credit card which is the bdo visa gold. It is afforable and sufficient for me because kapag magdala ka ng pera mejo hassle na sa part ko gusto ko yong automatic na and ito nga ang binabayad ko kapag maybibilhin ako less additional expenses lang tapos less charge lang kaya I like bdo sobra.

Good Review

Dolly Villoria

  • Review by Dolly Villoria
  • Jul 12, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

The best card

Two years na akong holder ng card na itoat mataas ang limit na binibigay nila sa akin kumpara sa ibang card ko... nasasagot nila ang mga katanungan ko ang nagpo-provide pa sila ng magandang service. Hindi ka maha-hassle sa pag-purchase unlike sa ibang banks. Mabilis at madali rin ang naging application ko sa kanla. Nung hindi ko nagamit sa loob ng 10 months ito, hindi nila binabaan yung limit ko.

Good Review

amir pat

  • Review by amir pat
  • Jun 21, 2019
Design 5.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.5

slow services but they find ways naman..

from the bdo naman my compliment rito is that, bakit sobrang bagal nung transactions nila kasi pwedi tong gamitn for travel abroad ehh diba? and ako yong ginawa ko is ginamit ko ang credit card ko which is bdo visa gold yon. so alam ko kapag ganun is pwedi sa abroad to for travelling gnun, may magagamit ka if magtataravel ka far from this country or out from this country. Ang napansin ko lang naman is their ano, their services very ano siya mabagal lang ang proseso. ayon lang. as a customer kasi may mga complaints rin naman tayo pero bdo naman is they find ways so yon thank you

Good Review

maruin

  • Review by maruin
  • May 21, 2019
Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 3.0
Total 3.0

Inaccessible/Insufficient

NOt really accessible for me, sobrang bagal ng transacrtions and then the services of their CS or the teller in the bank. I know that BDO is world-class credit/debit card in the land of philippines but the fact tha not efficient so di ko grinab. they said they find ways raw and then but ang log nila minsan but ganun yong services and transactions ng pera ko..I dont get it actually

Good Review

Miana

  • Review by Miana
  • Feb 15, 2019
Design 3.0
Fees & Charges 3.0
Customer service 1.0
Features 4.0
Total 2.8

Conflict between me and them

di no?>! mas mabagal nga yong transactions nila. Recently, I go to the bank of BDO and we conflict with each other kasi between me and the teller also. The problem is they won't have good services there when it comes to the concern of the customers need. I just want to get my money because of my important transactions to do so. I only tell them once they wont cater me regarding my concerns I wont able to apply it or get my all shares or the deposited money. Seems to be the hardest part for me to get my money , good payer naman ako and still kailangan pa nila ng rason my valid reason naman din ako. , ang gulo nilang kausap minsan

Good Review

Bb.cinXdy

  • Review by Bb.cinXdy
  • Sep 18, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Accessible Card

BDO Visa which is a credit card. This is actually good and efficient transactions in terms of billing, compensation, financial flexibility, accidental insurances or even free travel. More chances of dealing multiple points. Napakagandang gamitin ang card nato kasi it will secure any kinds of transaction. I am capable enough to bring my cards anywhere I go specially when I forgot my money, I can use it easily to buy such foods or even dresses.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Agree or disagree

ante

  • ante
  • Jul 25, 2019

BDO haven't nice services I guess, they said may mga multiple points raw na ibibigay kapag good payer ka and yan yong sa pagkakaalam kong sinabi nila. So may question is, why is it that I'm a good payer but doesn't work their multiple points? I don't get any points at all it's a useless for me na nagavail pa ako then wala naman ding patutungaohan sinabi nila diba? Kung kayo ang tatanongin? Agree or disagree?

XianPogi

  • XianPogi
  • Jul 31, 2019

Mali naman po yong sinabi mo ang bdo ay isa sa may pinakamaraming customers sa pinas. Baka lang nagfloat po yong nabayad niyo kaya ganun niyon. Dapat pumunta ka sa bdo and magopen ka sa problema mo sa card mo kasi sila nagccater naman yan sila ng customers even regular or not. Maganda ng bdo po they find ways naman din po ika nga sa slogan nila. madali lang naman nila yang masolusyonan kasi nga bdo card ka na member marami talaga ang nakagusto dito sa bdo thats why marami silang customers. try mo maginfrom sa kanila para malaman mo ang sagot

Good Answer

sun cru

  • sun cru
  • Oct 25, 2019

hindi po totoo yan, ang ganda ganda nga nang services nila, kahit saan kapang branches pumunta maganda lahat ng services nila kahit na ang mga bank teller nga ang babait sa mga customers masasabi mo talagang respectful masyado ang bank nato. ang bdo lang ang nakakapagfind ng ways sa ,ga customers na gustong magkaroon ng fast transactions, madebit or credit card pa yan as long as loyal ka sa bdo malalaman mo ang ganda ng mga services ng pinoprovide ng banko de oro. bihira ka lang pong makakakita ng banko na tapat sa mga customers po.

Good Answer

Reply

imbalance services i guess

Daniel Ford

  • Daniel Ford
  • Jul 15, 2019

sa pagkakakalam ko lang kasi maliit lang yong makukuha mong points rito kapag may ganitong kang credit card. basta sa AKIN d ako rito magpapaopen ng new account may nakapagsabi lang kasi sa akin na maliit lang daw yong interest rate nila tas malaki ang annual feee ano yon? parang napaka imbalance naman ata yong services nila... tama ba yang balita na yan? tsismis lang kasi yan sa mga neighborhood namin di pa masasabi kong totoo ba kasi di naman ako nakatry mag open ng account sa bdo. napaask langako kasi curios lang.. alam mo naman ang bdo is makikita mo sa tv na parang maganda talaga ang services na binibigay nila.

jake tot

  • jake tot
  • Nov 20, 2019

di po totoo yan, malaki po ang points na binibigay ni bdo bank kung ikaw ay nagogogroceries kasi isa po yan sa mga points eh tsaka nag-aavail ka ng mga promos nila, updated ka sa mga kaganapan sa bdo mas malaki ang makukuha mong points, may mga rewards card po yan sila pwedi karin dung mag avail , apat yong rewards card nila eh emerald, diamond, ruby , tsaka sapphire ata yong isa eh pero ang sa akin isa lang ang rewards na naavail ko yon yong diamond, pero same lang po sila na makakaearn ng points.

Good Answer

Reply

Okay to travel

jayson mercy

  • jayson mercy
  • Apr 10, 2019

di ko lang alam kung ano bang klasing services na binibigay nila ngayon. kasi kahapon I was encounter trouble sa airline ynng ginamit ko kasi is BDO Visa Gold and ayaw nilang iaccept kasi daw may floating na nangyayari, tapos sa akin naman is okay naman ang BDO credit card ko but ayaw nilang tanggapin. as in hindi ako nakapagtravel talag sa japan kaya ang ginawa ko nalang is ipaparesched ko nalng kasi iaayos ko itong problema sa credit card ko. kaya ayon sila yong nagkamali kaya hinanapan naman nilang ng paraan yon and naayos naman din. So ayon tanong ko lang if pwedi ko na bang magamit ito to travel guys no?

Arlyn B.

  • Arlyn B.
  • Jun 21, 2019

kasalukuyan po na may maraming magagandang feedbakc na nakukuha si bdo bank. if willing kayong magavail sa services nila magaling namn po silang maghandle ng money niyo po. kasi ako I know their services e lahat hinahanapan nila ng paraan para makapagbigay silang nang magandang serbisyo sa mga customers nila especially pagregular ka na. tapos ayon kung sa slogan pa nila na they find ways. tapos tutuparin talaga nila yon lalo pa't may negosyo ko sobrang ganda ng services nila very efficient really.

Good Answer

Reply

need for interest

Jhonny arn

  • Jhonny arn
  • Sep 25, 2018

Hello po sa mga nakabasa nitong tanong ko sa may quick response na mreceive ko, thanks. May itatanong lang ako kung may kasa bang interest to or ilan naman din niyong interest dito? Ilan ba yung starting kapag gusto kung mag avail ng ganitong cards specially personal savings na yung pag-uusupan? May mga insurances din bato tapos maganda bayong services nila? Tapos efficient transaction rin ba to kasi baka same lang ito sa mga bank na sobrang bagal or delayed lage hindi ko maintindahan.

Lou Lou Lumarang

  • Lou Lou Lumarang
  • Oct 3, 2018

3% ang standard rate ng interest ng mga credit card, kaya bihira ka makahanap ng mababa, yan ang rate na alam ko talaga eh. tapos para mgkaroon need mo mag present ng requirements sa banko o kaya sa mga tao sa mall mga nagaalok ng card, mas madali kpag doon ka magapply mas mabilis ka maapprove. kaya yun muna itry mo kesa sa banko. hndi ka nila tutulungan.

Good Answer

jayson t. dela fuentes

  • jayson t. dela fuentes
  • Oct 3, 2018

kaya pag gagamit ka ng credit card for emergency lang dn kasi kapag puro luho tapos hni mo mabayaran ito ang laki dn ng interest nila especially pag BDO cards talaga,

Good Answer

Mr.Santillan

  • Mr.Santillan
  • Oct 11, 2018

lahat naman po siguro ng mga cards i may kasama talagang interest lalo na pag BDO malaki yung interest nila pag di mo naman nabayaran yung inutang or niloan mo. meron ho siguro yun basta may transactions kang ganito pero may advantage naman din po siya just in case kung may something problem kayo sa bahay tulad na lamang ng financial problem number one kasi po yan i so ayun kailangan mo lamang magavail ng requirements yung alam ko lang po is 2 valid i.d's and birth certificate hindi ko masyadong alam lahat kalimutan ko na po i tanong niyo nalang po sa iba.

Good Answer

lando U.

  • lando U.
  • Oct 23, 2018

when you want to avail of their card services just well prepared sa mga charges and interest lahat po ng cards my charges and interest if ever hindi mabayaran the month before the deadline. dapat kasi on time yong payment if magloloan ka. Strict po kasi sila pag pera yong pinag-uusapan dito. kahit nga sa mga nag pa 56 e strict sila kapag nakikipag-negotiate to their clients, may charges and interest din po yan kasama.

Good Answer

Emilia

  • Emilia
  • Nov 28, 2018

Hindi ba na explain sayo yung mga yan nung inalok ka ng credit card? Yung tungkol sa interest nakalagay din yun sa letter kung sinendan ka lang ng credit card

Good Answer

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

Sa nakikita ko 3.25% yung interest per month, mababa na yung compare sa mga usual na 5%. Yung starting max limit depende yun sa monthly deposit mo saka credit history pero kapag first time credit card holder ka usually nasa P24,000 starting max limit

Good Answer

olie belle

  • olie belle
  • Feb 28, 2019

Ay ganun pala yon, ngayon ko lang kasi na laman na ganyan pala talaga yong mga systema ng mga bank. Ang mahal no, may mga banko talaga na ang taas ng interest wala namang rebates, buti pa yong chinabank maganda pa yong services and offers nila sa credit tsaka debit card nila. Kasi yon din naman yong gamit ko ee kaya ayon talaga,,pero sa BDO malaki yong interest nila no. Mataas din yong starting nman talaga kapag first timer ka but in the end naman malaki yng maitutulong nito soon..kasi if regular ka na may mga earning points ka na sa card mo, magbibigay yata ang mga banko kasi may mga banko na nagbibigay ng mga promo package kapag RC or regular customer ka na its either platinum or titanium yan..

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile