BDO Visa Gold and Promo

BDO Visa Gold Credit Cards

Interest Rate
3.25% per month
Annual fee
P2,400 First 3 years waived Free for life for an annual spent of P180,000
Promo & Features
  • Mileage
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Get a chance to earn x2 points as you spend on dining and entertainment, the more points you earn the greater rewards you can get.
  • Affordable and hassle free payment options for your financial flexibility.
  • Minimum monthly income : P35,000
  • Annual Fee for Supplementary holder : P1,200 First supplementary is free for life
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.0 (1 Reviews)
Bb.cinXdy BDO Visa which is a credit card. This is actually good and efficient transactions in terms of billing, compensation, ...read more
Forum 1Threads (6 Replies)
Jhonny arn Hello po sa mga nakabasa nitong tanong ko sa may quick response na mreceive ko, thanks. May itatanong lang ako kung may kasa ...read more

Information

Reviews

Forum

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 5million in Travel and Accident Insurance.

Get a chance to earn x2 points as you spend on dining and entertainment, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items. Just by purchasing your wants or daily needs you get to earn pointst for every spent, Get x2 points on all dining and entertainment spendings and exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Basic Information

Card name

BDO Visa Gold

Bank

BDO

Brand

VISA

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month
2.50% per month (Dollars)

Annual fee

P2,400  First 3 years waived Free for life for an annual spent of P180,000

Annual Fee for Supplementary holder

P1,200
First supplementary is free for life

Balance transfer Rate

13.04% per annum for 12 months

Minimum Payment

3% of total amount due or P200/ USD 5; 3% of installment amortization or overdue amount, whichever is higher

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.00%

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insuficient ADA account

Eligibility

Minimum monthly income

P35,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Free Delsey Backpack or Carry-on Luggage
  • Get a FREE Delsey Legere Backpack or a Delsey Planina Carry-on Luggage when you spend at least P75,000 or P130,000 with your new BDO Visa Gold

Mileage

Earn 20% extra miles at Kaligo.comm
  • Earn up to 10,000 miles per night on every hotel stay year round at Kaligo.com.
  • Plus, get 20% extra miles when you use your BDO Visa Credit Card!

Shopping

2x Credit Card Points
  • 2x Credit Card Points on all dining and entertainment spend

Transport Accident Insurance/ Travel Insurance

Get up to P 5million on Travel Accident and Inconvenience Insurance

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge
Have separate bills/ dual currency for peso and dollars

Reviews of BDO Visa Gold

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Bb.cinXdy

Accessible Card

BDO Visa which is a credit card. This is actually good and efficient transactions in terms of billing, ...Read more

  • Rating : 4.0
  • Date : Sep 18, 2018
  • Review by Bb.cinXdy

Forum of BDO Visa Gold

Jhonny arn

need for interest

Hello po sa mga nakabasa nitong tanong ko sa may quick response na mreceive ko, thanks. May itatanong lang ako kung may kasa bang interest to or ilan naman din niyong interest dito? Ilan ba yung starting kapag gusto kung mag avail ng ganitong cards ... Read more

  • Last updated : Nov 28, 2018
  • Posted by Jhonny arn
  • Replies of This topic : 6 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Please feel free to post your review on this product.

Write a Review

Bb.cinXdy

  • Review by Bb.cinXdy
  • Sep 18, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Accessible Card

BDO Visa which is a credit card. This is actually good and efficient transactions in terms of billing, compensation, financial flexibility, accidental insurances or even free travel. More chances of dealing multiple points. Napakagandang gamitin ang card nato kasi it will secure any kinds of transaction. I am capable enough to bring my cards anywhere I go specially when I forgot my money, I can use it easily to buy such foods or even dresses.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

need for interest

Jhonny arn

  • Jhonny arn
  • Sep 25, 2018

Hello po sa mga nakabasa nitong tanong ko sa may quick response na mreceive ko, thanks. May itatanong lang ako kung may kasa bang interest to or ilan naman din niyong interest dito? Ilan ba yung starting kapag gusto kung mag avail ng ganitong cards specially personal savings na yung pag-uusupan? May mga insurances din bato tapos maganda bayong services nila? Tapos efficient transaction rin ba to kasi baka same lang ito sa mga bank na sobrang bagal or delayed lage hindi ko maintindahan.

Lou Lou Lumarang

  • Lou Lou Lumarang
  • Oct 3, 2018

3% ang standard rate ng interest ng mga credit card, kaya bihira ka makahanap ng mababa, yan ang rate na alam ko talaga eh. tapos para mgkaroon need mo mag present ng requirements sa banko o kaya sa mga tao sa mall mga nagaalok ng card, mas madali kpag doon ka magapply mas mabilis ka maapprove. kaya yun muna itry mo kesa sa banko. hndi ka nila tutulungan.

Good Answer

jayson t. dela fuentes

  • jayson t. dela fuentes
  • Oct 3, 2018

kaya pag gagamit ka ng credit card for emergency lang dn kasi kapag puro luho tapos hni mo mabayaran ito ang laki dn ng interest nila especially pag BDO cards talaga,

Good Answer

Mr.Santillan

  • Mr.Santillan
  • Oct 11, 2018

lahat naman po siguro ng mga cards i may kasama talagang interest lalo na pag BDO malaki yung interest nila pag di mo naman nabayaran yung inutang or niloan mo. meron ho siguro yun basta may transactions kang ganito pero may advantage naman din po siya just in case kung may something problem kayo sa bahay tulad na lamang ng financial problem number one kasi po yan i so ayun kailangan mo lamang magavail ng requirements yung alam ko lang po is 2 valid i.d's and birth certificate hindi ko masyadong alam lahat kalimutan ko na po i tanong niyo nalang po sa iba.

Good Answer

lando U.

  • lando U.
  • Oct 23, 2018

when you want to avail of their card services just well prepared sa mga charges and interest lahat po ng cards my charges and interest if ever hindi mabayaran the month before the deadline. dapat kasi on time yong payment if magloloan ka. Strict po kasi sila pag pera yong pinag-uusapan dito. kahit nga sa mga nag pa 56 e strict sila kapag nakikipag-negotiate to their clients, may charges and interest din po yan kasama.

Good Answer

Emilia

  • Emilia
  • Nov 28, 2018

Hindi ba na explain sayo yung mga yan nung inalok ka ng credit card? Yung tungkol sa interest nakalagay din yun sa letter kung sinendan ka lang ng credit card

Good Answer

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

Sa nakikita ko 3.25% yung interest per month, mababa na yung compare sa mga usual na 5%. Yung starting max limit depende yun sa monthly deposit mo saka credit history pero kapag first time credit card holder ka usually nasa P24,000 starting max limit

Good Answer

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