BDO UnionPay Gold and Promo

BDO UnionPay Gold Credit Cards

Interest Rate
3.25% per month
Annual fee
P2,400 First 3 years waived Free for life for an annual spent of P180,000
Promo & Features
  • Cashback
  • Reward
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Take advantage of the exclusive benefits of Dual currency billing.
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Minimum monthly income : P420,000
  • Annual Fee for Supplementary holder : P1,200 First supplementary is free for life ...
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.3 (1 Reviews)
Komoy Yung sa interest talaga ng BDO is medyo may pagkalaki din but still maganda yong services nila when it comes for the quick ...read more
Forum 1Threads (1 Replies)
Caren Chongco Ano qualifications saka requirements para mag apply?

Information

Reviews

Forum

Take advantage of the exclusive benefits of Dual currency billing.

Have Confidence while spending at your own terms, Take advantage of a high credit limit both in Php and Usd, where your Peso Credit Limit is the same as your Dollar Credit Limit and a cash advance of 30% of your assigned credit limit.

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 5million in Travel and Accident Insurance.

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P50 spent, use your points to waive your Monthly or Annual Membership Fees or exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Basic Information

Card name

BDO UnionPay Gold

Bank

BDO

Brand

Union Pay

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month
2.50% per month (Dollars)

Annual fee

P2,400  First 3 years waived Free for life for an annual spent of P180,000

Annual Fee for Supplementary holder

P1,200
First supplementary is free for life
Succeeding 4 supplementary holders get 3 years free memebership

Minimum Payment

3% of total amount due or P200/ USD 5; 3% of installment amortization or overdue amount, whichever is higher

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insufficient ADA account

Eligibility

Minimum monthly income

P420,000

Minimum age for Principal holder

21 – 70 years old

Minimum age for Supplementary holder

13 years old

Promo & Features

Cashback

Get up to 8% Rebate
  • Shop overseas and get 5% Cash Rebate when you spend at least P20,000 or 8% Cash Rebate when you spend at least P150,000 using your BDO UnionPay Credit Card within the promo period

Reward

P50 spent = 1 point
  • Earn 1 rewards point for every P50 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Mileage

Shopping

U-plan and Japan Exclusive discount
  • instant discounts of up to 30% through the use of electronic coupons, enhancing your shopping experience overseas!
  • Get exclusive discounts and offers at Duty Free Shops, Department Stores and more in Japan

Transport Accident Insurance/ Travel Insurance

Get up to P 5million on Travel accidents insurance Travel Inconvenience Coverage of up to P1,250 for every 8-hour flight or baggage delay Up to P30,000 for lost or damaged baggage and personal effects

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge
Have separate bills/ dual currency for peso and dollars

Reviews of BDO UnionPay Gold

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.3

Komoy

very convenient transaction

Yung sa interest talaga ng BDO is medyo may pagkalaki din but still maganda yong services nila when it comes for ...Read more

  • Rating : 4.3
  • Date : Jan 14, 2019
  • Review by Komoy

Forum of BDO UnionPay Gold

Caren Chongco

Qualifications

Ano qualifications saka requirements para mag apply?

  • Last updated : Jan 16, 2019
  • Posted by Caren Chongco
  • Replies of This topic : 1 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.3

Please feel free to post your review on this product.

Write a Review

Komoy

  • Review by Komoy
  • Jan 14, 2019
Design 4.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.3

very convenient transaction

Yung sa interest talaga ng BDO is medyo may pagkalaki din but still maganda yong services nila when it comes for the quick transaction nakikipagcooperate sila between the card holder and then at the same time sa mga personnel or bank teller. Basta BDO although malaki man ang interest nito pero dito parin ako kasi nga good talaga yong services nila and wala din namang biasis sa lahat ng transactions very convenient sila sa lahat.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Qualifications

Caren Chongco

  • Caren Chongco
  • Nov 28, 2018

Ano qualifications saka requirements para mag apply?

eliot

  • eliot
  • Jan 16, 2019

pwedi muna naman yang isearch diba? Pero bibgyan kita ng hint kung gusto mo talagang magavail ng ganyang cards, yong requirements nila is NSO, NBI yan lang mun kasi nakalimutan ko na kung ano pa yon hahha, bakit d mo itanong sa iba mo pang kasma? sure ako na matutulungan ka nila. Pero sobrang hirap lang kasi kapag starting kang magavail pero may laaks ng loob ka ee madali nalang yan para sayo..

Good Answer

Reply

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