BDO Standard MasterCard and Promo

BDO Standard MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Reward
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Affordable and hassle free payment options for your financial flexibility.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 3.3 (2 Reviews)
staccie Siguro out of curiosity narin,.. isang malaking fake news nga naman na natanggap ko talaga, di nadaw magbibigay ng ...read more
Forum 4Threads (7 Replies)
lyka chu Honestly speaking, nice naman yong bdo eh pero nagtransfer na ako ng other bank kasi naman masyadong hanging yong transactions ...read more

Information

Reviews

Forum

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P50 spent, exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Basic Information

Card name

BDO Standard MasterCard

Bank

BDO

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500  First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

3% of total amount due or P200/ USD 5 whichever is higher, or 3% of installment amortization; Overdue Amount; Over-limit Amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insufficient ADA account

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P50 spent = 1 point
  • Earn 1 rewards point for every P50 and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue

Mileage

Shopping

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO Standard MasterCard

User Review : 2Reviews

Design 3.5
Fees & Charges 3.5
Customer service 3.5
Features 2.5
Total 3.3

staccie

Out of Curiosity

Siguro out of curiosity narin,.. isang malaking fake news nga naman na natanggap ko talaga, di nadaw magbibigay ng ...Read more

  • Rating : 4.0
  • Date : Mar 21, 2019
  • Review by staccie

Marisol Gallardo

I don't like this card

Nareceive ko na ang card years ago na may maliit lang na credit limit. Okay lang sa akin ang amount dahil start pa ...Read more

  • Rating : 2.5
  • Date : Oct 23, 2018
  • Review by Marisol Gallardo

Forum of BDO Standard MasterCard

lyka chu

Switching to other bank

Honestly speaking, nice naman yong bdo eh pero nagtransfer na ako ng other bank kasi naman masyadong hanging yong transactions ngayun ng bdo ehh. Mas okay pa ngayon yong metrobank ang ganda ng processing nila ngayon super-fast and super-easy to get money.... Read more

  • Last updated : Sep 17, 2019
  • Posted by lyka chu
  • Replies of This topic : 1 Replies

Luther Ray

New Account

Maganda yong systema ng bdo kahit sna kapa dumayo halos laaht ng card nila is bdo tlaag. And syempre ako nacocurios ako sa card na ito baka namn maganda talaga. and never rin nama akong nagaavail sa mga ganitong klasi na card ee kasi nga ayw na ayw kong ... Read more

  • Last updated : Sep 25, 2019
  • Posted by Luther Ray
  • Replies of This topic : 2 Replies

Shroud

Credit Limit

How much is the credit limit nito? Balak ko kasi mag installment worth Php100,000 for 1 year. Ask lang if how much is the credit limit nito.

  • Last updated : Jun 28, 2019
  • Posted by Shroud
  • Replies of This topic : 2 Replies

tina sarmiento

My lucky charm

familiar talaga halos ang BDO cards nato even other places pang nationwide to. Ask ko lang po? Ilan po ba yung starting ng BDO nato kasi gusto ko ng maginvest ng pera ko ee malaki po ba? Tapos po may kasama pa po ba yang interest? malaki thin ba yung ... Read more

  • Last updated : Aug 14, 2019
  • Posted by tina sarmiento
  • Replies of This topic : 2 Replies

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Information

Reviews

Forum

Overall Rating

Design 3.5
Fees & Charges 3.5
Customer service 3.5
Features 2.5
Total 3.3

Please feel free to post your review on this product.

Write a Review

staccie

  • Review by staccie
  • Mar 21, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Out of Curiosity

Siguro out of curiosity narin,.. isang malaking fake news nga naman na natanggap ko talaga, di nadaw magbibigay ng malaking interest ang bdo bank., napakaimpossible naman nun lahat naman talaga ng banko ma interest di namn pwedi mawala yon. Dapat magbigay naman sila ng authentic news para naman walang misunderstanding na mangyayari. Akala ko naman kasi ganun, wala na maluluge ang banko if walang interest talaga. sa akin kasi in my point of view okay lang naman kung may interest part kasi yong ng business and then at the same time its a profitability naman din nila yon.. Kung wala interest luge ehh ganun lang mga teh!>>

Good Review

Marisol Gallardo

  • Review by Marisol Gallardo
  • Oct 23, 2018
Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 1.0
Total 2.5

I don't like this card

Nareceive ko na ang card years ago na may maliit lang na credit limit. Okay lang sa akin ang amount dahil start pa lang naman ako. Pero yung isa kong credit card na kasabay nito ay nag-increase nang malaki ang credit limit ko unlike itong BDO Standard MasterCard and Promo. Nagbabayad naman ako on time buwan-buwan kaya yung ibang bank ay walang problema sa pagbibigay sa akin ng mataas na credit limit. Hindi ko lang talaga maintindihan. Yung isa kong credit card ay mas mataas ang credit limit kesa dito pero halos magkasabay lang sila nung dumating sa akin...

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Switching to other bank

lyka chu

  • lyka chu
  • Aug 29, 2019

Honestly speaking, nice naman yong bdo eh pero nagtransfer na ako ng other bank kasi naman masyadong hanging yong transactions ngayun ng bdo ehh. Mas okay pa ngayon yong metrobank ang ganda ng processing nila ngayon super-fast and super-easy to get money..pero ngayun mas nalamangan pa ang bdo ng metrobank ngayon kasi yon na nga sinabi ko kanina na super fast and easy money lang..ba't ganun? anong nangyari sa bdo ngayon? Super hanging na kasi sila ehh bakit pa bagsak naba sila?>..just asking lang naman don't need to offend you guys na may account sa bdo..god bless..!!

lando U.

  • lando U.
  • Sep 17, 2019

nice naman talaga ito bdo services, kaya naman sobrang nagustuhan ko ito dahil ang services nila and of course dahil dito marami ang nagkakaroon ng gusto dito and of course ako naman dahil sa marami ring promo and magaganda narin yong cards nila ngayon. maraming nagsasabi na super fast and easy lang ang money mo dito pero depende yan sa kung anong points ang nakuha mo or marami ka bang nadedeposit mo.

Good Answer

Reply

New Account

Luther Ray

  • Luther Ray
  • Apr 26, 2019

Maganda yong systema ng bdo kahit sna kapa dumayo halos laaht ng card nila is bdo tlaag. And syempre ako nacocurios ako sa card na ito baka namn maganda talaga. and never rin nama akong nagaavail sa mga ganitong klasi na card ee kasi nga ayw na ayw kong mangutang. but the fact na maganda ang services na pinoprovide nila so mas naisip ko nalang na magavail sa card nila. Sa anong paraan po ba makakaavail? Ano ba po yong mga requirements nila?

Mary Sobiaco

  • Mary Sobiaco
  • Sep 19, 2019

ay oo agree naman din ako jan bdo is nationwide lover kasi nalove nila ang mga services kahit nga ako na love ko na rin ito, di naman natin yan masasabi na pangit kasi kung tutuusin mas lalo pa silang palaki ng palaki diba pansin niyo marami na silang mga endorser rito and of course mga sikat pA dito sa pilipinas , imagine halos sila yata ang may pinakamagandang services , may home loan, car loan, credit , tsaka motor loan kasama na riyan diba sobrang ganda ng services nila ?.. what dou you think guys kung kayo tatanongin?

Good Answer

hann

  • hann
  • Sep 25, 2019

mas progressive, standard and very strict na sila ngayon sa mga customers nila , ang bdo kasi for me lang dahil i have an account from them but to tell you honestly, marami talaga silang charges every now and then, grabe talaga yong mga charges nila , hindi lang sila magchacharges dahil overdue ka bat sa other transactions pa na magchacharges sila. i think nong gusto kong magwithdraw i mean encashment pala yon pero may charge na sila na 200 peso ang laki ng halaga hindi ba?... so para sa akin sila yong may maraming charges talaga.

Good Answer

Reply

Credit Limit

Shroud

  • Shroud
  • Feb 12, 2019

How much is the credit limit nito? Balak ko kasi mag installment worth Php100,000 for 1 year. Ask lang if how much is the credit limit nito.

BISMONTE

  • BISMONTE
  • May 30, 2019

Naku di ko alam pero sa mga basi lang sa sabisabi .,, galing rin ito sa mga first time pang magavail ng CC po... sabi kasi nila ee kapag first time kapang magavail nito 50k palang ang maaavail niyo but kapag magtatagal ka na sa kanila Im sure malaki laki na rin ang maaavail mo siguro lang po ito ha kasi di ko pa naman alam talaag ang kanilang services

Good Answer

leo rams

  • leo rams
  • Jun 28, 2019

sa akin lang limit is nasa mga 20,000 lang po ang iba din is starting nila is 10,000 talaga. which is good naman din sobrang nagustuhan ko yong mga services na ibinibigay ng bdo bank. baka sa mga hindi pa nakaranas ng ganito maganda talaga ang services ng bank nila. marami kasing nababalita ko na nakakastress daw yong transactions ng bdo, sobrang bagal raw, di raw efficient and nung time na nakaaavail ako sa kanilang services di naman ahh! ganda kaya lalo na pagfirst timer ka palng nagbibigay talaga yan sila ng maganda credit limit sayo depende yan sa kung magkano ang uutangin mo kasi pera yan ng banko ehh basta trust worthy ka lang ..

Good Answer

Reply

My lucky charm

tina sarmiento

  • tina sarmiento
  • Sep 21, 2018

familiar talaga halos ang BDO cards nato even other places pang nationwide to. Ask ko lang po? Ilan po ba yung starting ng BDO nato kasi gusto ko ng maginvest ng pera ko ee malaki po ba? Tapos po may kasama pa po ba yang interest? malaki thin ba yung interest? malaki ba yung maitutulong sakin kung ito yung mapagkukuwanan ko ng savings? Sayang lang naman kasi yung pera ko magagastos lang sakakabili ng mga dresses tsaka foods din.

bobay

  • bobay
  • Jan 21, 2019

Na ! ! yAn yong di ko tAlaga alam pag starting mag apply ng BDO, pero feel ko lang ha feel ko lang kasi ee 10,000 pag BDO yong umpisa. I don;t know kung ito paba tlaag or baka may changes na, magtanong ka nalang sa iba kasi alam nila. Iba kasing card meron ako ee yong sa BPI meron ako pero BDO usapan wala ako niya pasensya talaga.

Good Answer

skinny

  • skinny
  • Aug 14, 2019

sus nasabi niyo pa?! nationwide naman talaga toong banko nato in demand to sa lahat ng mga banko ngayon dzay. kung tutuusin halos lahat na siguro ng tao dito sa pilipinas ito yong hanap, hanap na card second lang yong bank ng metrobank kasi palawak narin kasi yong services nila which magkakalevel na sila ng bdo pero mas bdo parin ako kasi maraming points e. di ko parin naman alam yong services ng metrobank pero i think bdo parin ang lamang na banko dito sa pilipinas. yong mga lower banko ngayon di na siguro sila makakahabol pa sa good services na binibigay ng bdo bank they find ways ika nga!

Good Answer

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