BDO ShopMore MasterCard and Promo

BDO ShopMore MasterCard Credit Cards

Interest Rate
3.50% per month
Annual fee
P1500 First year waived
Promo & Features
  • Reward
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Earn points as you spend, and Earn additional points on top of your regular points, the more points you earn the greater rewards you can get.
  • Revieve 5% Rebate for every purchase made at SM's 3-day Sale.
  • Affordable and hassle free payment options for your financial flexibility.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.6 (4 Reviews)
shana hernandez ako gusto ko na talagang magkaroon ng credit card kaso medyo wala pa akong enough job para [pasok ako sa kanilang ...read more
Forum 5Threads (7 Replies)
alma amaz how much po ang annual fee ng ganitong banko?. wala kasi akong ideya sa mga services nila nagbabalak ako na magkaroon ng sarili ...read more

Information

Reviews

Forum

Earn points as you spend, and Earn additional points on top of your regular points, the more points you earn the greater rewards you can get.

The BDO ShopMore MasterCard comes with a free SM Advantage Card, Earn 1 point for every P200 spent in any SM retail affiliates and SM Advantage partners and Reviece additional 0.5% reward points on top of regular points earned in your SM Advantage Card.

Revieve 5% Rebate for every purchase made at SM's 3-day Sale.

For every transactions made at SM's 3-day Sale you are entitled of getting 5% rebate for a minimum spend of P5,000 plus get a chance to get up to 10% discount when you shop during the first 2 hours on the 1st day of the sale.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Basic Information

Card name

BDO ShopMore MasterCard

Bank

BDO

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1500  First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

3% of total amount due or P200, whichever is higher

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insufficient ADA account

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P200 spent = 0.5 point
  • Earn 0.50 Peso Point for every P200 spend anywhere. Accumulate these Peso Points and use them to pay for purchases at all SM Advantage partner establishments.

Mileage

Shopping

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO ShopMore MasterCard

User Review : 4Reviews

Design 4.8
Fees & Charges 4.5
Customer service 4.8
Features 4.5
Total 4.6

shana hernandez

Gusto ko ng magkaroon ng ganitong card

ako gusto ko na talagang magkaroon ng credit card kaso medyo wala pa akong enough job para [pasok ako sa kanilang ...Read more

  • Rating : 4.0
  • Date : Oct 25, 2019
  • Review by shana hernandez

pebby ma.

New Availer

What a complete services! Package promos is on our way!. I am so excited what comes next, kasi halos ...Read more

  • Rating : 5.0
  • Date : Oct 21, 2019
  • Review by pebby ma.

dela cruz

Get my SMAC Card Yehey!!!!

Kapay may BDO Shop More MasterCard ka makakkuha ka ng free SM Advantage Card. This enables you to get more value ...Read more

  • Rating : 4.5
  • Date : Aug 28, 2019
  • Review by dela cruz

Forum of BDO ShopMore MasterCard

alma amaz

want it have credit card

how much po ang annual fee ng ganitong banko?. wala kasi akong ideya sa mga services nila nagbabalak ako na magkaroon ng sarili kong account may debit na kasi ako credit nalang ang wala pa, di pa kasi ako nakatry mag-utang sa bdo pero pasok naman ako sa ... Read more

  • Last updated : Oct 28, 2019
  • Posted by alma amaz
  • Replies of This topic : 0 Replies

luigi M.

The annual fee and charges

sa shopmore ba may annual free tsaka charges din ba sila? yan lang muna tanong ko para malaman ko kung ano ba ang pagkakaiba ng bpi tsaka bdo. kasi ang card ko is bpi and balak kong magshift sa bdo kasi they said they find ways raw.. and sobrang in ... Read more

  • Last updated : Jan 1, 1970
  • Posted by luigi M.
  • Replies of This topic : 0 Replies

Arlyn B.

bad services, is it true?

may mga nabasa akong mga comments regarding sa services ng bdo.. may mga nagsasabing ang pangit daw ng services nila, tsaka di raw sila nakakaearn ng points at marami pang mga comments .. may mga postive and negative comments namna pero mas majority yong ... Read more

  • Last updated : Jul 8, 2019
  • Posted by Arlyn B.
  • Replies of This topic : 2 Replies

patricio jr.

its reward points

Paano ba makakaearn ng maraming points to get a reward form BDO bank? Kasi sabi nila pagmarami rami daw yong naipon kung points mismo sa card ko is may mga reward na ibibgay daw si BDO. ANd if ever na may marami akong maearn na points ano naman yong ... Read more

  • Last updated : Apr 11, 2019
  • Posted by patricio jr.
  • Replies of This topic : 1 Replies

Mario Raul

what is there differences?

Ano po bang pinagkaiba ng cards nato sa ibang magagandang cards na kilala ko lately. May differences nga ba? tsaka same lang po ba yung interest nila ? Same lang din po ba yung starting nila pag gusto mong magapply? tapos same lang din po ba yung ... Read more

  • Last updated : Nov 28, 2018
  • Posted by Mario Raul
  • Replies of This topic : 4 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.8
Fees & Charges 4.5
Customer service 4.8
Features 4.5
Total 4.6

Please feel free to post your review on this product.

Write a Review

shana hernandez

  • Review by shana hernandez
  • Oct 25, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Gusto ko ng magkaroon ng ganitong card

ako gusto ko na talagang magkaroon ng credit card kaso medyo wala pa akong enough job para [pasok ako sa kanilang qualifications, and now meron na akong job ngayon ang monthly ko na salary is nasa mga 50k kasi isa akong custome broker and alam ko na pasok ako sa qualification nila kasi ang hinahanap nila na customer is my enough salary talaga kasi maguutang ako ng pera ee. and alam kong makakapasok ako dito. bukas punta ako don para magkaroon na ako ng ganitong card which is credit card. ang layo na ng narating ng bdo ang ganda naman din kasi ng services nila kaya siguro ganun nalamang ang epekto sa tao.

Good Review

pebby ma.

  • Review by pebby ma.
  • Oct 21, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

New Availer

What a complete services! Package promos is on our way!. I am so excited what comes next, kasi halos kompletong-kompleto talaga lahat ng services nila, provided lahat lalo na kapag naka-avail ka sa mga promos nila. I am really really excited that bdo reveal their promos. I should wait it since now wala pang updates, pero usually nag-uupdate po yan sila sa lahat ng contacts nila from their bdo card holders. I am still hoping na sana maka-avail na naman ako. weekly, ako nagogroceries ng makakuha ako ng maraming points kasi covered din yan sa promo nila ee, last time kasi naka-avail ako I hope this time maka-avail na naman ako.

Good Review

dela cruz

  • Review by dela cruz
  • Aug 28, 2019
Design 5.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.5

Get my SMAC Card Yehey!!!!

Kapay may BDO Shop More MasterCard ka makakkuha ka ng free SM Advantage Card. This enables you to get more value value of every peso you spend: earning reward points while shopping in SM Department Stores, SM Affiliates, and other SM Advantage Card partner establishments. Kaya nga nung time na meron akong ganitong card is talagang nakuha ko na ang SM Advantage Card ko. So tuwing naggroceries ako sa SM and dala ko itong best card ko BDO Shopemore together with my SMAC card eh talaga may mga naeearn akong points. galing talaga ng BDO.!!

Good Review

Kaori Yoshida

  • Review by Kaori Yoshida
  • Feb 11, 2019
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Amazing Card!

Napaka-convenient gamitin ng BDO ShopMore Mastercard na ito lalo na kapag nagsha-shopping ako sa SM. Automatically ay may makukuha na libreng SM advantage card sa card na ito. Maliban pa sa mga regular na mga points na naiipon ko sa SM advantage card ko, meron pang dagdag na 0.5 point sa BDO Shopmore Mastercard. At saka ang maganda pa dito ay nakakaipon ako ng mga points kada two hundred peses na magagastos ko sa mga Petron o sa mga SM Retail Affiliates. Super amazing pa ng 5 percent na rebate nito kada spend ko ng minimum na limang libo kapag merong mga 3-day sale sa SM. Pwedeng-pwede kang mag-apply ng card na ito kung meron kang minimum na 15 thousand na kita. At ang liit lang ng annual fee nito na nine hundred pesos lang. Overall, it's a very nice card para sa akin.

Good Review

Page 1 of 1

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

want it have credit card

alma amaz

  • alma amaz
  • Oct 28, 2019

how much po ang annual fee ng ganitong banko?. wala kasi akong ideya sa mga services nila nagbabalak ako na magkaroon ng sarili kong account may debit na kasi ako credit nalang ang wala pa, di pa kasi ako nakatry mag-utang sa bdo pero pasok naman ako sa qualifications na hinahanap nila para sa isang customer na willing magkaroon ng sariling account .and i know nasa safe zone naman din ang pera ko. but i have one last question pa, speaking of account may account na ako sa metrobank which is yong debit card ko, tanong ko lang kung pwedi ba akong mag-avail sa bdo even may other accounts ako?.

Reply

The annual fee and charges

luigi M.

  • luigi M.
  • Jul 17, 2019

sa shopmore ba may annual free tsaka charges din ba sila? yan lang muna tanong ko para malaman ko kung ano ba ang pagkakaiba ng bpi tsaka bdo. kasi ang card ko is bpi and balak kong magshift sa bdo kasi they said they find ways raw.. and sobrang in demand na banko to dito sa pinas kaya naman napainteresting din sa akin ang card nato. ang pangit na kasi ng services ng bpi so magshishift na ako don sa bdo.. sa ngaun kasi ang gusto ko lang malaman kung may annual fee tsaka charges rin ba sila and then mga ilang naman rin niyong contributions ron? thanks guys.

Reply

bad services, is it true?

Arlyn B.

  • Arlyn B.
  • May 28, 2019

may mga nabasa akong mga comments regarding sa services ng bdo.. may mga nagsasabing ang pangit daw ng services nila, tsaka di raw sila nakakaearn ng points at marami pang mga comments .. may mga postive and negative comments namna pero mas majority yong negative. balak ko sanang magavail ng ganitong card ngayon, kasi debit lang ang meron ako ee.. tapos nung nalaaman ko yong mga comments nila,, parang uncertain akong kumuha ee. bakit ba naging ganyan ang services nila? diba sabi pa sa tv bdo (we find ways)? bat kaya ganun yong kalalabsan, anyare?

Galyn B.

  • Galyn B.
  • Jun 14, 2019

di ah! maganda kaya ang services nila hanggang nagun. dont judge the bank by its services kasi iba iba po ang mga services na pinoprovide ng lahat ng banko. Sa tingin ko lang kailangan niyo talagang mag avail nito para naman sa ganun eh malaman mo ng harapan ang magandang services ng bdo. they find ways kaya basta maging good payer ka lang kasi kung good payer ka edi wow! may maeearn kang points sa kanila. Kapag money matters na tapos maganda yong transactions nila pag money matters na yong usapan arl.

Good Answer

Laureen Kim

  • Laureen Kim
  • Jul 8, 2019

based on experience ko hindi ko lang gusto ang srvice nila sa banko kasi laging magulo at pasa pasa at mabagl ang service nila kaya hindi ko nagustuhan.

Good Answer

Reply

its reward points

patricio jr.

  • patricio jr.
  • Feb 18, 2019

Paano ba makakaearn ng maraming points to get a reward form BDO bank? Kasi sabi nila pagmarami rami daw yong naipon kung points mismo sa card ko is may mga reward na ibibgay daw si BDO. ANd if ever na may marami akong maearn na points ano naman yong iirereward ng bank sakin? Pero before I go on with that offer or reward from BDO. Paano ko ba maagamit ang card ko specially bago palng akong magavial sa ganitong klasi na card/ ano ba yong mga steps to earn a lot of points sa card ko?

Locsin

  • Locsin
  • Apr 11, 2019

simple lang pat, kung good payer ka mas marami kang maeearn na points and may marami silang iooffer sayo nas mapagkakakitaan mo ng maayos. pero if not good payer ka and di karin loyal sa kanila, aysus...may tendency tlaaga na di ka nila pagkakainteresan wala silang maibibigay sayo na ng mas magandang opportunity kasi naman..

Good Answer

Reply

what is there differences?

Mario Raul

  • Mario Raul
  • Sep 25, 2018

Ano po bang pinagkaiba ng cards nato sa ibang magagandang cards na kilala ko lately. May differences nga ba? tsaka same lang po ba yung interest nila ? Same lang din po ba yung starting nila pag gusto mong magapply? tapos same lang din po ba yung requirements niyo o baka may iba pa kayong steps para maka-apply at makakuha ng interest?

Lou Lou Lumarang

  • Lou Lou Lumarang
  • Oct 18, 2018

well same naman na credit card, may mag store cards lang talaga na affiliated sa product o kaya sa mall katulad nito naka tie up sa SM kaya may mga rebate sila na pinoprovide. Yun ay isa sa mga pinagkaiba niya pero the rest same lang naman po iba kasi may earning points, miles, etc. kaya kukuh akayo sa madalas niyo na binabayaran para sulit.

Good Answer

Mae Mae De Villa

  • Mae Mae De Villa
  • Oct 20, 2018

more of a rewards card ka na tapos credit card sya kaya kung madalas ka mag grocery o shopping ka ito ang okay na card na bilhin mo at least bukod pa yung points ng membership card din tapos pints pa sa credit card diba, kaya okay din yung mga ganito na credit card may earing points kasi kaya sulit din na magkaroon.

Good Answer

Monico

  • Monico
  • Nov 28, 2018 / Good Answers : 1

Yung difference ay yung freebies saka promos

Good Answer

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

Pero parang rewards lang meron dito base sa description

Good Answer

Reply

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