BDO Platinum MasterCard and Promo

BDO Platinum MasterCard Credit Cards

Interest Rate
2.75% per month
Annual fee
P4,500 First year waived Free for life for an annual spent of P420,000
Promo & Features
  • Mileage
  • Reward
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Take advantage of the exclusive benefits of Dual currency billing.
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Minimum monthly income : P100,000
  • Annual Fee for Supplementary holder : P2,250 First year waived First supplementary ...
  • Late payment charge : 7% of overdue amount
  • more info
User Rating 2.4 (4 Reviews)
jayson trinidad wala naman palang discount kapag nagtravel abroad eh maraming nagsasabi sa akin na okay daw tong gamitin lalo na kapag ...read more
Forum 3Threads (9 Replies)
anda I just want to encourage people out there, na ngayong start ng septemeber naku asahan niyo na may marami silang mga pakulo ...read more

Information

Reviews

Forum

Take advantage of the exclusive benefits of Dual currency billing.

Have Confidence while spending at your own terms, Take advantage of a high credit limit both in Php and USD, where your Peso Credit Limit is the same as your Dollar Credit Limit and a cash advance of 30% of your assigned credit limit.

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 20million in Travel and Accident Insurance.

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P40 spent, exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogue.

Basic Information

Card name

BDO Platinum MasterCard

Bank

BDO

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

2.75%  per month
Same interest rates for Peso and Dollars

Annual fee

P4,500  First year waived Free for life for an annual spent of P420,000

Annual Fee for Supplementary holder

P2,250
First year waived
First supplementary Free for life

Balance transfer Rate

13.04% per annum for 12 months

Minimum Payment

3% of total amount due or P200/ USD 5 whichever is higher, or 3% of installment amortization; Overdue Amount; Over-limit Amount

Credit Limit

Late payment charge

7% of overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

2.50%

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300for each sales slip retrieved for Local transactions or P500for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per check

Eligibility

Minimum monthly income

P100,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P40 spent = 1 point
  • Earn 1 rewards point for every P40 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue

Mileage

P80 / USD 2 spent = 1 mile
  • 2 Elite Points is equivalent to 1 Mabuhay Miles point. The minimum points for transfer is 1000 Elite Points

Shopping

Transport Accident Insurance/ Travel Insurance

Get up to P 20million worth in Travel Accident with Inconvenience benefits

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line

Roadside Assistance

24/7 MasterCard Vehicle Assistance Services

Medical Assistance

24/7 MasterCard Medical Travel Emergency Services

Home Assistance

24/7 MasterCard Lifestyle Services

Concierge Service

24/7 MasterCard Concierge Services

Travel information

24/7 MasterCard Pre-Departure Information and Travel

Travel Service

24/7 MasterCard Personal Assistance Services

Others

Charge your bills at your convenience with Charge on Demand and Auto Charge.
Have separate bills/ dual currency for peso and dollars.
Get access to over 600 VIP airport lounges in over 300 cities and 75 countries.

Reviews of BDO Platinum MasterCard

User Review : 4Reviews

Design 2.5
Fees & Charges 2.5
Customer service 2.3
Features 2.5
Total 2.4

jayson trinidad

renew my card

wala naman palang discount kapag nagtravel abroad eh maraming nagsasabi sa akin na okay daw tong gamitin lalo na ...Read more

  • Rating : 4.0
  • Date : Nov 28, 2019
  • Review by jayson trinidad

Lovely Hernandez

Worst na bank!

Nag-apply ako solely para sa balance transfer ng card ko at hindi ko na inisip yung 3 percent na fee pero ...Read more

  • Rating : 1.0
  • Date : Oct 19, 2019
  • Review by Lovely Hernandez

MARLA lalaine

Its lapses, not mine

Insufficient, inefficient, lack of communicating to particular customer's needs. Yan yong naobserved ko kanina eh, ...Read more

  • Rating : 3.8
  • Date : Mar 6, 2019
  • Review by MARLA lalaine

Forum of BDO Platinum MasterCard

anda

Be expected of points in these month of ber.

I just want to encourage people out there, na ngayong start ng septemeber naku asahan niyo na may marami silang mga pakulo ngayon, yong mga makakadiscount ka sa other stores., tsaka may magaganda kang makukuha na points mula sa banko ng bdo if may ganito ... Read more

  • Last updated : Oct 30, 2019
  • Posted by anda
  • Replies of This topic : 2 Replies

Cheche8

How much

hello guys paano ba makakaearn ng points? hirap kasi kung ano bang dapat kong gawin para makaearn ng maramig points and makaavail sa kanilang bagong offer ngayon? This is my first time to have credit card ng bdo and i dont know how to use my earning ... Read more

  • Last updated : Nov 27, 2019
  • Posted by Cheche8
  • Replies of This topic : 3 Replies

Mr.Santillan

All in one bato?

tanong ko lang, anong meron sa platinum cards na to? baka may titanium rin na cards, meron nga ba? Sino sa inyo ang may ganitong cards? paki explain naman oh sakin kung anong pinagkaiba niya sa ibang cards?from the word Platinum kasi yung nasa-isip ko is ... Read more

  • Last updated : Jun 19, 2019
  • Posted by Mr.Santillan
  • Replies of This topic : 4 Replies

Top5 BDO Credit Card

1

BDO Installment Card

  • P10,000
  • 7% of overdue amount
2

BDO WorldElite

  • USD 750
3

BDO Visa Platinum

  • P100,000
  • First 6 supplementary cards ...
  • 0.79% per month
4

BDO Titanium MasterCard

  • P83,333
  • FREEfor Life for 6 Supplementary
  • 7% of overdue amount
5

BDO Platinum MasterCard

  • P100,000
  • P2,250 First year waived ...
  • 7% of overdue amount

Information

Reviews

Forum

Overall Rating

Design 2.5
Fees & Charges 2.5
Customer service 2.3
Features 2.5
Total 2.4

Please feel free to post your review on this product.

Write a Review

jayson trinidad

  • Review by jayson trinidad
  • Nov 28, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

renew my card

wala naman palang discount kapag nagtravel abroad eh maraming nagsasabi sa akin na okay daw tong gamitin lalo na kapag elite cards ang meron ako which is platinum pa talaga ang naavail ko na card. sabi nila may discount eh wala namang nabawas sa payment ko for air transportation eh . di ko alam, ano out of money sila?.. sabi makakaless ako pero wala namang nangyari kaya ang ginawa ko pumunta ako sa branch kung saan ako unang nag open ng account pertaining to this platinum cards and then meron palang discount di ako naka-avail lang kasi may mali rin ako nakalimutan kong mag renew ng cards ko.

Good Review

Lovely Hernandez

  • Review by Lovely Hernandez
  • Oct 19, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Worst na bank!

Nag-apply ako solely para sa balance transfer ng card ko at hindi ko na inisip yung 3 percent na fee pero kailangan ko magkaroon ng credit limit na 15 thousand man lang. Ini-approve naman nila ako for 5 thousand credit limit. Seriously? Kaya nag reapply ako ng 10k na limit increase. Ideneny nila at kaagad na ikinansela ang card ko. Okay naman ang payment history ko at nakakabayad naman ako ng monthly ko sa car ko. At wala kahit isang na missed na payment. Basura ang company na ito. Wag nyo nang i-try pang kumuha ng card nila.

Good Review

MARLA lalaine

  • Review by MARLA lalaine
  • Mar 6, 2019
Design 4.0
Fees & Charges 4.0
Customer service 3.0
Features 4.0
Total 3.8

Its lapses, not mine

Insufficient, inefficient, lack of communicating to particular customer's needs. Yan yong naobserved ko kanina eh, I was get inquiries lang to follow up may new bank account. Nagopen kasi ako ng new account to the BDO for my personal belongingness for my business industry. I was build may first business is like a small business lang for the pet shop kasi mahilig ako sa pet. And lahat ng sales doon is ipapasok ko sa new bank account ko ng BDO but they didn't notice me there, siguro marami lang customers kaya they would not ask of what is my concern. Yun nalamang ang nasaisip ko, but I'm a customer of the BDO actually, parang late lang naentertain siguro ako.

Good Review

April Fernando

  • Review by April Fernando
  • Oct 23, 2018
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Worst card ever!

Nag-charge sila sa akin ng late fee sa BDO Platinum MasterCard kahit na one day before due date ako nagbayad. Dati ay wini-wave pa nila ang fees ko pero ngayon ay hindi na. Sinasabi nila na ang card ko ngayon ay luma na di tulad ng ibang account na bago pa. For me ay this is the worst card ever dahil di nila sinu-support ang kanilang mga card holders kapag merong mga dispute sa mga tindahan na ripping the customer off. Kahit na mag-provide pa ako ng malinaw na evidence ay wala silang gagawin. Dito lang ako nagkaroon ng difficulty sa mga customer support. Kaya naman na-close ko na ang account ko sa bank na ito. Beware of BDO Platinum MasterCard.

Good Review

Page 1 of 1

  • 1

Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Be expected of points in these month of ber.

anda

  • anda
  • Aug 13, 2019

I just want to encourage people out there, na ngayong start ng septemeber naku asahan niyo na may marami silang mga pakulo ngayon, yong mga makakadiscount ka sa other stores., tsaka may magaganda kang makukuha na points mula sa banko ng bdo if may ganito kang card. hayaan niyo mag-uupdate naman yan sila pero honestly, mas gusto ko pang dagdagan pa lalo ang mga earning points ko since pa end up na naman yong taon malapit na kasi yon eh. para naman maraming panoche buena package tayong maiuuwi sa araw ng pasko. charot lang! pero totoo yon ha.. guys kayo may ganito na bakayong card? dapat may ganito kayong card ha para marami kayong makukuhang papremyo mula sa banko ng bdo/..

adam sarap

  • adam sarap
  • Aug 23, 2019

talaga, hala kailanga ko palang pumunta bukas sa bdo kasi magiinquire ako if ano na namang ynog updates nila or mga magagandang services nila na ibibigay sa atin since malapit na ang year end,.. and of course naman kailangan ko rin pumunta don para icheck kung mga ilan na ba yong nabayaran ko and as well as sa balance ko para naman mafull payment ko na yun and wala na akong poproblemahin pa. kasi dami ngayong mga bayarin ehh and syempre mag-uutang na naman ako ulit besides good and responsible payer naman din ako and alam kung mapapautang parin nila ako.. bank was actually need us to earn money so as long as good ka.

Good Answer

stephane bat

  • stephane bat
  • Oct 30, 2019

ako naman talaga aasahan ko yan kasi nag-aabang rin ako ee marami na akong na ipon na points last year kaya naman im pretty sure na marami na rin din akong ma eearn na points ulit kasi weekly kami nagogrocery sa bahay kaya may mga makukuha kang points kapag may binili ka sa mall specially kapag nagogrocery ka thats the good thing talaga for that. and masasabi ko na ang bdo lang ang may maraming promos talaga at magaganda pa talaga ha kasi nakakabenefits ang mga customers nila ee specially ako , naku super duper na-aamaze talaga ako sa pag-grow ng company ng bdo ang galing nila sa services tsaka napaka-stable ng money mo easy and very fast kaya walang duda na naging growing and dynamic ang bdo .

Good Answer

Reply

How much

Cheche8

  • Cheche8
  • Apr 23, 2019

hello guys paano ba makakaearn ng points? hirap kasi kung ano bang dapat kong gawin para makaearn ng maramig points and makaavail sa kanilang bagong offer ngayon? This is my first time to have credit card ng bdo and i dont know how to use my earning poinst right now,.i was wandering of what should i do with it. I dont know how to deal with it. Just give me your knowledge about this card please thanks.

saporo

  • saporo
  • May 28, 2019

kahit good payer ka may minsan talag masyadong log ang transactions nila, naglalog minsan ang services pati teller log na minsan. kasi di nila pinaprioritize yong mga regular customers nila ngayon. and ako matagal na sakanila wala na akong natangggap pang points sabi nila may maraming maeeearn na points pero hanggng nagyon wala parin. tanong ka nalng sa services nila kasi ayaw ko na sa services nila ,, transfer nalng ako ng other bank

Good Answer

kim Mor

  • kim Mor
  • Sep 18, 2019

ako marami na akong naipon na points this year and nakakaoverwhelm lang if may mga naiipon ka meaning thats the reward of yourself, and thats define us na magaling tayong magsave ng money, kasi ako di biro ang buhay may asawa na kasi im married right now and so kailangan kong kumayod para sa pamilya ko, and that is why nag-iipon ako para naman may mga maibibigay ako sa mga anak ko in the future , maliliit pa kasi silang dalawa mas mabuti nang advance ako sa pag-iipon dahil hindi natin alam diba kung ano pang susunod na bukas.

Good Answer

swang gang

  • swang gang
  • Nov 27, 2019

by this end of the year po opo meron kang maeearn na points, mas marami kaya sana rin magroceries po kaya every weekend mas triple points po ang maeearn niyo rito ,ako nga every weekend po ako nagogroceries kaya mas dami ko na pong naipon na points mula january until now mas dadagdag pa ito because may mga other promos pa sila, mas masasabi ko nga eh well-provided talaga ang bdo they find ways to make their customer satisfied., I would definitely say it was really good bank for me i hope as well as in you too.

Good Answer

Reply

All in one bato?

Mr.Santillan

  • Mr.Santillan
  • Sep 26, 2018

tanong ko lang, anong meron sa platinum cards na to? baka may titanium rin na cards, meron nga ba? Sino sa inyo ang may ganitong cards? paki explain naman oh sakin kung anong pinagkaiba niya sa ibang cards?from the word Platinum kasi yung nasa-isip ko is parang mas malaki yung interest, malaki yung starting tapos parang all-in-one. i don't know if tama ako. Pero kung totoo man yun e gusto ka sang mag-apply, teka speaking of application can you just give me tips on how to apply, I am willing basta secured lang yung accounts ko since platinum rin naman to?

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

May Titanium pero hindi ko alam kung ano mismo yung mga difference, ang alam ko lang mag kaiba yung freebies pati rewards

Good Answer

gleelord

  • gleelord
  • Feb 15, 2019

Siguro magkaiba pero may same naman ng specs sa tingin ko ung magkaiba lang don is yong features nila and sa totoo lang maganda naman tlaga kapag bdo ka mismo magaavail ng isang card kahit na anong card basta kung sa mismong safest ka dito ka nalang sa bdo kasi dito rin ako connectado and alam ko din yong mga protocol nila and yong systema nila to secureds your own money earned. BDO kasi is indeed fast moving bank in the country based on the survey and its obvious naman na still doing well parin sila right?

Good Answer

eda yap

  • eda yap
  • Feb 22, 2019

sa akin nga maganda parin ahanggang nagyon yong cards ko and yong mismong services nila is still enjoyable and accessible to the most beautiful places and restaurant that you are going out and kapag may credit card may easy foods and easy trip kana. Ganayan kasi ako eh for travel goals lang yong bibida talaga sakin, It is not common among others na gustong magkaroon ng ganito and as for me,myself, and I having this one is one of my favorite lucky charm ahahahah

Good Answer

JOJO MAR

  • JOJO MAR
  • Jun 19, 2019

madali lang naman mag apply po, simple lang mag inquire ka lang if eager ka ba talagang kumuha nito. anyway, magbibigay naman yan sila ng details impossible rin namang hindi sila magbigay ng details eh alam naman yan nila. so hindi ka na mahihirapan pa ang da iyo lang is may advance payment yan sila para sa mga first timer na gusto ng magkaroon ng ganito or gustong magpamember kayo rito.

Good Answer

Reply

Page 1 of 1

  • 1
View Mode: PC | Mobile