BDO JCB Lucky Cat and Promo

BDO JCB Lucky Cat Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Reward
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Affordable and hassle free payment options for your financial flexibility.
  • Enjoy free access to JCB Plaza Lounges for your travels all around the globe.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.0 (1 Reviews)
T.D naka-avail na ako nito sa banko malapit sa amin. Okay naman kung JCB yong credit cards mo, kasi I have also MasterCard and ...read more
Forum 1Threads (3 Replies)
neneng what is the opening kapag time na magaapply ako ng ganitong card? Kasi maraming nagsasabi na maganda and secured yung pera ma ...read more

Information

Reviews

Forum

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P50 spent, use your points to waive your Monthly or Annual Membership Fees or exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Enjoy free access to JCB Plaza Lounges for your travels all around the globe.

Get exclusive privileges on your travels with free access to JCB Plaza Lounges in mostly popular tourist shopping areas, avail a variety of services for your travel needs.

Basic Information

Card name

BDO JCB Lucky Cat

Bank

BDO

Brand

JCB

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500  First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

3% of total amount due or P200/ USD 5 whichever is higher, or 3% of installment amortization; Overdue Amount; Over-limit Amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P250

Returned Check Fee

P1,250 or US$35 per returned check / insucient ADA account

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P50 spent = 1 point
  • Earn 1 rewards point for every P500 spent and redeem points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue

Mileage

Shopping

Travel Service

Free access to JCB Plaza Lounges located in tourist shopping areas at 9 major cities across the globe

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO JCB Lucky Cat

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

T.D

Oks na Oks ako dito

naka-avail na ako nito sa banko malapit sa amin. Okay naman kung JCB yong credit cards mo, kasi I have also ...Read more

  • Rating : 4.0
  • Date : Jan 18, 2019
  • Review by T.D

Forum of BDO JCB Lucky Cat

neneng

Highly needed

what is the opening kapag time na magaapply ako ng ganitong card? Kasi maraming nagsasabi na maganda and secured yung pera ma dahil sa BDO bank. Kaya I decided na dito ko ipapasok yung lahat ng savings ko to be able to secured yung pera. I am really need ... Read more

  • Last updated : Sep 8, 2019
  • Posted by neneng
  • Replies of This topic : 3 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Please feel free to post your review on this product.

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T.D

  • Review by T.D
  • Jan 18, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Oks na Oks ako dito

naka-avail na ako nito sa banko malapit sa amin. Okay naman kung JCB yong credit cards mo, kasi I have also MasterCard and it blocks parang in active siya. So kailangan ko munang i-renew yun ulit. Pero I just felt na just wanna try the newest cards which is JCB. If same ng interest okay lang din pero d talaga maiiwasan yung mga big interest nila but the most important thing is that you know how to handle money and I know naman how to find a big profit for my small business that is why I gonna drive these card okay lang naman din so far

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Highly needed

neneng

  • neneng
  • Jan 24, 2019

what is the opening kapag time na magaapply ako ng ganitong card? Kasi maraming nagsasabi na maganda and secured yung pera ma dahil sa BDO bank. Kaya I decided na dito ko ipapasok yung lahat ng savings ko to be able to secured yung pera. I am really need to have cards right now for my personal savings. Please need quick response. thank you guys!

jan dyll

  • jan dyll
  • Mar 28, 2019

anong ibig mong sabihin? kasi di ko magets yong tanong mo, wait lang saglit uulitin kong intindihan yong gusto mong iparating para mas magkakaintindihan tayo ng maigig rito.. wait lng, opening you mention kasi opening, so nakocurious ako jan sa opening. Anong opening? you mean new bank account? or time schedule kung kailan magoopen ang BDO bank? tama ba ako? or did i misunderstood ko yon? kasi yong ang pagkakaintindi ko kasi. not knowing na iba pala ang ibig sabihin nito, to think ha jcb under bdo bank card bwenas ka jan promise kasi marami kng makukuha or makaearn ng points promise.

Good Answer

shadi098

  • shadi098
  • Sep 6, 2019

Hindi naman ito secured na credit card eh talagang normal na credit card ito kaya normal na process siya, ang maganda talaga sa secured ay walang requirements na kailangan pa kaya approve ka kaagad sa card mo kung ako saiyo hanap ka nalang ng banko ng may secured card kung kulang ka ng docs para mag ka cerdit card

Good Answer

Jess Paul

  • Jess Paul
  • Sep 8, 2019

go for secured if you dont have any requirements to provide

Good Answer

Reply

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