BDO Installment Card and Promo

BDO Installment Card Credit Cards

Interest Rate
3.00% per month
Annual fee
P1,000
Promo & Features
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • A credit card that features financial flexibity to support your everyday needs.
  • No need to apply for a loan everytime you dont have enough cash, Take advantage of a Revolving Credit, always available whenever, wherever you need it.
  • Affordable and hassle free payment options for your financial flexibility.
User Rating 3.7 (12 Reviews)
jaymon malapit na ang year end coming soon the year end party with my friends . nagyyear end party kasi kami, and buti nalang may ...read more
Forum 7Threads (11 Replies)
aira via Yung interest rate nila sobrang laki na kaya minsan nawoworry ako kasi malaki na yong binabayaran ko including charges pa. ...read more

Information

Reviews

Forum

A credit card that features financial flexibity to support your everyday needs.

With BDO Installment MasterCard take advantage of having financial flexibility as you avail easy and accessible cash advance up to 100% of you credit card limit and pay in easy monthly installments.

No need to apply for a loan everytime you dont have enough cash, Take advantage of a Revolving Credit, always available whenever, wherever you need it.

With the revolving credit line feature, you dont need to apply for a loan everytime you dont have enough cash, as long as you pay your monthly payments, youre credit line will be restored allowing you to avail cash or purchases.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Basic Information

Card name

BDO Installment Card

Bank

BDO

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.00%  per month

Annual fee

P1,000 

Annual Fee for Supplementary holder

Minimum Payment

3% of total amount due or P200, whichever is higher

Credit Limit

Late payment charge

7% of overdue amount

Cash advance limit

Up to 100% of credit limit

Cash advance handling fee

5% of amount withdrawn or P500, whichever is higher

Cash advance interest charge

Up to 1.30% for 6 Mos. Term

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300for each sales slip retrieved for Local transactions or P500for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 per returned check / insucient ADA account

Eligibility

Minimum monthly income

P10,000

Minimum age for Principal holder

Must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge
Transactions made in other currencies will be charged automaticcally in peso

Reviews of BDO Installment Card

User Review : 12Reviews

Design 3.8
Fees & Charges 3.8
Customer service 3.7
Features 3.7
Total 3.7

jaymon

year end party

malapit na ang year end coming soon the year end party with my friends . nagyyear end party kasi kami, and buti ...Read more

  • Rating : 4.0
  • Date : Oct 15, 2019
  • Review by jaymon

weloweann

Inefficient

para sakin? di siya efficient I guess, basi lang sa naexperience ko nga, is napakalog nang system nila. tapos ...Read more

  • Rating : 2.5
  • Date : Sep 9, 2019
  • Review by weloweann

yaniex

Closed account

dati akong bdo card holder pero ngaun sa one network bank card holder na ako ngaun. kasi mas maganda ang starting ...Read more

  • Rating : 3.0
  • Date : Jul 16, 2019
  • Review by yaniex

Forum of BDO Installment Card

aira via

Kailan kaya?

Yung interest rate nila sobrang laki na kaya minsan nawoworry ako kasi malaki na yong binabayaran ko including charges pa. Kailangan ba magdedecrease yong interest oyy? BDO naman is okay siya, okay din yong services nila tapos easy to get money. PEro ... Read more

  • Last updated : Nov 14, 2019
  • Posted by aira via
  • Replies of This topic : 3 Replies

cynth

Revolving Credit Line

What is the interest rate of the revolving credit line?

  • Last updated : Nov 12, 2019
  • Posted by cynth
  • Replies of This topic : 3 Replies

Jingfuentes

Bdo installment card

Nag apply kasi ako ng bdo installment card sa inline peru humihingi po xa ng promo code saan ko makukuha o makikita yung promo code.po?

  • Last updated : Sep 26, 2019
  • Posted by Jingfuentes
  • Replies of This topic : 2 Replies

Jingfuentes

Bdo installment card

Nag apply ako online ng bdo installment card humihingi xa ng promo code saan ko makikita yung promo code?

  • Last updated : Jan 1, 1970
  • Posted by Jingfuentes
  • Replies of This topic : 0 Replies

Janu

Credit limit

ano yung credit limit nito?

  • Last updated : Oct 21, 2019
  • Posted by Janu
  • Replies of This topic : 3 Replies

Leo Juan

where to use it

what are the list of establishment where i can use the bdo installment card.?

  • Last updated : Sep 4, 2016
  • Posted by Leo Juan
  • Replies of This topic : 0 Replies

Norman C. Reyes

credit limit

How will I know my credit limit?

  • Last updated : May 14, 2016
  • Posted by Norman C. Reyes
  • Replies of This topic : 0 Replies

Top5 BDO Credit Card

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BDO Installment Card

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  • 7% of overdue amount
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  • P100,000
  • First 6 supplementary cards ...
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4

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  • P83,333
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5

BDO Platinum MasterCard

  • P100,000
  • P2,250 First year waived ...
  • 7% of overdue amount

Information

Reviews

Forum

Overall Rating

Design 3.8
Fees & Charges 3.8
Customer service 3.7
Features 3.7
Total 3.7

Please feel free to post your review on this product.

Write a Review

jaymon

  • Review by jaymon
  • Oct 15, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

year end party

malapit na ang year end coming soon the year end party with my friends . nagyyear end party kasi kami, and buti nalang may ganito akong card nakakapagwithdraw ako ng cash automatically, madali lang kasing magtransact ng money kapag bdo ang card mo e. and dahil narin sa bdo natoto akong magtipid. and its all worth it. maraming nagsasabi nang bad comments sa bdo but the fact is, some of their opinion might be wrong, because me as a regular clients of the bdo i feel good about their services, nothing bad i guess.

Good Review

weloweann

  • Review by weloweann
  • Sep 9, 2019
Design 3.0
Fees & Charges 2.0
Customer service 3.0
Features 2.0
Total 2.5

Inefficient

para sakin? di siya efficient I guess, basi lang sa naexperience ko nga, is napakalog nang system nila. tapos parang nagiba naman yong protocol nila they said they find ways, Pero ba't ganun?. ba't kapag gusto kong mag withdraw ng pera tapos log lage yong machine nila yaw magfunction tapos kailangan kapang magpunta sa branch nila para maassist ka lalo. kasi nga log ang machine nila nagyon. Gusto kong mag-withdraw pero bakit ang hina ng system. Basta iwan oh baka natimingan lang talaga na naglog lang yonc machine nila ngayon .. ay basta di ko alam kong ano pupunta naalng muna ako sa branch nila para magtanong.

Good Review

yaniex

  • Review by yaniex
  • Jul 16, 2019
Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 3.0
Total 3.0

Closed account

dati akong bdo card holder pero ngaun sa one network bank card holder na ako ngaun. kasi mas maganda ang starting ng bankong ito ee. compared sa bdo masyadong standard ang minimum nila tapos maliit lang yong pinapatong nila interest kapag wala kang business pero pag meron kang business mas malaki ang interest kaso personal ko lang naman yon wala naman akong business. kaya pinclose account ko sa bdo. kasi nagtransfer na ako ng bank nagun and I am a part of the one network bank card holder. starting kasi nila din is kapag may 500 ka na may deposit slip ka na tsaka card na kasama ang saya ko diba?>1.. ganern lang po..

Good Review

summer

  • Review by summer
  • Jun 11, 2019
Design 4.0
Fees & Charges 3.0
Customer service 3.0
Features 4.0
Total 3.5

still efficient its services

still efficient parin naman hanggang nagaun ang bdo,. Mas nalalamang pa ng bdo ang bpi ika nga nila. Ako kasi simula dati bdo na talaga yong may good services. Kaya naman ako di na ako nagdadalwang isip pa na magopen ng new account sa bdo. Alam naman nating lahat ng pangworld-clas services yong ibinibigay ng bdo company which nakaktulong para sa mga taong nagnenegosyo. It can help to boost or to earn money quickly . Malaki ang interest nila and para sakin very accurate na yon to deposit more money in your bank account. Nagdedeposit nga kami mula 80k-100k which is may mga maximum benefits ka pa.

Good Review

steffano

  • Review by steffano
  • May 8, 2019
Design 3.0
Fees & Charges 4.0
Customer service 5.0
Features 4.0
Total 4.0

Nice sobra ang services nila

malaki laki rin naman ang interest nito sa bdo kaya nga ok na ok ako sa bdo ang services nila ang may pinkamagandang services sa balat ng earth talaga. kaya nga bdo they find ways para sa customers nila na mabigyan ng magandang serbisyo. And im so lucky with that nung time na naging member na ako ng bdo. mejo matagal taga nrin ako dito sa bdo di parin nagbabago yong mga good services nila.

Good Review

mekka

  • Review by mekka
  • Apr 15, 2019
Design 4.0
Fees & Charges 5.0
Customer service 3.0
Features 4.0
Total 4.0

sometime okay

nakakastress ito ngaun sa bdo kais ang haba haba ng pila kapag magdedeposit ako minsan sa savings account ko pero if credit card naman ok lang siya minsan pero minsan rin mabagal ang mga transactions nito pero so far ang gusto ko sa services nila kasi magchacharge lang sila if di ka good payer pero if not naku sobrang mabagal ang transactions nito.

Good Review

lowela

  • Review by lowela
  • Feb 18, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

An overwhelming card

Lahat ng klasi ng card sa BDO is overwhelming para sakin, kasi even yong starting nila is medjo may kalakihan but still titignan mo yong anogn magagawa nito kapag may gantio kang card, syempre don ka sa mga benefits na naitutulong ng card nato and dun kasi ako bumasi tulad nga ng slogan mismo ng BDO they find ways daw and to think totoo yong slogan nila. Kahit saan kapa magpunta basta dala dala mo ang credit card nato tlaag effective siya kapg gusto mong kumain mas fast yong transaction even go to abroad nga ee accessible din .basta lahat ng klasing ng card sa BDO laht yong marmaing benefits..

Good Review

Britzy

  • Review by Britzy
  • Dec 14, 2018
Design 2.0
Fees & Charges 3.0
Customer service 2.0
Features 3.0
Total 2.5

very low services

They said assorted multiple points and now I use to use it right away and its not working dahil raw wala ng fundings yong bank account ko ano to savings account lang? diab sakanila yong money so ano nalamang yong gagawin ko sa walang kwentang card nato!!? What the heck!!!! It can't be true im a good payer and their system i found it very insufficient,,, ineffective,,, very low services what should i expect more about your services and these card???! my goodness i hate your services l wanna transfer to another bank instead of continuing used with this card urgh!

Good Review

got

  • Review by got
  • Dec 12, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

leads us to full of happiness

BDO leads us to the world of sustainable life, financially develop and it make you a successful human being or become successful business woman in the future like me if you gonna know hot to handle money. Money is really needed specially we have family right now papaano mo bubuhayin yong family mo if wala kang investment. so ngayon i have now the courage to avail their offers and services as well, i have credit and debit cards from BDO and still they are growing even more.

Good Review

Anazel

  • Review by Anazel
  • Nov 27, 2018
Design 5.0
Fees & Charges 5.0
Customer service 4.0
Features 3.0
Total 4.3

Efficient Transactions

Dahil sa card nato nagkaroon ako ng magagandang gamit dahil ito yong ginamit ko since may ganito na ako ano pa yong purpose nito kung itatambak ko lang yong naipon kong pera. Every weekend kasi ako naggogrocery kaya yong binabayad ko nalang mismo is ang BDO card ko para mas mapabilis yong pagbabayad ko hindi na ako bubunot pa sa bulsa ko masyadong mabagal lang para sa akin yong transactions kaya dindala ko talaga itong card ko for efficient transactions.

Good Review

AY

  • Review by AY
  • Oct 25, 2018
Design 4.0
Fees & Charges 3.0
Customer service 4.0
Features 4.0
Total 3.8

Assorted and multiple points

Maraming kang mae-earn na pera dito if may ganito kang card. As long as you meron ka nito makakakuha ka ng 3x points yearly. Tapos may mga special offers pa sila sa mga cutomers na mag-aavail rito. Kaya kayo guys kung gusto niyo na mas efficient to have money just gonna try these card just like mine. Marami silang mga promo this coming dec have fun with your cards to go through. All go to other places.

Good Review

maria barcus

  • Review by maria barcus
  • Sep 24, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

Easy pay installment

Ang credit card nato ang makapagbibigay sa atin ng financial flexibility at easy to pay installment. alam niyo ba? you have to Browse all your current and past promos for BDO Credit Cards. Tapos makakapagkuha kapa ng cash for as low as 0.60% interest per month and get billed 1 month later na talagang napakaganda at ang bilis ng transactions nila, pagmay ganito kang card. To tell you, you have to apply for a BDO Installment Card ngayon para makapag-avail kayo ng promo rates until November swear maganda talaga yung services nila. Tapos When you use your credit card, you and your family get to enjoy more. Apply now and avail of exclusive promos and offers from BDO! Di talaga kayo magsisisi guys!

Good Review

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Information

Reviews

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Please feel free to post your questions on this product.

Start a new topic

Kailan kaya?

aira via

  • aira via
  • Dec 20, 2018

Yung interest rate nila sobrang laki na kaya minsan nawoworry ako kasi malaki na yong binabayaran ko including charges pa. Kailangan ba magdedecrease yong interest oyy? BDO naman is okay siya, okay din yong services nila tapos easy to get money. PEro kasi pagdating na sa mga charges, fees and interest nagiincrease na sila. Kaya minsan napaisip ako na hindi muna ko muna gagamitin card ko para di sakit sa ulo.

JSP

  • JSP
  • Jun 11, 2019

actually sa concern mo na yan, wala namang problema sa kanilang interest sa katunayan nga ee mas maganda pa ang bdo compared to other bank. yong interest nila for your information is hindi bababa or hindi tataas sa 3% interest rate, yan yong tandaan mo na mas enough lang yong binibigay nila services mula sa customers nila regular kaman or hindi. Mas lamang lang yong matagal nang nagavail ng services nila pwera sa bago palang pero kahit naman ganun meron paring equlity and equity sa kanilang services.

Good Answer

boni

  • boni
  • Sep 24, 2019

may problem oy, kasi malaki yong charges nila tsaka kahit pa siguro tanongin mo sasabihin nila na palawak nga ang bdo bank pero palaki ng palaki naman yong mga charges nila. tapos pa nagbibigay lang sila ng mga promos tsaka points kapag nagdedeposit and malaki nayong naiambag mo sa company nila. aako pa kasi maliit palang yong savings ko sa kanila and bago palang din ako nakaloan ng pera , [pero yong mga elite card holder grabe yong mga points na nakukuha nila mula sa banko nato , its just that ang unfair lang para sa akin. kaya naman nagmetrobank nalang ako.

Good Answer

cabrinasss

  • cabrinasss
  • Nov 14, 2019

di po nasa mga 3-5% lang po ang sa pagkaka-alam ko ee, pero ang problem lang sabi ni ms.boni e sa charges nila kasi medyo malaki rin depende sa months ng hindi mo nabayaran yan lang naman din, pero may fair play naman din po kasi wala naman po silang bias kasi maganda naman ding gamitin ang lahat ng cards nila alam kong hindi lahat naka-avail ako kasi debit tsaka credit lang naman ang inavail ko yon bdo visa gold, tsaka bdo master card . maganda po ang bdo services nila promise po . basta hindi lalaki yong charges if follow ka sa instructions nila, i mean policy nila po.

Good Answer

Reply

Revolving Credit Line

cynth

  • cynth
  • Feb 17, 2018

What is the interest rate of the revolving credit line?

april.jazz@yandex.com

  • april.jazz@yandex.com
  • Nov 13, 2018

yong natatangi kung alam sa interest nila i think 3% po. if You have the BDO Installment Credit Card yong offers talaga nila specially pag interest na yong subject dito. one of the lowest interest rates nila specially in the market at only 3% per month. but kung ibibase po natin sa annual fee, mayroon po silang Low annual membership fee of P1,000 good for per year. yan lang ang alam ko.

Good Answer

shane pal

  • shane pal
  • Jun 20, 2019

the interest rate of this is 3% to 5% lang ang meron nito sobrang naappreciate ko yong interest rate nila even bago palang ako naka-avail ng card nato. kasi in the first place ang hinahanap ko lang naman is debit card and of course nag-avail ako ng personal savings card ko which is debit and i only wanted kasi ng card para may savings ako. tapos napag-isip isip ko rin na pano kaya if mag-avail nalang ako ng credit card. may debit ako and may credit card pa ako. so marami na akong money transactions nagyon. and ayon nga napa-isip na ako na magaavail ako nito..

Good Answer

jessy garnde

  • jessy garnde
  • Nov 12, 2019

tama po kayo nasa mga 3 or 5% po yong rate nila malaki-malaki na po yan ee,.. pero para sa akin sakto lang. maganda ang bdo para lang sa akin na naka-experience gamitin ang bdo kasi i hacve bdo visa gold and then i have also naman bdo shopmore kasi mahilig akong magshop and then may ma-eearn kang points kasi sa mga groceries mo kaya naman nag-apply ako don para may bdo shopmore card ako maganda talaga ang services and promos nila. actually, kakaloan ko lang ng car kahapon hanep ang dali ko lang nakuha masasabi kong efficient sila talaga.

Good Answer

Reply

Bdo installment card

Jingfuentes

  • Jingfuentes
  • Nov 29, 2017

Nag apply kasi ako ng bdo installment card sa inline peru humihingi po xa ng promo code saan ko makukuha o makikita yung promo code.po?

nanoy jones

  • nanoy jones
  • Apr 5, 2019

pwedi mo naman yang itanong sa bank teller nang bdo kasi iaassist kan man nila. e call mo lang ang hotline number ng bdo and then may sasagot naman na abnk teller tapos iaaddress mo yong concern mo. tapos ipaintindi mo sa kanila kung ano bang ibig sabihin ng promo code impossible naman na di ka nila ssasagurin niyan basta ttry mo lang ..

Good Answer

vers

  • vers
  • Sep 26, 2019

bakit di mo tawagan yong hotline number ng bdo bank,, whats the use of their email or hotline number if you cannot use it. mas maganda yon if may tanong ka sa kanila para may interaction sa bank teller tsaka yong customer diba?.. so kung ako sayo mas better kung tawagan mo nalang yan para ma-address mo yong mga concern mo .. para naman sa ganun eh makakuha ka na ng account ng bdo kasi card holder din ako ng bdo bank ee,, and i do really like their services kasi tapos pa kahit may mga charges its ok with me sakto lang naman ang charges nila.

Good Answer

Reply

Bdo installment card

Jingfuentes

  • Jingfuentes
  • Nov 29, 2017

Nag apply ako online ng bdo installment card humihingi xa ng promo code saan ko makikita yung promo code?

Reply

Credit limit

Janu

  • Janu
  • Jun 30, 2017 / Good Answers : 1

ano yung credit limit nito?

Antonio Maristela Belen

  • Antonio Maristela Belen
  • Oct 7, 2017

puede po ba sa car shop ito at ano-ano po ang mga car shop na tumatanggap nito

Good Answer

jamel

  • jamel
  • Dec 11, 2018

may iba kasi n tumtanggap sila ng credit card like that but may iba hindi rin kaya im not really sure kung tumatanggap sila limited lang kasi dahil credit card but kung siguro savings account yan pweding pwedi for encashment. wala akong alam sort of lang po yong nalalaman ko sda credit card payment yong rule of payment nila. bakit hindi mo itanong sa mga may alam for payment gamit ang iyong credit card sir?

Good Answer

heart evan

  • heart evan
  • Oct 21, 2019

limit lang kasi nila is nasa mga 50k lang pagfirst timer ata. Pero before ka maka-avail jan sa credit ng bdo just to make sure na every month yong nirereceived mong salary is nasa mga 50k and kapag pasok ka sa qualifications na hinahanap nila, jan na sila magbibigay sa inyo ng Que kung ano ang dapat ninyong iprocess na requirements, actually makikita mo naman yan sa site nila ee kasi may product and services naman don sa site nila.ibibigay ko nalang sayo yong link nila para automatic ee makita mo na yon agad. https://www.bdo.com.ph/personal search mo nalang yong site nila. ayan

Good Answer

Reply

where to use it

Leo Juan

  • Leo Juan
  • Sep 4, 2016

what are the list of establishment where i can use the bdo installment card.?

Reply

credit limit

Norman C. Reyes

  • Norman C. Reyes
  • May 14, 2016

How will I know my credit limit?

Reply

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