BDO Gold MasterCard and Promo

BDO Gold MasterCard Credit Cards

Interest Rate
3.25% per month
Annual fee
P2,400 First year waived Free for life for an annual spent of P180, 000
Promo & Features
  • Reward
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Take advantage of the exclusive benefits of Dual currency billing.
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Minimum monthly income : P35,000
  • Annual Fee for Supplementary holder : P1,200 First supplementary Free for life
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 4.5 (1 Reviews)
Nicole Espinosa Ang ganitong master card maraming nagagawa kasi nga sobrang napaka flexible nitong gamitin when it comes to buy something ...read more
Forum 2Threads (5 Replies)
dee. joseph mag shishare lang po ako sa card nato. after kung makapag apply dito sa bdo nafigure out ko yung services nila mga within a ...read more

Information

Reviews

Forum

Take advantage of the exclusive benefits of Dual currency billing.

Get two separate billings statements for your added convenience, have a Peso and Dollar account in one card, local transactions will be billed in Peso while online or international transactions will be billed in Dollars.

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 5million in Travel and Accident Insurance.

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P50 spent and exchange points from exciting rewards selections in the BDO Credit Card Points Redemption catalogueue

Basic Information

Card name

BDO Gold MasterCard

Bank

BDO

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month

Annual fee

P2,400  First year waived Free for life for an annual spent of P180, 000

Annual Fee for Supplementary holder

P1,200
First supplementary Free for life

Minimum Payment

3% of total amount due or P200/ USD 5 whichever is higher, or 3% of installment amortization; Overdue Amount; Over-limit Amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for Local transactions or P500 for each sales slip retrieved for International transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 or US$35 per returned check / insuficient ADA account

Eligibility

Minimum monthly income

P35,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P50 spent = 1 point
  • Earn one (1) point for every P50 charged to your BDO Credit Card and exchange your points for exciting rewards selections in the BDO Credit Card Points Redemption Catalogue

Mileage

Shopping

Transport Accident Insurance/ Travel Insurance

Get up to P 5 million worth in Travel Accident with Inconvenience benefits

Purchase Protection

Virtual Card - the Virtual Card is a credit card designed exclusively for use in the Internet; it has a different card number from your regular BDO credit card to protect your regular card number and credit line.

Others

Charge your bills at your convenience with Charge on Demand and Auto Charge
Have separate bills/ dual currency for peso and dollars

Reviews of BDO Gold MasterCard

User Review : 1Reviews

Design 5.0
Fees & Charges 5.0
Customer service 4.0
Features 4.0
Total 4.5

Nicole Espinosa

napaka-efficient payment to

Ang ganitong master card maraming nagagawa kasi nga sobrang napaka flexible nitong gamitin when it comes to buy ...Read more

  • Rating : 4.5
  • Date : Nov 28, 2018
  • Review by Nicole Espinosa

Forum of BDO Gold MasterCard

dee. joseph

i can't understand

mag shishare lang po ako sa card nato. after kung makapag apply dito sa bdo nafigure out ko yung services nila mga within a months yung nakalipas kasi. akala ko yung bdo is okay siya i mean their services , transactions, kasama na riyan ang interest. but ... Read more

  • Last updated : Nov 29, 2018
  • Posted by dee. joseph
  • Replies of This topic : 1 Replies

tessie.adriano

How to avail this card

Kapag ba may ganito akong card, may interest bato? maraming points ba yung makukuha dito? Kasi as far as I know BDO is one of the most efficient and easy transactions because of their excellent performance in terms of dealing good services to their ... Read more

  • Last updated : Oct 25, 2018
  • Posted by tessie.adriano
  • Replies of This topic : 4 Replies

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Information

Reviews

Forum

Overall Rating

Design 5.0
Fees & Charges 5.0
Customer service 4.0
Features 4.0
Total 4.5

Please feel free to post your review on this product.

Write a Review

Nicole Espinosa

  • Review by Nicole Espinosa
  • Nov 28, 2018
Design 5.0
Fees & Charges 5.0
Customer service 4.0
Features 4.0
Total 4.5

napaka-efficient payment to

Ang ganitong master card maraming nagagawa kasi nga sobrang napaka flexible nitong gamitin when it comes to buy something from the mall kahit anong pang bilhin mo pwedi mo naman itong gamitin pang bayad kasi sa lahat ng mall ang SM yong tumatanggap ng ganiting payment may iba din wala pero halos naman yata ng mga department store supermarket or what so ever na mga seller may ganitong payment na nangyayayri. Maganda naman yong credit card just in case na naiwan yong pera mo pwedi itong gamitng efficiently. kasi nung time na naiwan ko yong pero ko is may credit card ako bat di ko gamitin diba? So whats the use kung hindik ko rin naman papakinabangan.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

i can't understand

dee. joseph

  • dee. joseph
  • Nov 14, 2018

mag shishare lang po ako sa card nato. after kung makapag apply dito sa bdo nafigure out ko yung services nila mga within a months yung nakalipas kasi. akala ko yung bdo is okay siya i mean their services , transactions, kasama na riyan ang interest. but ganon, nagtaas bigla yung interest ng wala man lang infromation na natanggap ko? how come na nangyario lahat yon? dapat binigyan nila kami ng kaunting kaalam regarding sa pag increase ng interest? every year ba silang nagtataas ng interest? or sadyang ganyan lang talaga yung systema nila? hindi ko gets e!

Hyunik

  • Hyunik
  • Nov 29, 2018

palagi nilang sinasabi na pangit talaga yong systema daw ng BDO bukod sa hindi efficient yong services nila e mas malaki naman daw yong interest tsaka charges. YAn kasi parati nakikinig ko sa mga user nito pero hanggang ngayon yng mga users ng BDO card e still doon parin sila nagkukuha ng attention sa BDO company. Ewn ko sakanila kung oangit yong services bakit yong mga tao mismo e doon parin nakiki avail? Tapos May advertisement nga sa BDO kung pangit yong services nila. Hidni ko maintindihan minsan yong mga tao.

Good Answer

Reply

How to avail this card

tessie.adriano

  • tessie.adriano
  • Sep 19, 2018

Kapag ba may ganito akong card, may interest bato? maraming points ba yung makukuha dito? Kasi as far as I know BDO is one of the most efficient and easy transactions because of their excellent performance in terms of dealing good services to their customer's needs and concern. Kaya napaisip ako na gusto kung mag-avail ng ganitong card. I am looking to hear from you.

Lou Lou Lumarang

  • Lou Lou Lumarang
  • Oct 3, 2018

lahat po ng credit card magkaka interest once hndi mo ito nabayaran ng buo kapag ginamit mo. May mga credit card na earning points meron din naman na hndi so iba iba po yun. Okay talaga gumamit ng credit card, temptation ito kasi hndi mo naman pera ito bgay ng banko kaya easy money kaagad ito kapag ma approve kayo. Hndi dn ganoon kadali maapprove unless may complete requirements ka.

Good Answer

jayson t. dela fuentes

  • jayson t. dela fuentes
  • Oct 3, 2018

for me BDO is not the best, laki ng interest nila, Maybank 2.5% lang naman, kilala na kasi ang BDO kaya mdami na itong perks na maeenjoy mo after using the card. pero yun lang yun.

Good Answer

Mario Raul

  • Mario Raul
  • Oct 9, 2018

Oo nga, I agreed with what she said sa tingin ko naman po may interest siya but not that much naman nakadepende yan kung paano mo ginamit yung pera na bigay ng banko. Yearly naman po magkakaroon ka ng multiple points if you gonna deal with the bank transaction. But you have to be constant to them I mean you have to stick around with them because as far as I know naman they're strictly perform such transactions you have just in case there's a negotiation involves po.

Good Answer

marion G.

  • marion G.
  • Oct 25, 2018

That's right, I also agree with you. Every year yan sila nagbibgay ng updates patungkol sa mga naearn niyong points kung meron po ba kayong multiple points at ibibigay po nila yan on time. Every bank meron talaga yan silang mga interest tsaka charges kasi for me talks about negotiation to e I mean the world of business to in order for them na makakakuha ng profit, kasi pangit kung hindi organize or settle ng agreement or transactions between the client and the owner. Wala naman po sigurong ganun malulugi ka talaga sa negosyo kung hindi ka marunong maghandle ng business.

Good Answer

Reply

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