BDO Cathay Pacific American Express Elite Credit Card and Promo

BDO Cathay Pacific American Express Elite Credit Card Credit Cards

Interest Rate
3.25% per month
Annual fee
P5,000 First year waived Free for life for an annual spent of P500,000
Promo & Features
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.
  • Best suited for aspiring and global travelers, take advantage of special offers and rewards with BDO Cathay Pacific American Express Elite Credit Card.
  • Receive a complimentary Marco Polo Club Membership as a BDO Cathay Pacific American Express Credit Card Cardholder.
  • Minimum monthly income : P100,000
  • Annual Fee for Supplementary holder : P2,000 First year waived First supplementary ...
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 2.3 (1 Reviews)
Melanie Jones Super taas ng fee ng card na ito. Ito ang una kong card na nagamit at wala pa akong alam tungkol sa mga interest charges ...read more
Forum 2Threads (0 Replies)
melvin del Sobrang dami ng cards ngayon tapos di ko alam kung san ba ang mas magandang interest na mas mababa lang yung may rebates ba. ...read more

Information

Reviews

Forum

Free Travel and Accident Insurance for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 15million in Travel and Accident Insurance.

Best suited for aspiring and global travelers, take advantage of special offers and rewards with BDO Cathay Pacific American Express Elite Credit Card.

Automatically earn Asia miles for your every purchases just use your card for your every purchases and easily accumulate Asia mile points, earn 1 Asia Mile point for every P38 spent and get free 3,000 Bonus Asia Miles with your very first purchase and upon membership anniversary.

Receive a complimentary Marco Polo Club Membership as a BDO Cathay Pacific American Express Credit Card Cardholder.

Enjoy free benefits such as priority check-in and boarding, thanks to your of your BDO Cathay Pacific American Express Credit Card you will get to reviece a complimentray Green Tier membership for Marco Polo Club.

Basic Information

Card name

BDO Cathay Pacific American Express Elite Credit Card

Bank

BDO

Brand

Amex

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month

Annual fee

P5,000  First year waived Free for life for an annual spent of P500,000

Annual Fee for Supplementary holder

P2,000
First year waived
First supplementary Free for life

Balance transfer Rate

13.04% per annum for 12 months

Minimum Payment

3% of the total amount due or P200/USD 5 for dollar transaction, whichever is higher 3% of installment amortization, overdue amount or over-limit amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

30% of credit limit

Cash advance handling fee

5% of amount withdrawn or P300/USD 6, whichever is higher

Cash advance interest charge

3.00%

Overseas spending fee

Assessment fee of 1% plus service fee of 1% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for local transactions or P500 for each sales slip retrieved for international transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 / US$35 per returned check or insufficient ADA account

Eligibility

Minimum monthly income

P100,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

P38 spent = 1 mile
  • Earn 1 MR point for every P38 spent and exchenge points into Air miles from any of the 6 frequent flyer program partners

Shopping

10% discount
  • Get 10% discounts on asia miles online transactions and a lot more on shopping at partner stores
  • Get exclusive privileges and discounts with American Express Selects

Transport Accident Insurance/ Travel Insurance

Travel Accident Insurance with coverage of up to P 15million Travel Inconvenience Protection with coverage of up to P80,000 Accident Medical Expense with coverage of up to P80,000 per family

Purchase Protection

Purchase protection up to P75,000 per item for theft, lost and damage within 30 days

Travel information

Worldwide Travel Assistance service

Others

Complimentary membership to Marco polo get srevices such as Priority check-in and boarding
Charge your bills at your convineince with Charge on Demand and Auto Charge
Worldwide access to cash advance

Reviews of BDO Cathay Pacific American Express Elite Credit Card

User Review : 1Reviews

Design 3.0
Fees & Charges 1.0
Customer service 2.0
Features 3.0
Total 2.3

Melanie Jones

high annual fee

Super taas ng fee ng card na ito. Ito ang una kong card na nagamit at wala pa akong alam tungkol sa mga interest ...Read more

  • Rating : 2.3
  • Date : Jan 10, 2019
  • Review by Melanie Jones

Forum of BDO Cathay Pacific American Express Elite Credit Card

melvin del

Good interest

Sobrang dami ng cards ngayon tapos di ko alam kung san ba ang mas magandang interest na mas mababa lang yung may rebates ba. Saan nman kaya ako makakakita ng ganun oi. Sa tingin niyo guys saan ba ang mas maganda talaga ngayon ng mga credit cards? Kasi sa ... Read more

  • Last updated : Jan 1, 1970
  • Posted by melvin del
  • Replies of This topic : 0 Replies

Caren Chongco

Bonus

May mga benefits ba ito, tulad ng free entrance or discounts sa ibang stores?

  • Last updated : Nov 28, 2018
  • Posted by Caren Chongco
  • Replies of This topic : 0 Replies

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Information

Reviews

Forum

Overall Rating

Design 3.0
Fees & Charges 1.0
Customer service 2.0
Features 3.0
Total 2.3

Please feel free to post your review on this product.

Write a Review

Melanie Jones

  • Review by Melanie Jones
  • Jan 10, 2019
Design 3.0
Fees & Charges 1.0
Customer service 2.0
Features 3.0
Total 2.3

high annual fee

Super taas ng fee ng card na ito. Ito ang una kong card na nagamit at wala pa akong alam tungkol sa mga interest charges at fees ng mga credit card. Noong napansin ko na may yearly fee pala ito hindi ko na tinuloy gamitin ang card na ito. Yung card naman kasi ng kaibigan ko hindi siya nagbabayad ng yearly fees kaya pina cancel ko nalang itong card ko na ito. Hindi din maganda kausap mga agents over the phone wala silang pakealam sa concerns ko kaya hindi magandang experience ko sa banko na ito. I dont like it!

Good Review

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Start a new topic

Good interest

melvin del

  • melvin del
  • Jan 31, 2019

Sobrang dami ng cards ngayon tapos di ko alam kung san ba ang mas magandang interest na mas mababa lang yung may rebates ba. Saan nman kaya ako makakakita ng ganun oi. Sa tingin niyo guys saan ba ang mas maganda talaga ngayon ng mga credit cards? Kasi sa dami di ko alam kung ano yung mga inooffer nila ngayon oi. Tas wala naman akong knows sa mga ganun. tanging BDO lang yung pinapahalahagahan ng lahat hahaaha.

Reply

Bonus

Caren Chongco

  • Caren Chongco
  • Nov 28, 2018

May mga benefits ba ito, tulad ng free entrance or discounts sa ibang stores?

Reply

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