BDO Blue From American Express and Promo

BDO Blue From American Express Credit Cards

Interest Rate
3.25% per month
Annual fee
P1800 First year waived
Promo & Features
  • Reward
  • Mileage
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Enjoy getting exclusive offers, instant rewards and savings at restaurant and retail outlets.
  • Affordable and hassle free payment options for your financial flexibility.
  • Protect your purchases, get your purchases covered against accidental damage theft and loss.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P840 First supplementary Free for life
  • Late payment charge : 7% of the overdue amount
  • more info
User Rating 3.0 (3 Reviews)
Aimee Punzalan Worst card ever ang BDO Blue From American Express na ito. Last week, habang nasa mall ako at bumibili ng TV, nalaman ko ...read more
Forum 4Threads (9 Replies)
darkhorse malaki yong charge na nabayaran ko aminado naman ako na delayed ako minsan magbayad ng credit ko but still bakit may mga ...read more

Information

Reviews

Forum

Enjoy getting exclusive offers, instant rewards and savings at restaurant and retail outlets.

Blue participates in a variety of exclusive offers that will guarantee you exclusive access to clubs, bars and events, get a full range of superior and exclusive benefits and perks because great things can happen with your Blue from American Express.

Affordable and hassle free payment options for your financial flexibility.

Get a chance to choose from, easy to pay longer payment terms or 0% interest Installment payment plans for your purchases, manage your payments in your convinience while enjoying the privileges you deserve.

Protect your purchases, get your purchases covered against accidental damage theft and loss.

Get free extended waranty protection for all your purchased items against accidental damage, theft and loss for 30 days from the date of purchase.

Basic Information

Card name

BDO Blue From American Express

Bank

BDO

Brand

Amex

Type

Standard

Fees and charges

Interest rate (per month)

3.25%  per month

Annual fee

P1800  First year waived

Annual Fee for Supplementary holder

P840
First supplementary Free for life

Minimum Payment

3% of total amount due or P200/ USD 5, whichever is higher

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of amount withdrawn or USD 10, whichever is higher

Cash advance interest charge

Overseas spending fee

Assessment fee of 1% plus service fee of 1% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking
ADA Payment Facility
BancNet
Save More Market Branches
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for Local purchases P500 for Internationa purchases

Replacement/Lost card fee

P400

Returned Check Fee

P500

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P45 spent = 1 point
  • Earn 1 MR point for every P45 spent, and redeem accumulated points from tons of exciting rewards at AmericanExpress Membership rewards catalog
  • Get exclusive Accommodation and Dining discounts on AmEx Selects Program

Mileage

P45 spent = 1 point
  • Earn 1 MR point for every P45 spent and exchenge points into Air miles from any of the 6 frequent flyer program partners

Shopping

Purchase Protection

Your retail purchases with your Blue Credit Card are insured from theft, loss, or damage within 30 days of purchase for up to P50,000 per item

Travel Service

Don’t worry about your bills when going out of town or vacation. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utility bills on a per need basis. Simply log on to www.bdo.com.ph or call 631-8000.

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO Blue From American Express

User Review : 3Reviews

Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 3.0
Total 3.0

Aimee Punzalan

Not reliable

Worst card ever ang BDO Blue From American Express na ito. Last week, habang nasa mall ako at bumibili ng TV, ...Read more

  • Rating : 1.0
  • Date : Oct 19, 2019
  • Review by Aimee Punzalan

John-john

I don't like to have credit card

Ako for a years in doing so, wala pa talaga akong credit cards na kinukuha kasi nga ayaw ko e ang gusto ko lang is ...Read more

  • Rating : 4.0
  • Date : Mar 5, 2019
  • Review by John-john

Elisa Mariano

Best card I ever had!

Dalawa ang naging credit card ko over the years... At ang BDO Blue From American Express ang so far ay the best na ...Read more

  • Rating : 4.0
  • Date : Oct 23, 2018
  • Review by Elisa Mariano

Forum of BDO Blue From American Express

darkhorse

Is it okay to close my account ?

malaki yong charge na nabayaran ko aminado naman ako na delayed ako minsan magbayad ng credit ko but still bakit may mga additional expenses sila na di naman ako iniinform..ay naku kayo kung naka experience kayo gaya nung sa akin huwag nakayo mag open ng ... Read more

  • Last updated : Nov 9, 2019
  • Posted by darkhorse
  • Replies of This topic : 3 Replies

fritz san

Great offers

I like it;s credibility services. This bank is really means to me. Kasi nga nagagamit ko ang card na ito for travelling around the world. Anyway, di ko na pahahabain pa ang storya trying to ask if makaksagap ako ng magandang feedback regarding dito sa ... Read more

  • Last updated : Jan 1, 1970
  • Posted by fritz san
  • Replies of This topic : 0 Replies

Bibing

Please address me

tanong ko lang guys. Mejo matagal tagal narin kasi akong member ng bdo card holder ehh. I just wanna ask for resignation for my BDO CC, ang ibig ko po kasing sabihin is di na ako magpapamember ng BDO eeendorse ko ang CC ko sa BDO to close my account na. ... Read more

  • Last updated : May 30, 2019
  • Posted by Bibing
  • Replies of This topic : 1 Replies

joseph10

annual fee

for bdo amex blue card, annual fee is waived for the first year, but for the succeeding year, there will but charges, is there any way to waive the annual fee? do we have to meet certain points? can we use our reward points to pay for the annual fee?tnx

  • Last updated : Nov 1, 2019
  • Posted by joseph10
  • Replies of This topic : 5 Replies

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Information

Reviews

Forum

Overall Rating

Design 3.0
Fees & Charges 3.0
Customer service 3.0
Features 3.0
Total 3.0

Please feel free to post your review on this product.

Write a Review

Aimee Punzalan

  • Review by Aimee Punzalan
  • Oct 19, 2019
Design 1.0
Fees & Charges 1.0
Customer service 1.0
Features 1.0
Total 1.0

Not reliable

Worst card ever ang BDO Blue From American Express na ito. Last week, habang nasa mall ako at bumibili ng TV, nalaman ko na ni-reduced nila ang credit limit ko from 35 thousand t0 15 thousand. Hindi ako makapaniwala/ Dahil lang sa bumaba ng ilang points ang credit score ko, ito na ang ginawa nila. Hindi naman ako nagmi-missed ng pagbabayad sa card na ito. Kaya naman if plano nyo mag apply nito, think first kasi hindi sila reliable na bank/card.

Good Review

John-john

  • Review by John-john
  • Mar 5, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

I don't like to have credit card

Ako for a years in doing so, wala pa talaga akong credit cards na kinukuha kasi nga ayaw ko e ang gusto ko lang is yong debit card lang, kung baga sa akin is nakakapagod pag may credit e gusto ko savings lang yong personal. Kaya siguro wala ako nito no?,.Marami kasing nag oooffer sa akin na bakit di raw ako magapply or sumobok sa BDO and nasabi ko naman bakit naman ako magapply eh I don't want to get this kind of card kasi naman di ko bet ang ganitong klasi na credit card.. Basta bahala na sila riyan basta ako I don't want to use this kind of card kasi..

Good Review

Elisa Mariano

  • Review by Elisa Mariano
  • Oct 23, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Best card I ever had!

Dalawa ang naging credit card ko over the years... At ang BDO Blue From American Express ang so far ay the best na naging card ko. Kapag wala akong cash o may utang ako, ito ang nakaktulong sa akin hanggang sa tinransfer ko na ang lahat ng mga credit card balance ko sa card na ito gamit ang convenient transfer offers. Ngayon na medyo nakakaluwag-luwag na ako financially, ito lang ang tanging credit card na ginagamit ko. Nagustuhan ko ang mga bonus categories nila at mga perks. Marami akong nakuhang mga rewards dito over the years. Kaya I'm so loving this card from BDO.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Is it okay to close my account ?

darkhorse

  • darkhorse
  • Aug 20, 2019

malaki yong charge na nabayaran ko aminado naman ako na delayed ako minsan magbayad ng credit ko but still bakit may mga additional expenses sila na di naman ako iniinform..ay naku kayo kung naka experience kayo gaya nung sa akin huwag nakayo mag open ng new account rito kasi nagaadd yan sila ng mga exra charges niyo para malaki ang profit na makukuha nila sa atin. May additional expense akong nabayaran rito and besides alam kong may mali rin naman ako kasi nga diba as i've said delayed payment na ako. Kaya ang ginawa ko pinaclose ko nalang ang account ko kasi di ko magest yong services nila ngayon.. Okay lang kaya noh kung ipaclose ko nalang? anyway, maliit naman ang charges nila but still pera parin kasi yon ehh and basta ..tama ba ang ideya ko guys?

mark lest

  • mark lest
  • Aug 27, 2019

opo may mga additional expense po ata yan sila every year po. tapos nag-aadd yan sila sayong account kaya minsan may mga malalaki kang babayaran especially kapag nagoverdue ka sa payment mo. if not naman so kahit pa mag add-on sila medyo maliit naman din yong mababayaran mo. anyway, not hassle kasi yan sa part mo if di ka nadelayed sa yong payment okay naman so far ang credit card gamitin if emergency purpose yong paggagamitan mo ng pera pero if not naman parang nnot needed lang siya for me. kasi sakin din naman debit kasi yong pagkukuyhaan ko ng pera kesa sa credit card ko minsan lang naman din ko itong gamitin ang credit card ko, yong na nga yong sinabi ko kanina na na magagamit lang ako kapag emergency purpose lang ..

Good Answer

zero oil

  • zero oil
  • Oct 16, 2019

lahat po ng bank kasi nagbibigay talaga yan sila ng charges, promos mga ganyan-ganyan ng policy of all banks . may mga does and don'ts yan sila. malalaman mo naman yan kapag may card ka ehh, may knowledge ka na dapat sa mga does and don'ts ng banko, para ang lahat ng mga customers is aware sa mga transactions na ginagawa nila. kahit nga ako alam ko na ang policy ng banko ehh. kahit saan kaman magpunta meron talaga yan silang policy of course kahit pa sa paaralan meron din hindi ba?.. kaya dapat alam mo yon, and para aware ka na sa susunod.. ang hirap magkapera ngayon girl sa sobrang mahal ng mga bilihin jusko po !

Good Answer

sweet amy ramos

  • sweet amy ramos
  • Nov 9, 2019

kung balak mo iclose dapat bago mag 1 year kung gusto mo iwasan ang annual fee nila kung yun talaga ang decision mo, hindi naman nila macocontrol ang mga may gusto mag cancel ng card lalo na kung mataas ang charges nila kaya kung ako sainyo mas okay siguro na pumili kayo ng card na okay bago niyo ito ipa activate para hindi kayo magsisi dito

Good Answer

Reply

Great offers

fritz san

  • fritz san
  • Jun 24, 2019

I like it;s credibility services. This bank is really means to me. Kasi nga nagagamit ko ang card na ito for travelling around the world. Anyway, di ko na pahahabain pa ang storya trying to ask if makaksagap ako ng magandang feedback regarding dito sa tanong ko ngaun. Asking lang ako if may mga additional offers kayo rito sa card ko? May other promo package pa po bang meron sa card ko ngaun?

Reply

Please address me

Bibing

  • Bibing
  • Apr 24, 2019

tanong ko lang guys. Mejo matagal tagal narin kasi akong member ng bdo card holder ehh. I just wanna ask for resignation for my BDO CC, ang ibig ko po kasing sabihin is di na ako magpapamember ng BDO eeendorse ko ang CC ko sa BDO to close my account na. Papaano po ba icoclose ang account ko ngayon? May mga requirements po ba na pweding dalhin or mga documents na kailangan ipakita para maclose ko na po yong mismong account nato? Di ko na kasi gusto yong services nila ngayon sobrang bagal ng transactions. thank you for addressing my concern.

andress feli

  • andress feli
  • May 30, 2019

I think kong pagpapaclose ka na po ng account niyo mismo, I think isusurrender mo ang CC mo sa BDO bank of course, tapos magaantay ka nalang sa kanila kung ano pang mga other details ang gagawin mo. pero I think yong mga requirements nila is usually yong CC tsaka other info ng card mo tapos kalimutan ko na kung ano pa yong iba..

Good Answer

Reply

annual fee

joseph10

  • joseph10
  • Jan 11, 2018

for bdo amex blue card, annual fee is waived for the first year, but for the succeeding year, there will but charges, is there any way to waive the annual fee? do we have to meet certain points? can we use our reward points to pay for the annual fee?tnx

davaostar

  • davaostar
  • Sep 26, 2018

You are questioning the annual fee, of course yearly there is charges because of some policy occurred. Of course! What's the use of your BDO Amex Blue card if you cannot use it, since you belong to this company. And then, if you just continue using and availing it then there's a lot of points you could gain every year. I think before you applied such establishment there is actually a brief orientation about that and give you some tips on how to earn more points.

Good Answer

Frank Jimenez

  • Frank Jimenez
  • Nov 28, 2018

Kapag maganda yung credit history mo madalas tinatanggal nila yung annual fee lalo na kapag malaki yung bills mo

Good Answer

grey

  • grey
  • Feb 12, 2019

aws siguro may ganyan ding case. pero usually meron talaga silang annual fee na included kaya ganun po talag kasi siguro yong systema ng mga banko. di lang basta bdo kundi pati narin sa lahat ng banko dito sa pilipinas or worldwide pa yan. May iba kasi abusado sa mga pera porket sa banko ee di na sila gaano ka galing magbayd yung bang good payer na term. pero di naman di judge ko kasi di naman din laaht ganun may iba lang na iba iba ng concepto sa paggamit ng kani kanilang pera. pero ako masyado akong thrifty e i mean economical kung baga wehehe slight

Good Answer

chloe quenzy

  • chloe quenzy
  • Feb 14, 2019

diba crushing out naman yong annual fee ngayon kasi may charges proposal na silang ginawa. bat ganun may annual fee pa, di ko na kasi alam yiong systema nila kaya ito napatanong nalang ako. wala na akong paki kasi nung mga orientation nila kaya di ako na orient di ko nala lam baka malaki an yong babayran ko nito ba, katako naman. pero sige just wanna check kung may mga annualfee ako na babayaran ngayon taon and baka may charges na ako sa mga utang ko before kasi may iba na naiiskip ko ng pagbayad

Good Answer

Zane Ding

  • Zane Ding
  • Nov 1, 2019

Pwd po ba gamitin kahit saang merchant yung bdo blue amex card..or selected lang pwd un gamitin?thnx

Good Answer

Reply

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