BDO American Express Gold Credit Card and Promo

BDO American Express Gold Credit Card Credit Cards

Interest Rate
3.25% per month
Annual fee
P3,000 First year waived Free for life for an annual spent of P200,000
Promo & Features
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Free Travel Accident and Purchase Insurance for your worry free travel and spendings whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Avail 24/7 Global Travel Assistance for medical and legal emergencies overseas.
  • Minimum monthly income : P70,833
  • Annual Fee for Supplementary holder : P1,500 First year waived
  • more info
User Rating 4.0 (1 Reviews)
bacudlerma@yandex.com Para sa mga hindi pa nakaavail ng ganitong card naku, pagapply napo kayo kasi pang universal po ang functionality nito. ...read more
Forum 1Threads (3 Replies)
axel Ano bang pinagkaiba sa Platinum tsaka gold na BDO? Kasi kung pagbabasihan ee same lang naman sila ng bank iba lang yung name na ...read more

Information

Reviews

Forum

Free Travel Accident and Purchase Insurance for your worry free travel and spendings whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your Credit Card, Get to travel with a peace of mind knowing that you are insured up to P 10million in Travel Accident Insurance and up to P50,000 on Purchase Insurance.

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 MR point for every P45 spent and exchenge points into Air miles from any of the 6 frequent flyer program partners or exchange points from exciting rewards selections in American Express Membership Rewards.

Avail 24/7 Global Travel Assistance for medical and legal emergencies overseas.

With American Express Global travel assistance for medical and legal emergencies you won't have to worry about your travel or business troubles overseas, Medical and Legal assitance are just one call away.

Basic Information

Card name

BDO American Express Gold Credit Card

Bank

BDO

Brand

Amex

Type

Premier

Fees and charges

Interest rate (per month)

3.25%  per month

Annual fee

P3,000  First year waived Free for life for an annual spent of P200,000

Annual Fee for Supplementary holder

P1,500
First year waived

Minimum Payment

) 3% of the outstanding balance less installment amortizations and new transactions posted within the current statement period, or P200 / US$5, whichever is higher; b) 3% of installment amortization; c) Overdue Amount; d) Over-Limit Amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of the amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.00%

Overseas spending fee

Assessment fee of 1% plus service fee of 2.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for local transactions or P500 for each sales slip retrieved for international transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 / US$35 per returned check or insufficient ADA account

Eligibility

Minimum monthly income

P70,833

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Health & Medical Insurance / Service

24/7 Global travel assistance for medical and legal emergencies

Transport Accident Insurance/ Travel Insurance

Get up to P 10Million in Travel Accident insurance

Purchase Protection

Purchase protection covering up to P50,000 for theft, lost, damage within 30 days of purchase

Travel information

24/7 Global Travel Assictance

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO American Express Gold Credit Card

User Review : 1Reviews

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

bacudlerma@yandex.com

For worldwide use

Para sa mga hindi pa nakaavail ng ganitong card naku, pagapply napo kayo kasi pang universal po ang functionality ...Read more

  • Rating : 4.0
  • Date : Jan 17, 2019
  • Review by bacudlerma@yandex.com

Forum of BDO American Express Gold Credit Card

axel

Spot the difference

Ano bang pinagkaiba sa Platinum tsaka gold na BDO? Kasi kung pagbabasihan ee same lang naman sila ng bank iba lang yung name na nakalagay sa card. Recently, sinearch ko kasi siya sa google kong ano yong mabebenefits and other promo dito sa card nato and ... Read more

  • Last updated : Sep 8, 2019
  • Posted by axel
  • Replies of This topic : 3 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

Please feel free to post your review on this product.

Write a Review

bacudlerma@yandex.com

  • Review by bacudlerma@yandex.com
  • Jan 17, 2019
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

For worldwide use

Para sa mga hindi pa nakaavail ng ganitong card naku, pagapply napo kayo kasi pang universal po ang functionality nito. Medyo mahirap kasi kapag sa simula pero kapag pinagsisikapan mo ito sobrang sufficient yung services nila ., , ito din yung nagustuhan ko kasi maka-avail ka 24/7 Global Travel Assistance for medical and legal emergencies overseas. So worldwide ang gamit nito guys..

Good Review

Page 1 of 1

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Spot the difference

axel

  • axel
  • Jan 15, 2019

Ano bang pinagkaiba sa Platinum tsaka gold na BDO? Kasi kung pagbabasihan ee same lang naman sila ng bank iba lang yung name na nakalagay sa card. Recently, sinearch ko kasi siya sa google kong ano yong mabebenefits and other promo dito sa card nato and actually walanman akong nakitang kakaiba sa services nila parang same lang yong transactions sa dalawang cc talaga. Gusto kong malaman sana kung sino man ang nakagamit na ng card nato? Spot the differences nilang dalwa, thank you po..

dianne tolentino

  • dianne tolentino
  • Mar 7, 2019

Di ko alam kasi yan eh, hirap namang sagutin niyan, guys baka kayo may mga ideya sa tanong niya. I only have credit card but mastercard lang siya not platinum and gold credit card, I don't have any experience in using that kinds of card. Parang pangelite card holder or pang prestige card holder lang ang may ganyan eh. Siguro pwedi akong makaavail niyan but kailangan ko munang makaearn ng maraming points ngayon. so that maka avail ako nito sa pang elite belongingness.

Good Answer

shadi098

  • shadi098
  • Sep 6, 2019

mas mtaas ang credit limit ng mga platinum members kumpara sa mga gold memers kaya kung gusto niyo mag platinum hindi din kayo basta basta ma approve kasi need niyo ng mataas ng income din para ma approve sa mataas na credit limit usually po kasi mas okay pa din kung walang identifier na ganun kasi may hierarchy pa na malalaman pag ganun eh

Good Answer

Jess Paul

  • Jess Paul
  • Sep 8, 2019

tama mas mataas ang platinum card members compared sa gold members

Good Answer

Reply

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