BDO American Express Credit Card and Promo

BDO American Express Credit Card Credit Cards

Interest Rate
3.50% per month
Annual fee
P1800 First year waived Free for life for an annual spent of P120,000
Promo & Features
Apply
Online
Inquiry
Tel
840-7000
Mail
callcenter@bdo.com.ph
Online
Visit inquiry page
  • Earn points as you spend, the more points you earn the greater rewards you can get.
  • Avail 24/7 Global Travel Assistance for medical and legal emergencies overseas.
  • Get exclusive Discounts and Deals with American Express Selects.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P800 First year waived
  • more info
User Rating 4.5 (2 Reviews)
J.J Just reward yourself sa pinakabagong american cards nationwide po ito, kahit saan niyo man ito dalhin i magagamit niyo to ...read more
Forum 2Threads (5 Replies)
jayke Mga magkano ba yung down payment nito if mag-aaply ka sakanilang card? If may ganito ka nang card, syempre hindi nawawala riyan ...read more

Information

Reviews

Forum

Earn points as you spend, the more points you earn the greater rewards you can get.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 MR point for every P45 spent and exchenge points into Air miles from any of the 6 frequent flyer program partners or exchange points from exciting rewards selections in American Express Membership Rewards.

Avail 24/7 Global Travel Assistance for medical and legal emergencies overseas.

With American Express Global travel assistance for medical and legal emergencies you won't have to worry about your travel or business troubles overseas, Medical and Legal assitance are just one call away.

Get exclusive Discounts and Deals with American Express Selects.

Take advantage of a fine selection of year round offers and savings all over the globe, Enjoy savings on beauty treatments, finest restaurants, bonus rewards and many more.

Basic Information

Card name

BDO American Express Credit Card

Bank

BDO

Brand

Amex

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1800  First year waived Free for life for an annual spent of P120,000

Annual Fee for Supplementary holder

P800
First year waived

Minimum Payment

3% of the outstanding balance less installment amortizations and new transactions posted within the current statement period, or P200 / US$5, whichever is higher; b) 3% of installment amortization; c) Overdue Amount; d) Over-Limit Amount

Credit Limit

Late payment charge

7% of the overdue amount

Cash advance limit

Cash advance handling fee

5% of the amount withdrawn or P500 / US$10, whichever is higher

Cash advance interest charge

3.25%

Overseas spending fee

Assessment fee of 1% plus service fee of 2.5% of the converted amount

Payment Channels and Fees

BDO Branch Counters
BDO eBanking
BDO Phone Banking.
BDO Call Center
SM Bills Payment Counters

Installment Plan

Easy Pay Installment, 0% interest in partner stores and chose from a variety of payment terms
Easy Pay Convert, No installment plan available at your favorite store? with Easy Pay Convert you can request for installment payment scheme for your favorite store

Sales Slip Retrieval Fee

P300 for each sales slip retrieved for local transactions or P500 for each sales slip retrieved for international transactions

Replacement/Lost card fee

P400

Returned Check Fee

P1,250 / US$35 per returned check or insufficient ADA account

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Health & Medical Insurance / Service

24/7 Medical and Legal Assitance

Travel information

24/7 Global Travel Assictance

Others

Charge your bills at your convineince with Charge on Demand and Auto Charge

Reviews of BDO American Express Credit Card

User Review : 2Reviews

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

J.J

easy to fine something better

Just reward yourself sa pinakabagong american cards nationwide po ito, kahit saan niyo man ito dalhin i magagamit ...Read more

  • Rating : 4.0
  • Date : Nov 29, 2018
  • Review by J.J

jeggy boy

You can get the best points

Kung itatanong niyo sakin kung Visa or Mastercard bato, both are almost close equally accepted. every merchant ...Read more

  • Rating : 5.0
  • Date : Sep 25, 2018
  • Review by jeggy boy

Forum of BDO American Express Credit Card

jayke

Just wana ask lang po

Mga magkano ba yung down payment nito if mag-aaply ka sakanilang card? If may ganito ka nang card, syempre hindi nawawala riyan yung interest. Mga magkano rin yong interest nito? Tsaka kapag hindi nabayaran within that day yong inutang mo na pera using ... Read more

  • Last updated : Dec 10, 2018
  • Posted by jayke
  • Replies of This topic : 2 Replies

graciano

Interesting card

Tanong ko lang sana, kung same lang po ba yung interest nila sa ibang klasing cards like BDO, BPI, Landbank at iba pang cards? Paano ba makakakuha ng ganitong cards kasi pang universal cards ito ee, meron bang ganitong cards sa pilipinas? Gusto ko ... Read more

  • Last updated : Dec 17, 2018
  • Posted by graciano
  • Replies of This topic : 3 Replies

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Information

Reviews

Forum

Overall Rating

Design 4.5
Fees & Charges 4.5
Customer service 4.5
Features 4.5
Total 4.5

Please feel free to post your review on this product.

Write a Review

J.J

  • Review by J.J
  • Nov 29, 2018
Design 4.0
Fees & Charges 4.0
Customer service 4.0
Features 4.0
Total 4.0

easy to fine something better

Just reward yourself sa pinakabagong american cards nationwide po ito, kahit saan niyo man ito dalhin i magagamit niyo to for efficient and easy transactions. Kahit saan pang lugar yan, kahit gaano pa kalayo yang binabyahe niyo ngayon kapag may ganito kayo yong life niyo sobrang madalli lang. Basta kasa-kasama niyo lang to. Easy money, easy life ganun lang. Magnada po kasi yong systema nito and of course nrin sa maganda services nila as well.

Good Review

jeggy boy

  • Review by jeggy boy
  • Sep 25, 2018
Design 5.0
Fees & Charges 5.0
Customer service 5.0
Features 5.0
Total 5.0

You can get the best points

Kung itatanong niyo sakin kung Visa or Mastercard bato, both are almost close equally accepted. every merchant nag-aaccepts sila ng credit cards takes both Visa and Mastercard, it's true not only in the United States, but also internationally, where acceptance is lower for American Express and Discover. Okay here bibigyan kita ng hint kung anong steps pagmag-aavail ka ng ganitong cards, five steps you need to take to get your first ever credit card from BDO. First and for most, choose the best credit card for your needs, second check the basic requirements for a BDO credit card, thirdly, complete the necessary documents for credit card application and of course file your application and lastly, check your BDO credit card application status. Simple as that.

Good Review

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Information

Reviews

Forum

Please feel free to post your questions on this product.

Start a new topic

Just wana ask lang po

jayke

  • jayke
  • Nov 26, 2018

Mga magkano ba yung down payment nito if mag-aaply ka sakanilang card? If may ganito ka nang card, syempre hindi nawawala riyan yung interest. Mga magkano rin yong interest nito? Tsaka kapag hindi nabayaran within that day yong inutang mo na pera using these credit card, mga magkano rin yong charges? Maliit lang ba yun or maslalaki ng lalaki yong interest kapag hindi ito na bayaran?

venuz

  • venuz
  • Nov 28, 2018

Hindi ko rin nga alam, pasensya na kasi ako gusto ko rin sana na magtanong kung magkano po ang downpayment nito. Pati narin sa mga charges hindi ko rin alam, maganda naman din namn yong american epress yon yong sabi ng iba. Gustong kong magkaroon ng ganito kasi walang akong credit na card ee ang meron lang sakin is yong debit kasi personal savings ko yon ee hindi rin namankasi ako mahilig mangutang kaya hindi ako agavail ng ganyang card but then sabi nila mas maganda naman din kahit papano ang gantong card kaya gusto ko rin sanag magkaroon ng ganito.

Good Answer

lovera

  • lovera
  • Dec 10, 2018

Sa debit card lang kasi yong alam ko guys yong down-payment nila is nasa mga 5k tapos kung mag-avail ka namn for personal savings account is nasa mga 10k yong starting pero kasi sa credit card wala akong alam jan, pag BDO account yong ina-avail mo maliit naman yata yong down-payment nila sa tingin ko lang naman compared sa pagavail mo sa cards nila specially para sa mga first timer.

Good Answer

Reply

Interesting card

graciano

  • graciano
  • Sep 20, 2018

Tanong ko lang sana, kung same lang po ba yung interest nila sa ibang klasing cards like BDO, BPI, Landbank at iba pang cards? Paano ba makakakuha ng ganitong cards kasi pang universal cards ito ee, meron bang ganitong cards sa pilipinas? Gusto ko talagang mag-avail nito kasi as far as I know, usable talaga siya. Credit o debit card po ba ito?

solidad

  • solidad
  • Oct 15, 2018

credit card po syempre. Sasagutin ko yung una mong tanong. Hindi po same ng interest ang American Cards sa BPI and other banks may kanya2 po yan silang mga interest sa sa tingin ko lang 3% yung sa BDO yun lang ang alam ko the rest is hindi na, malaki yung interest sa BDO e kasi may ganito akong cards but maganda siyang gamitin naman so far.

Good Answer

THUNDER ford

  • THUNDER ford
  • Oct 19, 2018

Tama kayo maraming mga banko na may matas at mababang interest. Sa business or makikipag-negotiate may interest talaga yan naka depende po yan sa deal niyo or transactions between the client and the owner. Eastwest bank kasi yung card ko yung Interest rates nila are not charged if kayo po nagbabayad ng balance in full on or before your due date. If you missed your payment, then you can get charged from 1.99% per month yan po kasi yung rules nila when it comes to delay of payment sa balance niyo.

Good Answer

chralei

  • chralei
  • Dec 17, 2018

diyaan po sa eastwest bank maganda din namn so far but the interest could actually grow even more, yon nga hindi naman din atin yong pero but the good thing is I am a good payer kaya hindi ako nakakapagbayad ng high interest nila. Tapos aware din po ako sa mga charges kaay hindi ako delay nagababyad ng utang ko. If your a good payer din you can get win win situation, it may balance between the payer and the bank personnel.

Good Answer

Reply

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