UnionBank Racks Visa Card and Promo

UnionBank Racks Visa Card Credit Cards

Interest Rate
3.5% per month
Annual fee
P1,500
Promo & Features
  • Shopping
  • Reward
  • Fuel rebate
  • Cashback
  • Mileage
Apply
Online
Inquiry
Tel
84-186
841-8600
Mail
customer.service@unionbankph.com
Online
Visit inquiry page
  • Get exclusive dining privileges and freebies at Racks.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.
  • Minimum monthly income : P50,000
  • Annual Fee for Supplementary holder : P750
  • Late payment charge : 6% of the amount due or P500 pesos, whichever is higher
  • more info

Information

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Get exclusive dining privileges and freebies at Racks.

Enjoy year round freebies get a free mac and cheese, memphis pound cake and carbonara anytime you dine at any Racks branch with a minimum spend depending on the promo, when you dine on your birth month at any Racks branch you'll get a free Apple pie a la mode for dessert when you use your card for the first time at any Racks branch with a minimum purchase of P800.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 reward points for every P20 spent anywhere as you use your card and redeem your points for free dining vouchers at Racks.

Enjoy the benefits of BDO's Credit Card features, Get secured and a peace of mind knowing that your are in good hands.

Get secured and a peace of mind, with credit card features only BDO has to offer, like Installment Program, Auto-Charge Facility, Discount Program, Rewards Program, Auto-Insurance Installment Plan, Credit Life Insurance, Unlimited number of Supplementary Card, Payment Convinience, Email Statment of Account and 24 hour Customer Service.

Basic Information

Card name

UnionBank Racks Visa Card

Bank

Union Bank

Brand

VISA

Type

Standard

Fees and charges

Interest rate (per month)

3.5%  per month

Annual fee

P1,500 

Annual Fee for Supplementary holder

P750

Balance transfer Rate

0.99% for 14-18 months

Minimum Payment

5% of Total Amount Due or P500, whichever is higher

Credit Limit

Late payment charge

6% of the amount due or P500 pesos, whichever is higher

Cash advance limit

Cash advance handling fee

6% of the amount withdrawn or P300, whichever is higher

Cash advance interest charge

3.50%

Overseas spending fee

2% of the converted amount

Over Limit Fee

P500

Payment Channels and Fees

Union bank branches nationwide
Selected Union bank ATMs
MegaLink and BankNet ATMs
Online via BankNet

Installment Plan

0% interest installment scheme at partner stores

Sales Slip Retrieval Fee

P200

Replacement/Lost card fee

P400

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P50,000

Minimum age for Principal holder

At least 18 to 60years old

Minimum age for Supplementary holder

At least 14 years old

Promo & Features

Cashback

0.5% cashback
  • Earn 1 point for every P20 spent and use accumulated points to wave annual fees, redeem items or even exchange for cashback, Get P100 for an exchange of 1,000 Rewards points

Reward

P20 spent = 1 point
  • Accumulate points for every spent and redeem points for exciting great rewards.
  • Receive free dishes whem you dine at any branches of Racks.

Fuel rebate

0.45% fuel rebate
  • Use accumulated points to redeem fuel rebates, Exchange 5,500 points for P500, 8,800 points for P800 and 11,000 points for P1,000 worth petron card.

Mileage

P20 spent = 1 point
  • Use accumulated points to redeem free flights via Cebu Paicific Air, Flysear or Tiger airways.

Shopping

30% discount
  • Get up to 30% discounts on wellness, shopping, dining and even medical expenses with UnionBank discount program.

Roadside Assistance

Car Secure Insurance Program 24-Hour assistance hotline Flat tire change Assistance during a mechanical or electrical breakdown Battery boosting in case of battery failures Free towing Ambulance assistance Alternate transport to place of residence or desired destination in case of vehicle breakdown Free hotel accomodation if the vehicle cannot be repaired within the same day

Others

Auto-charge Facility
Credit Life Insurance
Unlimited Number of Supplementary Card
Payment Convenience
Email Statement of Account

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