RCBC Bankard Classic JCB and Promo

RCBC Bankard Classic JCB Credit Cards

Interest Rate
3.50% per month
Annual fee
P1,500 First year waived
Promo & Features
  • Mileage
  • Cashback
  • Fuel rebate
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Get exclusive free access to JCB Plaza Lounges for your travel related needs all around the globe.
  • Minimum monthly income : P15,000
  • Annual Fee for Supplementary holder : P750 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info

Information

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Free Travel Plus Lite insurance package for your worry free travel whenever, wherever you go all around the globe.

Get free Travel Plus Lite a travel accidents and medical emergency problems insurance, including travel inconvinience and other travel related problems, just purchase travel tickets using your card.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P36 spent, the more you spend the more points you'll get, accumulate points and exchange them for mile points or from tons of exciting rewards.

Get exclusive free access to JCB Plaza Lounges for your travel related needs all around the globe.

Get exclusive privileges on your travels with free access to JCB Plaza Lounges in mostly popular tourist shopping areas, avail a variety of services for your travel needs

Basic Information

Card name

RCBC Bankard Classic JCB

Bank

RCBC

Brand

JCB

Type

Standard

Fees and charges

Interest rate (per month)

3.50%  per month

Annual fee

P1,500   First year waived

Annual Fee for Supplementary holder

P750
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

30% of credit card limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.55%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

P15,000

Minimum age for Principal holder

must be 21 to 70 years old

Minimum age for Supplementary holder

16 years old and above

Promo & Features

Cashback

0.69% cashback
  • Cashback only applies to Non-Service Merchants exept utilities & bills payment merchants, Rebates will be automatically credited to account every month

Reward

P36 spent = 1 point
  • Earn 1 point for every P36 spent, exchange points for shopping vouchers, Airmiles point and more

Fuel rebate

0.2% fuel rebate
  • Cashback only applies to Service Merchants, gas and drug store purchases, Rebates will be automatically credited to account every month

Mileage

P36 spent = 1 mile
  • 1 point is equivalent to 1 Airmiles, 3 Airmiles is equivalent to 1 Mabuhay miles and 1 GetGo points

Shopping

Transport Accident Insurance/ Travel Insurance

Get free travel plus lite insurance program

Purchase Protection

Free purchase protection up to P50,000 on any purchases made overseas

Others

Free access to JCB Plaza Lounges

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