LJC RCBC Bankard MasterCard and Promo

LJC RCBC Bankard MasterCard Credit Cards

Interest Rate
3.25% per month
Annual fee
P960 First year waived
Free for life for an annual spent of P300,000
Promo & Features
  • Shopping
  • Reward
Apply
Online
Inquiry
Tel
888-1-888
Mail
service@rcbcbankard.com
Online
Visit inquiry page
  • Enjoy dining benefits plus more from the highly esteemed LJC Restaurant Group.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Receive a welcome gift from LJC reastaurant.
  • Annual Fee for Supplementary holder : P720 First year waived
  • Late payment charge : 7% of the amount due or P200, whichever is higher
  • more info

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Enjoy dining benefits plus more from the highly esteemed LJC Restaurant Group.

Get 10% discount everytime you dine at any LJC restaurant and get a free birthday discount for a fine dine with your family or friends at any LJC restaurants.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Earn 1 point for every P100 spent, Redeem 800 points to get a voucher worth P200 that can be used at any LJC restaurants nationwide.

Receive a welcome gift from LJC reastaurant.

Receive a free bottle of wine from LJC reastaurant as welcome gift to you as a new cardholder.

Basic Information

Card name

LJC RCBC Bankard MasterCard

Bank

RCBC

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.25%  per month

Annual fee

P960  First year waived
Free for life for an annual spent of P300,000

Annual Fee for Supplementary holder

P720
First year waived

Minimum Payment

5% of Total Amount Due or P500/USD 15, whichever is higher

Credit Limit

Late payment charge

7% of the amount due or P200, whichever is higher

Cash advance limit

Cash advance handling fee

3% of the amount withdrawn or P500, whichever is higher

Cash advance interest charge

3.29%

Overseas spending fee

3.5% of the converted amount

Payment Channels and Fees

ATMs of participating BancNet and Megalink member banks.
Any branches of RCBC, RCBC Savings Bank, BDO, Unionbank, BPI, SM Bills Payment Counters and all Bayad Centers

Installment Plan

Convert big-ticket purchases to installment payment plan for 3, 6, or 12 months for (1)0% interest

Replacement/Lost card fee

P300

Returned Check Fee

P1,000

Eligibility

Minimum monthly income

Minimum age for Principal holder

At least 21 years old

Minimum age for Supplementary holder

13 years old years and above

Promo & Features

Cashback

Reward

P100 spent = 1 point
  • Earn 1 point for every P100 spent, Redeem 800 points to get a voucher worth P200
  • Free bottle of wine as welcome gift

Mileage

Shopping

10% discount
  • Get 10% Discount at any LJC restaurant
  • Get exciting year round dicsounts and treats with RCBC Bankard Destination

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