EastWest Bank Practical MasterCard and Promo

EastWest Bank Practical MasterCard Credit Cards

Interest Rate
3.25% per month
Annual fee
P1,400
Promo & Features
Apply
Online
Inquiry
Tel
888-1700
Mail
service@eastwestbanker.com
Online
Visit inquiry page
  • Pay less for your practical needs
  • Lighter payments on your monthly dues for financial flexibility
  • Easy membership fee payments
  • Minimum monthly income : P10,000
  • Annual Fee for Supplementary holder : P700
  • more info

Information

Reviews

Forum

Pay less for your practical needs

Get 3.25% interest rate for basic purchases and 3.49% for other purchases.

Lighter payments on your monthly dues for financial flexibility

You don’t have to worry about your monthly billing statements, pay as low as 3.5% of your bill or P200 whichever is higher.

Easy membership fee payments

Have the convinience to choose how to pay your membership fee, annually, quarterly or monthly.

Basic Information

Card name

EastWest Bank Practical MasterCard

Bank

EastWest Bank

Brand

Master

Type

Standard

Fees and charges

Interest rate (per month)

3.25%  per month
3.49% per month for non-basic purchases

Annual fee

P1,400 

Annual Fee for Supplementary holder

P700

Balance transfer Rate

8.28% per annum for 12 months

Minimum Payment

3.5% of your total amount due or P200, whichever is higher

Credit Limit

Late payment charge

7.50% of the minimum payment due or P500, whichever is higher

Cash advance limit

50% of credit limit

Cash advance handling fee

1% of the cash advance amount or P500, whichever is higher Plus P500 for transaction over-the-counter

Cash advance interest charge

3.49%

Overseas spending fee

2.50%

Over Limit Fee

P500

Payment Channels and Fees

BANK BRANCH STORES
EastWest ATM
EastWest Internet Banking
EastWest’s Automatic Debit Arrangement
BANCNET
BDO BRANCHES
SM BILLS PAYMENT CENTERS

Installment Plan

Convert- to-installment, convert your purchases to easy payment terms at low monthly add-on interest rates
0% interest on selected items and installment tenors at participating merchants

Sales Slip Retrieval Fee

P200 for retail/installment charge slip P1,250 for travel and entertainment charge slip

Replacement/Lost card fee

P400

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Gaming Service transaction fee

5%

Eligibility

Minimum monthly income

P10,000

Minimum age for Principal holder

Must be 21 but not more than 65 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

Mileage

Shopping

Others

Quick bills facility, charge all your bills into one payment for your added convinience

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