BPI Gold MasterCard and Promo

BPI Gold MasterCard Credit Cards

Interest Rate
3.40% per month
Annual fee
P2,250 First year waived
Promo & Features
  • Reward
  • Mileage
  • Shopping
Apply
Online
Inquiry
Tel
89-100
0917-8910000 (Mobile)
Mail
expressonline@bpi.com.ph
Online
Visit inquiry page
  • Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.
  • Need cash for emergencies? No problem! With BPI Gold MasterCard you can withdraw cash advance for your needs when you need them the most.
  • Earn points as you spend, the more points you earn the greater rewards you can redeem.
  • Minimum monthly income : P40,000
  • Annual Fee for Supplementary holder : P1,125 First supplementary Free for life
  • Late payment charge : 6% of outstanding amount
  • more info

Information

Reviews

Forum

Free Travel insurance package for your worry free travel whenever, wherever you go all around the globe.

Just by purchasing your travel ticket with your BPI Gold MasterCard, Get to travel with a peace of mind knowing that you are insured up to P 10million in Travel insurance package.

Need cash for emergencies? No problem! With BPI Gold MasterCard you can withdraw cash advance for your needs when you need them the most.

With BPI Gold MasterCard theres no need to worry about emergency cash advances, you can cash advance up to 100% of your credit card limit for your emergencies in life.

Earn points as you spend, the more points you earn the greater rewards you can redeem.

Reward yourself with exciting reward items just by purchasing your wants or daily needs you get to earn 1 point for every P35 spent and exchange points from a ton of exciting reward items.

Basic Information

Card name

BPI Gold MasterCard

Bank

BPI

Brand

Master

Type

Premier

Fees and charges

Interest rate (per month)

3.40%  per month

Annual fee

P2,250  First year waived

Annual Fee for Supplementary holder

P1,125
First supplementary Free for life

Balance transfer Rate

12% per annum for 12 months

Minimum Payment

5% of all retail transactions plus entire Special Installment Plan amortization for the month

Credit Limit

Late payment charge

6% of outstanding amount

Cash advance limit

100% of credit card limit

Cash advance handling fee

4% of amount withdrawn or P300, whichever is higher

Cash advance interest charge

Overseas spending fee

0.75% of the foreign exchange rate at the time of transaction

Payment Channels and Fees

BPI or BPI Family Savings Bank Branches
BPI Express Teller ATM
BPI Express Phone
BPI Express Online
BPI Express Mobile
Auto-Debit Arrangement (ADA)
SM Bills Payment Counters

Installment Plan

0% interest installment scheme at partner stores

Sales Slip Retrieval Fee

P200

Replacement/Lost card fee

P400

Returned Check Fee

P100 plus 6% of the check amount

Closed Maintenance fee

25% of the unpaid amount, exclusive of litigation expenses and judicial costs

Eligibility

Minimum monthly income

P40,000

Minimum age for Principal holder

Mmust be 21 to 70 years old

Minimum age for Supplementary holder

At least 13 years old

Promo & Features

Cashback

Reward

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent
  • Points can also be used to redeem miles

Mileage

P175 spent = 1 mile
  • 5 Rewards Point is equivalent to 1 Mabuhay Miles point. The minimum points for transfer is 5,000 Rewards Points

Shopping

P35 spent = 1 point
  • Earn 1 rewards point for every P35 spent and redeem points from exciting rewards items

Transport Accident Insurance/ Travel Insurance

Get up to P 10million in Travel insurance package

Others

24/7 Customer Service through BPI Express Phone and MasterCard’s Global Service

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